Cheapest Car Insurance Quotes in La Selva Beach

Cheapest Minimum Liability Car Insurance in La Selva Beach

Since car insurance is a critical requirement for owning a car, you must have minimum liability car insurance. The cheapest car insurance companies for minimum coverage in La Selva Beach are given below. 

CSAA provides the cheapest minimum car insurance coverage in La Selva Beach. Their Average 6 Month Premium is $148. Travelers is the most expensive at $627 for the same period. 

Cheapest Liability Coverage in La Selva Beach, CA

Company	Avg. 6 Mo. Premium	Avg. Monthly Premium
CSAA	$148	$25
AAA NorCal	$245	$41
USAA	$279	$47
Progressive	$331	$56
Auto Club	$336	$56
Wawanesa	$353	$60
AAA	$405	$67
AAA SoCal	$411	$70
Mercury	$411	$69
State Farm	$450	$76
Allstate	$519	$87
Farmers	$559	$95
Travelers	$627	$105

View more

Cheapest Full Coverage Car Insurance in La Selva Beach

One might think that minimum coverage is only required when insuring your car insurance. However, having full coverage car insurance in any city is certainly a wise choice as it offers better coverage and protection. Our best pick for the cheapest auto insurance quotes in La Selva Beach is CSAA at $104 per month and $616 for six months. 

Cheapest Full Coverage Car Insurance Quotes in La Selva Beach, CA

Company	Avg. 6 Mo. Premium	Avg. Monthly Premium
CSAA	$616	$104
Mercury	$987	$166
AAA NorCal	$1003	$171
Progressive	$1003	$169
Wawanesa	$1049	$177
USAA	$1067	$180
Auto Club	$1094	$186
Allstate	$1220	$205
AAA SoCal	$1288	$219
Kemper	$1363	$228
State Farm	$1460	$246
Travelers	$1631	$272
Farmers	$1637	$278
AAA	$1317	$220

View more

Car Insurance Premiums by Age in La Selva Beach

It is quite evident why teen drivers pay the highest car insurance rates in any city. Their lack of experience and increased accident rates make them a highly risky category.  However, as you grow older, your car insurance rates will decrease. So, it is better to not have separate policies for teens; instead, add them to their parents' policies.  

Cheapest Car Insurance Companies Based on Age Group

Age Group	Cheapest Companies	Avg. 6 Mo. Premium
20s	Wawanesa	$576
30s	Wawanesa	$465
40s	Wawanesa	$465
50s	Wawanesa	$465
60s	Wawanesa	$465
70s	Wawanesa	$455

View more

La Selva Beach Car Insurance Rates by Violation

Here is a list of driving violations that can increase your car insurance rates in La Selva Beach CA. For example, the car insurance in La Selva Beach after a DUI increases to $1670 for a six month policy. While the rate increases by $438 for a six-month policy in the case of a speeding ticket.  

La Selva Beach auto insurance quotes by violations

Accident/Violation	Avg. 6 Mo Premium	Avg. Monthly Premium
None	$1044	$174
Not-at-fault accident	$1044	$178
One comp claim	$1044	$174
One Med/PIP claim	$1044	$178
Two comp claims	$1044	$174
Two Med/PIP claims	$1044	$178
At-fault accident - less than $1000	$1067	$178
Failure to show documents	$1375	$233
Driving with expired registration	$1403	$234
Driving without lights	$1403	$238
Failure to wear a seat belt	$1408	$235
Child safety restraint	$1420	$241
Speeding 11 - 15 MPH over limit	$1476	$246
Speeding 16 - 20 MPH over limit	$1476	$252
Driving too slowly	$1482	$247
Failure to stop at a red light	$1482	$252
Failure to yield	$1482	$247
Following too closely	$1482	$252
Illegal turn	$1482	$247
In 65 MPH zone	$1482	$252
Speeding 21 - 25 MPH over limit	$1482	$247
Speeding 6 - 10 MPH over limit	$1482	$252
Speeding in school zone	$1482	$247
Improper passing	$1488	$253
Cell phone violation	$1494	$249
Texting while driving	$1494	$254
Passing school bus	$1511	$252
Wrong way/wrong lane	$1767	$300
Operating a vehicle without permission	$1808	$301
At-fault accident - $1000-$2000	$1819	$309
At-fault accident - greater than $2000	$1819	$303
Open container	$1825	$310
Driving with a suspended license	$2116	$352
Reckless driving	$2578	$439
Racing	$2606	$434
Leaving scene of an accident/hit and run	$2617	$445
DUI	$2714	$452
Refusal to submit to a chemical test	$2714	$462

View more