Cheapest Car Insurance Quotes in Willowbrook

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Willowbrook Car Insurance

^$ 36

/mo

Written by Sara Sam

Edited by Renee Martin

Why you can trust Way?

The auto insurance rates published in this guide are based on the results of research completed by Way’s data team. Using a mix of public and internal data, we analyzed millions of rate averages across U.S. ZIP codes. These rates were publicly sourced from insurer filings and should be used for comparative purposes only — your own quotes will differ. Given this, it’s important to go through our insurance steps form to find how much you can save with Way.

Table of Contents

How Much Is Car Insurance in Willowbrook

The car insurance rate in Willowbrook is $1718 for a six-month policy, which is $473 higher than the higher than the state average. Root Insurance Company offers the lowest rates in the city at $886, making it a popular choice for budget-conscious drivers. Rates in Willowbrook can vary depending on your age, driving record, and coverage level, so not every driver will pay the same amount. Choosing a higher deductible, maintaining a clean driving history, and comparing quotes from multiple insurers can help you find better deals and save money over time.

Avg. Car Insurance in Willowbrook

$1718

Avg. Car Insurance in California

$1245

National Average

$1278

Cheapest Car Insurance Companies in Willowbrook

1st place: CSAA

At $886 for a six month policy, CSAA offers the cheapest auto insurance rates in the city.

2nd place: Mercury

Mercury offers auto insurance rates at $1419 for a six-month policy, making it one of the cheapest to insure with.

3rd place: AAA NorCal

AAA NorCal offers auto insurance rates at $1442 for six months, making it the third cheapest auto insurance company in Willowbrook.

Willowbrook Car Insurance Rates by Company

Based on our research, the cheapest car insurance company in Willowbrook, CA is CSAA, offering policies at just $886 for a six-month term. This is followed by Mercury, which has an average six-month premium of $1419.

At the higher end of the spectrum, AAA is the most expensive, with rates reaching $1893 for a six-month policy. Rates can vary widely by driver, but comparing quotes from multiple companies can help Willowbrook drivers find the best deals.

Cheap Car Insurance Companies in Willowbrook, CA

Company	Avg. 6 Mo. Premium	Avg. Monthly Premium
CSAA	$886	$149
Mercury	$1419	$239
AAA NorCal	$1442	$246
Progressive	$1442	$243
Wawanesa	$1508	$254
USAA	$1533	$258
Auto Club	$1573	$268
Allstate	$1754	$295
AAA SoCal	$1852	$315
Kemper	$1960	$327
State Farm	$2099	$353
Travelers	$2345	$391
Farmers	$2353	$400
AAA	$1893	$316

Key Takeaways

Way's key takeaways about car insurance in Willowbrook

The auto insurance costs in Willowbrook fall around $886 for six months.
The cheapest auto insurance company in Willowbrook is CSAA.
Teen drivers pay the highest rate in Willowbrook at $832 per month.

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Cheapest Minimum Liability Car Insurance in Willowbrook

Since car insurance is a critical requirement for owning a car, you must have minimum liability car insurance. The cheapest car insurance companies for minimum coverage in Willowbrook are given below.

CSAA provides the cheapest minimum car insurance coverage in Willowbrook. Their Average 6 Month Premium is $213. Travelers is the most expensive at $901 for the same period.

Cheapest Liability Coverage in Willowbrook, CA

Company	Avg. 6 Mo. Premium	Avg. Monthly Premium
CSAA	$213	$36
AAA NorCal	$352	$59
USAA	$402	$68
Progressive	$476	$80
Auto Club	$483	$80
Wawanesa	$508	$86
AAA	$582	$97
AAA SoCal	$591	$101
Mercury	$591	$99
State Farm	$647	$109
Allstate	$747	$126
Farmers	$803	$137
Travelers	$901	$150

Cheapest Full Coverage Car Insurance in Willowbrook

One might think that minimum coverage is only required when insuring your car insurance. However, having full coverage car insurance in any city is certainly a wise choice as it offers better coverage and protection. Our best pick for the cheapest auto insurance quotes in Willowbrook is CSAA at $149 per month and $886 for six months.

Cheapest Full Coverage Car Insurance Quotes in Willowbrook, CA

Company	Avg. 6 Mo. Premium	Avg. Monthly Premium
CSAA	$886	$149
Mercury	$1419	$239
AAA NorCal	$1442	$246
Progressive	$1442	$243
Wawanesa	$1508	$254
USAA	$1533	$258
Auto Club	$1573	$268
Allstate	$1754	$295
AAA SoCal	$1852	$315
Kemper	$1960	$327
State Farm	$2099	$353
Travelers	$2345	$391
Farmers	$2353	$400
AAA	$1893	$316

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Average Car Insurance in Willowbrook by Rating Factor

The car insurance rates for two people under the same ZIP code will mostly be different. This is mostly because insurance rates are calculated based on several rating factors. These rating factors include the driver's age, gender, marital status, driving and claims history, credit score, location, type of vehicle, and coverage levels.

I have a clean driving record. Why is my car insurance rate here in Willowbrook, CA increasing?

Despite maintaining a clean driving record, your car insurance rates in Willowbrook, California, may be increasing due to several external factors. California has experienced significant rate hikes recently, with average premiums rising by 25.5% in 2023, largely attributed to higher claims volumes and inflation.

Additionally, Willowbrook's high urban population density, raised auto theft rates, and frequent natural disasters contribute to increased insurance costs.

Car Insurance Premiums by Age in Willowbrook

It is quite evident why teen drivers pay the highest car insurance rates in any city. Their lack of experience and increased accident rates make them a highly risky category. However, as you grow older, your car insurance rates will decrease. So, it is better to not have separate policies for teens; instead, add them to their parents' policies.

Cheapest Car Insurance Companies Based on Age Group

Age Group	Cheapest Companies	Avg. 6 Mo. Premium
20s	Wawanesa	$828
30s	Wawanesa	$668
40s	Wawanesa	$668
50s	Wawanesa	$668
60s	Wawanesa	$668
70s	Wawanesa	$654

Cheapest Car Insurance Rates for Teen Drivers in Willowbrook,CA

If you are planning to get a car insurance policy for your teenage dependent, AAA provides the cheapest car insurance in the Willowbrook at $98 per month. At $4991 for a six-month premium, Farmers offers the most expensive rate for teen drivers.

Company	Avg. 6 Mo. Premium	Avg. Monthly Premium
AAA	$574	$98
Capital Insurance Group	$722	$120
USAA	$1877	$316
Wawanesa	$1918	$320
Progressive	$2197	$370
Mercury	$2278	$384
CSAA	$2418	$407
Auto Club	$3549	$592
State Farm	$3622	$610
Allstate	$4213	$709
AAA SoCal	$4459	$758
AAA NorCal	$4517	$752
Travelers	$4689	$798
Farmers	$4991	$832

Teen Car Insurance Rates in CA by Age

Way Tip

If you are in your twenties Wawanesa is the best choice for car insurance in Willowbrook.

As young drivers face the highest rates in Willowbrook, Wawanesa offers the cheapest auto insurance rates at $828 for six months.

Car Insurance Rates by Credit Score & Driving History

Similar to your driving history, your financial history also plays a key role in determining your auto insurance rates. A low credit score would mean a lapse in payment and increased chances of filing claims, which results in higher auto insurance rates. Therefore, the higher the credit score, the lower the car insurance rates will be.

Escape the Trap of Rising Insurance Costs.

Save up to $971/yr on car insurance rates in Willowbrook.

Car Insurance Rates with An Accident in Willowbrook

Both accidents and the resulting increase in insurance rates are often beyond our control. When you’re involved in an accident, you become riskier to insure, consequently increasing the rates. In Willowbrook, CA, accidents can lead to significant hikes in your premiums.

Cheapest Car Insurance Companies after an At-Fault Accident in Willowbrook

The cheapest car insurance companies after an at-fault accident in Willowbrook include AAA and Capital Insurance Group, offering $516 and $753, respectively. Allstate is an expensive provider with an average six-month premium of $4762.

Company	Avg. 6 Mo. Premium	Avg. Monthly Premium
AAA	$516	$86
Capital Insurance Group	$753	$128
CSAA	$1009	$170
USAA	$1656	$279
Mercury	$1812	$305
Progressive	$1893	$319
Wawanesa	$2131	$355
Auto Club	$2361	$402
Farmers	$2582	$435
AAA NorCal	$2927	$498
AAA SoCal	$3173	$529
State Farm	$3747	$631
Travelers	$4517	$752
Allstate	$4762	$802

Willowbrook Car Insurance Rates by Violation

Here is a list of driving violations that can increase your car insurance rates in Willowbrook CA. For example, the car insurance in Willowbrook after a DUI increases to $2401 for a six month policy. While the rate increases by $631 for a six-month policy in the case of a speeding ticket.

Willowbrook auto insurance quotes by violations

Accident/Violation	Avg. 6 Mo Premium	Avg. Monthly Premium
None	$1500	$250
Not-at-fault accident	$1500	$255
One comp claim	$1500	$250
One Med/PIP claim	$1500	$255
Two comp claims	$1500	$250
Two Med/PIP claims	$1500	$255
At-fault accident - less than $1000	$1533	$255
Failure to show documents	$1976	$335
Driving with expired registration	$2016	$337
Driving without lights	$2016	$342
Failure to wear a seat belt	$2024	$338
Child safety restraint	$2041	$346
Speeding 11 - 15 MPH over limit	$2122	$353
Speeding 16 - 20 MPH over limit	$2122	$362
Driving too slowly	$2131	$355
Failure to stop at a red light	$2131	$363
Failure to yield	$2131	$355
Following too closely	$2131	$363
Illegal turn	$2131	$355
In 65 MPH zone	$2131	$363
Speeding 21 - 25 MPH over limit	$2131	$355
Speeding 6 - 10 MPH over limit	$2131	$363
Speeding in school zone	$2131	$355
Improper passing	$2139	$364
Cell phone violation	$2147	$357
Texting while driving	$2147	$366
Passing school bus	$2172	$362
Wrong way/wrong lane	$2541	$432
Operating a vehicle without permission	$2599	$433
At-fault accident - $1000-$2000	$2615	$444
At-fault accident - greater than $2000	$2615	$436
Open container	$2623	$446
Driving with a suspended license	$3042	$506
Reckless driving	$3705	$631
Racing	$3747	$624
Leaving scene of an accident/hit and run	$3762	$640
DUI	$3901	$650
Refusal to submit to a chemical test	$3901	$664

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Way Tip

Avoid Having A DUI On Your Driving Record.

A DUI can increase your car insurance rates—by $5,000 to $10,000 over five years. Speeding, reckless driving, and at-fault accidents also raise rates, staying on your record for 3–5 years, while DUIs/DWIs can impact you longer.

Car Insurance Rates in Willowbrook after a DUI

There may have been times when you drank but chose not to drive—a smart and responsible decision, as most states treat DUIs as a serious offense. Your car insurance rates can double after a DUI charge, making it harder to find affordable coverage in Willowbrook.

The cheapest car insurance premiums in Willowbrook are offered by Capital Insurance Group at $1123 for a six-month policy. However, it can be as expensive as $1032 with companies like AAA.

Willowbrook car insurance quotes with a DUI

Company	Avg. 6 Mo. Premium	Avg. Monthly Premium
Capital Insurance Group	$1123	$188
Mercury	$1606	$270
Progressive	$2131	$359
Wawanesa	$2401	$408
Farmers	$2697	$454
CSAA	$2869	$483
USAA	$2959	$498
Travelers	$3360	$566
Auto Club	$4746	$791
AAA NorCal	$5189	$882
AAA SoCal	$5819	$970
State Farm	$7386	$1243
Allstate	$7525	$1267
AAA	$1032	$175

Cheapest car insurance after a speeding ticket

One of the easiest ways to save money on car insurance is to stay within the speed limit. After a speeding violation, the cheapest car insurance premiums in Willowbrook are offered by CSAA at $131. However, it can be as expensive as $3607 with companies like Travelers for a similar six-month premium.

Cheapest Car Insurance in Willowbrook after Speeding ticket

Company	Avg. 6 Mo. Premium	Avg. Monthly Premium
CSAA	$131	$22
Capital Insurance Group	$722	$123
Mercury	$1550	$261
USAA	$1581	$269
Progressive	$1590	$268
AAA NorCal	$1828	$311
AAA SoCal	$2532	$422
Allstate	$3213	$546
Farmers	$3345	$558
State Farm	$3574	$607
Travelers	$3607	$602

Car Insurance Price Trends in Willowbrook, California

Car insurance rates in Willowbrook have fluctuated due to factors such as state regulations, inflation, and changing driving habits.

The average cost of full coverage in the Willowbrook rose by $293 in January compared to $265 of December. In other words, there has been an increase by $28 when you compare January and December.

The average cost of liability insurance in the Willowbrook rose to $84 in January, compared to $76 in December. This represents an increase of $8 when comparing January and December.

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Frequently Asked Questions

How much is car insurance in Willowbrook?

The car insurance in Willowbrook is $36 per month, which is lower than the national average.

What is the cheapest car insurance in Willowbrook?

The cheapest car insurance in Willowbrook is $149 per month for full coverage.

How much is car insurance in Willowbrook for teenagers?

Car insurance for teenagers costs $574 per 6 months. The rates for teen drivers are higher due to their lack of experience as drivers.

What's the average cost of car insurance in Willowbrook?

The average cost of car insurance is $1245 for a six-month policy. It will cost around $288 per month to insure your car in Willowbrook.

Is car insurance expensive in Willowbrook?

Car insurance can be expensive in Willowbrook if your rating factors are not favorable. However, with a clean driving record and good credit score, car insurance rates in Willowbrook can be affordable.

Cheapest Car Insurance Quotes in Willowbrook

Why you can trust Way?

How Much Is Car Insurance in Willowbrook

Avg. Car Insurance in Willowbrook

Avg. Car Insurance in California

National Average

Cheapest Car Insurance Companies in Willowbrook

1st place: CSAA

2nd place: Mercury

3rd place: AAA NorCal

Willowbrook Car Insurance Rates by Company

Cheap Car Insurance Companies in Willowbrook, CA

Way's key takeaways about car insurance in Willowbrook

High Rates Shouldn’t Drive You Out of Pocket.

Cheapest Minimum Liability Car Insurance in Willowbrook

Cheapest Liability Coverage in Willowbrook, CA

Cheapest Full Coverage Car Insurance in Willowbrook

Cheapest Full Coverage Car Insurance Quotes in Willowbrook, CA

Don't Let Hidden Costs Drive You Crazy

Average Car Insurance in Willowbrook by Rating Factor

I have a clean driving record. Why is my car insurance rate here in Willowbrook, CA increasing?

Car Insurance Premiums by Age in Willowbrook

Cheapest Car Insurance Companies Based on Age Group

Cheapest Car Insurance Rates for Teen Drivers in Willowbrook,CA

If you are in your twenties Wawanesa is the best choice for car insurance in Willowbrook.

Car Insurance Rates by Credit Score & Driving History

Cheapest Car Insurance Companies for Bad Credit

Escape the Trap of Rising Insurance Costs.

Car Insurance Rates with An Accident in Willowbrook

Cheapest Car Insurance Companies after an At-Fault Accident in Willowbrook

Willowbrook Car Insurance Rates by Violation

Willowbrook auto insurance quotes by violations

Your Wallet Deserves Better. Seriously.

Avoid Having A DUI On Your Driving Record.

Car Insurance Rates in Willowbrook after a DUI

Willowbrook car insurance quotes with a DUI

Cheapest car insurance after a speeding ticket

Cheapest Car Insurance in Willowbrook after Speeding ticket

Car Insurance Price Trends in Willowbrook, California

Average Car Insurance Cost in Willowbrook by ZIP Code

Frequently Asked Questions

Tired of Insane Auto Insurance Bills? Us Too!

Find Car Insurance Rates in Cities Near Willowbrook, CA

Car Insurance Rates by State in the USA (2025 Update)

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