Cheapest Car Insurance Quotes in Isleton

Finding the cheapest car insurance quotes in Isleton shouldn't be a guessing game. That's why our licensed insurance experts do the heavy lifting for you, analyzing rates from dozens of top companies to find you the best deal.
We believe in making things clear and simple. Our experts compare coverage options and find every possible discount, so you can see your best options side-by-side. It’s fast, free, and designed to save you a ton.

Enter your zip code to get personalized rates.

Featured in

399,755 Policies Sold

Isleton Car Insurance

^$ 25

/mo

Written by Sara Sam

Edited by Renee Martin

Why you can trust Way?

The auto insurance rates published in this guide are based on the results of research completed by Way’s data team. Using a mix of public and internal data, we analyzed millions of rate averages across U.S. ZIP codes. These rates were publicly sourced from insurer filings and should be used for comparative purposes only — your own quotes will differ. Given this, it’s important to go through our insurance steps form to find how much you can save with Way.

Table of Contents

How Much Is Car Insurance in Isleton

The car insurance rate in Isleton is $960 for a six-month policy, which is $51 lower than the higher than the state average. Root Insurance Company offers the lowest rates in the city at $610, making it a popular choice for budget-conscious drivers. Rates in Isleton can vary depending on your age, driving record, and coverage level, so not every driver will pay the same amount. Choosing a higher deductible, maintaining a clean driving history, and comparing quotes from multiple insurers can help you find better deals and save money over time.

Avg. Car Insurance in Isleton

$960

Avg. Car Insurance in California

$1011

National Average

$1140

Cheapest Car Insurance Companies in Isleton

1st place: CSAA

At $610 for a six month policy, CSAA offers the cheapest auto insurance rates in the city.

2nd place: USAA

USAA offers auto insurance rates at $773 for a six-month policy, making it one of the cheapest to insure with.

3rd place: Mercury

Mercury offers auto insurance rates at $818 for six months, making it the third cheapest auto insurance company in Isleton.

Isleton Car Insurance Rates by Company

Based on our research, the cheapest car insurance company in Isleton, CA is CSAA, offering policies at just $610 for a six-month term. This is followed by USAA, which has an average six-month premium of $773.

At the higher end of the spectrum, Hartford is the most expensive, with rates reaching $733 for a six-month policy. Rates can vary widely by driver, but comparing quotes from multiple companies can help Isleton drivers find the best deals.

Cheap Car Insurance Companies in Isleton, CA

Company	Avg. 6 Mo. Premium	Avg. Monthly Premium
CSAA	$610	$103
USAA	$773	$130
Mercury	$818	$138
AAA SoCal	$897	$153
Progressive	$942	$159
Allstate	$1033	$174
Wawanesa	$1038	$175
AAA NorCal	$1050	$179
Auto Club	$1083	$181
State Farm	$1146	$193
AAA	$1303	$218
Kemper	$1349	$229
Farmers	$1507	$251
Capital Insurance Group	$672	$112
National General	$683	$116
State National	$694	$116
Hartford	$733	$124

Key Takeaways

Way's key takeaways about car insurance in Isleton

The auto insurance costs in Isleton fall around $610 for six months.
The cheapest auto insurance company in Isleton is CSAA.
Teen drivers pay the highest rate in Isleton at $64 per month.

High Rates Shouldn’t Drive You Out of Pocket.

Save up to $971/yr with our auto insurance quotes

Cheapest Minimum Liability Car Insurance in Isleton

Since car insurance is a critical requirement for owning a car, you must have minimum liability car insurance. The cheapest car insurance companies for minimum coverage in Isleton are given below.

CSAA provides the cheapest minimum car insurance coverage in Isleton. Their Average 6 Month Premium is $146. 21st Century is the most expensive at $384 for the same period.

Cheapest Liability Coverage in Isleton, CA

Company	Avg. 6 Mo. Premium	Avg. Monthly Premium
CSAA	$146	$25
AAA	$259	$44
USAA	$271	$46
AAA NorCal	$282	$48
AAA SoCal	$322	$55
Progressive	$328	$55
Auto Club	$333	$57
State Farm	$344	$58
Wawanesa	$350	$59
Mercury	$372	$63
Allstate	$401	$67
Farmers	$480	$80
Kemper	$265	$45
Capital Insurance Group	$288	$49
State National	$305	$52
National General	$378	$63
21st Century	$384	$66

Cheapest Full Coverage Car Insurance in Isleton

One might think that minimum coverage is only required when insuring your car insurance. However, having full coverage car insurance in any city is certainly a wise choice as it offers better coverage and protection. Our best pick for the cheapest auto insurance quotes in Isleton is CSAA at $103 per month and $610 for six months.

Cheapest Full Coverage Car Insurance Quotes in Isleton, CA

Company	Avg. 6 Mo. Premium	Avg. Monthly Premium
CSAA	$610	$103
USAA	$773	$130
Mercury	$818	$138
AAA SoCal	$897	$153
Progressive	$942	$159
Allstate	$1033	$174
Wawanesa	$1038	$175
AAA NorCal	$1050	$179
Auto Club	$1083	$181
State Farm	$1146	$193
AAA	$1303	$218
Kemper	$1349	$229
Farmers	$1507	$251
Capital Insurance Group	$672	$112
National General	$683	$116
State National	$694	$116
Hartford	$733	$124

Don't Let Hidden Costs Drive You Crazy

Get Your Car Insurance Quote in Isleton Instantly!

Average Car Insurance in Isleton by Rating Factor

The car insurance rates for two people under the same ZIP code will mostly be different. This is mostly because insurance rates are calculated based on several rating factors. These rating factors include the driver's age, gender, marital status, driving and claims history, credit score, location, type of vehicle, and coverage levels.

I have a clean driving record. Why is my car insurance rate here in Isleton, CA increasing?

Despite maintaining a clean driving record, your car insurance rates in Isleton, California, may be increasing due to several external factors. California has experienced significant rate hikes recently, with average premiums rising by 25.5% in 2023, largely attributed to higher claims volumes and inflation.

Additionally, Isleton's high urban population density, raised auto theft rates, and frequent natural disasters contribute to increased insurance costs.

Car Insurance Premiums by Age in Isleton

It is quite evident why teen drivers pay the highest car insurance rates in any city. Their lack of experience and increased accident rates make them a highly risky category. However, as you grow older, your car insurance rates will decrease. So, it is better to not have separate policies for teens; instead, add them to their parents' policies.

Cheapest Car Insurance Companies Based on Age Group

Age Group	Cheapest Companies	Avg. 6 Mo. Premium
20s	Wawanesa	$556
30s	Wawanesa	$448
40s	Wawanesa	$448
50s	Wawanesa	$448
60s	Wawanesa	$448
70s	Wawanesa	$439

Cheapest Car Insurance Rates for Teen Drivers in Isleton,CA

If you are planning to get a car insurance policy for your teenage dependent, AAA provides the cheapest car insurance in the Isleton at $37 per month. At $372 for a six-month premium, Marcury offers the most expensive rate for teen drivers.

Company	Avg. 6 Mo. Premium	Avg. Monthly Premium
AAA	$220	$37
Capital Insurance Group	$497	$83
USAA	$1185	$200
Mercury	$1202	$202
Wawanesa	$1321	$224
Progressive	$1382	$233
CSAA	$1664	$280
State Farm	$1975	$333
AAA SoCal	$2138	$364
Allstate	$2291	$386
Auto Club	$2443	$415
AAA NorCal	$3256	$542
Farmers	$3324	$565
State National	$355	$59
Marcury	$372	$64

Teen Car Insurance Rates in CA by Age

Way Tip

If you are in your twenties Wawanesa is the best choice for car insurance in Isleton.

As young drivers face the highest rates in Isleton, Wawanesa offers the cheapest auto insurance rates at $556 for six months.

Car Insurance Rates by Credit Score & Driving History

Similar to your driving history, your financial history also plays a key role in determining your auto insurance rates. A low credit score would mean a lapse in payment and increased chances of filing claims, which results in higher auto insurance rates. Therefore, the higher the credit score, the lower the car insurance rates will be.

Escape the Trap of Rising Insurance Costs.

Save up to $971/yr on car insurance rates in Isleton.

Car Insurance Rates with An Accident in Isleton

Both accidents and the resulting increase in insurance rates are often beyond our control. When you’re involved in an accident, you become riskier to insure, consequently increasing the rates. In Isleton, CA, accidents can lead to significant hikes in your premiums.

Cheapest Car Insurance Companies after an At-Fault Accident in Isleton

The cheapest car insurance companies after an at-fault accident in Isleton include AAA and Capital Insurance Group, offering $361 and $519, respectively. 21st Century is an expensive provider with an average six-month premium of $649.

Company	Avg. 6 Mo. Premium	Avg. Monthly Premium
AAA	$361	$61
Capital Insurance Group	$519	$88
CSAA	$694	$117
USAA	$1038	$175
Progressive	$1202	$202
Mercury	$1275	$217
Wawanesa	$1467	$244
AAA SoCal	$1541	$262
Auto Club	$1625	$271
Farmers	$1670	$281
State Farm	$1986	$334
AAA NorCal	$2127	$362
Allstate	$2556	$430
State National	$428	$71
Hartford	$497	$85
National General	$570	$95
Nationwide	$615	$105
21st Century	$649	$108

Isleton Car Insurance Rates by Violation

Here is a list of driving violations that can increase your car insurance rates in Isleton CA. For example, the car insurance in Isleton after a DUI increases to $1653 for a six month policy. While the rate increases by $434 for a six-month policy in the case of a speeding ticket.

Isleton auto insurance quotes by violations

Accident/Violation	Avg. 6 Mo Premium	Avg. Monthly Premium
None	$1033	$172
Not-at-fault accident	$1033	$176
One comp claim	$1033	$172
One Med/PIP claim	$1033	$176
Two comp claims	$1033	$172
Two Med/PIP claims	$1033	$176
At-fault accident - less than $1000	$1055	$176
Failure to show documents	$1360	$231
Driving with expired registration	$1388	$232
Driving without lights	$1388	$236
Failure to wear a seat belt	$1394	$233
Child safety restraint	$1405	$238
Speeding 11 - 15 MPH over limit	$1461	$243
Speeding 16 - 20 MPH over limit	$1461	$249
Driving too slowly	$1467	$244
Failure to stop at a red light	$1467	$250
Failure to yield	$1467	$244
Following too closely	$1467	$250
Illegal turn	$1467	$244
In 65 MPH zone	$1467	$250
Speeding 21 - 25 MPH over limit	$1467	$244
Speeding 6 - 10 MPH over limit	$1467	$250
Speeding in school zone	$1467	$244
Improper passing	$1473	$251
Cell phone violation	$1478	$246
Texting while driving	$1478	$252
Passing school bus	$1495	$249
Wrong way/wrong lane	$1749	$297
Operating a vehicle without permission	$1789	$298
At-fault accident - $1000-$2000	$1800	$306
At-fault accident - greater than $2000	$1800	$300
Open container	$1806	$307
Driving with a suspended license	$2094	$349
Reckless driving	$2551	$434
Racing	$2579	$429
Leaving scene of an accident/hit and run	$2590	$441
DUI	$2686	$447
Refusal to submit to a chemical test	$2686	$457

Your Wallet Deserves Better. Seriously.

Get smarter car insurance rates in minutes today!

Way Tip

Avoid Having A DUI On Your Driving Record.

A DUI can increase your car insurance rates—by $5,000 to $10,000 over five years. Speeding, reckless driving, and at-fault accidents also raise rates, staying on your record for 3–5 years, while DUIs/DWIs can impact you longer.

Car Insurance Rates in Isleton after a DUI

There may have been times when you drank but chose not to drive—a smart and responsible decision, as most states treat DUIs as a serious offense. Your car insurance rates can double after a DUI charge, making it harder to find affordable coverage in Isleton.

The cheapest car insurance premiums in Isleton are offered by AAA at $711 for a six-month policy. However, it can be as expensive as $599 with companies like Kemper.

Isleton car insurance quotes with a DUI

Company	Avg. 6 Mo. Premium	Avg. Monthly Premium
AAA	$711	$121
Capital Insurance Group	$773	$129
Mercury	$920	$155
Progressive	$1360	$229
Wawanesa	$1653	$281
Farmers	$1755	$295
USAA	$1868	$314
CSAA	$1975	$333
AAA SoCal	$2856	$485
Auto Club	$3267	$544
AAA NorCal	$3764	$640
State Farm	$4018	$676
Allstate	$4136	$696
Travelers	$796	$133
National General	$372	$62
Kemper	$599	$100

Cheapest car insurance after a speeding ticket

One of the easiest ways to save money on car insurance is to stay within the speed limit. After a speeding violation, the cheapest car insurance premiums in Isleton are offered by CSAA at $90. However, it can be as expensive as $428 with companies like State National for a similar six-month premium.

Cheapest Car Insurance in Isleton after Speeding ticket

Company	Avg. 6 Mo. Premium	Avg. Monthly Premium
CSAA	$90	$15
Capital Insurance Group	$497	$83
Mercury	$846	$143
USAA	$886	$147
Progressive	$954	$161
AAA NorCal	$1321	$220
AAA SoCal	$1416	$241
Allstate	$1456	$242
State Farm	$1541	$262
Farmers	$2133	$355
AAA	$276	$47
Kemper	$350	$60
National General	$372	$62
State National	$428	$73

Car Insurance Price Trends in Isleton, California

Car insurance rates in Isleton have fluctuated due to factors such as state regulations, inflation, and changing driving habits.

The average cost of full coverage in the Isleton rose by $182 in December compared to $181 of November. In other words, there has been an increase by $1 when you compare December and November.

The average cost of liability insurance in the Isleton rose to $51 in December, compared to $49 in November. This represents an increase of $2 when comparing December and November.

Our Insurance Agent Experts

Wilson Mathew Nechikat

Principal

View Profile

Anthony Luu

Senior Director of Insurance Operations

View Profile

Ezra Peterson

Senior Director of Insurance

View Profile

Danny Herrera

Head of Commercial Insurance

View Profile

Frequently Asked Questions

How much is car insurance in Isleton?

The car insurance in Isleton is $25 per month, which is lower than the national average.

What is the cheapest car insurance in Isleton?

The cheapest car insurance in Isleton is $103 per month for full coverage.

How much is car insurance in Isleton for teenagers?

Car insurance for teenagers costs $220 per 6 months. The rates for teen drivers are higher due to their lack of experience as drivers.

What's the average cost of car insurance in Isleton?

The average cost of car insurance is $1011 for a six-month policy. It will cost around $162 per month to insure your car in Isleton.

Is car insurance expensive in Isleton?

Car insurance can be expensive in Isleton if your rating factors are not favorable. However, with a clean driving record and good credit score, car insurance rates in Isleton can be affordable.

Cheapest Car Insurance Quotes in Isleton

Why you can trust Way?

How Much Is Car Insurance in Isleton

Avg. Car Insurance in Isleton

Avg. Car Insurance in California

National Average

Cheapest Car Insurance Companies in Isleton

1st place: CSAA

2nd place: USAA

3rd place: Mercury

Isleton Car Insurance Rates by Company

Cheap Car Insurance Companies in Isleton, CA

Way's key takeaways about car insurance in Isleton

High Rates Shouldn’t Drive You Out of Pocket.

Cheapest Minimum Liability Car Insurance in Isleton

Cheapest Liability Coverage in Isleton, CA

Cheapest Full Coverage Car Insurance in Isleton

Cheapest Full Coverage Car Insurance Quotes in Isleton, CA

Don't Let Hidden Costs Drive You Crazy

Average Car Insurance in Isleton by Rating Factor

I have a clean driving record. Why is my car insurance rate here in Isleton, CA increasing?

Car Insurance Premiums by Age in Isleton

Cheapest Car Insurance Companies Based on Age Group

Cheapest Car Insurance Rates for Teen Drivers in Isleton,CA

If you are in your twenties Wawanesa is the best choice for car insurance in Isleton.

Car Insurance Rates by Credit Score & Driving History

Cheapest Car Insurance Companies for Bad Credit

Escape the Trap of Rising Insurance Costs.

Car Insurance Rates with An Accident in Isleton

Cheapest Car Insurance Companies after an At-Fault Accident in Isleton

Isleton Car Insurance Rates by Violation

Isleton auto insurance quotes by violations

Your Wallet Deserves Better. Seriously.

Avoid Having A DUI On Your Driving Record.

Car Insurance Rates in Isleton after a DUI

Isleton car insurance quotes with a DUI

Cheapest car insurance after a speeding ticket

Cheapest Car Insurance in Isleton after Speeding ticket

Car Insurance Price Trends in Isleton, California

Average Car Insurance Cost in Isleton by ZIP Code

Frequently Asked Questions

Tired of Insane Auto Insurance Bills? Us Too!

Find Car Insurance Rates in Cities Near Isleton, CA

Car Insurance Rates by State in the USA (2025 Update)

Featured Blogs

Data Sources