Cheapest Car Insurance Quotes in Blanchard

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Blanchard Car Insurance

^$ 32

/mo

Written by Sara Sam

Edited by Renee Martin

Why you can trust Way?

The auto insurance rates published in this guide are based on the results of research completed by Way’s data team. Using a mix of public and internal data, we analyzed millions of rate averages across U.S. ZIP codes. These rates were publicly sourced from insurer filings and should be used for comparative purposes only — your own quotes will differ. Given this, it’s important to go through our insurance steps form to find how much you can save with Way.

Table of Contents

How Much Is Car Insurance in Blanchard

The car insurance rate in Blanchard is $1098 for a six-month policy, which is $285 higher than the higher than the state average. Root Insurance Company offers the lowest rates in the city at $497, making it a popular choice for budget-conscious drivers. Rates in Blanchard can vary depending on your age, driving record, and coverage level, so not every driver will pay the same amount. Choosing a higher deductible, maintaining a clean driving history, and comparing quotes from multiple insurers can help you find better deals and save money over time.

Avg. Car Insurance in Blanchard

$1098

Avg. Car Insurance in Pennsylvania

$813

National Average

$1278

Cheapest Car Insurance Companies in Blanchard

1st place: AutoOwners Insurance Co

At $497 for a six month policy, AutoOwners Insurance Co offers the cheapest auto insurance rates in the city.

2nd place: American National P&C

American National P&C offers auto insurance rates at $690 for a six-month policy, making it one of the cheapest to insure with.

3rd place: Westfield

Westfield offers auto insurance rates at $826 for six months, making it the third cheapest auto insurance company in Blanchard.

Blanchard Car Insurance Rates by Company

Based on our research, the cheapest car insurance company in Blanchard, PA is AutoOwners Insurance Co, offering policies at just $497 for a six-month term. This is followed by American National P&C, which has an average six-month premium of $690.

At the higher end of the spectrum, Encompass is the most expensive, with rates reaching $1315 for a six-month policy. Rates can vary widely by driver, but comparing quotes from multiple companies can help Blanchard drivers find the best deals.

Cheap Car Insurance Companies in Blanchard, PA

Company	Avg. 6 Mo. Premium	Avg. Monthly Premium
Auto-Owners Insurance Co	$497	$82
American National P&C	$690	$117
Westfield	$826	$138
Travelers	$890	$150
Erie	$1083	$182
Nationwide	$1260	$212
State Farm	$1283	$216
Allstate	$1427	$240
USAA	$1516	$255
Progressive	$1885	$317
Auto-Owners	$513	$88
Encompass	$1315	$219

Key Takeaways

Way's key takeaways about car insurance in Blanchard

The auto insurance costs in Blanchard fall around $497 for six months.
The cheapest auto insurance company in Blanchard is Westfield.
Teen drivers pay the highest rate in Blanchard at $981 per month.

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Cheapest Minimum Liability Car Insurance in Blanchard

Since car insurance is a critical requirement for owning a car, you must have minimum liability car insurance. The cheapest car insurance companies for minimum coverage in Blanchard are given below.

Westfield provides the cheapest minimum car insurance coverage in Blanchard. Their Average 6 Month Premium is $193. AutoOwners is the most expensive at $104 for the same period.

Cheapest Liability Coverage in Blanchard, PA

Company	Avg. 6 Mo. Premium	Avg. Monthly Premium
Westfield	$193	$32
Auto-Owners Insurance Co	$201	$34
Erie	$257	$43
American National P&C	$265	$45
Chubb	$281	$47
Travelers	$297	$50
USAA	$352	$59
State Farm	$369	$62
Nationwide	$473	$80
Progressive	$537	$90
Allstate	$722	$122
Auto-Owners	$104	$18

Cheapest Full Coverage Car Insurance in Blanchard

One might think that minimum coverage is only required when insuring your car insurance. However, having full coverage car insurance in any city is certainly a wise choice as it offers better coverage and protection. Our best pick for the cheapest auto insurance quotes in Blanchard is AutoOwners Insurance Co at $82 per month and $497 for six months.

Cheapest Full Coverage Car Insurance Quotes in Blanchard, PA

Company	Avg. 6 Mo. Premium	Avg. Monthly Premium
Auto-Owners Insurance Co	$497	$82
American National P&C	$690	$117
Westfield	$826	$138
Travelers	$890	$150
Erie	$1083	$182
Nationwide	$1260	$212
State Farm	$1283	$216
Allstate	$1427	$240
USAA	$1516	$255
Progressive	$1885	$317
Auto-Owners	$513	$88
Encompass	$1315	$219

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Average Car Insurance in Blanchard by Rating Factor

The car insurance rates for two people under the same ZIP code will mostly be different. This is mostly because insurance rates are calculated based on several rating factors. These rating factors include the driver's age, gender, marital status, driving and claims history, credit score, location, type of vehicle, and coverage levels.

I have a clean driving record. Why is my car insurance rate here in Blanchard, PA increasing?

Despite maintaining a clean driving record, your car insurance rates in Blanchard, Pennsylvania, may be increasing due to several external factors. Pennsylvania has experienced significant rate hikes recently, with average premiums rising by 25.5% in 2023, largely attributed to higher claims volumes and inflation.

Additionally, Blanchard's high urban population density, raised auto theft rates, and frequent natural disasters contribute to increased insurance costs.

Car Insurance Premiums by Age in Blanchard

It is quite evident why teen drivers pay the highest car insurance rates in any city. Their lack of experience and increased accident rates make them a highly risky category. However, as you grow older, your car insurance rates will decrease. So, it is better to not have separate policies for teens; instead, add them to their parents' policies.

Cheapest Car Insurance Companies Based on Age Group

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Cheapest Car Insurance Rates for Teen Drivers in Blanchard,PA

If you are planning to get a car insurance policy for your teenage dependent, Westfield provides the cheapest car insurance in the Blanchard at $34 per month. At $5886 for a six-month premium, Nationwide offers the most expensive rate for teen drivers.

Company	Avg. 6 Mo. Premium	Avg. Monthly Premium
Westfield	$201	$34
Auto-Owners Insurance Co	$232	$39
American National P&C	$305	$51
Chubb	$336	$57
Erie	$1380	$232
Travelers	$1588	$267
State Farm	$2286	$385
USAA	$2670	$454
Allstate	$3480	$581
Progressive	$3488	$593
Nationwide	$5886	$981

Teen Car Insurance Rates in PA by Age

Car Insurance Rates by Credit Score & Driving History

Similar to your driving history, your financial history also plays a key role in determining your auto insurance rates. A low credit score would mean a lapse in payment and increased chances of filing claims, which results in higher auto insurance rates. Therefore, the higher the credit score, the lower the car insurance rates will be.

Cheapest Car Insurance Companies for Bad Credit

For those with poor credit scores in Blanchard, Westfield is the cheapest car insurance provider. At $313 for a six-month premium, they offer the best rates in the city. The most expensive auto insurance rate for drivers with bad credit in Blanchard is State Farm, offering rates of around $6399 for six months.

Company	Avg. 6 Mo. Premium	Avg. Monthly Premium
Westfield	$313	$53
Auto-Owners Insurance Co	$321	$54
Chubb	$377	$63
American National P&C	$425	$73
USAA	$1372	$228
Nationwide	$1427	$240
Erie	$2502	$417
Allstate	$3015	$513
Travelers	$3287	$548
Progressive	$3673	$625
State Farm	$6399	$1067

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Car Insurance Rates with An Accident in Blanchard

Both accidents and the resulting increase in insurance rates are often beyond our control. When you’re involved in an accident, you become riskier to insure, consequently increasing the rates. In Blanchard, PA, accidents can lead to significant hikes in your premiums.

Cheapest Car Insurance Companies after an At-Fault Accident in Blanchard

The cheapest car insurance companies after an at-fault accident in Blanchard include Westfield and AutoOwners Insurance Co, offering $281 and $321, respectively. Donegal is an expensive provider with an average six-month premium of $313.

Company	Avg. 6 Mo. Premium	Avg. Monthly Premium
Westfield	$281	$47
Auto-Owners Insurance Co	$321	$54
Chubb	$377	$63
American National P&C	$385	$65
Erie	$641	$108
State Farm	$745	$126
Travelers	$890	$150
USAA	$1154	$194
Nationwide	$1773	$301
Allstate	$1828	$305
Progressive	$2165	$369
Auto-Owners	$104	$18
Donegal	$313	$53

Blanchard Car Insurance Rates by Violation

Here is a list of driving violations that can increase your car insurance rates in Blanchard PA. For example, the car insurance in Blanchard after a DUI increases to $1347 for a six month policy. While the rate increases by $1484 for a six-month policy in the case of a speeding ticket.

Blanchard auto insurance quotes by violations

Accident/Violation	Avg. 6 Mo Premium	Avg. Monthly Premium
None	$1484	$247
Cell phone violation	$1732	$294
Failure to wear a seat belt	$1732	$289
Failure to stop at a red light	$1748	$297
Illegal turn	$1748	$292
Improper passing	$1748	$297
Speeding in school zone	$1748	$292
Texting while driving	$1748	$297
Driving with expired registration	$1756	$293
Speeding 16 - 20 MPH over limit	$1756	$298
Wrong way/wrong lane	$1773	$296
Open container	$1877	$319
Reckless driving	$2735	$456
Racing	$2782	$473
DUI	$2831	$471
Driving with a suspended license	$2847	$485
Leaving scene of an accident/hit and run	$2871	$478

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Way Tip

Avoid Having A DUI On Your Driving Record.

A DUI can increase your car insurance rates—by $5,000 to $10,000 over five years. Speeding, reckless driving, and at-fault accidents also raise rates, staying on your record for 3–5 years, while DUIs/DWIs can impact you longer.

Car Insurance Rates in Blanchard after a DUI

There may have been times when you drank but chose not to drive—a smart and responsible decision, as most states treat DUIs as a serious offense. Your car insurance rates can double after a DUI charge, making it harder to find affordable coverage in Blanchard.

The cheapest car insurance premiums in Blanchard are offered by American National P&C at $433 for a six-month policy. However, it can be as expensive as $3729 with companies like Nationwide.

Blanchard car insurance quotes with a DUI

Company	Avg. 6 Mo. Premium	Avg. Monthly Premium
American National P&C	$433	$72
Travelers	$930	$157
Erie	$1162	$196
Allstate	$1291	$217
Progressive	$1411	$238
State Farm	$1644	$277
USAA	$1652	$278
Nationwide	$3729	$628

Cheapest car insurance after a speeding ticket

One of the easiest ways to save money on car insurance is to stay within the speed limit. After a speeding violation, the cheapest car insurance premiums in Blanchard are offered by Westfield at $169. However, it can be as expensive as $2599 with companies like Nationwide for a similar six-month premium.

Cheapest Car Insurance in Blanchard after Speeding ticket

Company	Avg. 6 Mo. Premium	Avg. Monthly Premium
Westfield	$169	$28
Auto-Owners Insurance Co	$216	$36
Erie	$745	$126
State Farm	$954	$161
Travelers	$1034	$174
USAA	$1532	$255
Allstate	$1828	$311
Progressive	$2198	$366
Nationwide	$2599	$441

Car Insurance Price Trends in Blanchard, Pennsylvania

Car insurance rates in Blanchard have fluctuated due to factors such as state regulations, inflation, and changing driving habits.

The average cost of full coverage in the Blanchard rose by $247 in January compared to $228 of December. In other words, there has been an increase by $19 when you compare January and December.

The average cost of liability insurance in the Blanchard rose to $61 in January, compared to $51 in December. This represents an increase of $10 when comparing January and December.

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Frequently Asked Questions

How much is car insurance in Blanchard?

The car insurance in Blanchard is $32 per month, which is lower than the national average.

What is the cheapest car insurance in Blanchard?

The cheapest car insurance in Blanchard is $82 per month for full coverage.

How much is car insurance in Blanchard for teenagers?

Car insurance for teenagers costs $201 per 6 months. The rates for teen drivers are higher due to their lack of experience as drivers.

What's the average cost of car insurance in Blanchard?

The average cost of car insurance is $813 for a six-month policy. It will cost around $184 per month to insure your car in Blanchard.

Is car insurance expensive in Blanchard?

Car insurance can be expensive in Blanchard if your rating factors are not favorable. However, with a clean driving record and good credit score, car insurance rates in Blanchard can be affordable.

Cheapest Car Insurance Quotes in Blanchard

Why you can trust Way?

How Much Is Car Insurance in Blanchard

Avg. Car Insurance in Blanchard

Avg. Car Insurance in Pennsylvania

National Average

Cheapest Car Insurance Companies in Blanchard

1st place: AutoOwners Insurance Co

2nd place: American National P&C

3rd place: Westfield

Blanchard Car Insurance Rates by Company

Cheap Car Insurance Companies in Blanchard, PA

Way's key takeaways about car insurance in Blanchard

High Rates Shouldn’t Drive You Out of Pocket.

Cheapest Minimum Liability Car Insurance in Blanchard

Cheapest Liability Coverage in Blanchard, PA

Cheapest Full Coverage Car Insurance in Blanchard

Cheapest Full Coverage Car Insurance Quotes in Blanchard, PA

Don't Let Hidden Costs Drive You Crazy

Average Car Insurance in Blanchard by Rating Factor

I have a clean driving record. Why is my car insurance rate here in Blanchard, PA increasing?

Car Insurance Premiums by Age in Blanchard

Cheapest Car Insurance Companies Based on Age Group

Cheapest Car Insurance Rates for Teen Drivers in Blanchard,PA

If you are in your twenties N/A is the best choice for car insurance in Blanchard.

Car Insurance Rates by Credit Score & Driving History

Cheapest Car Insurance Companies for Bad Credit

Escape the Trap of Rising Insurance Costs.

Car Insurance Rates with An Accident in Blanchard

Cheapest Car Insurance Companies after an At-Fault Accident in Blanchard

Blanchard Car Insurance Rates by Violation

Blanchard auto insurance quotes by violations

Your Wallet Deserves Better. Seriously.

Avoid Having A DUI On Your Driving Record.

Car Insurance Rates in Blanchard after a DUI

Blanchard car insurance quotes with a DUI

Cheapest car insurance after a speeding ticket

Cheapest Car Insurance in Blanchard after Speeding ticket

Car Insurance Price Trends in Blanchard, Pennsylvania

Average Car Insurance Cost in Blanchard by ZIP Code

Frequently Asked Questions

Tired of Insane Auto Insurance Bills? Us Too!

Find Car Insurance Rates in Cities Near Blanchard, PA

Car Insurance Rates by State in the USA (2025 Update)

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