Cheapest Car Insurance Quotes in West Athens

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West Athens Car Insurance

^$ 38

/mo

Written by Sara Sam

Edited by Renee Martin

Why you can trust Way?

The auto insurance rates published in this guide are based on the results of research completed by Way’s data team. Using a mix of public and internal data, we analyzed millions of rate averages across U.S. ZIP codes. These rates were publicly sourced from insurer filings and should be used for comparative purposes only — your own quotes will differ. Given this, it’s important to go through our insurance steps form to find how much you can save with Way.

Table of Contents

How Much Is Car Insurance in West Athens

The car insurance rate in West Athens is $1830 for a six-month policy, which is $585 higher than the higher than the state average. Root Insurance Company offers the lowest rates in the city at $944, making it a popular choice for budget-conscious drivers. Rates in West Athens can vary depending on your age, driving record, and coverage level, so not every driver will pay the same amount. Choosing a higher deductible, maintaining a clean driving history, and comparing quotes from multiple insurers can help you find better deals and save money over time.

Avg. Car Insurance in West Athens

$1830

Avg. Car Insurance in California

$1245

National Average

$1278

Cheapest Car Insurance Companies in West Athens

1st place: CSAA

At $944 for a six month policy, CSAA offers the cheapest auto insurance rates in the city.

2nd place: Mercury

Mercury offers auto insurance rates at $1511 for a six-month policy, making it one of the cheapest to insure with.

3rd place: AAA NorCal

AAA NorCal offers auto insurance rates at $1536 for six months, making it the third cheapest auto insurance company in West Athens.

West Athens Car Insurance Rates by Company

Based on our research, the cheapest car insurance company in West Athens, CA is CSAA, offering policies at just $944 for a six-month term. This is followed by Mercury, which has an average six-month premium of $1511.

At the higher end of the spectrum, AAA is the most expensive, with rates reaching $2017 for a six-month policy. Rates can vary widely by driver, but comparing quotes from multiple companies can help West Athens drivers find the best deals.

Cheap Car Insurance Companies in West Athens, CA

Company	Avg. 6 Mo. Premium	Avg. Monthly Premium
CSAA	$944	$159
Mercury	$1511	$254
AAA NorCal	$1536	$262
Progressive	$1536	$259
Wawanesa	$1607	$270
USAA	$1633	$275
Auto Club	$1676	$285
Allstate	$1868	$315
AAA SoCal	$1973	$335
Kemper	$2087	$348
State Farm	$2236	$376
Travelers	$2498	$416
Farmers	$2506	$426
AAA	$2017	$337

Key Takeaways

Way's key takeaways about car insurance in West Athens

The auto insurance costs in West Athens fall around $944 for six months.
The cheapest auto insurance company in West Athens is CSAA.
Teen drivers pay the highest rate in West Athens at $886 per month.

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Cheapest Minimum Liability Car Insurance in West Athens

Since car insurance is a critical requirement for owning a car, you must have minimum liability car insurance. The cheapest car insurance companies for minimum coverage in West Athens are given below.

CSAA provides the cheapest minimum car insurance coverage in West Athens. Their Average 6 Month Premium is $226. Travelers is the most expensive at $960 for the same period.

Cheapest Liability Coverage in West Athens, CA

Company	Avg. 6 Mo. Premium	Avg. Monthly Premium
CSAA	$226	$38
AAA NorCal	$375	$63
USAA	$428	$72
Progressive	$507	$85
Auto Club	$515	$85
Wawanesa	$541	$91
AAA	$620	$103
AAA SoCal	$629	$107
Mercury	$629	$106
State Farm	$689	$116
Allstate	$795	$134
Farmers	$856	$146
Travelers	$960	$160

Cheapest Full Coverage Car Insurance in West Athens

One might think that minimum coverage is only required when insuring your car insurance. However, having full coverage car insurance in any city is certainly a wise choice as it offers better coverage and protection. Our best pick for the cheapest auto insurance quotes in West Athens is CSAA at $159 per month and $944 for six months.

Cheapest Full Coverage Car Insurance Quotes in West Athens, CA

Company	Avg. 6 Mo. Premium	Avg. Monthly Premium
CSAA	$944	$159
Mercury	$1511	$254
AAA NorCal	$1536	$262
Progressive	$1536	$259
Wawanesa	$1607	$270
USAA	$1633	$275
Auto Club	$1676	$285
Allstate	$1868	$315
AAA SoCal	$1973	$335
Kemper	$2087	$348
State Farm	$2236	$376
Travelers	$2498	$416
Farmers	$2506	$426
AAA	$2017	$337

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Average Car Insurance in West Athens by Rating Factor

The car insurance rates for two people under the same ZIP code will mostly be different. This is mostly because insurance rates are calculated based on several rating factors. These rating factors include the driver's age, gender, marital status, driving and claims history, credit score, location, type of vehicle, and coverage levels.

I have a clean driving record. Why is my car insurance rate here in West Athens, CA increasing?

Despite maintaining a clean driving record, your car insurance rates in West Athens, California, may be increasing due to several external factors. California has experienced significant rate hikes recently, with average premiums rising by 25.5% in 2023, largely attributed to higher claims volumes and inflation.

Additionally, West Athens's high urban population density, raised auto theft rates, and frequent natural disasters contribute to increased insurance costs.

Car Insurance Premiums by Age in West Athens

It is quite evident why teen drivers pay the highest car insurance rates in any city. Their lack of experience and increased accident rates make them a highly risky category. However, as you grow older, your car insurance rates will decrease. So, it is better to not have separate policies for teens; instead, add them to their parents' policies.

Cheapest Car Insurance Companies Based on Age Group

Age Group	Cheapest Companies	Avg. 6 Mo. Premium
20s	Wawanesa	$882
30s	Wawanesa	$711
40s	Wawanesa	$711
50s	Wawanesa	$711
60s	Wawanesa	$711
70s	Wawanesa	$697

Cheapest Car Insurance Rates for Teen Drivers in West Athens,CA

If you are planning to get a car insurance policy for your teenage dependent, AAA provides the cheapest car insurance in the West Athens at $104 per month. At $5317 for a six-month premium, Farmers offers the most expensive rate for teen drivers.

Company	Avg. 6 Mo. Premium	Avg. Monthly Premium
AAA	$612	$104
Capital Insurance Group	$769	$128
USAA	$1999	$337
Wawanesa	$2043	$341
Progressive	$2340	$394
Mercury	$2427	$409
CSAA	$2575	$434
Auto Club	$3781	$631
State Farm	$3859	$650
Allstate	$4488	$756
AAA SoCal	$4750	$807
AAA NorCal	$4811	$801
Travelers	$4995	$850
Farmers	$5317	$886

Teen Car Insurance Rates in CA by Age

Way Tip

If you are in your twenties Wawanesa is the best choice for car insurance in West Athens.

As young drivers face the highest rates in West Athens, Wawanesa offers the cheapest auto insurance rates at $882 for six months.

Car Insurance Rates by Credit Score & Driving History

Similar to your driving history, your financial history also plays a key role in determining your auto insurance rates. A low credit score would mean a lapse in payment and increased chances of filing claims, which results in higher auto insurance rates. Therefore, the higher the credit score, the lower the car insurance rates will be.

Escape the Trap of Rising Insurance Costs.

Save up to $971/yr on car insurance rates in West Athens.

Car Insurance Rates with An Accident in West Athens

Both accidents and the resulting increase in insurance rates are often beyond our control. When you’re involved in an accident, you become riskier to insure, consequently increasing the rates. In West Athens, CA, accidents can lead to significant hikes in your premiums.

Cheapest Car Insurance Companies after an At-Fault Accident in West Athens

The cheapest car insurance companies after an at-fault accident in West Athens include AAA and Capital Insurance Group, offering $550 and $803, respectively. Allstate is an expensive provider with an average six-month premium of $5073.

Company	Avg. 6 Mo. Premium	Avg. Monthly Premium
AAA	$550	$91
Capital Insurance Group	$803	$137
CSAA	$1075	$181
USAA	$1764	$297
Mercury	$1930	$325
Progressive	$2017	$340
Wawanesa	$2270	$378
Auto Club	$2515	$428
Farmers	$2750	$463
AAA NorCal	$3118	$531
AAA SoCal	$3380	$563
State Farm	$3991	$672
Travelers	$4811	$801
Allstate	$5073	$854

West Athens Car Insurance Rates by Violation

Here is a list of driving violations that can increase your car insurance rates in West Athens CA. For example, the car insurance in West Athens after a DUI increases to $2558 for a six month policy. While the rate increases by $672 for a six-month policy in the case of a speeding ticket.

West Athens auto insurance quotes by violations

Accident/Violation	Avg. 6 Mo Premium	Avg. Monthly Premium
None	$1598	$266
Not-at-fault accident	$1598	$272
One comp claim	$1598	$266
One Med/PIP claim	$1598	$272
Two comp claims	$1598	$266
Two Med/PIP claims	$1598	$272
At-fault accident - less than $1000	$1633	$272
Failure to show documents	$2105	$357
Driving with expired registration	$2148	$359
Driving without lights	$2148	$365
Failure to wear a seat belt	$2156	$360
Child safety restraint	$2174	$369
Speeding 11 - 15 MPH over limit	$2261	$376
Speeding 16 - 20 MPH over limit	$2261	$385
Driving too slowly	$2270	$378
Failure to stop at a red light	$2270	$387
Failure to yield	$2270	$378
Following too closely	$2270	$387
Illegal turn	$2270	$378
In 65 MPH zone	$2270	$387
Speeding 21 - 25 MPH over limit	$2270	$378
Speeding 6 - 10 MPH over limit	$2270	$387
Speeding in school zone	$2270	$378
Improper passing	$2279	$388
Cell phone violation	$2287	$381
Texting while driving	$2287	$390
Passing school bus	$2314	$385
Wrong way/wrong lane	$2706	$460
Operating a vehicle without permission	$2768	$462
At-fault accident - $1000-$2000	$2786	$473
At-fault accident - greater than $2000	$2786	$465
Open container	$2794	$475
Driving with a suspended license	$3240	$539
Reckless driving	$3947	$672
Racing	$3991	$664
Leaving scene of an accident/hit and run	$4007	$682
DUI	$4156	$692
Refusal to submit to a chemical test	$4156	$707

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Way Tip

Avoid Having A DUI On Your Driving Record.

A DUI can increase your car insurance rates—by $5,000 to $10,000 over five years. Speeding, reckless driving, and at-fault accidents also raise rates, staying on your record for 3–5 years, while DUIs/DWIs can impact you longer.

Car Insurance Rates in West Athens after a DUI

There may have been times when you drank but chose not to drive—a smart and responsible decision, as most states treat DUIs as a serious offense. Your car insurance rates can double after a DUI charge, making it harder to find affordable coverage in West Athens.

The cheapest car insurance premiums in West Athens are offered by Capital Insurance Group at $1197 for a six-month policy. However, it can be as expensive as $1100 with companies like AAA.

West Athens car insurance quotes with a DUI

Company	Avg. 6 Mo. Premium	Avg. Monthly Premium
Capital Insurance Group	$1197	$200
Mercury	$1711	$288
Progressive	$2270	$382
Wawanesa	$2558	$435
Farmers	$2872	$484
CSAA	$3056	$515
USAA	$3152	$531
Travelers	$3579	$603
Auto Club	$5055	$842
AAA NorCal	$5527	$939
AAA SoCal	$6199	$1033
State Farm	$7867	$1324
Allstate	$8016	$1349
AAA	$1100	$187

Cheapest car insurance after a speeding ticket

One of the easiest ways to save money on car insurance is to stay within the speed limit. After a speeding violation, the cheapest car insurance premiums in West Athens are offered by CSAA at $140. However, it can be as expensive as $3843 with companies like Travelers for a similar six-month premium.

Cheapest Car Insurance in West Athens after Speeding ticket

Company	Avg. 6 Mo. Premium	Avg. Monthly Premium
CSAA	$140	$24
Capital Insurance Group	$769	$131
Mercury	$1651	$278
USAA	$1685	$287
Progressive	$1693	$285
AAA NorCal	$1948	$331
AAA SoCal	$2697	$450
Allstate	$3422	$582
Farmers	$3563	$594
State Farm	$3807	$647
Travelers	$3843	$641

Car Insurance Price Trends in West Athens, California

Car insurance rates in West Athens have fluctuated due to factors such as state regulations, inflation, and changing driving habits.

The average cost of full coverage in the West Athens rose by $312 in January compared to $282 of December. In other words, there has been an increase by $30 when you compare January and December.

The average cost of liability insurance in the West Athens rose to $90 in January, compared to $81 in December. This represents an increase of $9 when comparing January and December.

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Frequently Asked Questions

How much is car insurance in West Athens?

The car insurance in West Athens is $38 per month, which is lower than the national average.

What is the cheapest car insurance in West Athens?

The cheapest car insurance in West Athens is $159 per month for full coverage.

How much is car insurance in West Athens for teenagers?

Car insurance for teenagers costs $612 per 6 months. The rates for teen drivers are higher due to their lack of experience as drivers.

What's the average cost of car insurance in West Athens?

The average cost of car insurance is $1245 for a six-month policy. It will cost around $307 per month to insure your car in West Athens.

Is car insurance expensive in West Athens?

Car insurance can be expensive in West Athens if your rating factors are not favorable. However, with a clean driving record and good credit score, car insurance rates in West Athens can be affordable.

Cheapest Car Insurance Quotes in West Athens

Why you can trust Way?

How Much Is Car Insurance in West Athens

Avg. Car Insurance in West Athens

Avg. Car Insurance in California

National Average

Cheapest Car Insurance Companies in West Athens

1st place: CSAA

2nd place: Mercury

3rd place: AAA NorCal

West Athens Car Insurance Rates by Company

Cheap Car Insurance Companies in West Athens, CA

Way's key takeaways about car insurance in West Athens

High Rates Shouldn’t Drive You Out of Pocket.

Cheapest Minimum Liability Car Insurance in West Athens

Cheapest Liability Coverage in West Athens, CA

Cheapest Full Coverage Car Insurance in West Athens

Cheapest Full Coverage Car Insurance Quotes in West Athens, CA

Don't Let Hidden Costs Drive You Crazy

Average Car Insurance in West Athens by Rating Factor

I have a clean driving record. Why is my car insurance rate here in West Athens, CA increasing?

Car Insurance Premiums by Age in West Athens

Cheapest Car Insurance Companies Based on Age Group

Cheapest Car Insurance Rates for Teen Drivers in West Athens,CA

If you are in your twenties Wawanesa is the best choice for car insurance in West Athens.

Car Insurance Rates by Credit Score & Driving History

Cheapest Car Insurance Companies for Bad Credit

Escape the Trap of Rising Insurance Costs.

Car Insurance Rates with An Accident in West Athens

Cheapest Car Insurance Companies after an At-Fault Accident in West Athens

West Athens Car Insurance Rates by Violation

West Athens auto insurance quotes by violations

Your Wallet Deserves Better. Seriously.

Avoid Having A DUI On Your Driving Record.

Car Insurance Rates in West Athens after a DUI

West Athens car insurance quotes with a DUI

Cheapest car insurance after a speeding ticket

Cheapest Car Insurance in West Athens after Speeding ticket

Car Insurance Price Trends in West Athens, California

Average Car Insurance Cost in West Athens by ZIP Code

Frequently Asked Questions

Tired of Insane Auto Insurance Bills? Us Too!

Find Car Insurance Rates in Cities Near West Athens, CA

Car Insurance Rates by State in the USA (2025 Update)

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