Cheapest Car Insurance Quotes in Daphnedale Park

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Daphnedale Park Car Insurance

^$ 22

/mo

Written by Sara Sam

Edited by Renee Martin

Why you can trust Way?

The auto insurance rates published in this guide are based on the results of research completed by Way’s data team. Using a mix of public and internal data, we analyzed millions of rate averages across U.S. ZIP codes. These rates were publicly sourced from insurer filings and should be used for comparative purposes only — your own quotes will differ. Given this, it’s important to go through our insurance steps form to find how much you can save with Way.

Table of Contents

How Much Is Car Insurance in Daphnedale Park

The car insurance rate in Daphnedale Park is $859 for a six-month policy, which is $152 lower than the higher than the state average. Root Insurance Company offers the lowest rates in the city at $546, making it a popular choice for budget-conscious drivers. Rates in Daphnedale Park can vary depending on your age, driving record, and coverage level, so not every driver will pay the same amount. Choosing a higher deductible, maintaining a clean driving history, and comparing quotes from multiple insurers can help you find better deals and save money over time.

Avg. Car Insurance in Daphnedale Park

$859

Avg. Car Insurance in California

$1011

National Average

$1140

Cheapest Car Insurance Companies in Daphnedale Park

1st place: CSAA

At $546 for a six month policy, CSAA offers the cheapest auto insurance rates in the city.

2nd place: USAA

USAA offers auto insurance rates at $692 for a six-month policy, making it one of the cheapest to insure with.

3rd place: Mercury

Mercury offers auto insurance rates at $732 for six months, making it the third cheapest auto insurance company in Daphnedale Park.

Daphnedale Park Car Insurance Rates by Company

Based on our research, the cheapest car insurance company in Daphnedale Park, CA is CSAA, offering policies at just $546 for a six-month term. This is followed by USAA, which has an average six-month premium of $692.

At the higher end of the spectrum, Hartford is the most expensive, with rates reaching $656 for a six-month policy. Rates can vary widely by driver, but comparing quotes from multiple companies can help Daphnedale Park drivers find the best deals.

Cheap Car Insurance Companies in Daphnedale Park, CA

Company	Avg. 6 Mo. Premium	Avg. Monthly Premium
CSAA	$546	$92
USAA	$692	$116
Mercury	$732	$123
AAA SoCal	$802	$137
Progressive	$843	$142
Allstate	$924	$156
Wawanesa	$929	$156
AAA NorCal	$939	$160
Auto Club	$969	$162
State Farm	$1025	$173
AAA	$1166	$195
Kemper	$1207	$205
Farmers	$1348	$224
Capital Insurance Group	$601	$100
National General	$611	$104
State National	$621	$104
Hartford	$656	$111

Key Takeaways

Way's key takeaways about car insurance in Daphnedale Park

The auto insurance costs in Daphnedale Park fall around $546 for six months.
The cheapest auto insurance company in Daphnedale Park is CSAA.
Teen drivers pay the highest rate in Daphnedale Park at $57 per month.

High Rates Shouldn’t Drive You Out of Pocket.

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Cheapest Minimum Liability Car Insurance in Daphnedale Park

Since car insurance is a critical requirement for owning a car, you must have minimum liability car insurance. The cheapest car insurance companies for minimum coverage in Daphnedale Park are given below.

CSAA provides the cheapest minimum car insurance coverage in Daphnedale Park. Their Average 6 Month Premium is $131. 21st Century is the most expensive at $343 for the same period.

Cheapest Liability Coverage in Daphnedale Park, CA

Company	Avg. 6 Mo. Premium	Avg. Monthly Premium
CSAA	$131	$22
AAA	$232	$39
USAA	$242	$41
AAA NorCal	$252	$43
AAA SoCal	$288	$49
Progressive	$293	$49
Auto Club	$298	$51
State Farm	$308	$52
Wawanesa	$313	$53
Mercury	$333	$56
Allstate	$359	$60
Farmers	$429	$71
Kemper	$237	$40
Capital Insurance Group	$258	$44
State National	$273	$47
National General	$338	$56
21st Century	$343	$59

Cheapest Full Coverage Car Insurance in Daphnedale Park

One might think that minimum coverage is only required when insuring your car insurance. However, having full coverage car insurance in any city is certainly a wise choice as it offers better coverage and protection. Our best pick for the cheapest auto insurance quotes in Daphnedale Park is CSAA at $92 per month and $546 for six months.

Cheapest Full Coverage Car Insurance Quotes in Daphnedale Park, CA

Company	Avg. 6 Mo. Premium	Avg. Monthly Premium
CSAA	$546	$92
USAA	$692	$116
Mercury	$732	$123
AAA SoCal	$802	$137
Progressive	$843	$142
Allstate	$924	$156
Wawanesa	$929	$156
AAA NorCal	$939	$160
Auto Club	$969	$162
State Farm	$1025	$173
AAA	$1166	$195
Kemper	$1207	$205
Farmers	$1348	$224
Capital Insurance Group	$601	$100
National General	$611	$104
State National	$621	$104
Hartford	$656	$111

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Average Car Insurance in Daphnedale Park by Rating Factor

The car insurance rates for two people under the same ZIP code will mostly be different. This is mostly because insurance rates are calculated based on several rating factors. These rating factors include the driver's age, gender, marital status, driving and claims history, credit score, location, type of vehicle, and coverage levels.

I have a clean driving record. Why is my car insurance rate here in Daphnedale Park, CA increasing?

Despite maintaining a clean driving record, your car insurance rates in Daphnedale Park, California, may be increasing due to several external factors. California has experienced significant rate hikes recently, with average premiums rising by 25.5% in 2023, largely attributed to higher claims volumes and inflation.

Additionally, Daphnedale Park's high urban population density, raised auto theft rates, and frequent natural disasters contribute to increased insurance costs.

Car Insurance Premiums by Age in Daphnedale Park

It is quite evident why teen drivers pay the highest car insurance rates in any city. Their lack of experience and increased accident rates make them a highly risky category. However, as you grow older, your car insurance rates will decrease. So, it is better to not have separate policies for teens; instead, add them to their parents' policies.

Cheapest Car Insurance Companies Based on Age Group

Age Group	Cheapest Companies	Avg. 6 Mo. Premium
20s	Wawanesa	$497
30s	Wawanesa	$401
40s	Wawanesa	$401
50s	Wawanesa	$401
60s	Wawanesa	$401
70s	Wawanesa	$393

Cheapest Car Insurance Rates for Teen Drivers in Daphnedale Park,CA

If you are planning to get a car insurance policy for your teenage dependent, AAA provides the cheapest car insurance in the Daphnedale Park at $33 per month. At $333 for a six-month premium, Marcury offers the most expensive rate for teen drivers.

Company	Avg. 6 Mo. Premium	Avg. Monthly Premium
AAA	$197	$33
Capital Insurance Group	$445	$74
USAA	$1060	$179
Mercury	$1075	$181
Wawanesa	$1182	$201
Progressive	$1237	$208
CSAA	$1489	$251
State Farm	$1767	$298
AAA SoCal	$1913	$326
Allstate	$2050	$345
Auto Club	$2186	$371
AAA NorCal	$2913	$485
Farmers	$2974	$506
State National	$318	$53
Marcury	$333	$57

Teen Car Insurance Rates in CA by Age

Way Tip

If you are in your twenties Wawanesa is the best choice for car insurance in Daphnedale Park.

As young drivers face the highest rates in Daphnedale Park, Wawanesa offers the cheapest auto insurance rates at $497 for six months.

Car Insurance Rates by Credit Score & Driving History

Similar to your driving history, your financial history also plays a key role in determining your auto insurance rates. A low credit score would mean a lapse in payment and increased chances of filing claims, which results in higher auto insurance rates. Therefore, the higher the credit score, the lower the car insurance rates will be.

Escape the Trap of Rising Insurance Costs.

Save up to $971/yr on car insurance rates in Daphnedale Park.

Car Insurance Rates with An Accident in Daphnedale Park

Both accidents and the resulting increase in insurance rates are often beyond our control. When you’re involved in an accident, you become riskier to insure, consequently increasing the rates. In Daphnedale Park, CA, accidents can lead to significant hikes in your premiums.

Cheapest Car Insurance Companies after an At-Fault Accident in Daphnedale Park

The cheapest car insurance companies after an at-fault accident in Daphnedale Park include AAA and Capital Insurance Group, offering $323 and $464, respectively. 21st Century is an expensive provider with an average six-month premium of $581.

Company	Avg. 6 Mo. Premium	Avg. Monthly Premium
AAA	$323	$54
Capital Insurance Group	$464	$79
CSAA	$621	$105
USAA	$929	$156
Progressive	$1075	$181
Mercury	$1141	$194
Wawanesa	$1312	$218
AAA SoCal	$1379	$235
Auto Club	$1454	$242
Farmers	$1494	$252
State Farm	$1777	$299
AAA NorCal	$1903	$324
Allstate	$2287	$385
State National	$383	$64
Hartford	$445	$76
National General	$510	$85
Nationwide	$550	$94
21st Century	$581	$97

Daphnedale Park Car Insurance Rates by Violation

Here is a list of driving violations that can increase your car insurance rates in Daphnedale Park CA. For example, the car insurance in Daphnedale Park after a DUI increases to $1479 for a six month policy. While the rate increases by $388 for a six-month policy in the case of a speeding ticket.

Daphnedale Park auto insurance quotes by violations

Accident/Violation	Avg. 6 Mo Premium	Avg. Monthly Premium
None	$924	$154
Not-at-fault accident	$924	$157
One comp claim	$924	$154
One Med/PIP claim	$924	$157
Two comp claims	$924	$154
Two Med/PIP claims	$924	$157
At-fault accident - less than $1000	$944	$157
Failure to show documents	$1217	$207
Driving with expired registration	$1242	$207
Driving without lights	$1242	$211
Failure to wear a seat belt	$1247	$208
Child safety restraint	$1257	$213
Speeding 11 - 15 MPH over limit	$1307	$218
Speeding 16 - 20 MPH over limit	$1307	$223
Driving too slowly	$1312	$218
Failure to stop at a red light	$1312	$224
Failure to yield	$1312	$218
Following too closely	$1312	$224
Illegal turn	$1312	$218
In 65 MPH zone	$1312	$224
Speeding 21 - 25 MPH over limit	$1312	$218
Speeding 6 - 10 MPH over limit	$1312	$224
Speeding in school zone	$1312	$218
Improper passing	$1318	$224
Cell phone violation	$1323	$220
Texting while driving	$1323	$225
Passing school bus	$1338	$223
Wrong way/wrong lane	$1565	$266
Operating a vehicle without permission	$1601	$267
At-fault accident - $1000-$2000	$1611	$274
At-fault accident - greater than $2000	$1611	$269
Open container	$1616	$275
Driving with a suspended license	$1873	$312
Reckless driving	$2282	$388
Racing	$2308	$384
Leaving scene of an accident/hit and run	$2317	$394
DUI	$2403	$400
Refusal to submit to a chemical test	$2403	$409

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Way Tip

Avoid Having A DUI On Your Driving Record.

A DUI can increase your car insurance rates—by $5,000 to $10,000 over five years. Speeding, reckless driving, and at-fault accidents also raise rates, staying on your record for 3–5 years, while DUIs/DWIs can impact you longer.

Car Insurance Rates in Daphnedale Park after a DUI

There may have been times when you drank but chose not to drive—a smart and responsible decision, as most states treat DUIs as a serious offense. Your car insurance rates can double after a DUI charge, making it harder to find affordable coverage in Daphnedale Park.

The cheapest car insurance premiums in Daphnedale Park are offered by AAA at $636 for a six-month policy. However, it can be as expensive as $536 with companies like Kemper.

Daphnedale Park car insurance quotes with a DUI

Company	Avg. 6 Mo. Premium	Avg. Monthly Premium
AAA	$636	$108
Capital Insurance Group	$692	$116
Mercury	$823	$139
Progressive	$1217	$205
Wawanesa	$1479	$252
Farmers	$1570	$264
USAA	$1671	$281
CSAA	$1767	$298
AAA SoCal	$2555	$434
Auto Club	$2923	$487
AAA NorCal	$3368	$573
State Farm	$3595	$605
Allstate	$3701	$623
Travelers	$712	$119
National General	$333	$55
Kemper	$536	$89

Cheapest car insurance after a speeding ticket

One of the easiest ways to save money on car insurance is to stay within the speed limit. After a speeding violation, the cheapest car insurance premiums in Daphnedale Park are offered by CSAA at $81. However, it can be as expensive as $383 with companies like State National for a similar six-month premium.

Cheapest Car Insurance in Daphnedale Park after Speeding ticket

Company	Avg. 6 Mo. Premium	Avg. Monthly Premium
CSAA	$81	$14
Capital Insurance Group	$445	$74
Mercury	$757	$128
USAA	$793	$132
Progressive	$853	$144
AAA NorCal	$1182	$197
AAA SoCal	$1267	$216
Allstate	$1303	$217
State Farm	$1379	$235
Farmers	$1908	$318
AAA	$247	$42
Kemper	$313	$54
National General	$333	$55
State National	$383	$65

Car Insurance Price Trends in Daphnedale Park, California

Car insurance rates in Daphnedale Park have fluctuated due to factors such as state regulations, inflation, and changing driving habits.

The average cost of full coverage in the Daphnedale Park rose by $163 in December compared to $162 of November. In other words, there has been an increase by $1 when you compare December and November.

The average cost of liability insurance in the Daphnedale Park rose to $46 in December, compared to $44 in November. This represents an increase of $2 when comparing December and November.

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Frequently Asked Questions

How much is car insurance in Daphnedale Park?

The car insurance in Daphnedale Park is $22 per month, which is lower than the national average.

What is the cheapest car insurance in Daphnedale Park?

The cheapest car insurance in Daphnedale Park is $92 per month for full coverage.

How much is car insurance in Daphnedale Park for teenagers?

Car insurance for teenagers costs $197 per 6 months. The rates for teen drivers are higher due to their lack of experience as drivers.

What's the average cost of car insurance in Daphnedale Park?

The average cost of car insurance is $1011 for a six-month policy. It will cost around $145 per month to insure your car in Daphnedale Park.

Is car insurance expensive in Daphnedale Park?

Car insurance can be expensive in Daphnedale Park if your rating factors are not favorable. However, with a clean driving record and good credit score, car insurance rates in Daphnedale Park can be affordable.

Cheapest Car Insurance Quotes in Daphnedale Park

Why you can trust Way?

How Much Is Car Insurance in Daphnedale Park

Avg. Car Insurance in Daphnedale Park

Avg. Car Insurance in California

National Average

Cheapest Car Insurance Companies in Daphnedale Park

1st place: CSAA

2nd place: USAA

3rd place: Mercury

Daphnedale Park Car Insurance Rates by Company

Cheap Car Insurance Companies in Daphnedale Park, CA

Way's key takeaways about car insurance in Daphnedale Park

High Rates Shouldn’t Drive You Out of Pocket.

Cheapest Minimum Liability Car Insurance in Daphnedale Park

Cheapest Liability Coverage in Daphnedale Park, CA

Cheapest Full Coverage Car Insurance in Daphnedale Park

Cheapest Full Coverage Car Insurance Quotes in Daphnedale Park, CA

Don't Let Hidden Costs Drive You Crazy

Average Car Insurance in Daphnedale Park by Rating Factor

I have a clean driving record. Why is my car insurance rate here in Daphnedale Park, CA increasing?

Car Insurance Premiums by Age in Daphnedale Park

Cheapest Car Insurance Companies Based on Age Group

Cheapest Car Insurance Rates for Teen Drivers in Daphnedale Park,CA

If you are in your twenties Wawanesa is the best choice for car insurance in Daphnedale Park.

Car Insurance Rates by Credit Score & Driving History

Cheapest Car Insurance Companies for Bad Credit

Escape the Trap of Rising Insurance Costs.

Car Insurance Rates with An Accident in Daphnedale Park

Cheapest Car Insurance Companies after an At-Fault Accident in Daphnedale Park

Daphnedale Park Car Insurance Rates by Violation

Daphnedale Park auto insurance quotes by violations

Your Wallet Deserves Better. Seriously.

Avoid Having A DUI On Your Driving Record.

Car Insurance Rates in Daphnedale Park after a DUI

Daphnedale Park car insurance quotes with a DUI

Cheapest car insurance after a speeding ticket

Cheapest Car Insurance in Daphnedale Park after Speeding ticket

Car Insurance Price Trends in Daphnedale Park, California

Average Car Insurance Cost in Daphnedale Park by ZIP Code

Frequently Asked Questions

Tired of Insane Auto Insurance Bills? Us Too!

Find Car Insurance Rates in Cities Near Daphnedale Park, CA

Car Insurance Rates by State in the USA (2025 Update)

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