Cheapest Car Insurance Quotes in La Puente

Finding the cheapest car insurance quotes in La Puente shouldn't be a guessing game. That's why our licensed insurance experts do the heavy lifting for you, analyzing rates from dozens of top companies to find you the best deal.
We believe in making things clear and simple. Our experts compare coverage options and find every possible discount, so you can see your best options side-by-side. It’s fast, free, and designed to save you a ton.

Enter your zip code to get personalized rates.

Featured in

399,755 Policies Sold

La Puente Car Insurance

^$ 30

/mo

Written by Sara Sam

Edited by Renee Martin

Why you can trust Way?

The auto insurance rates published in this guide are based on the results of research completed by Way’s data team. Using a mix of public and internal data, we analyzed millions of rate averages across U.S. ZIP codes. These rates were publicly sourced from insurer filings and should be used for comparative purposes only — your own quotes will differ. Given this, it’s important to go through our insurance steps form to find how much you can save with Way.

Table of Contents

How Much Is Car Insurance in La Puente

The car insurance rate in La Puente is $1183 for a six-month policy, which is $172 higher than the higher than the state average. Root Insurance Company offers the lowest rates in the city at $751, making it a popular choice for budget-conscious drivers. Rates in La Puente can vary depending on your age, driving record, and coverage level, so not every driver will pay the same amount. Choosing a higher deductible, maintaining a clean driving history, and comparing quotes from multiple insurers can help you find better deals and save money over time.

Avg. Car Insurance in La Puente

$1183

Avg. Car Insurance in California

$1011

National Average

$1140

Cheapest Car Insurance Companies in La Puente

1st place: CSAA

At $751 for a six month policy, CSAA offers the cheapest auto insurance rates in the city.

2nd place: USAA

USAA offers auto insurance rates at $952 for a six-month policy, making it one of the cheapest to insure with.

3rd place: Mercury

Mercury offers auto insurance rates at $1007 for six months, making it the third cheapest auto insurance company in La Puente.

La Puente Car Insurance Rates by Company

Based on our research, the cheapest car insurance company in La Puente, CA is CSAA, offering policies at just $751 for a six-month term. This is followed by USAA, which has an average six-month premium of $952.

At the higher end of the spectrum, Hartford is the most expensive, with rates reaching $903 for a six-month policy. Rates can vary widely by driver, but comparing quotes from multiple companies can help La Puente drivers find the best deals.

Cheap Car Insurance Companies in La Puente, CA

Company	Avg. 6 Mo. Premium	Avg. Monthly Premium
CSAA	$751	$126
USAA	$952	$160
Mercury	$1007	$170
AAA SoCal	$1104	$188
Progressive	$1161	$195
Allstate	$1272	$214
Wawanesa	$1279	$215
AAA NorCal	$1293	$220
Auto Club	$1334	$222
State Farm	$1411	$238
AAA	$1605	$268
Kemper	$1661	$282
Farmers	$1856	$309
Capital Insurance Group	$827	$138
National General	$841	$143
State National	$855	$143
Hartford	$903	$153

Key Takeaways

Way's key takeaways about car insurance in La Puente

The auto insurance costs in La Puente fall around $751 for six months.
The cheapest auto insurance company in La Puente is CSAA.
Teen drivers pay the highest rate in La Puente at $78 per month.

High Rates Shouldn’t Drive You Out of Pocket.

Save up to $971/yr with our auto insurance quotes

Cheapest Minimum Liability Car Insurance in La Puente

Since car insurance is a critical requirement for owning a car, you must have minimum liability car insurance. The cheapest car insurance companies for minimum coverage in La Puente are given below.

CSAA provides the cheapest minimum car insurance coverage in La Puente. Their Average 6 Month Premium is $180. 21st Century is the most expensive at $473 for the same period.

Cheapest Liability Coverage in La Puente, CA

Company	Avg. 6 Mo. Premium	Avg. Monthly Premium
CSAA	$180	$30
AAA	$319	$54
USAA	$333	$56
AAA NorCal	$347	$59
AAA SoCal	$397	$68
Progressive	$404	$68
Auto Club	$410	$70
State Farm	$424	$71
Wawanesa	$431	$73
Mercury	$459	$77
Allstate	$494	$83
Farmers	$591	$98
Kemper	$326	$55
Capital Insurance Group	$355	$61
State National	$376	$64
National General	$466	$77
21st Century	$473	$81

Cheapest Full Coverage Car Insurance in La Puente

One might think that minimum coverage is only required when insuring your car insurance. However, having full coverage car insurance in any city is certainly a wise choice as it offers better coverage and protection. Our best pick for the cheapest auto insurance quotes in La Puente is CSAA at $126 per month and $751 for six months.

Cheapest Full Coverage Car Insurance Quotes in La Puente, CA

Company	Avg. 6 Mo. Premium	Avg. Monthly Premium
CSAA	$751	$126
USAA	$952	$160
Mercury	$1007	$170
AAA SoCal	$1104	$188
Progressive	$1161	$195
Allstate	$1272	$214
Wawanesa	$1279	$215
AAA NorCal	$1293	$220
Auto Club	$1334	$222
State Farm	$1411	$238
AAA	$1605	$268
Kemper	$1661	$282
Farmers	$1856	$309
Capital Insurance Group	$827	$138
National General	$841	$143
State National	$855	$143
Hartford	$903	$153

Don't Let Hidden Costs Drive You Crazy

Get Your Car Insurance Quote in La Puente Instantly!

Average Car Insurance in La Puente by Rating Factor

The car insurance rates for two people under the same ZIP code will mostly be different. This is mostly because insurance rates are calculated based on several rating factors. These rating factors include the driver's age, gender, marital status, driving and claims history, credit score, location, type of vehicle, and coverage levels.

I have a clean driving record. Why is my car insurance rate here in La Puente, CA increasing?

Despite maintaining a clean driving record, your car insurance rates in La Puente, California, may be increasing due to several external factors. California has experienced significant rate hikes recently, with average premiums rising by 25.5% in 2023, largely attributed to higher claims volumes and inflation.

Additionally, La Puente's high urban population density, raised auto theft rates, and frequent natural disasters contribute to increased insurance costs.

Car Insurance Premiums by Age in La Puente

It is quite evident why teen drivers pay the highest car insurance rates in any city. Their lack of experience and increased accident rates make them a highly risky category. However, as you grow older, your car insurance rates will decrease. So, it is better to not have separate policies for teens; instead, add them to their parents' policies.

Cheapest Car Insurance Companies Based on Age Group

Age Group	Cheapest Companies	Avg. 6 Mo. Premium
20s	Wawanesa	$684
30s	Wawanesa	$552
40s	Wawanesa	$552
50s	Wawanesa	$552
60s	Wawanesa	$552
70s	Wawanesa	$541

Cheapest Car Insurance Rates for Teen Drivers in La Puente,CA

If you are planning to get a car insurance policy for your teenage dependent, AAA provides the cheapest car insurance in the La Puente at $46 per month. At $459 for a six-month premium, Marcury offers the most expensive rate for teen drivers.

Company	Avg. 6 Mo. Premium	Avg. Monthly Premium
AAA	$271	$46
Capital Insurance Group	$612	$102
USAA	$1459	$246
Mercury	$1480	$249
Wawanesa	$1626	$276
Progressive	$1702	$287
CSAA	$2050	$345
State Farm	$2432	$410
AAA SoCal	$2634	$448
Allstate	$2822	$475
Auto Club	$3009	$511
AAA NorCal	$4010	$668
Farmers	$4094	$696
State National	$438	$73
Marcury	$459	$78

Teen Car Insurance Rates in CA by Age

Way Tip

If you are in your twenties Wawanesa is the best choice for car insurance in La Puente.

As young drivers face the highest rates in La Puente, Wawanesa offers the cheapest auto insurance rates at $684 for six months.

Car Insurance Rates by Credit Score & Driving History

Similar to your driving history, your financial history also plays a key role in determining your auto insurance rates. A low credit score would mean a lapse in payment and increased chances of filing claims, which results in higher auto insurance rates. Therefore, the higher the credit score, the lower the car insurance rates will be.

Escape the Trap of Rising Insurance Costs.

Save up to $971/yr on car insurance rates in La Puente.

Car Insurance Rates with An Accident in La Puente

Both accidents and the resulting increase in insurance rates are often beyond our control. When you’re involved in an accident, you become riskier to insure, consequently increasing the rates. In La Puente, CA, accidents can lead to significant hikes in your premiums.

Cheapest Car Insurance Companies after an At-Fault Accident in La Puente

The cheapest car insurance companies after an at-fault accident in La Puente include AAA and Capital Insurance Group, offering $445 and $639, respectively. 21st Century is an expensive provider with an average six-month premium of $799.

Company	Avg. 6 Mo. Premium	Avg. Monthly Premium
AAA	$445	$75
Capital Insurance Group	$639	$109
CSAA	$855	$144
USAA	$1279	$215
Progressive	$1480	$249
Mercury	$1570	$267
Wawanesa	$1806	$301
AAA SoCal	$1898	$323
Auto Club	$2002	$333
Farmers	$2057	$346
State Farm	$2446	$412
AAA NorCal	$2620	$446
Allstate	$3148	$530
State National	$528	$88
Hartford	$612	$104
National General	$702	$117
Nationwide	$757	$129
21st Century	$799	$133

La Puente Car Insurance Rates by Violation

Here is a list of driving violations that can increase your car insurance rates in La Puente CA. For example, the car insurance in La Puente after a DUI increases to $2036 for a six month policy. While the rate increases by $534 for a six-month policy in the case of a speeding ticket.

La Puente auto insurance quotes by violations

Accident/Violation	Avg. 6 Mo Premium	Avg. Monthly Premium
None	$1272	$212
Not-at-fault accident	$1272	$216
One comp claim	$1272	$212
One Med/PIP claim	$1272	$216
Two comp claims	$1272	$212
Two Med/PIP claims	$1272	$216
At-fault accident - less than $1000	$1300	$216
Failure to show documents	$1675	$284
Driving with expired registration	$1709	$285
Driving without lights	$1709	$290
Failure to wear a seat belt	$1716	$287
Child safety restraint	$1730	$294
Speeding 11 - 15 MPH over limit	$1799	$300
Speeding 16 - 20 MPH over limit	$1799	$307
Driving too slowly	$1806	$301
Failure to stop at a red light	$1806	$308
Failure to yield	$1806	$301
Following too closely	$1806	$308
Illegal turn	$1806	$301
In 65 MPH zone	$1806	$308
Speeding 21 - 25 MPH over limit	$1806	$301
Speeding 6 - 10 MPH over limit	$1806	$308
Speeding in school zone	$1806	$301
Improper passing	$1814	$309
Cell phone violation	$1821	$303
Texting while driving	$1821	$310
Passing school bus	$1842	$307
Wrong way/wrong lane	$2154	$366
Operating a vehicle without permission	$2203	$367
At-fault accident - $1000-$2000	$2217	$377
At-fault accident - greater than $2000	$2217	$370
Open container	$2224	$378
Driving with a suspended license	$2579	$429
Reckless driving	$3141	$535
Racing	$3177	$529
Leaving scene of an accident/hit and run	$3189	$543
DUI	$3308	$551
Refusal to submit to a chemical test	$3308	$563

Your Wallet Deserves Better. Seriously.

Get smarter car insurance rates in minutes today!

Way Tip

Avoid Having A DUI On Your Driving Record.

A DUI can increase your car insurance rates—by $5,000 to $10,000 over five years. Speeding, reckless driving, and at-fault accidents also raise rates, staying on your record for 3–5 years, while DUIs/DWIs can impact you longer.

Car Insurance Rates in La Puente after a DUI

There may have been times when you drank but chose not to drive—a smart and responsible decision, as most states treat DUIs as a serious offense. Your car insurance rates can double after a DUI charge, making it harder to find affordable coverage in La Puente.

The cheapest car insurance premiums in La Puente are offered by AAA at $875 for a six-month policy. However, it can be as expensive as $737 with companies like Kemper.

La Puente car insurance quotes with a DUI

Company	Avg. 6 Mo. Premium	Avg. Monthly Premium
AAA	$875	$149
Capital Insurance Group	$952	$159
Mercury	$1133	$191
Progressive	$1675	$282
Wawanesa	$2036	$346
Farmers	$2161	$364
USAA	$2300	$387
CSAA	$2432	$410
AAA SoCal	$3517	$598
Auto Club	$4024	$670
AAA NorCal	$4636	$789
State Farm	$4948	$833
Allstate	$5094	$858
Travelers	$980	$164
National General	$459	$76
Kemper	$737	$123

Cheapest car insurance after a speeding ticket

One of the easiest ways to save money on car insurance is to stay within the speed limit. After a speeding violation, the cheapest car insurance premiums in La Puente are offered by CSAA at $111. However, it can be as expensive as $528 with companies like State National for a similar six-month premium.

Cheapest Car Insurance in La Puente after Speeding ticket

Company	Avg. 6 Mo. Premium	Avg. Monthly Premium
CSAA	$111	$19
Capital Insurance Group	$612	$102
Mercury	$1042	$176
USAA	$1092	$181
Progressive	$1175	$198
AAA NorCal	$1626	$271
AAA SoCal	$1744	$297
Allstate	$1794	$298
State Farm	$1898	$323
Farmers	$2627	$438
AAA	$340	$57
Kemper	$431	$74
National General	$459	$76
State National	$528	$90

Car Insurance Price Trends in La Puente, California

Car insurance rates in La Puente have fluctuated due to factors such as state regulations, inflation, and changing driving habits.

The average cost of full coverage in the La Puente rose by $225 in December compared to $222 of November. In other words, there has been an increase by $3 when you compare December and November.

The average cost of liability insurance in the La Puente rose to $63 in December, compared to $61 in November. This represents an increase of $2 when comparing December and November.

Our Insurance Agent Experts

Wilson Mathew Nechikat

Principal

View Profile

Anthony Luu

Senior Director of Insurance Operations

View Profile

Ezra Peterson

Senior Director of Insurance

View Profile

Danny Herrera

Head of Commercial Insurance

View Profile

Frequently Asked Questions

How much is car insurance in La Puente?

The car insurance in La Puente is $30 per month, which is lower than the national average.

What is the cheapest car insurance in La Puente?

The cheapest car insurance in La Puente is $126 per month for full coverage.

How much is car insurance in La Puente for teenagers?

Car insurance for teenagers costs $271 per 6 months. The rates for teen drivers are higher due to their lack of experience as drivers.

What's the average cost of car insurance in La Puente?

The average cost of car insurance is $1011 for a six-month policy. It will cost around $199 per month to insure your car in La Puente.

Is car insurance expensive in La Puente?

Car insurance can be expensive in La Puente if your rating factors are not favorable. However, with a clean driving record and good credit score, car insurance rates in La Puente can be affordable.

Cheapest Car Insurance Quotes in La Puente

Why you can trust Way?

How Much Is Car Insurance in La Puente

Avg. Car Insurance in La Puente

Avg. Car Insurance in California

National Average

Cheapest Car Insurance Companies in La Puente

1st place: CSAA

2nd place: USAA

3rd place: Mercury

La Puente Car Insurance Rates by Company

Cheap Car Insurance Companies in La Puente, CA

Way's key takeaways about car insurance in La Puente

High Rates Shouldn’t Drive You Out of Pocket.

Cheapest Minimum Liability Car Insurance in La Puente

Cheapest Liability Coverage in La Puente, CA

Cheapest Full Coverage Car Insurance in La Puente

Cheapest Full Coverage Car Insurance Quotes in La Puente, CA

Don't Let Hidden Costs Drive You Crazy

Average Car Insurance in La Puente by Rating Factor

I have a clean driving record. Why is my car insurance rate here in La Puente, CA increasing?

Car Insurance Premiums by Age in La Puente

Cheapest Car Insurance Companies Based on Age Group

Cheapest Car Insurance Rates for Teen Drivers in La Puente,CA

If you are in your twenties Wawanesa is the best choice for car insurance in La Puente.

Car Insurance Rates by Credit Score & Driving History

Cheapest Car Insurance Companies for Bad Credit

Escape the Trap of Rising Insurance Costs.

Car Insurance Rates with An Accident in La Puente

Cheapest Car Insurance Companies after an At-Fault Accident in La Puente

La Puente Car Insurance Rates by Violation

La Puente auto insurance quotes by violations

Your Wallet Deserves Better. Seriously.

Avoid Having A DUI On Your Driving Record.

Car Insurance Rates in La Puente after a DUI

La Puente car insurance quotes with a DUI

Cheapest car insurance after a speeding ticket

Cheapest Car Insurance in La Puente after Speeding ticket

Car Insurance Price Trends in La Puente, California

Average Car Insurance Cost in La Puente by ZIP Code

Frequently Asked Questions

Tired of Insane Auto Insurance Bills? Us Too!

Find Car Insurance Rates in Cities Near La Puente, CA

Car Insurance Rates by State in the USA (2025 Update)

Featured Blogs

Data Sources