Cheapest Car Insurance Quotes in Drytown

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Drytown Car Insurance

^$ 25

/mo

Written by Sara Sam

Edited by Renee Martin

Why you can trust Way?

The auto insurance rates published in this guide are based on the results of research completed by Way’s data team. Using a mix of public and internal data, we analyzed millions of rate averages across U.S. ZIP codes. These rates were publicly sourced from insurer filings and should be used for comparative purposes only — your own quotes will differ. Given this, it’s important to go through our insurance steps form to find how much you can save with Way.

Table of Contents

How Much Is Car Insurance in Drytown

The car insurance rate in Drytown is $1093 for a six-month policy, which is $22 lower than the higher than the state average. Root Insurance Company offers the lowest rates in the city at $629, making it a popular choice for budget-conscious drivers. Rates in Drytown can vary depending on your age, driving record, and coverage level, so not every driver will pay the same amount. Choosing a higher deductible, maintaining a clean driving history, and comparing quotes from multiple insurers can help you find better deals and save money over time.

Avg. Car Insurance in Drytown

$1093

Avg. Car Insurance in California

$1115

National Average

$1140

Cheapest Car Insurance Companies in Drytown

1st place: CSAA

At $629 for a six month policy, CSAA offers the cheapest auto insurance rates in the city.

2nd place: Mercury

Mercury offers auto insurance rates at $844 for a six-month policy, making it one of the cheapest to insure with.

3rd place: AAA SoCal

AAA SoCal offers auto insurance rates at $925 for six months, making it the third cheapest auto insurance company in Drytown.

Drytown Car Insurance Rates by Company

Based on our research, the cheapest car insurance company in Drytown, CA is CSAA, offering policies at just $629 for a six-month term. This is followed by Mercury, which has an average six-month premium of $844.

At the higher end of the spectrum, AAA is the most expensive, with rates reaching $1345 for a six-month policy. Rates can vary widely by driver, but comparing quotes from multiple companies can help Drytown drivers find the best deals.

Cheap Car Insurance Companies in Drytown, CA

Company	Avg. 6 Mo. Premium	Avg. Monthly Premium
CSAA	$629	$106
Mercury	$844	$142
AAA SoCal	$925	$154
Progressive	$972	$164
USAA	$1030	$173
Allstate	$1065	$179
Wawanesa	$1071	$180
AAA NorCal	$1083	$184
Auto Club	$1117	$186
State Farm	$1182	$199
Kemper	$1392	$232
Farmers	$1554	$265
AAA	$1345	$224

Key Takeaways

Way's key takeaways about car insurance in Drytown

The auto insurance costs in Drytown fall around $629 for six months.
The cheapest auto insurance company in Drytown is CSAA.
Teen drivers pay the highest rate in Drytown at $571 per month.

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Cheapest Minimum Liability Car Insurance in Drytown

Since car insurance is a critical requirement for owning a car, you must have minimum liability car insurance. The cheapest car insurance companies for minimum coverage in Drytown are given below.

CSAA provides the cheapest minimum car insurance coverage in Drytown. Their Average 6 Month Premium is $151. Farmers is the most expensive at $495 for the same period.

Cheapest Liability Coverage in Drytown, CA

Company	Avg. 6 Mo. Premium	Avg. Monthly Premium
CSAA	$151	$25
USAA	$279	$47
AAA NorCal	$291	$49
AAA SoCal	$332	$57
Progressive	$338	$57
Auto Club	$343	$59
State Farm	$355	$60
Wawanesa	$361	$61
Mercury	$384	$65
AAA	$414	$71
Allstate	$414	$70
Farmers	$495	$84

Cheapest Full Coverage Car Insurance in Drytown

One might think that minimum coverage is only required when insuring your car insurance. However, having full coverage car insurance in any city is certainly a wise choice as it offers better coverage and protection. Our best pick for the cheapest auto insurance quotes in Drytown is CSAA at $106 per month and $629 for six months.

Cheapest Full Coverage Car Insurance Quotes in Drytown, CA

Company	Avg. 6 Mo. Premium	Avg. Monthly Premium
CSAA	$629	$106
Mercury	$844	$142
AAA SoCal	$925	$154
Progressive	$972	$164
USAA	$1030	$173
Allstate	$1065	$179
Wawanesa	$1071	$180
AAA NorCal	$1083	$184
Auto Club	$1117	$186
State Farm	$1182	$199
Kemper	$1392	$232
Farmers	$1554	$265
AAA	$1345	$224

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Average Car Insurance in Drytown by Rating Factor

The car insurance rates for two people under the same ZIP code will mostly be different. This is mostly because insurance rates are calculated based on several rating factors. These rating factors include the driver's age, gender, marital status, driving and claims history, credit score, location, type of vehicle, and coverage levels.

I have a clean driving record. Why is my car insurance rate here in Drytown, CA increasing?

Despite maintaining a clean driving record, your car insurance rates in Drytown, California, may be increasing due to several external factors. California has experienced significant rate hikes recently, with average premiums rising by 25.5% in 2023, largely attributed to higher claims volumes and inflation.

Additionally, Drytown's high urban population density, raised auto theft rates, and frequent natural disasters contribute to increased insurance costs.

Car Insurance Premiums by Age in Drytown

It is quite evident why teen drivers pay the highest car insurance rates in any city. Their lack of experience and increased accident rates make them a highly risky category. However, as you grow older, your car insurance rates will decrease. So, it is better to not have separate policies for teens; instead, add them to their parents' policies.

Cheapest Car Insurance Companies Based on Age Group

Age Group	Cheapest Companies	Avg. 6 Mo. Premium
20s	Wawanesa	$573
30s	Wawanesa	$463
40s	Wawanesa	$463
50s	Wawanesa	$463
60s	Wawanesa	$463
70s	Wawanesa	$453

Cheapest Car Insurance Rates for Teen Drivers in Drytown,CA

If you are planning to get a car insurance policy for your teenage dependent, AAA provides the cheapest car insurance in the Drytown at $68 per month. At $3429 for a six-month premium, Farmers offers the most expensive rate for teen drivers.

Company	Avg. 6 Mo. Premium	Avg. Monthly Premium
AAA	$408	$68
Capital Insurance Group	$513	$87
USAA	$1222	$206
Mercury	$1240	$209
Wawanesa	$1362	$227
Progressive	$1426	$240
CSAA	$1717	$289
State Farm	$2037	$343
AAA SoCal	$2206	$368
Allstate	$2364	$398
Auto Club	$2521	$420
AAA NorCal	$3358	$571
Farmers	$3429	$571

Teen Car Insurance Rates in CA by Age

Way Tip

If you are in your twenties Wawanesa is the best choice for car insurance in Drytown.

As young drivers face the highest rates in Drytown, Wawanesa offers the cheapest auto insurance rates at $573 for six months.

Car Insurance Rates by Credit Score & Driving History

Similar to your driving history, your financial history also plays a key role in determining your auto insurance rates. A low credit score would mean a lapse in payment and increased chances of filing claims, which results in higher auto insurance rates. Therefore, the higher the credit score, the lower the car insurance rates will be.

Escape the Trap of Rising Insurance Costs.

Save up to $971/yr on car insurance rates in Drytown.

Car Insurance Rates with An Accident in Drytown

Both accidents and the resulting increase in insurance rates are often beyond our control. When you’re involved in an accident, you become riskier to insure, consequently increasing the rates. In Drytown, CA, accidents can lead to significant hikes in your premiums.

Cheapest Car Insurance Companies after an At-Fault Accident in Drytown

The cheapest car insurance companies after an at-fault accident in Drytown include AAA and Capital Insurance Group, offering $367 and $535, respectively. Allstate is an expensive provider with an average six-month premium of $2637.

Company	Avg. 6 Mo. Premium	Avg. Monthly Premium
AAA	$367	$61
Capital Insurance Group	$535	$91
CSAA	$716	$121
Mercury	$1036	$174
USAA	$1071	$180
Progressive	$1240	$209
Wawanesa	$1513	$252
AAA SoCal	$1590	$270
Auto Club	$1677	$279
Farmers	$1723	$290
State Farm	$2049	$345
AAA NorCal	$2194	$373
Allstate	$2637	$444

Drytown Car Insurance Rates by Violation

Here is a list of driving violations that can increase your car insurance rates in Drytown CA. For example, the car insurance in Drytown after a DUI increases to $1705 for a six month policy. While the rate increases by $448 for a six-month policy in the case of a speeding ticket.

Drytown auto insurance quotes by violations

Accident/Violation	Avg. 6 Mo Premium	Avg. Monthly Premium
None	$1065	$177
Not-at-fault accident	$1065	$181
One comp claim	$1065	$177
One Med/PIP claim	$1065	$181
Two comp claims	$1065	$177
Two Med/PIP claims	$1065	$181
At-fault accident - less than $1000	$1089	$181
Failure to show documents	$1403	$238
Driving with expired registration	$1432	$239
Driving without lights	$1432	$243
Failure to wear a seat belt	$1438	$240
Child safety restraint	$1449	$246
Speeding 11 - 15 MPH over limit	$1507	$251
Speeding 16 - 20 MPH over limit	$1507	$257
Driving too slowly	$1513	$252
Failure to stop at a red light	$1513	$258
Failure to yield	$1513	$252
Following too closely	$1513	$258
Illegal turn	$1513	$252
In 65 MPH zone	$1513	$258
Speeding 21 - 25 MPH over limit	$1513	$252
Speeding 6 - 10 MPH over limit	$1513	$258
Speeding in school zone	$1513	$252
Improper passing	$1519	$259
Cell phone violation	$1525	$254
Texting while driving	$1525	$260
Passing school bus	$1543	$257
Wrong way/wrong lane	$1804	$307
Operating a vehicle without permission	$1845	$308
At-fault accident - $1000-$2000	$1857	$316
At-fault accident - greater than $2000	$1857	$310
Open container	$1863	$317
Driving with a suspended license	$2160	$360
Reckless driving	$2631	$448
Racing	$2661	$443
Leaving scene of an accident/hit and run	$2671	$455
DUI	$2770	$462
Refusal to submit to a chemical test	$2770	$471

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Way Tip

Avoid Having A DUI On Your Driving Record.

A DUI can increase your car insurance rates—by $5,000 to $10,000 over five years. Speeding, reckless driving, and at-fault accidents also raise rates, staying on your record for 3–5 years, while DUIs/DWIs can impact you longer.

Car Insurance Rates in Drytown after a DUI

There may have been times when you drank but chose not to drive—a smart and responsible decision, as most states treat DUIs as a serious offense. Your car insurance rates can double after a DUI charge, making it harder to find affordable coverage in Drytown.

The cheapest car insurance premiums in Drytown are offered by Capital Insurance Group at $798 for a six-month policy. However, it can be as expensive as $733 with companies like AAA.

Drytown car insurance quotes with a DUI

Company	Avg. 6 Mo. Premium	Avg. Monthly Premium
Capital Insurance Group	$798	$135
Mercury	$949	$160
Travelers	$1106	$188
Progressive	$1403	$236
Wawanesa	$1705	$290
Farmers	$1810	$305
USAA	$1927	$324
CSAA	$2037	$343
AAA SoCal	$2946	$501
Auto Club	$3370	$562
AAA NorCal	$3883	$661
State Farm	$4144	$698
Allstate	$4267	$718
AAA	$733	$124

Cheapest car insurance after a speeding ticket

One of the easiest ways to save money on car insurance is to stay within the speed limit. After a speeding violation, the cheapest car insurance premiums in Drytown are offered by CSAA at $93. However, it can be as expensive as $2200 with companies like Farmers for a similar six-month premium.

Cheapest Car Insurance in Drytown after Speeding ticket

Company	Avg. 6 Mo. Premium	Avg. Monthly Premium
CSAA	$93	$16
Capital Insurance Group	$513	$87
Mercury	$873	$147
USAA	$914	$156
Progressive	$984	$166
AAA NorCal	$1362	$231
AAA SoCal	$1461	$243
Allstate	$1502	$256
State Farm	$1590	$265
Farmers	$2200	$374

Car Insurance Price Trends in Drytown, California

Car insurance rates in Drytown have fluctuated due to factors such as state regulations, inflation, and changing driving habits.

The average cost of full coverage in the Drytown remained steady at $188 in both December and November, indicating no change over the two month period.

The average cost of liability insurance in the Drytown rose to $54 in December, compared to $53 in November. This represents an increase of $1 when comparing December and November.

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Frequently Asked Questions

How much is car insurance in Drytown?

The car insurance in Drytown is $25 per month, which is lower than the national average.

What is the cheapest car insurance in Drytown?

The cheapest car insurance in Drytown is $106 per month for full coverage.

How much is car insurance in Drytown for teenagers?

Car insurance for teenagers costs $408 per 6 months. The rates for teen drivers are higher due to their lack of experience as drivers.

What's the average cost of car insurance in Drytown?

The average cost of car insurance is $1115 for a six-month policy. It will cost around $183 per month to insure your car in Drytown.

Is car insurance expensive in Drytown?

Car insurance can be expensive in Drytown if your rating factors are not favorable. However, with a clean driving record and good credit score, car insurance rates in Drytown can be affordable.

Cheapest Car Insurance Quotes in Drytown

Why you can trust Way?

How Much Is Car Insurance in Drytown

Avg. Car Insurance in Drytown

Avg. Car Insurance in California

National Average

Cheapest Car Insurance Companies in Drytown

1st place: CSAA

2nd place: Mercury

3rd place: AAA SoCal

Drytown Car Insurance Rates by Company

Cheap Car Insurance Companies in Drytown, CA

Way's key takeaways about car insurance in Drytown

High Rates Shouldn’t Drive You Out of Pocket.

Cheapest Minimum Liability Car Insurance in Drytown

Cheapest Liability Coverage in Drytown, CA

Cheapest Full Coverage Car Insurance in Drytown

Cheapest Full Coverage Car Insurance Quotes in Drytown, CA

Don't Let Hidden Costs Drive You Crazy

Average Car Insurance in Drytown by Rating Factor

I have a clean driving record. Why is my car insurance rate here in Drytown, CA increasing?

Car Insurance Premiums by Age in Drytown

Cheapest Car Insurance Companies Based on Age Group

Cheapest Car Insurance Rates for Teen Drivers in Drytown,CA

If you are in your twenties Wawanesa is the best choice for car insurance in Drytown.

Car Insurance Rates by Credit Score & Driving History

Cheapest Car Insurance Companies for Bad Credit

Escape the Trap of Rising Insurance Costs.

Car Insurance Rates with An Accident in Drytown

Cheapest Car Insurance Companies after an At-Fault Accident in Drytown

Drytown Car Insurance Rates by Violation

Drytown auto insurance quotes by violations

Your Wallet Deserves Better. Seriously.

Avoid Having A DUI On Your Driving Record.

Car Insurance Rates in Drytown after a DUI

Drytown car insurance quotes with a DUI

Cheapest car insurance after a speeding ticket

Cheapest Car Insurance in Drytown after Speeding ticket

Car Insurance Price Trends in Drytown, California

Average Car Insurance Cost in Drytown by ZIP Code

Frequently Asked Questions

Tired of Insane Auto Insurance Bills? Us Too!

Find Car Insurance Rates in Cities Near Drytown, CA

Car Insurance Rates by State in the USA (2025 Update)

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