Cheapest Car Insurance Quotes in Van Voorhis

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Van Voorhis Car Insurance

^$ 24

/mo

Written by Sara Sam

Edited by Renee Martin

Why you can trust Way?

The auto insurance rates published in this guide are based on the results of research completed by Way’s data team. Using a mix of public and internal data, we analyzed millions of rate averages across U.S. ZIP codes. These rates were publicly sourced from insurer filings and should be used for comparative purposes only — your own quotes will differ. Given this, it’s important to go through our insurance steps form to find how much you can save with Way.

Table of Contents

How Much Is Car Insurance in Van Voorhis

The car insurance rate in Van Voorhis is $821 for a six-month policy, which is $8 higher than the higher than the state average. Root Insurance Company offers the lowest rates in the city at $372, making it a popular choice for budget-conscious drivers. Rates in Van Voorhis can vary depending on your age, driving record, and coverage level, so not every driver will pay the same amount. Choosing a higher deductible, maintaining a clean driving history, and comparing quotes from multiple insurers can help you find better deals and save money over time.

Avg. Car Insurance in Van Voorhis

$821

Avg. Car Insurance in Pennsylvania

$813

National Average

$1278

Cheapest Car Insurance Companies in Van Voorhis

1st place: AutoOwners Insurance Co

At $372 for a six month policy, AutoOwners Insurance Co offers the cheapest auto insurance rates in the city.

2nd place: American National P&C

American National P&C offers auto insurance rates at $516 for a six-month policy, making it one of the cheapest to insure with.

3rd place: Westfield

Westfield offers auto insurance rates at $618 for six months, making it the third cheapest auto insurance company in Van Voorhis.

Van Voorhis Car Insurance Rates by Company

Based on our research, the cheapest car insurance company in Van Voorhis, PA is AutoOwners Insurance Co, offering policies at just $372 for a six-month term. This is followed by American National P&C, which has an average six-month premium of $516.

At the higher end of the spectrum, Encompass is the most expensive, with rates reaching $984 for a six-month policy. Rates can vary widely by driver, but comparing quotes from multiple companies can help Van Voorhis drivers find the best deals.

Cheap Car Insurance Companies in Van Voorhis, PA

Company	Avg. 6 Mo. Premium	Avg. Monthly Premium
Auto-Owners Insurance Co	$372	$62
American National P&C	$516	$88
Westfield	$618	$103
Travelers	$666	$112
Erie	$810	$136
Nationwide	$942	$159
State Farm	$960	$162
Allstate	$1068	$180
USAA	$1134	$191
Progressive	$1410	$237
Auto-Owners	$384	$66
Encompass	$984	$164

Key Takeaways

Way's key takeaways about car insurance in Van Voorhis

The auto insurance costs in Van Voorhis fall around $372 for six months.
The cheapest auto insurance company in Van Voorhis is Westfield.
Teen drivers pay the highest rate in Van Voorhis at $734 per month.

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Cheapest Minimum Liability Car Insurance in Van Voorhis

Since car insurance is a critical requirement for owning a car, you must have minimum liability car insurance. The cheapest car insurance companies for minimum coverage in Van Voorhis are given below.

Westfield provides the cheapest minimum car insurance coverage in Van Voorhis. Their Average 6 Month Premium is $144. AutoOwners is the most expensive at $78 for the same period.

Cheapest Liability Coverage in Van Voorhis, PA

Company	Avg. 6 Mo. Premium	Avg. Monthly Premium
Westfield	$144	$24
Auto-Owners Insurance Co	$150	$25
Erie	$192	$32
American National P&C	$198	$33
Chubb	$210	$35
Travelers	$222	$37
USAA	$264	$44
State Farm	$276	$46
Nationwide	$354	$60
Progressive	$402	$68
Allstate	$540	$91
Auto-Owners	$78	$13

Cheapest Full Coverage Car Insurance in Van Voorhis

One might think that minimum coverage is only required when insuring your car insurance. However, having full coverage car insurance in any city is certainly a wise choice as it offers better coverage and protection. Our best pick for the cheapest auto insurance quotes in Van Voorhis is AutoOwners Insurance Co at $62 per month and $372 for six months.

Cheapest Full Coverage Car Insurance Quotes in Van Voorhis, PA

Company	Avg. 6 Mo. Premium	Avg. Monthly Premium
Auto-Owners Insurance Co	$372	$62
American National P&C	$516	$88
Westfield	$618	$103
Travelers	$666	$112
Erie	$810	$136
Nationwide	$942	$159
State Farm	$960	$162
Allstate	$1068	$180
USAA	$1134	$191
Progressive	$1410	$237
Auto-Owners	$384	$66
Encompass	$984	$164

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Average Car Insurance in Van Voorhis by Rating Factor

The car insurance rates for two people under the same ZIP code will mostly be different. This is mostly because insurance rates are calculated based on several rating factors. These rating factors include the driver's age, gender, marital status, driving and claims history, credit score, location, type of vehicle, and coverage levels.

I have a clean driving record. Why is my car insurance rate here in Van Voorhis, PA increasing?

Despite maintaining a clean driving record, your car insurance rates in Van Voorhis, Pennsylvania, may be increasing due to several external factors. Pennsylvania has experienced significant rate hikes recently, with average premiums rising by 25.5% in 2023, largely attributed to higher claims volumes and inflation.

Additionally, Van Voorhis's high urban population density, raised auto theft rates, and frequent natural disasters contribute to increased insurance costs.

Car Insurance Premiums by Age in Van Voorhis

It is quite evident why teen drivers pay the highest car insurance rates in any city. Their lack of experience and increased accident rates make them a highly risky category. However, as you grow older, your car insurance rates will decrease. So, it is better to not have separate policies for teens; instead, add them to their parents' policies.

Cheapest Car Insurance Companies Based on Age Group

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Cheapest Car Insurance Rates for Teen Drivers in Van Voorhis,PA

If you are planning to get a car insurance policy for your teenage dependent, Westfield provides the cheapest car insurance in the Van Voorhis at $25 per month. At $4404 for a six-month premium, Nationwide offers the most expensive rate for teen drivers.

Company	Avg. 6 Mo. Premium	Avg. Monthly Premium
Westfield	$150	$25
Auto-Owners Insurance Co	$174	$29
American National P&C	$228	$38
Chubb	$251	$42
Erie	$1032	$174
Travelers	$1188	$200
State Farm	$1710	$288
USAA	$1998	$339
Allstate	$2604	$434
Progressive	$2610	$443
Nationwide	$4404	$734

Teen Car Insurance Rates in PA by Age

Car Insurance Rates by Credit Score & Driving History

Similar to your driving history, your financial history also plays a key role in determining your auto insurance rates. A low credit score would mean a lapse in payment and increased chances of filing claims, which results in higher auto insurance rates. Therefore, the higher the credit score, the lower the car insurance rates will be.

Cheapest Car Insurance Companies for Bad Credit

For those with poor credit scores in Van Voorhis, Westfield is the cheapest car insurance provider. At $234 for a six-month premium, they offer the best rates in the city. The most expensive auto insurance rate for drivers with bad credit in Van Voorhis is State Farm, offering rates of around $4787 for six months.

Company	Avg. 6 Mo. Premium	Avg. Monthly Premium
Westfield	$234	$39
Auto-Owners Insurance Co	$240	$40
Chubb	$282	$47
American National P&C	$318	$55
USAA	$1026	$171
Nationwide	$1068	$180
Erie	$1872	$312
Allstate	$2255	$384
Travelers	$2459	$410
Progressive	$2748	$468
State Farm	$4787	$798

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Car Insurance Rates with An Accident in Van Voorhis

Both accidents and the resulting increase in insurance rates are often beyond our control. When you’re involved in an accident, you become riskier to insure, consequently increasing the rates. In Van Voorhis, PA, accidents can lead to significant hikes in your premiums.

Cheapest Car Insurance Companies after an At-Fault Accident in Van Voorhis

The cheapest car insurance companies after an at-fault accident in Van Voorhis include Westfield and AutoOwners Insurance Co, offering $210 and $240, respectively. Donegal is an expensive provider with an average six-month premium of $234.

Company	Avg. 6 Mo. Premium	Avg. Monthly Premium
Westfield	$210	$35
Auto-Owners Insurance Co	$240	$40
Chubb	$282	$47
American National P&C	$288	$48
Erie	$480	$81
State Farm	$558	$94
Travelers	$666	$112
USAA	$864	$145
Nationwide	$1326	$225
Allstate	$1368	$228
Progressive	$1620	$276
Auto-Owners	$78	$13
Donegal	$234	$39

Van Voorhis Car Insurance Rates by Violation

Here is a list of driving violations that can increase your car insurance rates in Van Voorhis PA. For example, the car insurance in Van Voorhis after a DUI increases to $1008 for a six month policy. While the rate increases by $1110 for a six-month policy in the case of a speeding ticket.

Van Voorhis auto insurance quotes by violations

Accident/Violation	Avg. 6 Mo Premium	Avg. Monthly Premium
None	$1110	$185
Cell phone violation	$1296	$220
Failure to wear a seat belt	$1296	$216
Failure to stop at a red light	$1308	$222
Illegal turn	$1308	$218
Improper passing	$1308	$222
Speeding in school zone	$1308	$218
Texting while driving	$1308	$222
Driving with expired registration	$1314	$219
Speeding 16 - 20 MPH over limit	$1314	$223
Wrong way/wrong lane	$1326	$221
Open container	$1404	$238
Reckless driving	$2046	$341
Racing	$2082	$354
DUI	$2118	$352
Driving with a suspended license	$2130	$363
Leaving scene of an accident/hit and run	$2148	$358

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Way Tip

Avoid Having A DUI On Your Driving Record.

A DUI can increase your car insurance rates—by $5,000 to $10,000 over five years. Speeding, reckless driving, and at-fault accidents also raise rates, staying on your record for 3–5 years, while DUIs/DWIs can impact you longer.

Car Insurance Rates in Van Voorhis after a DUI

There may have been times when you drank but chose not to drive—a smart and responsible decision, as most states treat DUIs as a serious offense. Your car insurance rates can double after a DUI charge, making it harder to find affordable coverage in Van Voorhis.

The cheapest car insurance premiums in Van Voorhis are offered by American National P&C at $324 for a six-month policy. However, it can be as expensive as $2790 with companies like Nationwide.

Van Voorhis car insurance quotes with a DUI

Company	Avg. 6 Mo. Premium	Avg. Monthly Premium
American National P&C	$324	$54
Travelers	$696	$117
Erie	$870	$146
Allstate	$966	$163
Progressive	$1055	$178
State Farm	$1230	$207
USAA	$1236	$208
Nationwide	$2790	$470

Cheapest car insurance after a speeding ticket

One of the easiest ways to save money on car insurance is to stay within the speed limit. After a speeding violation, the cheapest car insurance premiums in Van Voorhis are offered by Westfield at $126. However, it can be as expensive as $1944 with companies like Nationwide for a similar six-month premium.

Cheapest Car Insurance in Van Voorhis after Speeding ticket

Company	Avg. 6 Mo. Premium	Avg. Monthly Premium
Westfield	$126	$21
Auto-Owners Insurance Co	$162	$27
Erie	$558	$94
State Farm	$714	$120
Travelers	$774	$130
USAA	$1146	$191
Allstate	$1368	$232
Progressive	$1644	$274
Nationwide	$1944	$330

Car Insurance Price Trends in Van Voorhis, Pennsylvania

Car insurance rates in Van Voorhis have fluctuated due to factors such as state regulations, inflation, and changing driving habits.

The average cost of full coverage in the Van Voorhis rose by $185 in January compared to $171 of December. In other words, there has been an increase by $14 when you compare January and December.

The average cost of liability insurance in the Van Voorhis rose to $45 in January, compared to $38 in December. This represents an increase of $7 when comparing January and December.

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Frequently Asked Questions

How much is car insurance in Van Voorhis?

The car insurance in Van Voorhis is $24 per month, which is lower than the national average.

What is the cheapest car insurance in Van Voorhis?

The cheapest car insurance in Van Voorhis is $62 per month for full coverage.

How much is car insurance in Van Voorhis for teenagers?

Car insurance for teenagers costs $150 per 6 months. The rates for teen drivers are higher due to their lack of experience as drivers.

What's the average cost of car insurance in Van Voorhis?

The average cost of car insurance is $813 for a six-month policy. It will cost around $137 per month to insure your car in Van Voorhis.

Is car insurance expensive in Van Voorhis?

Car insurance can be expensive in Van Voorhis if your rating factors are not favorable. However, with a clean driving record and good credit score, car insurance rates in Van Voorhis can be affordable.

Cheapest Car Insurance Quotes in Van Voorhis

Why you can trust Way?

How Much Is Car Insurance in Van Voorhis

Avg. Car Insurance in Van Voorhis

Avg. Car Insurance in Pennsylvania

National Average

Cheapest Car Insurance Companies in Van Voorhis

1st place: AutoOwners Insurance Co

2nd place: American National P&C

3rd place: Westfield

Van Voorhis Car Insurance Rates by Company

Cheap Car Insurance Companies in Van Voorhis, PA

Way's key takeaways about car insurance in Van Voorhis

High Rates Shouldn’t Drive You Out of Pocket.

Cheapest Minimum Liability Car Insurance in Van Voorhis

Cheapest Liability Coverage in Van Voorhis, PA

Cheapest Full Coverage Car Insurance in Van Voorhis

Cheapest Full Coverage Car Insurance Quotes in Van Voorhis, PA

Don't Let Hidden Costs Drive You Crazy

Average Car Insurance in Van Voorhis by Rating Factor

I have a clean driving record. Why is my car insurance rate here in Van Voorhis, PA increasing?

Car Insurance Premiums by Age in Van Voorhis

Cheapest Car Insurance Companies Based on Age Group

Cheapest Car Insurance Rates for Teen Drivers in Van Voorhis,PA

If you are in your twenties N/A is the best choice for car insurance in Van Voorhis.

Car Insurance Rates by Credit Score & Driving History

Cheapest Car Insurance Companies for Bad Credit

Escape the Trap of Rising Insurance Costs.

Car Insurance Rates with An Accident in Van Voorhis

Cheapest Car Insurance Companies after an At-Fault Accident in Van Voorhis

Van Voorhis Car Insurance Rates by Violation

Van Voorhis auto insurance quotes by violations

Your Wallet Deserves Better. Seriously.

Avoid Having A DUI On Your Driving Record.

Car Insurance Rates in Van Voorhis after a DUI

Van Voorhis car insurance quotes with a DUI

Cheapest car insurance after a speeding ticket

Cheapest Car Insurance in Van Voorhis after Speeding ticket

Car Insurance Price Trends in Van Voorhis, Pennsylvania

Average Car Insurance Cost in Van Voorhis by ZIP Code

Frequently Asked Questions

Tired of Insane Auto Insurance Bills? Us Too!

Find Car Insurance Rates in Cities Near Van Voorhis, PA

Car Insurance Rates by State in the USA (2025 Update)

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