Cheapest Car Insurance Quotes in Saylorsburg

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Saylorsburg Car Insurance

^$ 15

/mo

Written by Sara Sam

Edited by Renee Martin

Why you can trust Way?

The auto insurance rates published in this guide are based on the results of research completed by Way’s data team. Using a mix of public and internal data, we analyzed millions of rate averages across U.S. ZIP codes. These rates were publicly sourced from insurer filings and should be used for comparative purposes only — your own quotes will differ. Given this, it’s important to go through our insurance steps form to find how much you can save with Way.

Table of Contents

How Much Is Car Insurance in Saylorsburg

The car insurance rate in Saylorsburg is $905 for a six-month policy, which is $118 higher than the higher than the state average. Root Insurance Company offers the lowest rates in the city at $423, making it a popular choice for budget-conscious drivers. Rates in Saylorsburg can vary depending on your age, driving record, and coverage level, so not every driver will pay the same amount. Choosing a higher deductible, maintaining a clean driving history, and comparing quotes from multiple insurers can help you find better deals and save money over time.

Avg. Car Insurance in Saylorsburg

$905

Avg. Car Insurance in Pennsylvania

$787

National Average

$1140

Cheapest Car Insurance Companies in Saylorsburg

1st place: AutoOwners Insurance Co

At $423 for a six month policy, AutoOwners Insurance Co offers the cheapest auto insurance rates in the city.

2nd place: AutoOwners

AutoOwners offers auto insurance rates at $437 for a six-month policy, making it one of the cheapest to insure with.

3rd place: American National P&C

American National P&C offers auto insurance rates at $588 for six months, making it the third cheapest auto insurance company in Saylorsburg.

Saylorsburg Car Insurance Rates by Company

Based on our research, the cheapest car insurance company in Saylorsburg, PA is AutoOwners Insurance Co, offering policies at just $423 for a six-month term. This is followed by AutoOwners, which has an average six-month premium of $437.

At the higher end of the spectrum, Progressive is the most expensive, with rates reaching $1543 for a six-month policy. Rates can vary widely by driver, but comparing quotes from multiple companies can help Saylorsburg drivers find the best deals.

Cheap Car Insurance Companies in Saylorsburg, PA

Company	Avg. 6 Mo. Premium	Avg. Monthly Premium
Auto-Owners Insurance Co	$423	$70
Auto-Owners	$437	$75
American National P&C	$588	$98
Travelers	$635	$107
Westfield	$704	$117
Erie	$922	$155
State Farm	$964	$162
Nationwide	$990	$167
Encompass	$1120	$186
Allstate	$1216	$205
USAA	$1325	$223
Progressive	$1543	$260

Key Takeaways

Way's key takeaways about car insurance in Saylorsburg

The auto insurance costs in Saylorsburg fall around $423 for six months.
The cheapest auto insurance company in Saylorsburg is AutoOwners.
Teen drivers pay the highest rate in Saylorsburg at $720 per month.

High Rates Shouldn’t Drive You Out of Pocket.

Save up to $971/yr with our auto insurance quotes

Cheapest Minimum Liability Car Insurance in Saylorsburg

Since car insurance is a critical requirement for owning a car, you must have minimum liability car insurance. The cheapest car insurance companies for minimum coverage in Saylorsburg are given below.

AutoOwners provides the cheapest minimum car insurance coverage in Saylorsburg. Their Average 6 Month Premium is $89. Allstate is the most expensive at $567 for the same period.

Cheapest Liability Coverage in Saylorsburg, PA

Company	Avg. 6 Mo. Premium	Avg. Monthly Premium
Auto-Owners	$89	$15
Westfield	$164	$28
Auto-Owners Insurance Co	$171	$29
Travelers	$205	$35
Erie	$218	$37
American National P&C	$225	$38
Chubb	$239	$40
State Farm	$286	$48
USAA	$286	$48
Progressive	$307	$52
Nationwide	$355	$59
Allstate	$567	$97

Cheapest Full Coverage Car Insurance in Saylorsburg

One might think that minimum coverage is only required when insuring your car insurance. However, having full coverage car insurance in any city is certainly a wise choice as it offers better coverage and protection. Our best pick for the cheapest auto insurance quotes in Saylorsburg is AutoOwners Insurance Co at $70 per month and $423 for six months.

Cheapest Full Coverage Car Insurance Quotes in Saylorsburg, PA

Company	Avg. 6 Mo. Premium	Avg. Monthly Premium
Auto-Owners Insurance Co	$423	$70
Auto-Owners	$437	$75
American National P&C	$588	$98
Travelers	$635	$107
Westfield	$704	$117
Erie	$922	$155
State Farm	$964	$162
Nationwide	$990	$167
Encompass	$1120	$186
Allstate	$1216	$205
USAA	$1325	$223
Progressive	$1543	$260

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Average Car Insurance in Saylorsburg by Rating Factor

The car insurance rates for two people under the same ZIP code will mostly be different. This is mostly because insurance rates are calculated based on several rating factors. These rating factors include the driver's age, gender, marital status, driving and claims history, credit score, location, type of vehicle, and coverage levels.

I have a clean driving record. Why is my car insurance rate here in Saylorsburg, PA increasing?

Despite maintaining a clean driving record, your car insurance rates in Saylorsburg, Pennsylvania, may be increasing due to several external factors. Pennsylvania has experienced significant rate hikes recently, with average premiums rising by 25.5% in 2023, largely attributed to higher claims volumes and inflation.

Additionally, Saylorsburg's high urban population density, raised auto theft rates, and frequent natural disasters contribute to increased insurance costs.

Car Insurance Premiums by Age in Saylorsburg

It is quite evident why teen drivers pay the highest car insurance rates in any city. Their lack of experience and increased accident rates make them a highly risky category. However, as you grow older, your car insurance rates will decrease. So, it is better to not have separate policies for teens; instead, add them to their parents' policies.

Cheapest Car Insurance Companies Based on Age Group

Age Group	Cheapest Companies	Avg. 6 Mo. Premium
20s	Travelers	$649
30s	Travelers	$448
40s	Travelers	$422
50s	Travelers	$404
60s	Travelers	$404
70s	Travelers	$475

Cheapest Car Insurance Rates for Teen Drivers in Saylorsburg,PA

If you are planning to get a car insurance policy for your teenage dependent, Westfield provides the cheapest car insurance in the Saylorsburg at $29 per month. At $4235 for a six-month premium, Nationwide offers the most expensive rate for teen drivers.

Company	Avg. 6 Mo. Premium	Avg. Monthly Premium
Westfield	$171	$29
Auto-Owners Insurance Co	$198	$33
American National P&C	$260	$44
Chubb	$286	$48
Travelers	$820	$138
Erie	$1004	$169
State Farm	$1373	$231
USAA	$1803	$300
Allstate	$3019	$513
Progressive	$4180	$697
Nationwide	$4235	$720

Teen Car Insurance Rates in PA by Age

Way Tip

If you are in your twenties Travelers is the best choice for car insurance in Saylorsburg.

As young drivers face the highest rates in Saylorsburg, Travelers offers the cheapest auto insurance rates at $649 for six months.

Car Insurance Rates by Credit Score & Driving History

Similar to your driving history, your financial history also plays a key role in determining your auto insurance rates. A low credit score would mean a lapse in payment and increased chances of filing claims, which results in higher auto insurance rates. Therefore, the higher the credit score, the lower the car insurance rates will be.

Cheapest Car Insurance Companies for Bad Credit

For those with poor credit scores in Saylorsburg, Westfield is the cheapest car insurance provider. At $267 for a six-month premium, they offer the best rates in the city. The most expensive auto insurance rate for drivers with bad credit in Saylorsburg is State Farm, offering rates of around $3668 for six months.

Company	Avg. 6 Mo. Premium	Avg. Monthly Premium
Westfield	$267	$45
Auto-Owners Insurance Co	$274	$46
Chubb	$321	$54
American National P&C	$362	$62
USAA	$1038	$173
Nationwide	$1052	$177
Erie	$1673	$279
Travelers	$1899	$323
Allstate	$2555	$425
Progressive	$2814	$478
State Farm	$3668	$612

Escape the Trap of Rising Insurance Costs.

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Car Insurance Rates with An Accident in Saylorsburg

Both accidents and the resulting increase in insurance rates are often beyond our control. When you’re involved in an accident, you become riskier to insure, consequently increasing the rates. In Saylorsburg, PA, accidents can lead to significant hikes in your premiums.

Cheapest Car Insurance Companies after an At-Fault Accident in Saylorsburg

The cheapest car insurance companies after an at-fault accident in Saylorsburg include AutoOwners and Westfield, offering $89 and $239, respectively. Allstate is an expensive provider with an average six-month premium of $1557.

Company	Avg. 6 Mo. Premium	Avg. Monthly Premium
Auto-Owners	$89	$15
Westfield	$239	$40
Donegal	$267	$45
Auto-Owners Insurance Co	$274	$46
Chubb	$321	$54
American National P&C	$328	$55
Erie	$409	$69
Travelers	$492	$83
State Farm	$506	$85
USAA	$895	$151
Progressive	$964	$162
Nationwide	$1271	$212
Allstate	$1557	$265

Saylorsburg Car Insurance Rates by Violation

Here is a list of driving violations that can increase your car insurance rates in Saylorsburg PA. For example, the car insurance in Saylorsburg after a DUI increases to $1148 for a six month policy. While the rate increases by $1264 for a six-month policy in the case of a speeding ticket.

Saylorsburg auto insurance quotes by violations

Accident/Violation	Avg. 6 Mo Premium	Avg. Monthly Premium
None	$1264	$210
Cell phone violation	$1475	$251
Failure to wear a seat belt	$1475	$246
Failure to stop at a red light	$1489	$253
Illegal turn	$1489	$248
Improper passing	$1489	$253
Speeding in school zone	$1489	$248
Texting while driving	$1489	$253
Driving with expired registration	$1496	$250
Speeding 16 - 20 MPH over limit	$1496	$254
Wrong way/wrong lane	$1510	$252
Open container	$1598	$271
Reckless driving	$2330	$389
Racing	$2370	$402
DUI	$2412	$401
Driving with a suspended license	$2425	$413
Leaving scene of an accident/hit and run	$2446	$407

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Way Tip

Avoid Having A DUI On Your Driving Record.

A DUI can increase your car insurance rates—by $5,000 to $10,000 over five years. Speeding, reckless driving, and at-fault accidents also raise rates, staying on your record for 3–5 years, while DUIs/DWIs can impact you longer.

Car Insurance Rates in Saylorsburg after a DUI

There may have been times when you drank but chose not to drive—a smart and responsible decision, as most states treat DUIs as a serious offense. Your car insurance rates can double after a DUI charge, making it harder to find affordable coverage in Saylorsburg.

The cheapest car insurance premiums in Saylorsburg are offered by American National P&C at $369 for a six-month policy. However, it can be as expensive as $2862 with companies like Nationwide.

Saylorsburg car insurance quotes with a DUI

Company	Avg. 6 Mo. Premium	Avg. Monthly Premium
American National P&C	$369	$61
Travelers	$581	$98
Erie	$860	$145
Allstate	$1099	$185
Progressive	$1162	$195
State Farm	$1168	$197
USAA	$1222	$206
Nationwide	$2862	$482

Cheapest car insurance after a speeding ticket

One of the easiest ways to save money on car insurance is to stay within the speed limit. After a speeding violation, the cheapest car insurance premiums in Saylorsburg are offered by Westfield at $144. However, it can be as expensive as $1851 with companies like Nationwide for a similar six-month premium.

Cheapest Car Insurance in Saylorsburg after Speeding ticket

Company	Avg. 6 Mo. Premium	Avg. Monthly Premium
Westfield	$144	$24
Auto-Owners Insurance Co	$184	$31
Erie	$526	$89
Travelers	$526	$89
State Farm	$601	$101
USAA	$1162	$198
Allstate	$1557	$260
Progressive	$1653	$281
Nationwide	$1851	$308

Car Insurance Price Trends in Saylorsburg, Pennsylvania

Car insurance rates in Saylorsburg have fluctuated due to factors such as state regulations, inflation, and changing driving habits.

The average cost of full coverage in the Saylorsburg rose by $192 in December compared to $185 of November. In other words, there has been an increase by $7 when you compare December and November.

The average cost of liability insurance in the Saylorsburg remained steady at $43 in both December and November, indicating no change over the two month period.

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Frequently Asked Questions

How much is car insurance in Saylorsburg?

The car insurance in Saylorsburg is $15 per month, which is lower than the national average.

What is the cheapest car insurance in Saylorsburg?

The cheapest car insurance in Saylorsburg is $70 per month for full coverage.

How much is car insurance in Saylorsburg for teenagers?

Car insurance for teenagers costs $171 per 6 months. The rates for teen drivers are higher due to their lack of experience as drivers.

What's the average cost of car insurance in Saylorsburg?

The average cost of car insurance is $787 for a six-month policy. It will cost around $152 per month to insure your car in Saylorsburg.

Is car insurance expensive in Saylorsburg?

Car insurance can be expensive in Saylorsburg if your rating factors are not favorable. However, with a clean driving record and good credit score, car insurance rates in Saylorsburg can be affordable.

Cheapest Car Insurance Quotes in Saylorsburg

Why you can trust Way?

How Much Is Car Insurance in Saylorsburg

Avg. Car Insurance in Saylorsburg

Avg. Car Insurance in Pennsylvania

National Average

Cheapest Car Insurance Companies in Saylorsburg

1st place: AutoOwners Insurance Co

2nd place: AutoOwners

3rd place: American National P&C

Saylorsburg Car Insurance Rates by Company

Cheap Car Insurance Companies in Saylorsburg, PA

Way's key takeaways about car insurance in Saylorsburg

High Rates Shouldn’t Drive You Out of Pocket.

Cheapest Minimum Liability Car Insurance in Saylorsburg

Cheapest Liability Coverage in Saylorsburg, PA

Cheapest Full Coverage Car Insurance in Saylorsburg

Cheapest Full Coverage Car Insurance Quotes in Saylorsburg, PA

Don't Let Hidden Costs Drive You Crazy

Average Car Insurance in Saylorsburg by Rating Factor

I have a clean driving record. Why is my car insurance rate here in Saylorsburg, PA increasing?

Car Insurance Premiums by Age in Saylorsburg

Cheapest Car Insurance Companies Based on Age Group

Cheapest Car Insurance Rates for Teen Drivers in Saylorsburg,PA

If you are in your twenties Travelers is the best choice for car insurance in Saylorsburg.

Car Insurance Rates by Credit Score & Driving History

Cheapest Car Insurance Companies for Bad Credit

Escape the Trap of Rising Insurance Costs.

Car Insurance Rates with An Accident in Saylorsburg

Cheapest Car Insurance Companies after an At-Fault Accident in Saylorsburg

Saylorsburg Car Insurance Rates by Violation

Saylorsburg auto insurance quotes by violations

Your Wallet Deserves Better. Seriously.

Avoid Having A DUI On Your Driving Record.

Car Insurance Rates in Saylorsburg after a DUI

Saylorsburg car insurance quotes with a DUI

Cheapest car insurance after a speeding ticket

Cheapest Car Insurance in Saylorsburg after Speeding ticket

Car Insurance Price Trends in Saylorsburg, Pennsylvania

Average Car Insurance Cost in Saylorsburg by ZIP Code

Frequently Asked Questions

Tired of Insane Auto Insurance Bills? Us Too!

Find Car Insurance Rates in Cities Near Saylorsburg, PA

Car Insurance Rates by State in the USA (2025 Update)

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