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Cheapest Car Insurance Quotes in East San Gabriel

  • Finding the cheapest car insurance quotes in East San Gabriel shouldn't be a guessing game. That's why our licensed insurance experts do the heavy lifting for you, analyzing rates from dozens of top companies to find you the best deal.
  • We believe in making things clear and simple. Our experts compare coverage options and find every possible discount, so you can see your best options side-by-side. It’s fast, free, and designed to save you a ton.
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406,175 Policies Sold
East San Gabriel Car Insurance
$ 31

/mo

Sara Sam
Written by Sara Sam
Edited by Renee Martin

Why you can trust Way?

The auto insurance rates published in this guide are based on the results of research completed by Way’s data team. Using a mix of public and internal data, we analyzed millions of rate averages across U.S. ZIP codes. These rates were publicly sourced from insurer filings and should be used for comparative purposes only — your own quotes will differ. Given this, it’s important to go through our insurance steps form to find how much you can save with Way.

How Much Is Car Insurance in East San Gabriel

The car insurance rate in East San Gabriel is $1482 for a six-month policy, which is $237 higher than the higher than the state average. Root Insurance Company offers the lowest rates in the city at $764, making it a popular choice for budget-conscious drivers. Rates in East San Gabriel can vary depending on your age, driving record, and coverage level, so not every driver will pay the same amount. Choosing a higher deductible, maintaining a clean driving history, and comparing quotes from multiple insurers can help you find better deals and save money over time.

Avg. Car Insurance in East San Gabriel

$1482

National Average

$1278

Cheapest Car Insurance Companies in East San Gabriel

1st place: CSAA

At $764 for a six month policy, CSAA offers the cheapest auto insurance rates in the city. 

2nd place: Mercury

Mercury offers auto insurance rates at $1223 for a six-month policy, making it one of the cheapest to insure with. 

3rd place: AAA NorCal

AAA NorCal offers auto insurance rates at $1244 for six months, making it the third cheapest auto insurance company in East San Gabriel.

East San Gabriel Car Insurance Rates by Company

Based on our research, the cheapest car insurance company in East San Gabriel, CA is CSAA, offering policies at just $764 for a six-month term. This is followed by Mercury, which has an average six-month premium of $1223.

At the higher end of the spectrum, AAA is the most expensive, with rates reaching $1633 for a six-month policy. Rates can vary widely by driver, but comparing quotes from multiple companies can help East San Gabriel drivers find the best deals.

Cheap Car Insurance Companies in East San Gabriel, CA

Company Avg. 6 Mo. Premium Avg. Monthly Premium
CSAA $764 $129
Mercury $1223 $206
AAA NorCal $1244 $212
Progressive $1244 $209
Wawanesa $1301 $219
USAA $1322 $223
Auto Club $1357 $231
Allstate $1512 $255
AAA SoCal $1597 $271
Kemper $1690 $282
State Farm $1810 $305
Travelers $2022 $337
Farmers $2029 $345
AAA $1633 $273
Key Takeaways

Way's key takeaways about car insurance in East San Gabriel

  • The auto insurance costs in East San Gabriel fall around $764 for six months. 
  • The cheapest auto insurance company in East San Gabriel is CSAA.
  • Teen drivers pay the highest rate in East San Gabriel at $718 per month.

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Cheapest Minimum Liability Car Insurance in East San Gabriel

Since car insurance is a critical requirement for owning a car, you must have minimum liability car insurance. The cheapest car insurance companies for minimum coverage in East San Gabriel are given below. 

CSAA provides the cheapest minimum car insurance coverage in East San Gabriel. Their Average 6 Month Premium is $183. Travelers is the most expensive at $777 for the same period. 

Cheapest Liability Coverage in East San Gabriel, CA

Company Avg. 6 Mo. Premium Avg. Monthly Premium
CSAA $183 $31
AAA NorCal $303 $51
USAA $346 $58
Progressive $411 $69
Auto Club $417 $69
Wawanesa $438 $74
AAA $502 $83
AAA SoCal $509 $87
Mercury $509 $86
State Farm $558 $94
Allstate $644 $108
Farmers $693 $118
Travelers $777 $130

Cheapest Full Coverage Car Insurance in East San Gabriel

One might think that minimum coverage is only required when insuring your car insurance. However, having full coverage car insurance in any city is certainly a wise choice as it offers better coverage and protection. Our best pick for the cheapest auto insurance quotes in East San Gabriel is CSAA at $129 per month and $764 for six months. 

Cheapest Full Coverage Car Insurance Quotes in East San Gabriel, CA

Company Avg. 6 Mo. Premium Avg. Monthly Premium
CSAA $764 $129
Mercury $1223 $206
AAA NorCal $1244 $212
Progressive $1244 $209
Wawanesa $1301 $219
USAA $1322 $223
Auto Club $1357 $231
Allstate $1512 $255
AAA SoCal $1597 $271
Kemper $1690 $282
State Farm $1810 $305
Travelers $2022 $337
Farmers $2029 $345
AAA $1633 $273

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Average Car Insurance in East San Gabriel by Rating Factor

The car insurance rates for two people under the same ZIP code will mostly be different. This is mostly because insurance rates are calculated based on several rating factors. These rating factors include the driver's age, gender, marital status, driving and claims history, credit score, location, type of vehicle, and coverage levels.

I have a clean driving record. Why is my car insurance rate here in East San Gabriel, CA increasing?

Despite maintaining a clean driving record, your car insurance rates in East San Gabriel, California, may be increasing due to several external factors. California has experienced significant rate hikes recently, with average premiums rising by 25.5% in 2023, largely attributed to higher claims volumes and inflation.

Additionally, East San Gabriel's high urban population density, raised auto theft rates, and frequent natural disasters contribute to increased insurance costs. 

Car Insurance Premiums by Age in East San Gabriel

It is quite evident why teen drivers pay the highest car insurance rates in any city. Their lack of experience and increased accident rates make them a highly risky category.  However, as you grow older, your car insurance rates will decrease. So, it is better to not have separate policies for teens; instead, add them to their parents' policies.  

Cheapest Car Insurance Companies Based on Age Group

Age Group Cheapest Companies Avg. 6 Mo. Premium
20s Wawanesa $714
30s Wawanesa $576
40s Wawanesa $576
50s Wawanesa $576
60s Wawanesa $576
70s Wawanesa $564

Cheapest Car Insurance Rates for Teen Drivers in East San Gabriel,CA

If you are planning to get a car insurance policy for your teenage dependent, AAA provides the cheapest car insurance in the East San Gabriel at $84 per month. At $4304 for a six-month premium, Farmers offers the most expensive rate for teen drivers.

Company Avg. 6 Mo. Premium Avg. Monthly Premium
AAA $495 $84
Capital Insurance Group $622 $104
USAA $1618 $273
Wawanesa $1654 $276
Progressive $1894 $319
Mercury $1965 $331
CSAA $2085 $351
Auto Club $3061 $511
State Farm $3124 $526
Allstate $3633 $612
AAA SoCal $3845 $653
AAA NorCal $3895 $649
Travelers $4044 $688
Farmers $4304 $718

Teen Car Insurance Rates in CA by Age

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Way Tip

If you are in your twenties Wawanesa is the best choice for car insurance in East San Gabriel.

As young drivers face the highest rates in East San Gabriel, Wawanesa offers the cheapest auto insurance rates at $714 for six months.

Car Insurance Rates by Credit Score & Driving History

Similar to your driving history, your financial history also plays a key role in determining your auto insurance rates. A low credit score would mean a lapse in payment and increased chances of filing claims, which results in higher auto insurance rates. Therefore, the higher the credit score, the lower the car insurance rates will be.

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Save up to $971/yr on car insurance rates in East San Gabriel.

Car Insurance Rates with An Accident in East San Gabriel

Both accidents and the resulting increase in insurance rates are often beyond our control. When you’re involved in an accident, you become riskier to insure, consequently increasing the rates. In East San Gabriel, CA, accidents can lead to significant hikes in your premiums.

Cheapest Car Insurance Companies after an At-Fault Accident in East San Gabriel

The cheapest car insurance companies after an at-fault accident in East San Gabriel include AAA and Capital Insurance Group, offering $445 and $650, respectively. Allstate is an expensive provider with an average six-month premium of $4107.

Company Avg. 6 Mo. Premium Avg. Monthly Premium
AAA $445 $74
Capital Insurance Group $650 $111
CSAA $870 $146
USAA $1428 $240
Mercury $1562 $263
Progressive $1633 $275
Wawanesa $1837 $306
Auto Club $2036 $346
Farmers $2226 $375
AAA NorCal $2524 $430
AAA SoCal $2736 $456
State Farm $3231 $544
Travelers $3895 $649
Allstate $4107 $691

East San Gabriel Car Insurance Rates by Violation

Here is a list of driving violations that can increase your car insurance rates in East San Gabriel CA. For example, the car insurance in East San Gabriel after a DUI increases to $2070 for a six month policy. While the rate increases by $543 for a six-month policy in the case of a speeding ticket.  

East San Gabriel auto insurance quotes by violations

Accident/Violation Avg. 6 Mo Premium Avg. Monthly Premium
None $1294 $215
Not-at-fault accident $1294 $220
One comp claim $1294 $215
One Med/PIP claim $1294 $220
Two comp claims $1294 $215
Two Med/PIP claims $1294 $220
At-fault accident - less than $1000 $1322 $220
Failure to show documents $1704 $289
Driving with expired registration $1739 $290
Driving without lights $1739 $295
Failure to wear a seat belt $1746 $292
Child safety restraint $1760 $299
Speeding 11 - 15 MPH over limit $1830 $305
Speeding 16 - 20 MPH over limit $1830 $312
Driving too slowly $1837 $306
Failure to stop at a red light $1837 $313
Failure to yield $1837 $306
Following too closely $1837 $313
Illegal turn $1837 $306
In 65 MPH zone $1837 $313
Speeding 21 - 25 MPH over limit $1837 $306
Speeding 6 - 10 MPH over limit $1837 $313
Speeding in school zone $1837 $306
Improper passing $1845 $314
Cell phone violation $1852 $308
Texting while driving $1852 $315
Passing school bus $1873 $312
Wrong way/wrong lane $2191 $372
Operating a vehicle without permission $2241 $374
At-fault accident - $1000-$2000 $2255 $383
At-fault accident - greater than $2000 $2255 $376
Open container $2262 $384
Driving with a suspended license $2623 $437
Reckless driving $3195 $544
Racing $3231 $538
Leaving scene of an accident/hit and run $3244 $552
DUI $3364 $560
Refusal to submit to a chemical test $3364 $572

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Way Tip

Avoid Having A DUI On Your Driving Record.

A DUI can increase your car insurance rates—by $5,000 to $10,000 over five years. Speeding, reckless driving, and at-fault accidents also raise rates, staying on your record for 3–5 years, while DUIs/DWIs can impact you longer.

Car Insurance Rates in East San Gabriel after a DUI

There may have been times when you drank but chose not to drive—a smart and responsible decision, as most states treat DUIs as a serious offense. Your car insurance rates can double after a DUI charge, making it harder to find affordable coverage in East San Gabriel.

The cheapest car insurance premiums in East San Gabriel are offered by Capital Insurance Group at $969 for a six-month policy. However, it can be as expensive as $890 with companies like AAA.

East San Gabriel car insurance quotes with a DUI

Company Avg. 6 Mo. Premium Avg. Monthly Premium
Capital Insurance Group $969 $162
Mercury $1385 $233
Progressive $1837 $309
Wawanesa $2071 $352
Farmers $2325 $392
CSAA $2474 $417
USAA $2551 $430
Travelers $2898 $488
Auto Club $4092 $682
AAA NorCal $4474 $760
AAA SoCal $5018 $837
State Farm $6369 $1072
Allstate $6489 $1092
AAA $890 $151

Cheapest car insurance after a speeding ticket

One of the easiest ways to save money on car insurance is to stay within the speed limit. After a speeding violation, the cheapest car insurance premiums in East San Gabriel are offered by CSAA at $113. However, it can be as expensive as $3111 with companies like Travelers for a similar six-month premium.

Cheapest Car Insurance in East San Gabriel after Speeding ticket

Company Avg. 6 Mo. Premium Avg. Monthly Premium
CSAA $113 $19
Capital Insurance Group $622 $106
Mercury $1336 $225
USAA $1364 $232
Progressive $1371 $231
AAA NorCal $1577 $268
AAA SoCal $2184 $364
Allstate $2770 $471
Farmers $2885 $481
State Farm $3082 $524
Travelers $3111 $519

Car Insurance Price Trends in East San Gabriel, California

Car insurance rates in East San Gabriel have fluctuated due to factors such as state regulations, inflation, and changing driving habits.

The average cost of full coverage in the East San Gabriel rose by $252 in January compared to $228 of December. In other words, there has been an increase by $24 when you compare January and December.

The average cost of liability insurance in the East San Gabriel rose to $73 in January, compared to $65 in December. This represents an increase of $8 when comparing January and December.


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Frequently Asked Questions

How much is car insurance in East San Gabriel?

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The car insurance in East San Gabriel is $31 per month, which is lower than the national average.

What is the cheapest car insurance in East San Gabriel?

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The cheapest car insurance in East San Gabriel is $129 per month for full coverage.

How much is car insurance in East San Gabriel for teenagers?

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Car insurance for teenagers costs $495 per 6 months. The rates for teen drivers are higher due to their lack of experience as drivers.

What's the average cost of car insurance in East San Gabriel?

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The average cost of car insurance is $1245 for a six-month policy. It will cost around $249 per month to insure your car in East San Gabriel.

Is car insurance expensive in East San Gabriel?

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Car insurance can be expensive in East San Gabriel if your rating factors are not favorable. However, with a clean driving record and good credit score, car insurance rates in East San Gabriel can be affordable.

What is the best car insurance in East San Gabriel, CA?

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The best car insurance company in East San Gabriel CA is CSAA, offering $764 for a six-month policy.

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