Cheapest Car Insurance Quotes in Compton

Finding the cheapest car insurance quotes in Compton shouldn't be a guessing game. That's why our licensed insurance experts do the heavy lifting for you, analyzing rates from dozens of top companies to find you the best deal.
We believe in making things clear and simple. Our experts compare coverage options and find every possible discount, so you can see your best options side-by-side. It’s fast, free, and designed to save you a ton.

Enter your zip code to get personalized rates.

Featured in

399,755 Policies Sold

Compton Car Insurance

^$ 35

/mo

Written by Sara Sam

Edited by Renee Martin

Why you can trust Way?

The auto insurance rates published in this guide are based on the results of research completed by Way’s data team. Using a mix of public and internal data, we analyzed millions of rate averages across U.S. ZIP codes. These rates were publicly sourced from insurer filings and should be used for comparative purposes only — your own quotes will differ. Given this, it’s important to go through our insurance steps form to find how much you can save with Way.

Table of Contents

How Much Is Car Insurance in Compton

The car insurance rate in Compton is $1355 for a six-month policy, which is $344 higher than the higher than the state average. Root Insurance Company offers the lowest rates in the city at $860, making it a popular choice for budget-conscious drivers. Rates in Compton can vary depending on your age, driving record, and coverage level, so not every driver will pay the same amount. Choosing a higher deductible, maintaining a clean driving history, and comparing quotes from multiple insurers can help you find better deals and save money over time.

Avg. Car Insurance in Compton

$1355

Avg. Car Insurance in California

$1011

National Average

$1140

Cheapest Car Insurance Companies in Compton

1st place: CSAA

At $860 for a six month policy, CSAA offers the cheapest auto insurance rates in the city.

2nd place: USAA

USAA offers auto insurance rates at $1091 for a six-month policy, making it one of the cheapest to insure with.

3rd place: Mercury

Mercury offers auto insurance rates at $1154 for six months, making it the third cheapest auto insurance company in Compton.

Compton Car Insurance Rates by Company

Based on our research, the cheapest car insurance company in Compton, CA is CSAA, offering policies at just $860 for a six-month term. This is followed by USAA, which has an average six-month premium of $1091.

At the higher end of the spectrum, Hartford is the most expensive, with rates reaching $1034 for a six-month policy. Rates can vary widely by driver, but comparing quotes from multiple companies can help Compton drivers find the best deals.

Cheap Car Insurance Companies in Compton, CA

Company	Avg. 6 Mo. Premium	Avg. Monthly Premium
CSAA	$860	$145
USAA	$1091	$184
Mercury	$1154	$194
AAA SoCal	$1265	$216
Progressive	$1329	$224
Allstate	$1457	$245
Wawanesa	$1465	$247
AAA NorCal	$1481	$252
Auto Club	$1528	$255
State Farm	$1616	$272
AAA	$1838	$307
Kemper	$1903	$323
Farmers	$2125	$354
Capital Insurance Group	$947	$158
National General	$963	$163
State National	$980	$163
Hartford	$1034	$176

Key Takeaways

Way's key takeaways about car insurance in Compton

The auto insurance costs in Compton fall around $860 for six months.
The cheapest auto insurance company in Compton is CSAA.
Teen drivers pay the highest rate in Compton at $90 per month.

High Rates Shouldn’t Drive You Out of Pocket.

Save up to $971/yr with our auto insurance quotes

Cheapest Minimum Liability Car Insurance in Compton

Since car insurance is a critical requirement for owning a car, you must have minimum liability car insurance. The cheapest car insurance companies for minimum coverage in Compton are given below.

CSAA provides the cheapest minimum car insurance coverage in Compton. Their Average 6 Month Premium is $206. 21st Century is the most expensive at $541 for the same period.

Cheapest Liability Coverage in Compton, CA

Company	Avg. 6 Mo. Premium	Avg. Monthly Premium
CSAA	$206	$35
AAA	$366	$62
USAA	$382	$64
AAA NorCal	$398	$67
AAA SoCal	$454	$78
Progressive	$462	$78
Auto Club	$469	$80
State Farm	$485	$82
Wawanesa	$493	$83
Mercury	$525	$88
Allstate	$565	$95
Farmers	$677	$113
Kemper	$374	$63
Capital Insurance Group	$406	$70
State National	$430	$74
National General	$533	$88
21st Century	$541	$92

Cheapest Full Coverage Car Insurance in Compton

One might think that minimum coverage is only required when insuring your car insurance. However, having full coverage car insurance in any city is certainly a wise choice as it offers better coverage and protection. Our best pick for the cheapest auto insurance quotes in Compton is CSAA at $145 per month and $860 for six months.

Cheapest Full Coverage Car Insurance Quotes in Compton, CA

Company	Avg. 6 Mo. Premium	Avg. Monthly Premium
CSAA	$860	$145
USAA	$1091	$184
Mercury	$1154	$194
AAA SoCal	$1265	$216
Progressive	$1329	$224
Allstate	$1457	$245
Wawanesa	$1465	$247
AAA NorCal	$1481	$252
Auto Club	$1528	$255
State Farm	$1616	$272
AAA	$1838	$307
Kemper	$1903	$323
Farmers	$2125	$354
Capital Insurance Group	$947	$158
National General	$963	$163
State National	$980	$163
Hartford	$1034	$176

Don't Let Hidden Costs Drive You Crazy

Get Your Car Insurance Quote in Compton Instantly!

Average Car Insurance in Compton by Rating Factor

The car insurance rates for two people under the same ZIP code will mostly be different. This is mostly because insurance rates are calculated based on several rating factors. These rating factors include the driver's age, gender, marital status, driving and claims history, credit score, location, type of vehicle, and coverage levels.

I have a clean driving record. Why is my car insurance rate here in Compton, CA increasing?

Despite maintaining a clean driving record, your car insurance rates in Compton, California, may be increasing due to several external factors. California has experienced significant rate hikes recently, with average premiums rising by 25.5% in 2023, largely attributed to higher claims volumes and inflation.

Additionally, Compton's high urban population density, raised auto theft rates, and frequent natural disasters contribute to increased insurance costs.

Car Insurance Premiums by Age in Compton

It is quite evident why teen drivers pay the highest car insurance rates in any city. Their lack of experience and increased accident rates make them a highly risky category. However, as you grow older, your car insurance rates will decrease. So, it is better to not have separate policies for teens; instead, add them to their parents' policies.

Cheapest Car Insurance Companies Based on Age Group

Age Group	Cheapest Companies	Avg. 6 Mo. Premium
20s	Wawanesa	$784
30s	Wawanesa	$632
40s	Wawanesa	$632
50s	Wawanesa	$632
60s	Wawanesa	$632
70s	Wawanesa	$619

Cheapest Car Insurance Rates for Teen Drivers in Compton,CA

If you are planning to get a car insurance policy for your teenage dependent, AAA provides the cheapest car insurance in the Compton at $52 per month. At $525 for a six-month premium, Marcury offers the most expensive rate for teen drivers.

Company	Avg. 6 Mo. Premium	Avg. Monthly Premium
AAA	$311	$52
Capital Insurance Group	$701	$117
USAA	$1671	$281
Mercury	$1695	$285
Wawanesa	$1863	$316
Progressive	$1950	$328
CSAA	$2348	$395
State Farm	$2786	$469
AAA SoCal	$3016	$513
Allstate	$3232	$544
Auto Club	$3446	$586
AAA NorCal	$4592	$765
Farmers	$4689	$797
State National	$501	$83
Marcury	$525	$90

Teen Car Insurance Rates in CA by Age

Way Tip

If you are in your twenties Wawanesa is the best choice for car insurance in Compton.

As young drivers face the highest rates in Compton, Wawanesa offers the cheapest auto insurance rates at $784 for six months.

Car Insurance Rates by Credit Score & Driving History

Similar to your driving history, your financial history also plays a key role in determining your auto insurance rates. A low credit score would mean a lapse in payment and increased chances of filing claims, which results in higher auto insurance rates. Therefore, the higher the credit score, the lower the car insurance rates will be.

Escape the Trap of Rising Insurance Costs.

Save up to $971/yr on car insurance rates in Compton.

Car Insurance Rates with An Accident in Compton

Both accidents and the resulting increase in insurance rates are often beyond our control. When you’re involved in an accident, you become riskier to insure, consequently increasing the rates. In Compton, CA, accidents can lead to significant hikes in your premiums.

Cheapest Car Insurance Companies after an At-Fault Accident in Compton

The cheapest car insurance companies after an at-fault accident in Compton include AAA and Capital Insurance Group, offering $509 and $732, respectively. 21st Century is an expensive provider with an average six-month premium of $915.

Company	Avg. 6 Mo. Premium	Avg. Monthly Premium
AAA	$509	$86
Capital Insurance Group	$732	$125
CSAA	$980	$165
USAA	$1465	$247
Progressive	$1695	$285
Mercury	$1798	$306
Wawanesa	$2069	$344
AAA SoCal	$2173	$370
Auto Club	$2293	$382
Farmers	$2356	$397
State Farm	$2802	$472
AAA NorCal	$3000	$511
Allstate	$3606	$607
State National	$604	$101
Hartford	$701	$119
National General	$804	$134
Nationwide	$867	$147
21st Century	$915	$153

Compton Car Insurance Rates by Violation

Here is a list of driving violations that can increase your car insurance rates in Compton CA. For example, the car insurance in Compton after a DUI increases to $2331 for a six month policy. While the rate increases by $612 for a six-month policy in the case of a speeding ticket.

Compton auto insurance quotes by violations

Accident/Violation	Avg. 6 Mo Premium	Avg. Monthly Premium
None	$1457	$243
Not-at-fault accident	$1457	$248
One comp claim	$1457	$243
One Med/PIP claim	$1457	$248
Two comp claims	$1457	$243
Two Med/PIP claims	$1457	$248
At-fault accident - less than $1000	$1489	$248
Failure to show documents	$1919	$326
Driving with expired registration	$1958	$327
Driving without lights	$1958	$332
Failure to wear a seat belt	$1966	$328
Child safety restraint	$1982	$336
Speeding 11 - 15 MPH over limit	$2061	$343
Speeding 16 - 20 MPH over limit	$2061	$351
Driving too slowly	$2069	$344
Failure to stop at a red light	$2069	$352
Failure to yield	$2069	$344
Following too closely	$2069	$352
Illegal turn	$2069	$344
In 65 MPH zone	$2069	$352
Speeding 21 - 25 MPH over limit	$2069	$344
Speeding 6 - 10 MPH over limit	$2069	$352
Speeding in school zone	$2069	$344
Improper passing	$2077	$354
Cell phone violation	$2085	$347
Texting while driving	$2085	$355
Passing school bus	$2109	$351
Wrong way/wrong lane	$2467	$419
Operating a vehicle without permission	$2523	$421
At-fault accident - $1000-$2000	$2539	$431
At-fault accident - greater than $2000	$2539	$423
Open container	$2547	$433
Driving with a suspended license	$2953	$492
Reckless driving	$3598	$612
Racing	$3638	$606
Leaving scene of an accident/hit and run	$3653	$622
DUI	$3788	$631
Refusal to submit to a chemical test	$3788	$645

Your Wallet Deserves Better. Seriously.

Get smarter car insurance rates in minutes today!

Way Tip

Avoid Having A DUI On Your Driving Record.

A DUI can increase your car insurance rates—by $5,000 to $10,000 over five years. Speeding, reckless driving, and at-fault accidents also raise rates, staying on your record for 3–5 years, while DUIs/DWIs can impact you longer.

Car Insurance Rates in Compton after a DUI

There may have been times when you drank but chose not to drive—a smart and responsible decision, as most states treat DUIs as a serious offense. Your car insurance rates can double after a DUI charge, making it harder to find affordable coverage in Compton.

The cheapest car insurance premiums in Compton are offered by AAA at $1002 for a six-month policy. However, it can be as expensive as $844 with companies like Kemper.

Compton car insurance quotes with a DUI

Company	Avg. 6 Mo. Premium	Avg. Monthly Premium
AAA	$1002	$170
Capital Insurance Group	$1091	$182
Mercury	$1297	$218
Progressive	$1919	$323
Wawanesa	$2332	$397
Farmers	$2475	$417
USAA	$2634	$444
CSAA	$2786	$469
AAA SoCal	$4028	$685
Auto Club	$4608	$768
AAA NorCal	$5309	$903
State Farm	$5667	$954
Allstate	$5834	$982
Travelers	$1123	$188
National General	$525	$87
Kemper	$844	$141

Cheapest car insurance after a speeding ticket

One of the easiest ways to save money on car insurance is to stay within the speed limit. After a speeding violation, the cheapest car insurance premiums in Compton are offered by CSAA at $127. However, it can be as expensive as $604 with companies like State National for a similar six-month premium.

Cheapest Car Insurance in Compton after Speeding ticket

Company	Avg. 6 Mo. Premium	Avg. Monthly Premium
CSAA	$127	$21
Capital Insurance Group	$701	$117
Mercury	$1194	$201
USAA	$1250	$208
Progressive	$1345	$226
AAA NorCal	$1863	$311
AAA SoCal	$1998	$340
Allstate	$2054	$342
State Farm	$2173	$370
Farmers	$3008	$501
AAA	$390	$66
Kemper	$493	$84
National General	$525	$87
State National	$604	$103

Car Insurance Price Trends in Compton, California

Car insurance rates in Compton have fluctuated due to factors such as state regulations, inflation, and changing driving habits.

The average cost of full coverage in the Compton rose by $257 in December compared to $255 of November. In other words, there has been an increase by $2 when you compare December and November.

The average cost of liability insurance in the Compton rose to $72 in December, compared to $70 in November. This represents an increase of $2 when comparing December and November.

Our Insurance Agent Experts

Wilson Mathew Nechikat

Principal

View Profile

Anthony Luu

Senior Director of Insurance Operations

View Profile

Ezra Peterson

Senior Director of Insurance

View Profile

Danny Herrera

Head of Commercial Insurance

View Profile

Frequently Asked Questions

How much is car insurance in Compton?

The car insurance in Compton is $35 per month, which is lower than the national average.

What is the cheapest car insurance in Compton?

The cheapest car insurance in Compton is $145 per month for full coverage.

How much is car insurance in Compton for teenagers?

Car insurance for teenagers costs $311 per 6 months. The rates for teen drivers are higher due to their lack of experience as drivers.

What's the average cost of car insurance in Compton?

The average cost of car insurance is $1011 for a six-month policy. It will cost around $228 per month to insure your car in Compton.

Is car insurance expensive in Compton?

Car insurance can be expensive in Compton if your rating factors are not favorable. However, with a clean driving record and good credit score, car insurance rates in Compton can be affordable.

Cheapest Car Insurance Quotes in Compton

Why you can trust Way?

How Much Is Car Insurance in Compton

Avg. Car Insurance in Compton

Avg. Car Insurance in California

National Average

Cheapest Car Insurance Companies in Compton

1st place: CSAA

2nd place: USAA

3rd place: Mercury

Compton Car Insurance Rates by Company

Cheap Car Insurance Companies in Compton, CA

Way's key takeaways about car insurance in Compton

High Rates Shouldn’t Drive You Out of Pocket.

Cheapest Minimum Liability Car Insurance in Compton

Cheapest Liability Coverage in Compton, CA

Cheapest Full Coverage Car Insurance in Compton

Cheapest Full Coverage Car Insurance Quotes in Compton, CA

Don't Let Hidden Costs Drive You Crazy

Average Car Insurance in Compton by Rating Factor

I have a clean driving record. Why is my car insurance rate here in Compton, CA increasing?

Car Insurance Premiums by Age in Compton

Cheapest Car Insurance Companies Based on Age Group

Cheapest Car Insurance Rates for Teen Drivers in Compton,CA

If you are in your twenties Wawanesa is the best choice for car insurance in Compton.

Car Insurance Rates by Credit Score & Driving History

Cheapest Car Insurance Companies for Bad Credit

Escape the Trap of Rising Insurance Costs.

Car Insurance Rates with An Accident in Compton

Cheapest Car Insurance Companies after an At-Fault Accident in Compton

Compton Car Insurance Rates by Violation

Compton auto insurance quotes by violations

Your Wallet Deserves Better. Seriously.

Avoid Having A DUI On Your Driving Record.

Car Insurance Rates in Compton after a DUI

Compton car insurance quotes with a DUI

Cheapest car insurance after a speeding ticket

Cheapest Car Insurance in Compton after Speeding ticket

Car Insurance Price Trends in Compton, California

Average Car Insurance Cost in Compton by ZIP Code

Frequently Asked Questions

Tired of Insane Auto Insurance Bills? Us Too!

Find Car Insurance Rates in Cities Near Compton, CA

Car Insurance Rates by State in the USA (2025 Update)

Featured Blogs

Data Sources