Cheapest Car Insurance Quotes in Beverly Hills

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Beverly Hills Car Insurance

^$ 43

/mo

Written by Sara Sam

Edited by Renee Martin

Why you can trust Way?

The auto insurance rates published in this guide are based on the results of research completed by Way’s data team. Using a mix of public and internal data, we analyzed millions of rate averages across U.S. ZIP codes. These rates were publicly sourced from insurer filings and should be used for comparative purposes only — your own quotes will differ. Given this, it’s important to go through our insurance steps form to find how much you can save with Way.

Table of Contents

How Much Is Car Insurance in Beverly Hills

The car insurance rate in Beverly Hills is $2067 for a six-month policy, which is $822 higher than the higher than the state average. Root Insurance Company offers the lowest rates in the city at $1066, making it a popular choice for budget-conscious drivers. Rates in Beverly Hills can vary depending on your age, driving record, and coverage level, so not every driver will pay the same amount. Choosing a higher deductible, maintaining a clean driving history, and comparing quotes from multiple insurers can help you find better deals and save money over time.

Avg. Car Insurance in Beverly Hills

$2067

Avg. Car Insurance in California

$1245

National Average

$1278

Cheapest Car Insurance Companies in Beverly Hills

1st place: CSAA

At $1066 for a six month policy, CSAA offers the cheapest auto insurance rates in the city.

2nd place: Mercury

Mercury offers auto insurance rates at $1706 for a six-month policy, making it one of the cheapest to insure with.

3rd place: AAA NorCal

AAA NorCal offers auto insurance rates at $1735 for six months, making it the third cheapest auto insurance company in Beverly Hills.

Beverly Hills Car Insurance Rates by Company

Based on our research, the cheapest car insurance company in Beverly Hills, CA is CSAA, offering policies at just $1066 for a six-month term. This is followed by Mercury, which has an average six-month premium of $1706.

At the higher end of the spectrum, AAA is the most expensive, with rates reaching $2278 for a six-month policy. Rates can vary widely by driver, but comparing quotes from multiple companies can help Beverly Hills drivers find the best deals.

Cheap Car Insurance Companies in Beverly Hills, CA

Company	Avg. 6 Mo. Premium	Avg. Monthly Premium
CSAA	$1066	$179
Mercury	$1706	$287
AAA NorCal	$1735	$295
Progressive	$1735	$292
Wawanesa	$1814	$305
USAA	$1844	$310
Auto Club	$1892	$322
Allstate	$2110	$355
AAA SoCal	$2228	$378
Kemper	$2357	$393
State Farm	$2525	$425
Travelers	$2820	$470
Farmers	$2830	$481
AAA	$2278	$380

Key Takeaways

Way's key takeaways about car insurance in Beverly Hills

The auto insurance costs in Beverly Hills fall around $1066 for six months.
The cheapest auto insurance company in Beverly Hills is CSAA.
Teen drivers pay the highest rate in Beverly Hills at $1001 per month.

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Cheapest Minimum Liability Car Insurance in Beverly Hills

Since car insurance is a critical requirement for owning a car, you must have minimum liability car insurance. The cheapest car insurance companies for minimum coverage in Beverly Hills are given below.

CSAA provides the cheapest minimum car insurance coverage in Beverly Hills. Their Average 6 Month Premium is $256. Travelers is the most expensive at $1084 for the same period.

Cheapest Liability Coverage in Beverly Hills, CA

Company	Avg. 6 Mo. Premium	Avg. Monthly Premium
CSAA	$256	$43
AAA NorCal	$423	$71
USAA	$483	$81
Progressive	$573	$96
Auto Club	$581	$96
Wawanesa	$611	$103
AAA	$701	$116
AAA SoCal	$710	$121
Mercury	$710	$120
State Farm	$779	$131
Allstate	$898	$151
Farmers	$966	$164
Travelers	$1084	$181

Cheapest Full Coverage Car Insurance in Beverly Hills

One might think that minimum coverage is only required when insuring your car insurance. However, having full coverage car insurance in any city is certainly a wise choice as it offers better coverage and protection. Our best pick for the cheapest auto insurance quotes in Beverly Hills is CSAA at $179 per month and $1066 for six months.

Cheapest Full Coverage Car Insurance Quotes in Beverly Hills, CA

Company	Avg. 6 Mo. Premium	Avg. Monthly Premium
CSAA	$1066	$179
Mercury	$1706	$287
AAA NorCal	$1735	$295
Progressive	$1735	$292
Wawanesa	$1814	$305
USAA	$1844	$310
Auto Club	$1892	$322
Allstate	$2110	$355
AAA SoCal	$2228	$378
Kemper	$2357	$393
State Farm	$2525	$425
Travelers	$2820	$470
Farmers	$2830	$481
AAA	$2278	$380

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Average Car Insurance in Beverly Hills by Rating Factor

The car insurance rates for two people under the same ZIP code will mostly be different. This is mostly because insurance rates are calculated based on several rating factors. These rating factors include the driver's age, gender, marital status, driving and claims history, credit score, location, type of vehicle, and coverage levels.

I have a clean driving record. Why is my car insurance rate here in Beverly Hills, CA increasing?

Despite maintaining a clean driving record, your car insurance rates in Beverly Hills, California, may be increasing due to several external factors. California has experienced significant rate hikes recently, with average premiums rising by 25.5% in 2023, largely attributed to higher claims volumes and inflation.

Additionally, Beverly Hills's high urban population density, raised auto theft rates, and frequent natural disasters contribute to increased insurance costs.

Car Insurance Premiums by Age in Beverly Hills

It is quite evident why teen drivers pay the highest car insurance rates in any city. Their lack of experience and increased accident rates make them a highly risky category. However, as you grow older, your car insurance rates will decrease. So, it is better to not have separate policies for teens; instead, add them to their parents' policies.

Cheapest Car Insurance Companies Based on Age Group

Age Group	Cheapest Companies	Avg. 6 Mo. Premium
20s	Wawanesa	$996
30s	Wawanesa	$803
40s	Wawanesa	$803
50s	Wawanesa	$803
60s	Wawanesa	$803
70s	Wawanesa	$787

Cheapest Car Insurance Rates for Teen Drivers in Beverly Hills,CA

If you are planning to get a car insurance policy for your teenage dependent, AAA provides the cheapest car insurance in the Beverly Hills at $118 per month. At $6004 for a six-month premium, Farmers offers the most expensive rate for teen drivers.

Company	Avg. 6 Mo. Premium	Avg. Monthly Premium
AAA	$691	$118
Capital Insurance Group	$868	$144
USAA	$2258	$380
Wawanesa	$2307	$385
Progressive	$2643	$445
Mercury	$2741	$461
CSAA	$2908	$490
Auto Club	$4270	$712
State Farm	$4358	$734
Allstate	$5068	$853
AAA SoCal	$5363	$911
AAA NorCal	$5433	$905
Travelers	$5641	$959
Farmers	$6004	$1001

Teen Car Insurance Rates in CA by Age

Way Tip

If you are in your twenties Wawanesa is the best choice for car insurance in Beverly Hills.

As young drivers face the highest rates in Beverly Hills, Wawanesa offers the cheapest auto insurance rates at $996 for six months.

Car Insurance Rates by Credit Score & Driving History

Similar to your driving history, your financial history also plays a key role in determining your auto insurance rates. A low credit score would mean a lapse in payment and increased chances of filing claims, which results in higher auto insurance rates. Therefore, the higher the credit score, the lower the car insurance rates will be.

Escape the Trap of Rising Insurance Costs.

Save up to $971/yr on car insurance rates in Beverly Hills.

Car Insurance Rates with An Accident in Beverly Hills

Both accidents and the resulting increase in insurance rates are often beyond our control. When you’re involved in an accident, you become riskier to insure, consequently increasing the rates. In Beverly Hills, CA, accidents can lead to significant hikes in your premiums.

Cheapest Car Insurance Companies after an At-Fault Accident in Beverly Hills

The cheapest car insurance companies after an at-fault accident in Beverly Hills include AAA and Capital Insurance Group, offering $621 and $906, respectively. Allstate is an expensive provider with an average six-month premium of $5729.

Company	Avg. 6 Mo. Premium	Avg. Monthly Premium
AAA	$621	$103
Capital Insurance Group	$906	$154
CSAA	$1213	$204
USAA	$1992	$335
Mercury	$2180	$367
Progressive	$2278	$383
Wawanesa	$2563	$427
Auto Club	$2840	$483
Farmers	$3106	$523
AAA NorCal	$3521	$599
AAA SoCal	$3816	$636
State Farm	$4507	$759
Travelers	$5433	$905
Allstate	$5729	$964

Beverly Hills Car Insurance Rates by Violation

Here is a list of driving violations that can increase your car insurance rates in Beverly Hills CA. For example, the car insurance in Beverly Hills after a DUI increases to $2889 for a six month policy. While the rate increases by $759 for a six-month policy in the case of a speeding ticket.

Beverly Hills auto insurance quotes by violations

Accident/Violation	Avg. 6 Mo Premium	Avg. Monthly Premium
None	$1804	$300
Not-at-fault accident	$1804	$307
One comp claim	$1804	$300
One Med/PIP claim	$1804	$307
Two comp claims	$1804	$300
Two Med/PIP claims	$1804	$307
At-fault accident - less than $1000	$1844	$307
Failure to show documents	$2377	$403
Driving with expired registration	$2425	$405
Driving without lights	$2425	$412
Failure to wear a seat belt	$2435	$407
Child safety restraint	$2455	$417
Speeding 11 - 15 MPH over limit	$2553	$425
Speeding 16 - 20 MPH over limit	$2553	$435
Driving too slowly	$2563	$427
Failure to stop at a red light	$2563	$437
Failure to yield	$2563	$427
Following too closely	$2563	$437
Illegal turn	$2563	$427
In 65 MPH zone	$2563	$437
Speeding 21 - 25 MPH over limit	$2563	$427
Speeding 6 - 10 MPH over limit	$2563	$437
Speeding in school zone	$2563	$427
Improper passing	$2573	$438
Cell phone violation	$2583	$430
Texting while driving	$2583	$440
Passing school bus	$2613	$435
Wrong way/wrong lane	$3056	$520
Operating a vehicle without permission	$3126	$521
At-fault accident - $1000-$2000	$3146	$535
At-fault accident - greater than $2000	$3146	$525
Open container	$3156	$536
Driving with a suspended license	$3659	$609
Reckless driving	$4457	$759
Racing	$4507	$750
Leaving scene of an accident/hit and run	$4525	$770
DUI	$4693	$782
Refusal to submit to a chemical test	$4693	$798

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Way Tip

Avoid Having A DUI On Your Driving Record.

A DUI can increase your car insurance rates—by $5,000 to $10,000 over five years. Speeding, reckless driving, and at-fault accidents also raise rates, staying on your record for 3–5 years, while DUIs/DWIs can impact you longer.

Car Insurance Rates in Beverly Hills after a DUI

There may have been times when you drank but chose not to drive—a smart and responsible decision, as most states treat DUIs as a serious offense. Your car insurance rates can double after a DUI charge, making it harder to find affordable coverage in Beverly Hills.

The cheapest car insurance premiums in Beverly Hills are offered by Capital Insurance Group at $1351 for a six-month policy. However, it can be as expensive as $1242 with companies like AAA.

Beverly Hills car insurance quotes with a DUI

Company	Avg. 6 Mo. Premium	Avg. Monthly Premium
Capital Insurance Group	$1351	$226
Mercury	$1932	$325
Progressive	$2563	$432
Wawanesa	$2888	$491
Farmers	$3244	$546
CSAA	$3451	$581
USAA	$3559	$599
Travelers	$4042	$681
Auto Club	$5709	$951
AAA NorCal	$6242	$1061
AAA SoCal	$7000	$1167
State Farm	$8884	$1496
Allstate	$9052	$1524
AAA	$1242	$211

Cheapest car insurance after a speeding ticket

One of the easiest ways to save money on car insurance is to stay within the speed limit. After a speeding violation, the cheapest car insurance premiums in Beverly Hills are offered by CSAA at $158. However, it can be as expensive as $4339 with companies like Travelers for a similar six-month premium.

Cheapest Car Insurance in Beverly Hills after Speeding ticket

Company	Avg. 6 Mo. Premium	Avg. Monthly Premium
CSAA	$158	$27
Capital Insurance Group	$868	$148
Mercury	$1864	$314
USAA	$1902	$324
Progressive	$1912	$322
AAA NorCal	$2200	$374
AAA SoCal	$3046	$508
Allstate	$3864	$657
Farmers	$4024	$671
State Farm	$4299	$730
Travelers	$4339	$724

Car Insurance Price Trends in Beverly Hills, California

Car insurance rates in Beverly Hills have fluctuated due to factors such as state regulations, inflation, and changing driving habits.

The average cost of full coverage in the Beverly Hills rose by $352 in January compared to $319 of December. In other words, there has been an increase by $33 when you compare January and December.

The average cost of liability insurance in the Beverly Hills rose to $101 in January, compared to $91 in December. This represents an increase of $10 when comparing January and December.

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Frequently Asked Questions

How much is car insurance in Beverly Hills?

The car insurance in Beverly Hills is $43 per month, which is lower than the national average.

What is the cheapest car insurance in Beverly Hills?

The cheapest car insurance in Beverly Hills is $179 per month for full coverage.

How much is car insurance in Beverly Hills for teenagers?

Car insurance for teenagers costs $691 per 6 months. The rates for teen drivers are higher due to their lack of experience as drivers.

What's the average cost of car insurance in Beverly Hills?

The average cost of car insurance is $1245 for a six-month policy. It will cost around $347 per month to insure your car in Beverly Hills.

Is car insurance expensive in Beverly Hills?

Car insurance can be expensive in Beverly Hills if your rating factors are not favorable. However, with a clean driving record and good credit score, car insurance rates in Beverly Hills can be affordable.

Cheapest Car Insurance Quotes in Beverly Hills

Why you can trust Way?

How Much Is Car Insurance in Beverly Hills

Avg. Car Insurance in Beverly Hills

Avg. Car Insurance in California

National Average

Cheapest Car Insurance Companies in Beverly Hills

1st place: CSAA

2nd place: Mercury

3rd place: AAA NorCal

Beverly Hills Car Insurance Rates by Company

Cheap Car Insurance Companies in Beverly Hills, CA

Way's key takeaways about car insurance in Beverly Hills

High Rates Shouldn’t Drive You Out of Pocket.

Cheapest Minimum Liability Car Insurance in Beverly Hills

Cheapest Liability Coverage in Beverly Hills, CA

Cheapest Full Coverage Car Insurance in Beverly Hills

Cheapest Full Coverage Car Insurance Quotes in Beverly Hills, CA

Don't Let Hidden Costs Drive You Crazy

Average Car Insurance in Beverly Hills by Rating Factor

I have a clean driving record. Why is my car insurance rate here in Beverly Hills, CA increasing?

Car Insurance Premiums by Age in Beverly Hills

Cheapest Car Insurance Companies Based on Age Group

Cheapest Car Insurance Rates for Teen Drivers in Beverly Hills,CA

If you are in your twenties Wawanesa is the best choice for car insurance in Beverly Hills.

Car Insurance Rates by Credit Score & Driving History

Cheapest Car Insurance Companies for Bad Credit

Escape the Trap of Rising Insurance Costs.

Car Insurance Rates with An Accident in Beverly Hills

Cheapest Car Insurance Companies after an At-Fault Accident in Beverly Hills

Beverly Hills Car Insurance Rates by Violation

Beverly Hills auto insurance quotes by violations

Your Wallet Deserves Better. Seriously.

Avoid Having A DUI On Your Driving Record.

Car Insurance Rates in Beverly Hills after a DUI

Beverly Hills car insurance quotes with a DUI

Cheapest car insurance after a speeding ticket

Cheapest Car Insurance in Beverly Hills after Speeding ticket

Car Insurance Price Trends in Beverly Hills, California

Average Car Insurance Cost in Beverly Hills by ZIP Code

Frequently Asked Questions

Tired of Insane Auto Insurance Bills? Us Too!

Find Car Insurance Rates in Cities Near Beverly Hills, CA

Car Insurance Rates by State in the USA (2025 Update)

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