Cheapest Car Insurance Quotes in McClellan Park

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McClellan Park Car Insurance

^$ 31

/mo

Written by Sara Sam

Edited by Renee Martin

Why you can trust Way?

The auto insurance rates published in this guide are based on the results of research completed by Way’s data team. Using a mix of public and internal data, we analyzed millions of rate averages across U.S. ZIP codes. These rates were publicly sourced from insurer filings and should be used for comparative purposes only — your own quotes will differ. Given this, it’s important to go through our insurance steps form to find how much you can save with Way.

Table of Contents

How Much Is Car Insurance in McClellan Park

The car insurance rate in McClellan Park is $1482 for a six-month policy, which is $237 higher than the higher than the state average. Root Insurance Company offers the lowest rates in the city at $764, making it a popular choice for budget-conscious drivers. Rates in McClellan Park can vary depending on your age, driving record, and coverage level, so not every driver will pay the same amount. Choosing a higher deductible, maintaining a clean driving history, and comparing quotes from multiple insurers can help you find better deals and save money over time.

Avg. Car Insurance in McClellan Park

$1482

Avg. Car Insurance in California

$1245

National Average

$1278

Cheapest Car Insurance Companies in McClellan Park

1st place: CSAA

At $764 for a six month policy, CSAA offers the cheapest auto insurance rates in the city.

2nd place: Mercury

Mercury offers auto insurance rates at $1223 for a six-month policy, making it one of the cheapest to insure with.

3rd place: AAA NorCal

AAA NorCal offers auto insurance rates at $1244 for six months, making it the third cheapest auto insurance company in McClellan Park.

McClellan Park Car Insurance Rates by Company

Based on our research, the cheapest car insurance company in McClellan Park, CA is CSAA, offering policies at just $764 for a six-month term. This is followed by Mercury, which has an average six-month premium of $1223.

At the higher end of the spectrum, AAA is the most expensive, with rates reaching $1633 for a six-month policy. Rates can vary widely by driver, but comparing quotes from multiple companies can help McClellan Park drivers find the best deals.

Cheap Car Insurance Companies in McClellan Park, CA

Company	Avg. 6 Mo. Premium	Avg. Monthly Premium
CSAA	$764	$129
Mercury	$1223	$206
AAA NorCal	$1244	$212
Progressive	$1244	$209
Wawanesa	$1301	$219
USAA	$1322	$223
Auto Club	$1357	$231
Allstate	$1512	$255
AAA SoCal	$1597	$271
Kemper	$1690	$282
State Farm	$1810	$305
Travelers	$2022	$337
Farmers	$2029	$345
AAA	$1633	$273

Key Takeaways

Way's key takeaways about car insurance in McClellan Park

The auto insurance costs in McClellan Park fall around $764 for six months.
The cheapest auto insurance company in McClellan Park is CSAA.
Teen drivers pay the highest rate in McClellan Park at $718 per month.

High Rates Shouldn’t Drive You Out of Pocket.

Save up to $971/yr with our auto insurance quotes

Cheapest Minimum Liability Car Insurance in McClellan Park

Since car insurance is a critical requirement for owning a car, you must have minimum liability car insurance. The cheapest car insurance companies for minimum coverage in McClellan Park are given below.

CSAA provides the cheapest minimum car insurance coverage in McClellan Park. Their Average 6 Month Premium is $183. Travelers is the most expensive at $777 for the same period.

Cheapest Liability Coverage in McClellan Park, CA

Company	Avg. 6 Mo. Premium	Avg. Monthly Premium
CSAA	$183	$31
AAA NorCal	$303	$51
USAA	$346	$58
Progressive	$411	$69
Auto Club	$417	$69
Wawanesa	$438	$74
AAA	$502	$83
AAA SoCal	$509	$87
Mercury	$509	$86
State Farm	$558	$94
Allstate	$644	$108
Farmers	$693	$118
Travelers	$777	$130

Cheapest Full Coverage Car Insurance in McClellan Park

One might think that minimum coverage is only required when insuring your car insurance. However, having full coverage car insurance in any city is certainly a wise choice as it offers better coverage and protection. Our best pick for the cheapest auto insurance quotes in McClellan Park is CSAA at $129 per month and $764 for six months.

Cheapest Full Coverage Car Insurance Quotes in McClellan Park, CA

Company	Avg. 6 Mo. Premium	Avg. Monthly Premium
CSAA	$764	$129
Mercury	$1223	$206
AAA NorCal	$1244	$212
Progressive	$1244	$209
Wawanesa	$1301	$219
USAA	$1322	$223
Auto Club	$1357	$231
Allstate	$1512	$255
AAA SoCal	$1597	$271
Kemper	$1690	$282
State Farm	$1810	$305
Travelers	$2022	$337
Farmers	$2029	$345
AAA	$1633	$273

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Average Car Insurance in McClellan Park by Rating Factor

The car insurance rates for two people under the same ZIP code will mostly be different. This is mostly because insurance rates are calculated based on several rating factors. These rating factors include the driver's age, gender, marital status, driving and claims history, credit score, location, type of vehicle, and coverage levels.

I have a clean driving record. Why is my car insurance rate here in McClellan Park, CA increasing?

Despite maintaining a clean driving record, your car insurance rates in McClellan Park, California, may be increasing due to several external factors. California has experienced significant rate hikes recently, with average premiums rising by 25.5% in 2023, largely attributed to higher claims volumes and inflation.

Additionally, McClellan Park's high urban population density, raised auto theft rates, and frequent natural disasters contribute to increased insurance costs.

Car Insurance Premiums by Age in McClellan Park

It is quite evident why teen drivers pay the highest car insurance rates in any city. Their lack of experience and increased accident rates make them a highly risky category. However, as you grow older, your car insurance rates will decrease. So, it is better to not have separate policies for teens; instead, add them to their parents' policies.

Cheapest Car Insurance Companies Based on Age Group

Age Group	Cheapest Companies	Avg. 6 Mo. Premium
20s	Wawanesa	$714
30s	Wawanesa	$576
40s	Wawanesa	$576
50s	Wawanesa	$576
60s	Wawanesa	$576
70s	Wawanesa	$564

Cheapest Car Insurance Rates for Teen Drivers in McClellan Park,CA

If you are planning to get a car insurance policy for your teenage dependent, AAA provides the cheapest car insurance in the McClellan Park at $84 per month. At $4304 for a six-month premium, Farmers offers the most expensive rate for teen drivers.

Company	Avg. 6 Mo. Premium	Avg. Monthly Premium
AAA	$495	$84
Capital Insurance Group	$622	$104
USAA	$1618	$273
Wawanesa	$1654	$276
Progressive	$1894	$319
Mercury	$1965	$331
CSAA	$2085	$351
Auto Club	$3061	$511
State Farm	$3124	$526
Allstate	$3633	$612
AAA SoCal	$3845	$653
AAA NorCal	$3895	$649
Travelers	$4044	$688
Farmers	$4304	$718

Teen Car Insurance Rates in CA by Age

Way Tip

If you are in your twenties Wawanesa is the best choice for car insurance in McClellan Park.

As young drivers face the highest rates in McClellan Park, Wawanesa offers the cheapest auto insurance rates at $714 for six months.

Car Insurance Rates by Credit Score & Driving History

Similar to your driving history, your financial history also plays a key role in determining your auto insurance rates. A low credit score would mean a lapse in payment and increased chances of filing claims, which results in higher auto insurance rates. Therefore, the higher the credit score, the lower the car insurance rates will be.

Escape the Trap of Rising Insurance Costs.

Save up to $971/yr on car insurance rates in McClellan Park.

Car Insurance Rates with An Accident in McClellan Park

Both accidents and the resulting increase in insurance rates are often beyond our control. When you’re involved in an accident, you become riskier to insure, consequently increasing the rates. In McClellan Park, CA, accidents can lead to significant hikes in your premiums.

Cheapest Car Insurance Companies after an At-Fault Accident in McClellan Park

The cheapest car insurance companies after an at-fault accident in McClellan Park include AAA and Capital Insurance Group, offering $445 and $650, respectively. Allstate is an expensive provider with an average six-month premium of $4107.

Company	Avg. 6 Mo. Premium	Avg. Monthly Premium
AAA	$445	$74
Capital Insurance Group	$650	$111
CSAA	$870	$146
USAA	$1428	$240
Mercury	$1562	$263
Progressive	$1633	$275
Wawanesa	$1837	$306
Auto Club	$2036	$346
Farmers	$2226	$375
AAA NorCal	$2524	$430
AAA SoCal	$2736	$456
State Farm	$3231	$544
Travelers	$3895	$649
Allstate	$4107	$691

McClellan Park Car Insurance Rates by Violation

Here is a list of driving violations that can increase your car insurance rates in McClellan Park CA. For example, the car insurance in McClellan Park after a DUI increases to $2070 for a six month policy. While the rate increases by $543 for a six-month policy in the case of a speeding ticket.

McClellan Park auto insurance quotes by violations

Accident/Violation	Avg. 6 Mo Premium	Avg. Monthly Premium
None	$1294	$215
Not-at-fault accident	$1294	$220
One comp claim	$1294	$215
One Med/PIP claim	$1294	$220
Two comp claims	$1294	$215
Two Med/PIP claims	$1294	$220
At-fault accident - less than $1000	$1322	$220
Failure to show documents	$1704	$289
Driving with expired registration	$1739	$290
Driving without lights	$1739	$295
Failure to wear a seat belt	$1746	$292
Child safety restraint	$1760	$299
Speeding 11 - 15 MPH over limit	$1830	$305
Speeding 16 - 20 MPH over limit	$1830	$312
Driving too slowly	$1837	$306
Failure to stop at a red light	$1837	$313
Failure to yield	$1837	$306
Following too closely	$1837	$313
Illegal turn	$1837	$306
In 65 MPH zone	$1837	$313
Speeding 21 - 25 MPH over limit	$1837	$306
Speeding 6 - 10 MPH over limit	$1837	$313
Speeding in school zone	$1837	$306
Improper passing	$1845	$314
Cell phone violation	$1852	$308
Texting while driving	$1852	$315
Passing school bus	$1873	$312
Wrong way/wrong lane	$2191	$372
Operating a vehicle without permission	$2241	$374
At-fault accident - $1000-$2000	$2255	$383
At-fault accident - greater than $2000	$2255	$376
Open container	$2262	$384
Driving with a suspended license	$2623	$437
Reckless driving	$3195	$544
Racing	$3231	$538
Leaving scene of an accident/hit and run	$3244	$552
DUI	$3364	$560
Refusal to submit to a chemical test	$3364	$572

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Way Tip

Avoid Having A DUI On Your Driving Record.

A DUI can increase your car insurance rates—by $5,000 to $10,000 over five years. Speeding, reckless driving, and at-fault accidents also raise rates, staying on your record for 3–5 years, while DUIs/DWIs can impact you longer.

Car Insurance Rates in McClellan Park after a DUI

There may have been times when you drank but chose not to drive—a smart and responsible decision, as most states treat DUIs as a serious offense. Your car insurance rates can double after a DUI charge, making it harder to find affordable coverage in McClellan Park.

The cheapest car insurance premiums in McClellan Park are offered by Capital Insurance Group at $969 for a six-month policy. However, it can be as expensive as $890 with companies like AAA.

McClellan Park car insurance quotes with a DUI

Company	Avg. 6 Mo. Premium	Avg. Monthly Premium
Capital Insurance Group	$969	$162
Mercury	$1385	$233
Progressive	$1837	$309
Wawanesa	$2071	$352
Farmers	$2325	$392
CSAA	$2474	$417
USAA	$2551	$430
Travelers	$2898	$488
Auto Club	$4092	$682
AAA NorCal	$4474	$760
AAA SoCal	$5018	$837
State Farm	$6369	$1072
Allstate	$6489	$1092
AAA	$890	$151

Cheapest car insurance after a speeding ticket

One of the easiest ways to save money on car insurance is to stay within the speed limit. After a speeding violation, the cheapest car insurance premiums in McClellan Park are offered by CSAA at $113. However, it can be as expensive as $3111 with companies like Travelers for a similar six-month premium.

Cheapest Car Insurance in McClellan Park after Speeding ticket

Company	Avg. 6 Mo. Premium	Avg. Monthly Premium
CSAA	$113	$19
Capital Insurance Group	$622	$106
Mercury	$1336	$225
USAA	$1364	$232
Progressive	$1371	$231
AAA NorCal	$1577	$268
AAA SoCal	$2184	$364
Allstate	$2770	$471
Farmers	$2885	$481
State Farm	$3082	$524
Travelers	$3111	$519

Car Insurance Price Trends in McClellan Park, California

Car insurance rates in McClellan Park have fluctuated due to factors such as state regulations, inflation, and changing driving habits.

The average cost of full coverage in the McClellan Park rose by $252 in January compared to $228 of December. In other words, there has been an increase by $24 when you compare January and December.

The average cost of liability insurance in the McClellan Park rose to $73 in January, compared to $65 in December. This represents an increase of $8 when comparing January and December.

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Frequently Asked Questions

How much is car insurance in McClellan Park?

The car insurance in McClellan Park is $31 per month, which is lower than the national average.

What is the cheapest car insurance in McClellan Park?

The cheapest car insurance in McClellan Park is $129 per month for full coverage.

How much is car insurance in McClellan Park for teenagers?

Car insurance for teenagers costs $495 per 6 months. The rates for teen drivers are higher due to their lack of experience as drivers.

What's the average cost of car insurance in McClellan Park?

The average cost of car insurance is $1245 for a six-month policy. It will cost around $249 per month to insure your car in McClellan Park.

Is car insurance expensive in McClellan Park?

Car insurance can be expensive in McClellan Park if your rating factors are not favorable. However, with a clean driving record and good credit score, car insurance rates in McClellan Park can be affordable.

Cheapest Car Insurance Quotes in McClellan Park

Why you can trust Way?

How Much Is Car Insurance in McClellan Park

Avg. Car Insurance in McClellan Park

Avg. Car Insurance in California

National Average

Cheapest Car Insurance Companies in McClellan Park

1st place: CSAA

2nd place: Mercury

3rd place: AAA NorCal

McClellan Park Car Insurance Rates by Company

Cheap Car Insurance Companies in McClellan Park, CA

Way's key takeaways about car insurance in McClellan Park

High Rates Shouldn’t Drive You Out of Pocket.

Cheapest Minimum Liability Car Insurance in McClellan Park

Cheapest Liability Coverage in McClellan Park, CA

Cheapest Full Coverage Car Insurance in McClellan Park

Cheapest Full Coverage Car Insurance Quotes in McClellan Park, CA

Don't Let Hidden Costs Drive You Crazy

Average Car Insurance in McClellan Park by Rating Factor

I have a clean driving record. Why is my car insurance rate here in McClellan Park, CA increasing?

Car Insurance Premiums by Age in McClellan Park

Cheapest Car Insurance Companies Based on Age Group

Cheapest Car Insurance Rates for Teen Drivers in McClellan Park,CA

If you are in your twenties Wawanesa is the best choice for car insurance in McClellan Park.

Car Insurance Rates by Credit Score & Driving History

Cheapest Car Insurance Companies for Bad Credit

Escape the Trap of Rising Insurance Costs.

Car Insurance Rates with An Accident in McClellan Park

Cheapest Car Insurance Companies after an At-Fault Accident in McClellan Park

McClellan Park Car Insurance Rates by Violation

McClellan Park auto insurance quotes by violations

Your Wallet Deserves Better. Seriously.

Avoid Having A DUI On Your Driving Record.

Car Insurance Rates in McClellan Park after a DUI

McClellan Park car insurance quotes with a DUI

Cheapest car insurance after a speeding ticket

Cheapest Car Insurance in McClellan Park after Speeding ticket

Car Insurance Price Trends in McClellan Park, California

Average Car Insurance Cost in McClellan Park by ZIP Code

Frequently Asked Questions

Tired of Insane Auto Insurance Bills? Us Too!

Find Car Insurance Rates in Cities Near McClellan Park, CA

Car Insurance Rates by State in the USA (2025 Update)

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