Cheapest Car Insurance Quotes in East Hemet

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East Hemet Car Insurance

^$ 27

/mo

Written by Sara Sam

Edited by Renee Martin

Why you can trust Way?

The auto insurance rates published in this guide are based on the results of research completed by Way’s data team. Using a mix of public and internal data, we analyzed millions of rate averages across U.S. ZIP codes. These rates were publicly sourced from insurer filings and should be used for comparative purposes only — your own quotes will differ. Given this, it’s important to go through our insurance steps form to find how much you can save with Way.

Table of Contents

How Much Is Car Insurance in East Hemet

The car insurance rate in East Hemet is $1041 for a six-month policy, which is $30 higher than the higher than the state average. Root Insurance Company offers the lowest rates in the city at $661, making it a popular choice for budget-conscious drivers. Rates in East Hemet can vary depending on your age, driving record, and coverage level, so not every driver will pay the same amount. Choosing a higher deductible, maintaining a clean driving history, and comparing quotes from multiple insurers can help you find better deals and save money over time.

Avg. Car Insurance in East Hemet

$1041

Avg. Car Insurance in California

$1011

National Average

$1140

Cheapest Car Insurance Companies in East Hemet

1st place: CSAA

At $661 for a six month policy, CSAA offers the cheapest auto insurance rates in the city.

2nd place: USAA

USAA offers auto insurance rates at $838 for a six-month policy, making it one of the cheapest to insure with.

3rd place: Mercury

Mercury offers auto insurance rates at $887 for six months, making it the third cheapest auto insurance company in East Hemet.

East Hemet Car Insurance Rates by Company

Based on our research, the cheapest car insurance company in East Hemet, CA is CSAA, offering policies at just $661 for a six-month term. This is followed by USAA, which has an average six-month premium of $838.

At the higher end of the spectrum, Hartford is the most expensive, with rates reaching $795 for a six-month policy. Rates can vary widely by driver, but comparing quotes from multiple companies can help East Hemet drivers find the best deals.

Cheap Car Insurance Companies in East Hemet, CA

Company	Avg. 6 Mo. Premium	Avg. Monthly Premium
CSAA	$661	$111
USAA	$838	$141
Mercury	$887	$149
AAA SoCal	$972	$166
Progressive	$1022	$172
Allstate	$1120	$188
Wawanesa	$1126	$190
AAA NorCal	$1138	$194
Auto Club	$1174	$196
State Farm	$1242	$209
AAA	$1413	$236
Kemper	$1463	$248
Farmers	$1634	$272
Capital Insurance Group	$728	$122
National General	$741	$126
State National	$753	$126
Hartford	$795	$135

Key Takeaways

Way's key takeaways about car insurance in East Hemet

The auto insurance costs in East Hemet fall around $661 for six months.
The cheapest auto insurance company in East Hemet is CSAA.
Teen drivers pay the highest rate in East Hemet at $69 per month.

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Cheapest Minimum Liability Car Insurance in East Hemet

Since car insurance is a critical requirement for owning a car, you must have minimum liability car insurance. The cheapest car insurance companies for minimum coverage in East Hemet are given below.

CSAA provides the cheapest minimum car insurance coverage in East Hemet. Their Average 6 Month Premium is $159. 21st Century is the most expensive at $416 for the same period.

Cheapest Liability Coverage in East Hemet, CA

Company	Avg. 6 Mo. Premium	Avg. Monthly Premium
CSAA	$159	$27
AAA	$281	$47
USAA	$294	$49
AAA NorCal	$306	$52
AAA SoCal	$349	$60
Progressive	$355	$60
Auto Club	$361	$62
State Farm	$373	$63
Wawanesa	$379	$64
Mercury	$404	$68
Allstate	$435	$73
Farmers	$520	$87
Kemper	$287	$48
Capital Insurance Group	$312	$54
State National	$331	$57
National General	$410	$68
21st Century	$416	$71

Cheapest Full Coverage Car Insurance in East Hemet

One might think that minimum coverage is only required when insuring your car insurance. However, having full coverage car insurance in any city is certainly a wise choice as it offers better coverage and protection. Our best pick for the cheapest auto insurance quotes in East Hemet is CSAA at $111 per month and $661 for six months.

Cheapest Full Coverage Car Insurance Quotes in East Hemet, CA

Company	Avg. 6 Mo. Premium	Avg. Monthly Premium
CSAA	$661	$111
USAA	$838	$141
Mercury	$887	$149
AAA SoCal	$972	$166
Progressive	$1022	$172
Allstate	$1120	$188
Wawanesa	$1126	$190
AAA NorCal	$1138	$194
Auto Club	$1174	$196
State Farm	$1242	$209
AAA	$1413	$236
Kemper	$1463	$248
Farmers	$1634	$272
Capital Insurance Group	$728	$122
National General	$741	$126
State National	$753	$126
Hartford	$795	$135

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Average Car Insurance in East Hemet by Rating Factor

The car insurance rates for two people under the same ZIP code will mostly be different. This is mostly because insurance rates are calculated based on several rating factors. These rating factors include the driver's age, gender, marital status, driving and claims history, credit score, location, type of vehicle, and coverage levels.

I have a clean driving record. Why is my car insurance rate here in East Hemet, CA increasing?

Despite maintaining a clean driving record, your car insurance rates in East Hemet, California, may be increasing due to several external factors. California has experienced significant rate hikes recently, with average premiums rising by 25.5% in 2023, largely attributed to higher claims volumes and inflation.

Additionally, East Hemet's high urban population density, raised auto theft rates, and frequent natural disasters contribute to increased insurance costs.

Car Insurance Premiums by Age in East Hemet

It is quite evident why teen drivers pay the highest car insurance rates in any city. Their lack of experience and increased accident rates make them a highly risky category. However, as you grow older, your car insurance rates will decrease. So, it is better to not have separate policies for teens; instead, add them to their parents' policies.

Cheapest Car Insurance Companies Based on Age Group

Age Group	Cheapest Companies	Avg. 6 Mo. Premium
20s	Wawanesa	$603
30s	Wawanesa	$486
40s	Wawanesa	$486
50s	Wawanesa	$486
60s	Wawanesa	$486
70s	Wawanesa	$476

Cheapest Car Insurance Rates for Teen Drivers in East Hemet,CA

If you are planning to get a car insurance policy for your teenage dependent, AAA provides the cheapest car insurance in the East Hemet at $40 per month. At $404 for a six-month premium, Marcury offers the most expensive rate for teen drivers.

Company	Avg. 6 Mo. Premium	Avg. Monthly Premium
AAA	$239	$40
Capital Insurance Group	$539	$90
USAA	$1284	$216
Mercury	$1303	$219
Wawanesa	$1432	$243
Progressive	$1499	$252
CSAA	$1805	$304
State Farm	$2141	$361
AAA SoCal	$2319	$394
Allstate	$2484	$418
Auto Club	$2649	$450
AAA NorCal	$3530	$588
Farmers	$3604	$613
State National	$385	$64
Marcury	$404	$69

Teen Car Insurance Rates in CA by Age

Way Tip

If you are in your twenties Wawanesa is the best choice for car insurance in East Hemet.

As young drivers face the highest rates in East Hemet, Wawanesa offers the cheapest auto insurance rates at $603 for six months.

Car Insurance Rates by Credit Score & Driving History

Similar to your driving history, your financial history also plays a key role in determining your auto insurance rates. A low credit score would mean a lapse in payment and increased chances of filing claims, which results in higher auto insurance rates. Therefore, the higher the credit score, the lower the car insurance rates will be.

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Save up to $971/yr on car insurance rates in East Hemet.

Car Insurance Rates with An Accident in East Hemet

Both accidents and the resulting increase in insurance rates are often beyond our control. When you’re involved in an accident, you become riskier to insure, consequently increasing the rates. In East Hemet, CA, accidents can lead to significant hikes in your premiums.

Cheapest Car Insurance Companies after an At-Fault Accident in East Hemet

The cheapest car insurance companies after an at-fault accident in East Hemet include AAA and Capital Insurance Group, offering $391 and $562, respectively. 21st Century is an expensive provider with an average six-month premium of $703.

Company	Avg. 6 Mo. Premium	Avg. Monthly Premium
AAA	$391	$66
Capital Insurance Group	$562	$96
CSAA	$753	$127
USAA	$1126	$190
Progressive	$1303	$219
Mercury	$1382	$235
Wawanesa	$1590	$265
AAA SoCal	$1671	$284
Auto Club	$1762	$294
Farmers	$1811	$305
State Farm	$2154	$363
AAA NorCal	$2306	$392
Allstate	$2772	$467
State National	$465	$77
Hartford	$539	$92
National General	$618	$103
Nationwide	$666	$113
21st Century	$703	$117

East Hemet Car Insurance Rates by Violation

Here is a list of driving violations that can increase your car insurance rates in East Hemet CA. For example, the car insurance in East Hemet after a DUI increases to $1792 for a six month policy. While the rate increases by $470 for a six-month policy in the case of a speeding ticket.

East Hemet auto insurance quotes by violations

Accident/Violation	Avg. 6 Mo Premium	Avg. Monthly Premium
None	$1120	$186
Not-at-fault accident	$1120	$191
One comp claim	$1120	$186
One Med/PIP claim	$1120	$191
Two comp claims	$1120	$186
Two Med/PIP claims	$1120	$191
At-fault accident - less than $1000	$1144	$191
Failure to show documents	$1475	$250
Driving with expired registration	$1505	$251
Driving without lights	$1505	$255
Failure to wear a seat belt	$1511	$252
Child safety restraint	$1523	$259
Speeding 11 - 15 MPH over limit	$1584	$264
Speeding 16 - 20 MPH over limit	$1584	$270
Driving too slowly	$1590	$265
Failure to stop at a red light	$1590	$271
Failure to yield	$1590	$265
Following too closely	$1590	$271
Illegal turn	$1590	$265
In 65 MPH zone	$1590	$271
Speeding 21 - 25 MPH over limit	$1590	$265
Speeding 6 - 10 MPH over limit	$1590	$271
Speeding in school zone	$1590	$265
Improper passing	$1597	$272
Cell phone violation	$1603	$267
Texting while driving	$1603	$273
Passing school bus	$1621	$270
Wrong way/wrong lane	$1896	$322
Operating a vehicle without permission	$1939	$323
At-fault accident - $1000-$2000	$1952	$332
At-fault accident - greater than $2000	$1952	$325
Open container	$1958	$333
Driving with a suspended license	$2270	$378
Reckless driving	$2766	$471
Racing	$2796	$466
Leaving scene of an accident/hit and run	$2808	$478
DUI	$2912	$485
Refusal to submit to a chemical test	$2912	$495

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Way Tip

Avoid Having A DUI On Your Driving Record.

A DUI can increase your car insurance rates—by $5,000 to $10,000 over five years. Speeding, reckless driving, and at-fault accidents also raise rates, staying on your record for 3–5 years, while DUIs/DWIs can impact you longer.

Car Insurance Rates in East Hemet after a DUI

There may have been times when you drank but chose not to drive—a smart and responsible decision, as most states treat DUIs as a serious offense. Your car insurance rates can double after a DUI charge, making it harder to find affordable coverage in East Hemet.

The cheapest car insurance premiums in East Hemet are offered by AAA at $770 for a six-month policy. However, it can be as expensive as $649 with companies like Kemper.

East Hemet car insurance quotes with a DUI

Company	Avg. 6 Mo. Premium	Avg. Monthly Premium
AAA	$770	$131
Capital Insurance Group	$838	$140
Mercury	$997	$168
Progressive	$1475	$248
Wawanesa	$1792	$305
Farmers	$1902	$320
USAA	$2025	$341
CSAA	$2141	$361
AAA SoCal	$3096	$526
Auto Club	$3542	$590
AAA NorCal	$4081	$694
State Farm	$4356	$733
Allstate	$4485	$755
Travelers	$863	$144
National General	$404	$67
Kemper	$649	$108

Cheapest car insurance after a speeding ticket

One of the easiest ways to save money on car insurance is to stay within the speed limit. After a speeding violation, the cheapest car insurance premiums in East Hemet are offered by CSAA at $98. However, it can be as expensive as $465 with companies like State National for a similar six-month premium.

Cheapest Car Insurance in East Hemet after Speeding ticket

Company	Avg. 6 Mo. Premium	Avg. Monthly Premium
CSAA	$98	$16
Capital Insurance Group	$539	$90
Mercury	$918	$155
USAA	$961	$160
Progressive	$1034	$174
AAA NorCal	$1432	$239
AAA SoCal	$1536	$262
Allstate	$1579	$263
State Farm	$1671	$284
Farmers	$2312	$385
AAA	$300	$50
Kemper	$379	$65
National General	$404	$67
State National	$465	$79

Car Insurance Price Trends in East Hemet, California

Car insurance rates in East Hemet have fluctuated due to factors such as state regulations, inflation, and changing driving habits.

The average cost of full coverage in the East Hemet rose by $198 in December compared to $196 of November. In other words, there has been an increase by $2 when you compare December and November.

The average cost of liability insurance in the East Hemet rose to $56 in December, compared to $54 in November. This represents an increase of $2 when comparing December and November.

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Frequently Asked Questions

How much is car insurance in East Hemet?

The car insurance in East Hemet is $27 per month, which is lower than the national average.

What is the cheapest car insurance in East Hemet?

The cheapest car insurance in East Hemet is $111 per month for full coverage.

How much is car insurance in East Hemet for teenagers?

Car insurance for teenagers costs $239 per 6 months. The rates for teen drivers are higher due to their lack of experience as drivers.

What's the average cost of car insurance in East Hemet?

The average cost of car insurance is $1011 for a six-month policy. It will cost around $175 per month to insure your car in East Hemet.

Is car insurance expensive in East Hemet?

Car insurance can be expensive in East Hemet if your rating factors are not favorable. However, with a clean driving record and good credit score, car insurance rates in East Hemet can be affordable.

Cheapest Car Insurance Quotes in East Hemet

Why you can trust Way?

How Much Is Car Insurance in East Hemet

Avg. Car Insurance in East Hemet

Avg. Car Insurance in California

National Average

Cheapest Car Insurance Companies in East Hemet

1st place: CSAA

2nd place: USAA

3rd place: Mercury

East Hemet Car Insurance Rates by Company

Cheap Car Insurance Companies in East Hemet, CA

Way's key takeaways about car insurance in East Hemet

High Rates Shouldn’t Drive You Out of Pocket.

Cheapest Minimum Liability Car Insurance in East Hemet

Cheapest Liability Coverage in East Hemet, CA

Cheapest Full Coverage Car Insurance in East Hemet

Cheapest Full Coverage Car Insurance Quotes in East Hemet, CA

Don't Let Hidden Costs Drive You Crazy

Average Car Insurance in East Hemet by Rating Factor

I have a clean driving record. Why is my car insurance rate here in East Hemet, CA increasing?

Car Insurance Premiums by Age in East Hemet

Cheapest Car Insurance Companies Based on Age Group

Cheapest Car Insurance Rates for Teen Drivers in East Hemet,CA

If you are in your twenties Wawanesa is the best choice for car insurance in East Hemet.

Car Insurance Rates by Credit Score & Driving History

Cheapest Car Insurance Companies for Bad Credit

Escape the Trap of Rising Insurance Costs.

Car Insurance Rates with An Accident in East Hemet

Cheapest Car Insurance Companies after an At-Fault Accident in East Hemet

East Hemet Car Insurance Rates by Violation

East Hemet auto insurance quotes by violations

Your Wallet Deserves Better. Seriously.

Avoid Having A DUI On Your Driving Record.

Car Insurance Rates in East Hemet after a DUI

East Hemet car insurance quotes with a DUI

Cheapest car insurance after a speeding ticket

Cheapest Car Insurance in East Hemet after Speeding ticket

Car Insurance Price Trends in East Hemet, California

Average Car Insurance Cost in East Hemet by ZIP Code

Frequently Asked Questions

Tired of Insane Auto Insurance Bills? Us Too!

Find Car Insurance Rates in Cities Near East Hemet, CA

Car Insurance Rates by State in the USA (2025 Update)

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