Cheapest Car Insurance Quotes in Kenwood

Finding the cheapest car insurance quotes in Kenwood shouldn't be a guessing game. That's why our licensed insurance experts do the heavy lifting for you, analyzing rates from dozens of top companies to find you the best deal.
We believe in making things clear and simple. Our experts compare coverage options and find every possible discount, so you can see your best options side-by-side. It’s fast, free, and designed to save you a ton.

Enter your zip code to get personalized rates.

Featured in

401,895 Policies Sold

Kenwood Car Insurance

^$ 24

/mo

Written by Sara Sam

Edited by Renee Martin

Why you can trust Way?

The auto insurance rates published in this guide are based on the results of research completed by Way’s data team. Using a mix of public and internal data, we analyzed millions of rate averages across U.S. ZIP codes. These rates were publicly sourced from insurer filings and should be used for comparative purposes only — your own quotes will differ. Given this, it’s important to go through our insurance steps form to find how much you can save with Way.

Table of Contents

How Much Is Car Insurance in Kenwood

The car insurance rate in Kenwood is $1048 for a six-month policy, which is $67 lower than the higher than the state average. Root Insurance Company offers the lowest rates in the city at $603, making it a popular choice for budget-conscious drivers. Rates in Kenwood can vary depending on your age, driving record, and coverage level, so not every driver will pay the same amount. Choosing a higher deductible, maintaining a clean driving history, and comparing quotes from multiple insurers can help you find better deals and save money over time.

Avg. Car Insurance in Kenwood

$1048

Avg. Car Insurance in California

$1115

National Average

$1140

Cheapest Car Insurance Companies in Kenwood

1st place: CSAA

At $603 for a six month policy, CSAA offers the cheapest auto insurance rates in the city.

2nd place: Mercury

Mercury offers auto insurance rates at $809 for a six-month policy, making it one of the cheapest to insure with.

3rd place: AAA SoCal

AAA SoCal offers auto insurance rates at $887 for six months, making it the third cheapest auto insurance company in Kenwood.

Kenwood Car Insurance Rates by Company

Based on our research, the cheapest car insurance company in Kenwood, CA is CSAA, offering policies at just $603 for a six-month term. This is followed by Mercury, which has an average six-month premium of $809.

At the higher end of the spectrum, AAA is the most expensive, with rates reaching $1290 for a six-month policy. Rates can vary widely by driver, but comparing quotes from multiple companies can help Kenwood drivers find the best deals.

Cheap Car Insurance Companies in Kenwood, CA

Company	Avg. 6 Mo. Premium	Avg. Monthly Premium
CSAA	$603	$102
Mercury	$809	$136
AAA SoCal	$887	$148
Progressive	$932	$157
USAA	$988	$166
Allstate	$1022	$172
Wawanesa	$1027	$173
AAA NorCal	$1039	$177
Auto Club	$1072	$179
State Farm	$1134	$191
Kemper	$1335	$223
Farmers	$1491	$254
AAA	$1290	$215

Key Takeaways

Way's key takeaways about car insurance in Kenwood

The auto insurance costs in Kenwood fall around $603 for six months.
The cheapest auto insurance company in Kenwood is CSAA.
Teen drivers pay the highest rate in Kenwood at $548 per month.

High Rates Shouldn’t Drive You Out of Pocket.

Save up to $971/yr with our auto insurance quotes

Cheapest Minimum Liability Car Insurance in Kenwood

Since car insurance is a critical requirement for owning a car, you must have minimum liability car insurance. The cheapest car insurance companies for minimum coverage in Kenwood are given below.

CSAA provides the cheapest minimum car insurance coverage in Kenwood. Their Average 6 Month Premium is $145. Farmers is the most expensive at $475 for the same period.

Cheapest Liability Coverage in Kenwood, CA

Company	Avg. 6 Mo. Premium	Avg. Monthly Premium
CSAA	$145	$24
USAA	$268	$45
AAA NorCal	$279	$47
AAA SoCal	$319	$55
Progressive	$324	$55
Auto Club	$329	$56
State Farm	$340	$57
Wawanesa	$346	$58
Mercury	$368	$62
AAA	$397	$68
Allstate	$397	$67
Farmers	$475	$81

Cheapest Full Coverage Car Insurance in Kenwood

One might think that minimum coverage is only required when insuring your car insurance. However, having full coverage car insurance in any city is certainly a wise choice as it offers better coverage and protection. Our best pick for the cheapest auto insurance quotes in Kenwood is CSAA at $102 per month and $603 for six months.

Cheapest Full Coverage Car Insurance Quotes in Kenwood, CA

Company	Avg. 6 Mo. Premium	Avg. Monthly Premium
CSAA	$603	$102
Mercury	$809	$136
AAA SoCal	$887	$148
Progressive	$932	$157
USAA	$988	$166
Allstate	$1022	$172
Wawanesa	$1027	$173
AAA NorCal	$1039	$177
Auto Club	$1072	$179
State Farm	$1134	$191
Kemper	$1335	$223
Farmers	$1491	$254
AAA	$1290	$215

Don't Let Hidden Costs Drive You Crazy

Get Your Car Insurance Quote in Kenwood Instantly!

Average Car Insurance in Kenwood by Rating Factor

The car insurance rates for two people under the same ZIP code will mostly be different. This is mostly because insurance rates are calculated based on several rating factors. These rating factors include the driver's age, gender, marital status, driving and claims history, credit score, location, type of vehicle, and coverage levels.

I have a clean driving record. Why is my car insurance rate here in Kenwood, CA increasing?

Despite maintaining a clean driving record, your car insurance rates in Kenwood, California, may be increasing due to several external factors. California has experienced significant rate hikes recently, with average premiums rising by 25.5% in 2023, largely attributed to higher claims volumes and inflation.

Additionally, Kenwood's high urban population density, raised auto theft rates, and frequent natural disasters contribute to increased insurance costs.

Car Insurance Premiums by Age in Kenwood

It is quite evident why teen drivers pay the highest car insurance rates in any city. Their lack of experience and increased accident rates make them a highly risky category. However, as you grow older, your car insurance rates will decrease. So, it is better to not have separate policies for teens; instead, add them to their parents' policies.

Cheapest Car Insurance Companies Based on Age Group

Age Group	Cheapest Companies	Avg. 6 Mo. Premium
20s	Wawanesa	$550
30s	Wawanesa	$444
40s	Wawanesa	$444
50s	Wawanesa	$444
60s	Wawanesa	$444
70s	Wawanesa	$434

Cheapest Car Insurance Rates for Teen Drivers in Kenwood,CA

If you are planning to get a car insurance policy for your teenage dependent, AAA provides the cheapest car insurance in the Kenwood at $65 per month. At $3289 for a six-month premium, Farmers offers the most expensive rate for teen drivers.

Company	Avg. 6 Mo. Premium	Avg. Monthly Premium
AAA	$391	$65
Capital Insurance Group	$492	$84
USAA	$1172	$197
Mercury	$1189	$200
Wawanesa	$1307	$218
Progressive	$1368	$230
CSAA	$1647	$277
State Farm	$1954	$329
AAA SoCal	$2116	$353
Allstate	$2267	$382
Auto Club	$2418	$403
AAA NorCal	$3221	$548
Farmers	$3289	$548

Teen Car Insurance Rates in CA by Age

Way Tip

If you are in your twenties Wawanesa is the best choice for car insurance in Kenwood.

As young drivers face the highest rates in Kenwood, Wawanesa offers the cheapest auto insurance rates at $550 for six months.

Car Insurance Rates by Credit Score & Driving History

Similar to your driving history, your financial history also plays a key role in determining your auto insurance rates. A low credit score would mean a lapse in payment and increased chances of filing claims, which results in higher auto insurance rates. Therefore, the higher the credit score, the lower the car insurance rates will be.

Escape the Trap of Rising Insurance Costs.

Save up to $971/yr on car insurance rates in Kenwood.

Car Insurance Rates with An Accident in Kenwood

Both accidents and the resulting increase in insurance rates are often beyond our control. When you’re involved in an accident, you become riskier to insure, consequently increasing the rates. In Kenwood, CA, accidents can lead to significant hikes in your premiums.

Cheapest Car Insurance Companies after an At-Fault Accident in Kenwood

The cheapest car insurance companies after an at-fault accident in Kenwood include AAA and Capital Insurance Group, offering $352 and $513, respectively. Allstate is an expensive provider with an average six-month premium of $2530.

Company	Avg. 6 Mo. Premium	Avg. Monthly Premium
AAA	$352	$58
Capital Insurance Group	$513	$87
CSAA	$687	$116
Mercury	$994	$167
USAA	$1027	$173
Progressive	$1189	$200
Wawanesa	$1451	$242
AAA SoCal	$1525	$259
Auto Club	$1608	$268
Farmers	$1653	$278
State Farm	$1966	$331
AAA NorCal	$2105	$358
Allstate	$2530	$426

Kenwood Car Insurance Rates by Violation

Here is a list of driving violations that can increase your car insurance rates in Kenwood CA. For example, the car insurance in Kenwood after a DUI increases to $1635 for a six month policy. While the rate increases by $429 for a six-month policy in the case of a speeding ticket.

Kenwood auto insurance quotes by violations

Accident/Violation	Avg. 6 Mo Premium	Avg. Monthly Premium
None	$1022	$170
Not-at-fault accident	$1022	$174
One comp claim	$1022	$170
One Med/PIP claim	$1022	$174
Two comp claims	$1022	$170
Two Med/PIP claims	$1022	$174
At-fault accident - less than $1000	$1044	$174
Failure to show documents	$1346	$228
Driving with expired registration	$1373	$229
Driving without lights	$1373	$233
Failure to wear a seat belt	$1379	$230
Child safety restraint	$1390	$236
Speeding 11 - 15 MPH over limit	$1446	$241
Speeding 16 - 20 MPH over limit	$1446	$246
Driving too slowly	$1451	$242
Failure to stop at a red light	$1451	$247
Failure to yield	$1451	$242
Following too closely	$1451	$247
Illegal turn	$1451	$242
In 65 MPH zone	$1451	$247
Speeding 21 - 25 MPH over limit	$1451	$242
Speeding 6 - 10 MPH over limit	$1451	$247
Speeding in school zone	$1451	$242
Improper passing	$1457	$248
Cell phone violation	$1463	$243
Texting while driving	$1463	$249
Passing school bus	$1480	$246
Wrong way/wrong lane	$1731	$294
Operating a vehicle without permission	$1770	$295
At-fault accident - $1000-$2000	$1781	$303
At-fault accident - greater than $2000	$1781	$297
Open container	$1787	$304
Driving with a suspended license	$2072	$345
Reckless driving	$2524	$430
Racing	$2552	$425
Leaving scene of an accident/hit and run	$2562	$436
DUI	$2657	$443
Refusal to submit to a chemical test	$2657	$452

Your Wallet Deserves Better. Seriously.

Get smarter car insurance rates in minutes today!

Way Tip

Avoid Having A DUI On Your Driving Record.

A DUI can increase your car insurance rates—by $5,000 to $10,000 over five years. Speeding, reckless driving, and at-fault accidents also raise rates, staying on your record for 3–5 years, while DUIs/DWIs can impact you longer.

Car Insurance Rates in Kenwood after a DUI

There may have been times when you drank but chose not to drive—a smart and responsible decision, as most states treat DUIs as a serious offense. Your car insurance rates can double after a DUI charge, making it harder to find affordable coverage in Kenwood.

The cheapest car insurance premiums in Kenwood are offered by Capital Insurance Group at $765 for a six-month policy. However, it can be as expensive as $703 with companies like AAA.

Kenwood car insurance quotes with a DUI

Company	Avg. 6 Mo. Premium	Avg. Monthly Premium
Capital Insurance Group	$765	$130
Mercury	$910	$153
Travelers	$1061	$180
Progressive	$1346	$227
Wawanesa	$1636	$278
Farmers	$1736	$292
USAA	$1848	$311
CSAA	$1954	$329
AAA SoCal	$2826	$480
Auto Club	$3233	$539
AAA NorCal	$3724	$634
State Farm	$3975	$669
Allstate	$4093	$689
AAA	$703	$119

Cheapest car insurance after a speeding ticket

One of the easiest ways to save money on car insurance is to stay within the speed limit. After a speeding violation, the cheapest car insurance premiums in Kenwood are offered by CSAA at $89. However, it can be as expensive as $2110 with companies like Farmers for a similar six-month premium.

Cheapest Car Insurance in Kenwood after Speeding ticket

Company	Avg. 6 Mo. Premium	Avg. Monthly Premium
CSAA	$89	$15
Capital Insurance Group	$492	$84
Mercury	$838	$141
USAA	$877	$149
Progressive	$944	$159
AAA NorCal	$1307	$222
AAA SoCal	$1402	$233
Allstate	$1441	$245
State Farm	$1525	$254
Farmers	$2110	$359

Car Insurance Price Trends in Kenwood, California

Car insurance rates in Kenwood have fluctuated due to factors such as state regulations, inflation, and changing driving habits.

The average cost of full coverage in the Kenwood remained steady at $180 in both December and November, indicating no change over the two month period.

The average cost of liability insurance in the Kenwood rose to $52 in December, compared to $51 in November. This represents an increase of $1 when comparing December and November.

Our Insurance Agent Experts

Wilson Mathew Nechikat

Principal

View Profile

Anthony Luu

Senior Director of Insurance Operations

View Profile

Ezra Peterson

Senior Director of Insurance

View Profile

Danny Herrera

Head of Commercial Insurance

View Profile

Frequently Asked Questions

How much is car insurance in Kenwood?

The car insurance in Kenwood is $24 per month, which is lower than the national average.

What is the cheapest car insurance in Kenwood?

The cheapest car insurance in Kenwood is $102 per month for full coverage.

How much is car insurance in Kenwood for teenagers?

Car insurance for teenagers costs $391 per 6 months. The rates for teen drivers are higher due to their lack of experience as drivers.

What's the average cost of car insurance in Kenwood?

The average cost of car insurance is $1115 for a six-month policy. It will cost around $176 per month to insure your car in Kenwood.

Is car insurance expensive in Kenwood?

Car insurance can be expensive in Kenwood if your rating factors are not favorable. However, with a clean driving record and good credit score, car insurance rates in Kenwood can be affordable.

Cheapest Car Insurance Quotes in Kenwood

Why you can trust Way?

How Much Is Car Insurance in Kenwood

Avg. Car Insurance in Kenwood

Avg. Car Insurance in California

National Average

Cheapest Car Insurance Companies in Kenwood

1st place: CSAA

2nd place: Mercury

3rd place: AAA SoCal

Kenwood Car Insurance Rates by Company

Cheap Car Insurance Companies in Kenwood, CA

Way's key takeaways about car insurance in Kenwood

High Rates Shouldn’t Drive You Out of Pocket.

Cheapest Minimum Liability Car Insurance in Kenwood

Cheapest Liability Coverage in Kenwood, CA

Cheapest Full Coverage Car Insurance in Kenwood

Cheapest Full Coverage Car Insurance Quotes in Kenwood, CA

Don't Let Hidden Costs Drive You Crazy

Average Car Insurance in Kenwood by Rating Factor

I have a clean driving record. Why is my car insurance rate here in Kenwood, CA increasing?

Car Insurance Premiums by Age in Kenwood

Cheapest Car Insurance Companies Based on Age Group

Cheapest Car Insurance Rates for Teen Drivers in Kenwood,CA

If you are in your twenties Wawanesa is the best choice for car insurance in Kenwood.

Car Insurance Rates by Credit Score & Driving History

Cheapest Car Insurance Companies for Bad Credit

Escape the Trap of Rising Insurance Costs.

Car Insurance Rates with An Accident in Kenwood

Cheapest Car Insurance Companies after an At-Fault Accident in Kenwood

Kenwood Car Insurance Rates by Violation

Kenwood auto insurance quotes by violations

Your Wallet Deserves Better. Seriously.

Avoid Having A DUI On Your Driving Record.

Car Insurance Rates in Kenwood after a DUI

Kenwood car insurance quotes with a DUI

Cheapest car insurance after a speeding ticket

Cheapest Car Insurance in Kenwood after Speeding ticket

Car Insurance Price Trends in Kenwood, California

Average Car Insurance Cost in Kenwood by ZIP Code

Frequently Asked Questions

Tired of Insane Auto Insurance Bills? Us Too!

Find Car Insurance Rates in Cities Near Kenwood, CA

Car Insurance Rates by State in the USA (2025 Update)

Featured Blogs

Data Sources