Cheapest Car Insurance Quotes in Blanchard

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Blanchard Car Insurance

^$ 18

/mo

Written by Sara Sam

Edited by Renee Martin

Why you can trust Way?

The auto insurance rates published in this guide are based on the results of research completed by Way’s data team. Using a mix of public and internal data, we analyzed millions of rate averages across U.S. ZIP codes. These rates were publicly sourced from insurer filings and should be used for comparative purposes only — your own quotes will differ. Given this, it’s important to go through our insurance steps form to find how much you can save with Way.

Table of Contents

How Much Is Car Insurance in Blanchard

The car insurance rate in Blanchard is $1062 for a six-month policy, which is $275 higher than the higher than the state average. Root Insurance Company offers the lowest rates in the city at $497, making it a popular choice for budget-conscious drivers. Rates in Blanchard can vary depending on your age, driving record, and coverage level, so not every driver will pay the same amount. Choosing a higher deductible, maintaining a clean driving history, and comparing quotes from multiple insurers can help you find better deals and save money over time.

Avg. Car Insurance in Blanchard

$1062

Avg. Car Insurance in Pennsylvania

$787

National Average

$1140

Cheapest Car Insurance Companies in Blanchard

1st place: AutoOwners Insurance Co

At $497 for a six month policy, AutoOwners Insurance Co offers the cheapest auto insurance rates in the city.

2nd place: AutoOwners

AutoOwners offers auto insurance rates at $513 for a six-month policy, making it one of the cheapest to insure with.

3rd place: American National P&C

American National P&C offers auto insurance rates at $690 for six months, making it the third cheapest auto insurance company in Blanchard.

Blanchard Car Insurance Rates by Company

Based on our research, the cheapest car insurance company in Blanchard, PA is AutoOwners Insurance Co, offering policies at just $497 for a six-month term. This is followed by AutoOwners, which has an average six-month premium of $513.

At the higher end of the spectrum, Progressive is the most expensive, with rates reaching $1812 for a six-month policy. Rates can vary widely by driver, but comparing quotes from multiple companies can help Blanchard drivers find the best deals.

Cheap Car Insurance Companies in Blanchard, PA

Company	Avg. 6 Mo. Premium	Avg. Monthly Premium
Auto-Owners Insurance Co	$497	$82
Auto-Owners	$513	$88
American National P&C	$690	$115
Travelers	$745	$126
Westfield	$826	$138
Erie	$1083	$182
State Farm	$1131	$190
Nationwide	$1162	$196
Encompass	$1315	$219
Allstate	$1427	$240
USAA	$1555	$262
Progressive	$1812	$305

Key Takeaways

Way's key takeaways about car insurance in Blanchard

The auto insurance costs in Blanchard fall around $497 for six months.
The cheapest auto insurance company in Blanchard is AutoOwners.
Teen drivers pay the highest rate in Blanchard at $845 per month.

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Cheapest Minimum Liability Car Insurance in Blanchard

Since car insurance is a critical requirement for owning a car, you must have minimum liability car insurance. The cheapest car insurance companies for minimum coverage in Blanchard are given below.

AutoOwners provides the cheapest minimum car insurance coverage in Blanchard. Their Average 6 Month Premium is $104. Allstate is the most expensive at $666 for the same period.

Cheapest Liability Coverage in Blanchard, PA

Company	Avg. 6 Mo. Premium	Avg. Monthly Premium
Auto-Owners	$104	$18
Westfield	$193	$32
Auto-Owners Insurance Co	$201	$34
Travelers	$240	$41
Erie	$257	$43
American National P&C	$265	$45
Chubb	$281	$47
State Farm	$336	$57
USAA	$336	$57
Progressive	$360	$61
Nationwide	$417	$69
Allstate	$666	$113

Cheapest Full Coverage Car Insurance in Blanchard

One might think that minimum coverage is only required when insuring your car insurance. However, having full coverage car insurance in any city is certainly a wise choice as it offers better coverage and protection. Our best pick for the cheapest auto insurance quotes in Blanchard is AutoOwners Insurance Co at $82 per month and $497 for six months.

Cheapest Full Coverage Car Insurance Quotes in Blanchard, PA

Company	Avg. 6 Mo. Premium	Avg. Monthly Premium
Auto-Owners Insurance Co	$497	$82
Auto-Owners	$513	$88
American National P&C	$690	$115
Travelers	$745	$126
Westfield	$826	$138
Erie	$1083	$182
State Farm	$1131	$190
Nationwide	$1162	$196
Encompass	$1315	$219
Allstate	$1427	$240
USAA	$1555	$262
Progressive	$1812	$305

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Average Car Insurance in Blanchard by Rating Factor

The car insurance rates for two people under the same ZIP code will mostly be different. This is mostly because insurance rates are calculated based on several rating factors. These rating factors include the driver's age, gender, marital status, driving and claims history, credit score, location, type of vehicle, and coverage levels.

I have a clean driving record. Why is my car insurance rate here in Blanchard, PA increasing?

Despite maintaining a clean driving record, your car insurance rates in Blanchard, Pennsylvania, may be increasing due to several external factors. Pennsylvania has experienced significant rate hikes recently, with average premiums rising by 25.5% in 2023, largely attributed to higher claims volumes and inflation.

Additionally, Blanchard's high urban population density, raised auto theft rates, and frequent natural disasters contribute to increased insurance costs.

Car Insurance Premiums by Age in Blanchard

It is quite evident why teen drivers pay the highest car insurance rates in any city. Their lack of experience and increased accident rates make them a highly risky category. However, as you grow older, your car insurance rates will decrease. So, it is better to not have separate policies for teens; instead, add them to their parents' policies.

Cheapest Car Insurance Companies Based on Age Group

Age Group	Cheapest Companies	Avg. 6 Mo. Premium
20s	Travelers	$761
30s	Travelers	$527
40s	Travelers	$495
50s	Travelers	$474
60s	Travelers	$474
70s	Travelers	$558

Cheapest Car Insurance Rates for Teen Drivers in Blanchard,PA

If you are planning to get a car insurance policy for your teenage dependent, Westfield provides the cheapest car insurance in the Blanchard at $34 per month. At $4972 for a six-month premium, Nationwide offers the most expensive rate for teen drivers.

Company	Avg. 6 Mo. Premium	Avg. Monthly Premium
Westfield	$201	$34
Auto-Owners Insurance Co	$232	$39
American National P&C	$305	$51
Chubb	$336	$57
Travelers	$963	$162
Erie	$1179	$198
State Farm	$1612	$271
USAA	$2117	$352
Allstate	$3544	$602
Progressive	$4907	$818
Nationwide	$4972	$845

Teen Car Insurance Rates in PA by Age

Way Tip

If you are in your twenties Travelers is the best choice for car insurance in Blanchard.

As young drivers face the highest rates in Blanchard, Travelers offers the cheapest auto insurance rates at $761 for six months.

Car Insurance Rates by Credit Score & Driving History

Similar to your driving history, your financial history also plays a key role in determining your auto insurance rates. A low credit score would mean a lapse in payment and increased chances of filing claims, which results in higher auto insurance rates. Therefore, the higher the credit score, the lower the car insurance rates will be.

Cheapest Car Insurance Companies for Bad Credit

For those with poor credit scores in Blanchard, Westfield is the cheapest car insurance provider. At $313 for a six-month premium, they offer the best rates in the city. The most expensive auto insurance rate for drivers with bad credit in Blanchard is State Farm, offering rates of around $4307 for six months.

Company	Avg. 6 Mo. Premium	Avg. Monthly Premium
Westfield	$313	$53
Auto-Owners Insurance Co	$321	$54
Chubb	$377	$63
American National P&C	$425	$73
USAA	$1219	$203
Nationwide	$1235	$208
Erie	$1964	$328
Travelers	$2229	$379
Allstate	$3000	$500
Progressive	$3303	$562
State Farm	$4307	$718

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Car Insurance Rates with An Accident in Blanchard

Both accidents and the resulting increase in insurance rates are often beyond our control. When you’re involved in an accident, you become riskier to insure, consequently increasing the rates. In Blanchard, PA, accidents can lead to significant hikes in your premiums.

Cheapest Car Insurance Companies after an At-Fault Accident in Blanchard

The cheapest car insurance companies after an at-fault accident in Blanchard include AutoOwners and Westfield, offering $104 and $281, respectively. Allstate is an expensive provider with an average six-month premium of $1828.

Company	Avg. 6 Mo. Premium	Avg. Monthly Premium
Auto-Owners	$104	$18
Westfield	$281	$47
Donegal	$313	$53
Auto-Owners Insurance Co	$321	$54
Chubb	$377	$63
American National P&C	$385	$65
Erie	$481	$81
Travelers	$578	$97
State Farm	$594	$100
USAA	$1050	$177
Progressive	$1131	$190
Nationwide	$1492	$248
Allstate	$1828	$311

Blanchard Car Insurance Rates by Violation

Here is a list of driving violations that can increase your car insurance rates in Blanchard PA. For example, the car insurance in Blanchard after a DUI increases to $1347 for a six month policy. While the rate increases by $1484 for a six-month policy in the case of a speeding ticket.

Blanchard auto insurance quotes by violations

Accident/Violation	Avg. 6 Mo Premium	Avg. Monthly Premium
None	$1484	$247
Cell phone violation	$1732	$294
Failure to wear a seat belt	$1732	$289
Failure to stop at a red light	$1748	$297
Illegal turn	$1748	$292
Improper passing	$1748	$297
Speeding in school zone	$1748	$292
Texting while driving	$1748	$297
Driving with expired registration	$1756	$293
Speeding 16 - 20 MPH over limit	$1756	$298
Wrong way/wrong lane	$1773	$296
Open container	$1877	$319
Reckless driving	$2735	$456
Racing	$2782	$473
DUI	$2831	$471
Driving with a suspended license	$2847	$485
Leaving scene of an accident/hit and run	$2871	$478

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Way Tip

Avoid Having A DUI On Your Driving Record.

A DUI can increase your car insurance rates—by $5,000 to $10,000 over five years. Speeding, reckless driving, and at-fault accidents also raise rates, staying on your record for 3–5 years, while DUIs/DWIs can impact you longer.

Car Insurance Rates in Blanchard after a DUI

There may have been times when you drank but chose not to drive—a smart and responsible decision, as most states treat DUIs as a serious offense. Your car insurance rates can double after a DUI charge, making it harder to find affordable coverage in Blanchard.

The cheapest car insurance premiums in Blanchard are offered by American National P&C at $433 for a six-month policy. However, it can be as expensive as $3360 with companies like Nationwide.

Blanchard car insurance quotes with a DUI

Company	Avg. 6 Mo. Premium	Avg. Monthly Premium
American National P&C	$433	$72
Travelers	$682	$115
Erie	$1010	$170
Allstate	$1291	$217
Progressive	$1364	$230
State Farm	$1372	$231
USAA	$1435	$242
Nationwide	$3360	$566

Cheapest car insurance after a speeding ticket

One of the easiest ways to save money on car insurance is to stay within the speed limit. After a speeding violation, the cheapest car insurance premiums in Blanchard are offered by Westfield at $169. However, it can be as expensive as $2174 with companies like Nationwide for a similar six-month premium.

Cheapest Car Insurance in Blanchard after Speeding ticket

Company	Avg. 6 Mo. Premium	Avg. Monthly Premium
Westfield	$169	$28
Auto-Owners Insurance Co	$216	$36
Erie	$617	$104
Travelers	$617	$104
State Farm	$706	$119
USAA	$1364	$232
Allstate	$1828	$305
Progressive	$1940	$329
Nationwide	$2174	$362

Car Insurance Price Trends in Blanchard, Pennsylvania

Car insurance rates in Blanchard have fluctuated due to factors such as state regulations, inflation, and changing driving habits.

The average cost of full coverage in the Blanchard rose by $225 in December compared to $217 of November. In other words, there has been an increase by $8 when you compare December and November.

The average cost of liability insurance in the Blanchard remained steady at $50 in both December and November, indicating no change over the two month period.

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Frequently Asked Questions

How much is car insurance in Blanchard?

The car insurance in Blanchard is $18 per month, which is lower than the national average.

What is the cheapest car insurance in Blanchard?

The cheapest car insurance in Blanchard is $82 per month for full coverage.

How much is car insurance in Blanchard for teenagers?

Car insurance for teenagers costs $201 per 6 months. The rates for teen drivers are higher due to their lack of experience as drivers.

What's the average cost of car insurance in Blanchard?

The average cost of car insurance is $787 for a six-month policy. It will cost around $178 per month to insure your car in Blanchard.

Is car insurance expensive in Blanchard?

Car insurance can be expensive in Blanchard if your rating factors are not favorable. However, with a clean driving record and good credit score, car insurance rates in Blanchard can be affordable.

Cheapest Car Insurance Quotes in Blanchard

Why you can trust Way?

How Much Is Car Insurance in Blanchard

Avg. Car Insurance in Blanchard

Avg. Car Insurance in Pennsylvania

National Average

Cheapest Car Insurance Companies in Blanchard

1st place: AutoOwners Insurance Co

2nd place: AutoOwners

3rd place: American National P&C

Blanchard Car Insurance Rates by Company

Cheap Car Insurance Companies in Blanchard, PA

Way's key takeaways about car insurance in Blanchard

High Rates Shouldn’t Drive You Out of Pocket.

Cheapest Minimum Liability Car Insurance in Blanchard

Cheapest Liability Coverage in Blanchard, PA

Cheapest Full Coverage Car Insurance in Blanchard

Cheapest Full Coverage Car Insurance Quotes in Blanchard, PA

Don't Let Hidden Costs Drive You Crazy

Average Car Insurance in Blanchard by Rating Factor

I have a clean driving record. Why is my car insurance rate here in Blanchard, PA increasing?

Car Insurance Premiums by Age in Blanchard

Cheapest Car Insurance Companies Based on Age Group

Cheapest Car Insurance Rates for Teen Drivers in Blanchard,PA

If you are in your twenties Travelers is the best choice for car insurance in Blanchard.

Car Insurance Rates by Credit Score & Driving History

Cheapest Car Insurance Companies for Bad Credit

Escape the Trap of Rising Insurance Costs.

Car Insurance Rates with An Accident in Blanchard

Cheapest Car Insurance Companies after an At-Fault Accident in Blanchard

Blanchard Car Insurance Rates by Violation

Blanchard auto insurance quotes by violations

Your Wallet Deserves Better. Seriously.

Avoid Having A DUI On Your Driving Record.

Car Insurance Rates in Blanchard after a DUI

Blanchard car insurance quotes with a DUI

Cheapest car insurance after a speeding ticket

Cheapest Car Insurance in Blanchard after Speeding ticket

Car Insurance Price Trends in Blanchard, Pennsylvania

Average Car Insurance Cost in Blanchard by ZIP Code

Frequently Asked Questions

Tired of Insane Auto Insurance Bills? Us Too!

Find Car Insurance Rates in Cities Near Blanchard, PA

Car Insurance Rates by State in the USA (2025 Update)

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