Cheapest Car Insurance Quotes in Vista Santa Rosa

Cheapest Minimum Liability Car Insurance in Vista Santa Rosa

Since car insurance is a critical requirement for owning a car, you must have minimum liability car insurance. The cheapest car insurance companies for minimum coverage in Vista Santa Rosa are given below. 

CSAA provides the cheapest minimum car insurance coverage in Vista Santa Rosa. Their Average 6 Month Premium is $162. Travelers is the most expensive at $686 for the same period. 

Cheapest Liability Coverage in Vista Santa Rosa, CA

Company	Avg. 6 Mo. Premium	Avg. Monthly Premium
CSAA	$162	$27
AAA NorCal	$268	$45
USAA	$306	$51
Progressive	$362	$61
Auto Club	$368	$61
Wawanesa	$386	$65
AAA	$443	$74
AAA SoCal	$449	$77
Mercury	$449	$76
State Farm	$492	$83
Allstate	$568	$96
Farmers	$611	$104
Travelers	$686	$114

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Cheapest Full Coverage Car Insurance in Vista Santa Rosa

One might think that minimum coverage is only required when insuring your car insurance. However, having full coverage car insurance in any city is certainly a wise choice as it offers better coverage and protection. Our best pick for the cheapest auto insurance quotes in Vista Santa Rosa is CSAA at $113 per month and $674 for six months. 

Cheapest Full Coverage Car Insurance Quotes in Vista Santa Rosa, CA

Company	Avg. 6 Mo. Premium	Avg. Monthly Premium
CSAA	$674	$113
Mercury	$1079	$182
AAA NorCal	$1097	$187
Progressive	$1097	$185
Wawanesa	$1148	$193
USAA	$1167	$196
Auto Club	$1197	$204
Allstate	$1335	$225
AAA SoCal	$1409	$239
Kemper	$1491	$249
State Farm	$1597	$269
Travelers	$1784	$297
Farmers	$1790	$305
AAA	$1441	$240

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Car Insurance Premiums by Age in Vista Santa Rosa

It is quite evident why teen drivers pay the highest car insurance rates in any city. Their lack of experience and increased accident rates make them a highly risky category.  However, as you grow older, your car insurance rates will decrease. So, it is better to not have separate policies for teens; instead, add them to their parents' policies.  

Cheapest Car Insurance Companies Based on Age Group

Age Group	Cheapest Companies	Avg. 6 Mo. Premium
20s	Wawanesa	$630
30s	Wawanesa	$508
40s	Wawanesa	$508
50s	Wawanesa	$508
60s	Wawanesa	$508
70s	Wawanesa	$498

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Vista Santa Rosa Car Insurance Rates by Violation

Here is a list of driving violations that can increase your car insurance rates in Vista Santa Rosa CA. For example, the car insurance in Vista Santa Rosa after a DUI increases to $1827 for a six month policy. While the rate increases by $480 for a six-month policy in the case of a speeding ticket.  

Vista Santa Rosa auto insurance quotes by violations

Accident/Violation	Avg. 6 Mo Premium	Avg. Monthly Premium
None	$1141	$190
Not-at-fault accident	$1141	$194
One comp claim	$1141	$190
One Med/PIP claim	$1141	$194
Two comp claims	$1141	$190
Two Med/PIP claims	$1141	$194
At-fault accident - less than $1000	$1167	$194
Failure to show documents	$1504	$255
Driving with expired registration	$1534	$256
Driving without lights	$1534	$260
Failure to wear a seat belt	$1540	$257
Child safety restraint	$1553	$264
Speeding 11 - 15 MPH over limit	$1615	$269
Speeding 16 - 20 MPH over limit	$1615	$275
Driving too slowly	$1621	$270
Failure to stop at a red light	$1621	$276
Failure to yield	$1621	$270
Following too closely	$1621	$276
Illegal turn	$1621	$270
In 65 MPH zone	$1621	$276
Speeding 21 - 25 MPH over limit	$1621	$270
Speeding 6 - 10 MPH over limit	$1621	$276
Speeding in school zone	$1621	$270
Improper passing	$1628	$277
Cell phone violation	$1634	$272
Texting while driving	$1634	$278
Passing school bus	$1653	$275
Wrong way/wrong lane	$1933	$329
Operating a vehicle without permission	$1977	$330
At-fault accident - $1000-$2000	$1990	$338
At-fault accident - greater than $2000	$1990	$332
Open container	$1996	$339
Driving with a suspended license	$2314	$385
Reckless driving	$2819	$480
Racing	$2851	$475
Leaving scene of an accident/hit and run	$2862	$487
DUI	$2968	$495
Refusal to submit to a chemical test	$2968	$505

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