Cheapest Car Insurance Quotes in Imperial Beach

Cheapest Minimum Liability Car Insurance in Imperial Beach

Since car insurance is a critical requirement for owning a car, you must have minimum liability car insurance. The cheapest car insurance companies for minimum coverage in Imperial Beach are given below. 

CSAA provides the cheapest minimum car insurance coverage in Imperial Beach. Their Average 6 Month Premium is $159. Travelers is the most expensive at $673 for the same period. 

Cheapest Liability Coverage in Imperial Beach, CA

Company	Avg. 6 Mo. Premium	Avg. Monthly Premium
CSAA	$159	$27
AAA NorCal	$263	$44
USAA	$300	$50
Progressive	$355	$60
Auto Club	$361	$60
Wawanesa	$379	$64
AAA	$435	$72
AAA SoCal	$441	$75
Mercury	$441	$74
State Farm	$483	$81
Allstate	$557	$94
Farmers	$599	$102
Travelers	$673	$112

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Cheapest Full Coverage Car Insurance in Imperial Beach

One might think that minimum coverage is only required when insuring your car insurance. However, having full coverage car insurance in any city is certainly a wise choice as it offers better coverage and protection. Our best pick for the cheapest auto insurance quotes in Imperial Beach is CSAA at $111 per month and $661 for six months. 

Cheapest Full Coverage Car Insurance Quotes in Imperial Beach, CA

Company	Avg. 6 Mo. Premium	Avg. Monthly Premium
CSAA	$661	$111
Mercury	$1059	$178
AAA NorCal	$1076	$183
Progressive	$1076	$181
Wawanesa	$1126	$190
USAA	$1144	$193
Auto Club	$1174	$200
Allstate	$1309	$220
AAA SoCal	$1382	$235
Kemper	$1463	$244
State Farm	$1567	$264
Travelers	$1750	$291
Farmers	$1756	$299
AAA	$1413	$236

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Car Insurance Premiums by Age in Imperial Beach

It is quite evident why teen drivers pay the highest car insurance rates in any city. Their lack of experience and increased accident rates make them a highly risky category.  However, as you grow older, your car insurance rates will decrease. So, it is better to not have separate policies for teens; instead, add them to their parents' policies.  

Cheapest Car Insurance Companies Based on Age Group

Age Group	Cheapest Companies	Avg. 6 Mo. Premium
20s	Wawanesa	$618
30s	Wawanesa	$499
40s	Wawanesa	$499
50s	Wawanesa	$499
60s	Wawanesa	$499
70s	Wawanesa	$488

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Imperial Beach Car Insurance Rates by Violation

Here is a list of driving violations that can increase your car insurance rates in Imperial Beach CA. For example, the car insurance in Imperial Beach after a DUI increases to $1792 for a six month policy. While the rate increases by $470 for a six-month policy in the case of a speeding ticket.  

Imperial Beach auto insurance quotes by violations

Accident/Violation	Avg. 6 Mo Premium	Avg. Monthly Premium
None	$1120	$186
Not-at-fault accident	$1120	$191
One comp claim	$1120	$186
One Med/PIP claim	$1120	$191
Two comp claims	$1120	$186
Two Med/PIP claims	$1120	$191
At-fault accident - less than $1000	$1144	$191
Failure to show documents	$1475	$250
Driving with expired registration	$1505	$251
Driving without lights	$1505	$255
Failure to wear a seat belt	$1511	$252
Child safety restraint	$1523	$259
Speeding 11 - 15 MPH over limit	$1584	$264
Speeding 16 - 20 MPH over limit	$1584	$270
Driving too slowly	$1590	$265
Failure to stop at a red light	$1590	$271
Failure to yield	$1590	$265
Following too closely	$1590	$271
Illegal turn	$1590	$265
In 65 MPH zone	$1590	$271
Speeding 21 - 25 MPH over limit	$1590	$265
Speeding 6 - 10 MPH over limit	$1590	$271
Speeding in school zone	$1590	$265
Improper passing	$1597	$272
Cell phone violation	$1603	$267
Texting while driving	$1603	$273
Passing school bus	$1621	$270
Wrong way/wrong lane	$1896	$322
Operating a vehicle without permission	$1939	$323
At-fault accident - $1000-$2000	$1952	$332
At-fault accident - greater than $2000	$1952	$325
Open container	$1958	$333
Driving with a suspended license	$2270	$378
Reckless driving	$2766	$471
Racing	$2796	$466
Leaving scene of an accident/hit and run	$2808	$478
DUI	$2912	$485
Refusal to submit to a chemical test	$2912	$495

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