Cheapest Car Insurance Quotes in Kenilworth

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Kenilworth Car Insurance

^$ 26

/mo

Written by Sara Sam

Edited by Renee Martin

Why you can trust Way?

The auto insurance rates published in this guide are based on the results of research completed by Way’s data team. Using a mix of public and internal data, we analyzed millions of rate averages across U.S. ZIP codes. These rates were publicly sourced from insurer filings and should be used for comparative purposes only — your own quotes will differ. Given this, it’s important to go through our insurance steps form to find how much you can save with Way.

Table of Contents

How Much Is Car Insurance in Kenilworth

The car insurance rate in Kenilworth is $878 for a six-month policy, which is $65 higher than the higher than the state average. Root Insurance Company offers the lowest rates in the city at $397, making it a popular choice for budget-conscious drivers. Rates in Kenilworth can vary depending on your age, driving record, and coverage level, so not every driver will pay the same amount. Choosing a higher deductible, maintaining a clean driving history, and comparing quotes from multiple insurers can help you find better deals and save money over time.

Avg. Car Insurance in Kenilworth

$878

Avg. Car Insurance in Pennsylvania

$813

National Average

$1278

Cheapest Car Insurance Companies in Kenilworth

1st place: AutoOwners Insurance Co

At $397 for a six month policy, AutoOwners Insurance Co offers the cheapest auto insurance rates in the city.

2nd place: American National P&C

American National P&C offers auto insurance rates at $552 for a six-month policy, making it one of the cheapest to insure with.

3rd place: Westfield

Westfield offers auto insurance rates at $661 for six months, making it the third cheapest auto insurance company in Kenilworth.

Kenilworth Car Insurance Rates by Company

Based on our research, the cheapest car insurance company in Kenilworth, PA is AutoOwners Insurance Co, offering policies at just $397 for a six-month term. This is followed by American National P&C, which has an average six-month premium of $552.

At the higher end of the spectrum, Encompass is the most expensive, with rates reaching $1052 for a six-month policy. Rates can vary widely by driver, but comparing quotes from multiple companies can help Kenilworth drivers find the best deals.

Cheap Car Insurance Companies in Kenilworth, PA

Company	Avg. 6 Mo. Premium	Avg. Monthly Premium
Auto-Owners Insurance Co	$397	$66
American National P&C	$552	$94
Westfield	$661	$110
Travelers	$712	$120
Erie	$866	$146
Nationwide	$1008	$170
State Farm	$1026	$173
Allstate	$1142	$192
USAA	$1213	$204
Progressive	$1508	$254
Auto-Owners	$410	$70
Encompass	$1052	$175

Key Takeaways

Way's key takeaways about car insurance in Kenilworth

The auto insurance costs in Kenilworth fall around $397 for six months.
The cheapest auto insurance company in Kenilworth is Westfield.
Teen drivers pay the highest rate in Kenilworth at $785 per month.

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Cheapest Minimum Liability Car Insurance in Kenilworth

Since car insurance is a critical requirement for owning a car, you must have minimum liability car insurance. The cheapest car insurance companies for minimum coverage in Kenilworth are given below.

Westfield provides the cheapest minimum car insurance coverage in Kenilworth. Their Average 6 Month Premium is $154. AutoOwners is the most expensive at $83 for the same period.

Cheapest Liability Coverage in Kenilworth, PA

Company	Avg. 6 Mo. Premium	Avg. Monthly Premium
Westfield	$154	$26
Auto-Owners Insurance Co	$161	$27
Erie	$205	$35
American National P&C	$212	$36
Chubb	$225	$38
Travelers	$238	$40
USAA	$282	$48
State Farm	$295	$50
Nationwide	$378	$64
Progressive	$430	$72
Allstate	$578	$97
Auto-Owners	$83	$14

Cheapest Full Coverage Car Insurance in Kenilworth

One might think that minimum coverage is only required when insuring your car insurance. However, having full coverage car insurance in any city is certainly a wise choice as it offers better coverage and protection. Our best pick for the cheapest auto insurance quotes in Kenilworth is AutoOwners Insurance Co at $66 per month and $397 for six months.

Cheapest Full Coverage Car Insurance Quotes in Kenilworth, PA

Company	Avg. 6 Mo. Premium	Avg. Monthly Premium
Auto-Owners Insurance Co	$397	$66
American National P&C	$552	$94
Westfield	$661	$110
Travelers	$712	$120
Erie	$866	$146
Nationwide	$1008	$170
State Farm	$1026	$173
Allstate	$1142	$192
USAA	$1213	$204
Progressive	$1508	$254
Auto-Owners	$410	$70
Encompass	$1052	$175

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Average Car Insurance in Kenilworth by Rating Factor

The car insurance rates for two people under the same ZIP code will mostly be different. This is mostly because insurance rates are calculated based on several rating factors. These rating factors include the driver's age, gender, marital status, driving and claims history, credit score, location, type of vehicle, and coverage levels.

I have a clean driving record. Why is my car insurance rate here in Kenilworth, PA increasing?

Despite maintaining a clean driving record, your car insurance rates in Kenilworth, Pennsylvania, may be increasing due to several external factors. Pennsylvania has experienced significant rate hikes recently, with average premiums rising by 25.5% in 2023, largely attributed to higher claims volumes and inflation.

Additionally, Kenilworth's high urban population density, raised auto theft rates, and frequent natural disasters contribute to increased insurance costs.

Car Insurance Premiums by Age in Kenilworth

It is quite evident why teen drivers pay the highest car insurance rates in any city. Their lack of experience and increased accident rates make them a highly risky category. However, as you grow older, your car insurance rates will decrease. So, it is better to not have separate policies for teens; instead, add them to their parents' policies.

Cheapest Car Insurance Companies Based on Age Group

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Cheapest Car Insurance Rates for Teen Drivers in Kenilworth,PA

If you are planning to get a car insurance policy for your teenage dependent, Westfield provides the cheapest car insurance in the Kenilworth at $27 per month. At $4709 for a six-month premium, Nationwide offers the most expensive rate for teen drivers.

Company	Avg. 6 Mo. Premium	Avg. Monthly Premium
Westfield	$161	$27
Auto-Owners Insurance Co	$186	$31
American National P&C	$244	$41
Chubb	$269	$45
Erie	$1104	$186
Travelers	$1270	$214
State Farm	$1828	$308
USAA	$2136	$363
Allstate	$2784	$464
Progressive	$2791	$474
Nationwide	$4709	$785

Teen Car Insurance Rates in PA by Age

Car Insurance Rates by Credit Score & Driving History

Similar to your driving history, your financial history also plays a key role in determining your auto insurance rates. A low credit score would mean a lapse in payment and increased chances of filing claims, which results in higher auto insurance rates. Therefore, the higher the credit score, the lower the car insurance rates will be.

Cheapest Car Insurance Companies for Bad Credit

For those with poor credit scores in Kenilworth, Westfield is the cheapest car insurance provider. At $251 for a six-month premium, they offer the best rates in the city. The most expensive auto insurance rate for drivers with bad credit in Kenilworth is State Farm, offering rates of around $5119 for six months.

Company	Avg. 6 Mo. Premium	Avg. Monthly Premium
Westfield	$251	$42
Auto-Owners Insurance Co	$257	$43
Chubb	$301	$51
American National P&C	$340	$58
USAA	$1097	$183
Nationwide	$1142	$192
Erie	$2001	$334
Allstate	$2412	$410
Travelers	$2630	$438
Progressive	$2939	$500
State Farm	$5119	$853

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Car Insurance Rates with An Accident in Kenilworth

Both accidents and the resulting increase in insurance rates are often beyond our control. When you’re involved in an accident, you become riskier to insure, consequently increasing the rates. In Kenilworth, PA, accidents can lead to significant hikes in your premiums.

Cheapest Car Insurance Companies after an At-Fault Accident in Kenilworth

The cheapest car insurance companies after an at-fault accident in Kenilworth include Westfield and AutoOwners Insurance Co, offering $225 and $257, respectively. Donegal is an expensive provider with an average six-month premium of $251.

Company	Avg. 6 Mo. Premium	Avg. Monthly Premium
Westfield	$225	$38
Auto-Owners Insurance Co	$257	$43
Chubb	$301	$51
American National P&C	$308	$52
Erie	$513	$86
State Farm	$596	$100
Travelers	$712	$120
USAA	$923	$156
Nationwide	$1418	$241
Allstate	$1462	$244
Progressive	$1732	$295
Auto-Owners	$83	$14
Donegal	$251	$42

Kenilworth Car Insurance Rates by Violation

Here is a list of driving violations that can increase your car insurance rates in Kenilworth PA. For example, the car insurance in Kenilworth after a DUI increases to $1078 for a six month policy. While the rate increases by $1187 for a six-month policy in the case of a speeding ticket.

Kenilworth auto insurance quotes by violations

Accident/Violation	Avg. 6 Mo Premium	Avg. Monthly Premium
None	$1187	$198
Cell phone violation	$1386	$235
Failure to wear a seat belt	$1386	$231
Failure to stop at a red light	$1399	$238
Illegal turn	$1399	$233
Improper passing	$1399	$238
Speeding in school zone	$1399	$233
Texting while driving	$1399	$238
Driving with expired registration	$1405	$234
Speeding 16 - 20 MPH over limit	$1405	$239
Wrong way/wrong lane	$1418	$237
Open container	$1501	$255
Reckless driving	$2188	$365
Racing	$2226	$378
DUI	$2265	$377
Driving with a suspended license	$2278	$388
Leaving scene of an accident/hit and run	$2297	$382

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Way Tip

Avoid Having A DUI On Your Driving Record.

A DUI can increase your car insurance rates—by $5,000 to $10,000 over five years. Speeding, reckless driving, and at-fault accidents also raise rates, staying on your record for 3–5 years, while DUIs/DWIs can impact you longer.

Car Insurance Rates in Kenilworth after a DUI

There may have been times when you drank but chose not to drive—a smart and responsible decision, as most states treat DUIs as a serious offense. Your car insurance rates can double after a DUI charge, making it harder to find affordable coverage in Kenilworth.

The cheapest car insurance premiums in Kenilworth are offered by American National P&C at $347 for a six-month policy. However, it can be as expensive as $2983 with companies like Nationwide.

Kenilworth car insurance quotes with a DUI

Company	Avg. 6 Mo. Premium	Avg. Monthly Premium
American National P&C	$347	$57
Travelers	$744	$125
Erie	$930	$157
Allstate	$1032	$174
Progressive	$1129	$190
State Farm	$1315	$221
USAA	$1322	$222
Nationwide	$2983	$502

Cheapest car insurance after a speeding ticket

One of the easiest ways to save money on car insurance is to stay within the speed limit. After a speeding violation, the cheapest car insurance premiums in Kenilworth are offered by Westfield at $135. However, it can be as expensive as $2079 with companies like Nationwide for a similar six-month premium.

Cheapest Car Insurance in Kenilworth after Speeding ticket

Company	Avg. 6 Mo. Premium	Avg. Monthly Premium
Westfield	$135	$23
Auto-Owners Insurance Co	$173	$29
Erie	$596	$100
State Farm	$764	$129
Travelers	$827	$139
USAA	$1226	$204
Allstate	$1462	$248
Progressive	$1758	$293
Nationwide	$2079	$353

Car Insurance Price Trends in Kenilworth, Pennsylvania

Car insurance rates in Kenilworth have fluctuated due to factors such as state regulations, inflation, and changing driving habits.

The average cost of full coverage in the Kenilworth rose by $198 in January compared to $183 of December. In other words, there has been an increase by $15 when you compare January and December.

The average cost of liability insurance in the Kenilworth rose to $49 in January, compared to $41 in December. This represents an increase of $8 when comparing January and December.

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Frequently Asked Questions

How much is car insurance in Kenilworth?

The car insurance in Kenilworth is $26 per month, which is lower than the national average.

What is the cheapest car insurance in Kenilworth?

The cheapest car insurance in Kenilworth is $66 per month for full coverage.

How much is car insurance in Kenilworth for teenagers?

Car insurance for teenagers costs $161 per 6 months. The rates for teen drivers are higher due to their lack of experience as drivers.

What's the average cost of car insurance in Kenilworth?

The average cost of car insurance is $813 for a six-month policy. It will cost around $147 per month to insure your car in Kenilworth.

Is car insurance expensive in Kenilworth?

Car insurance can be expensive in Kenilworth if your rating factors are not favorable. However, with a clean driving record and good credit score, car insurance rates in Kenilworth can be affordable.

Cheapest Car Insurance Quotes in Kenilworth

Why you can trust Way?

How Much Is Car Insurance in Kenilworth

Avg. Car Insurance in Kenilworth

Avg. Car Insurance in Pennsylvania

National Average

Cheapest Car Insurance Companies in Kenilworth

1st place: AutoOwners Insurance Co

2nd place: American National P&C

3rd place: Westfield

Kenilworth Car Insurance Rates by Company

Cheap Car Insurance Companies in Kenilworth, PA

Way's key takeaways about car insurance in Kenilworth

High Rates Shouldn’t Drive You Out of Pocket.

Cheapest Minimum Liability Car Insurance in Kenilworth

Cheapest Liability Coverage in Kenilworth, PA

Cheapest Full Coverage Car Insurance in Kenilworth

Cheapest Full Coverage Car Insurance Quotes in Kenilworth, PA

Don't Let Hidden Costs Drive You Crazy

Average Car Insurance in Kenilworth by Rating Factor

I have a clean driving record. Why is my car insurance rate here in Kenilworth, PA increasing?

Car Insurance Premiums by Age in Kenilworth

Cheapest Car Insurance Companies Based on Age Group

Cheapest Car Insurance Rates for Teen Drivers in Kenilworth,PA

If you are in your twenties N/A is the best choice for car insurance in Kenilworth.

Car Insurance Rates by Credit Score & Driving History

Cheapest Car Insurance Companies for Bad Credit

Escape the Trap of Rising Insurance Costs.

Car Insurance Rates with An Accident in Kenilworth

Cheapest Car Insurance Companies after an At-Fault Accident in Kenilworth

Kenilworth Car Insurance Rates by Violation

Kenilworth auto insurance quotes by violations

Your Wallet Deserves Better. Seriously.

Avoid Having A DUI On Your Driving Record.

Car Insurance Rates in Kenilworth after a DUI

Kenilworth car insurance quotes with a DUI

Cheapest car insurance after a speeding ticket

Cheapest Car Insurance in Kenilworth after Speeding ticket

Car Insurance Price Trends in Kenilworth, Pennsylvania

Average Car Insurance Cost in Kenilworth by ZIP Code

Frequently Asked Questions

Tired of Insane Auto Insurance Bills? Us Too!

Find Car Insurance Rates in Cities Near Kenilworth, PA

Car Insurance Rates by State in the USA (2025 Update)

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