Cheapest Car Insurance Quotes in East Lansdowne

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East Lansdowne Car Insurance

^$ 22

/mo

Written by Sara Sam

Edited by Renee Martin

Why you can trust Way?

The auto insurance rates published in this guide are based on the results of research completed by Way’s data team. Using a mix of public and internal data, we analyzed millions of rate averages across U.S. ZIP codes. These rates were publicly sourced from insurer filings and should be used for comparative purposes only — your own quotes will differ. Given this, it’s important to go through our insurance steps form to find how much you can save with Way.

Table of Contents

How Much Is Car Insurance in East Lansdowne

The car insurance rate in East Lansdowne is $1330 for a six-month policy, which is $543 higher than the higher than the state average. Root Insurance Company offers the lowest rates in the city at $622, making it a popular choice for budget-conscious drivers. Rates in East Lansdowne can vary depending on your age, driving record, and coverage level, so not every driver will pay the same amount. Choosing a higher deductible, maintaining a clean driving history, and comparing quotes from multiple insurers can help you find better deals and save money over time.

Avg. Car Insurance in East Lansdowne

$1330

Avg. Car Insurance in Pennsylvania

$787

National Average

$1140

Cheapest Car Insurance Companies in East Lansdowne

1st place: AutoOwners Insurance Co

At $622 for a six month policy, AutoOwners Insurance Co offers the cheapest auto insurance rates in the city.

2nd place: AutoOwners

AutoOwners offers auto insurance rates at $642 for a six-month policy, making it one of the cheapest to insure with.

3rd place: American National P&C

American National P&C offers auto insurance rates at $864 for six months, making it the third cheapest auto insurance company in East Lansdowne.

East Lansdowne Car Insurance Rates by Company

Based on our research, the cheapest car insurance company in East Lansdowne, PA is AutoOwners Insurance Co, offering policies at just $622 for a six-month term. This is followed by AutoOwners, which has an average six-month premium of $642.

At the higher end of the spectrum, Progressive is the most expensive, with rates reaching $2268 for a six-month policy. Rates can vary widely by driver, but comparing quotes from multiple companies can help East Lansdowne drivers find the best deals.

Cheap Car Insurance Companies in East Lansdowne, PA

Company	Avg. 6 Mo. Premium	Avg. Monthly Premium
Auto-Owners Insurance Co	$622	$103
Auto-Owners	$642	$110
American National P&C	$864	$144
Travelers	$933	$157
Westfield	$1034	$172
Erie	$1355	$228
State Farm	$1416	$238
Nationwide	$1455	$245
Encompass	$1646	$274
Allstate	$1786	$301
USAA	$1947	$328
Progressive	$2268	$382

Key Takeaways

Way's key takeaways about car insurance in East Lansdowne

The auto insurance costs in East Lansdowne fall around $622 for six months.
The cheapest auto insurance company in East Lansdowne is AutoOwners.
Teen drivers pay the highest rate in East Lansdowne at $1058 per month.

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Save up to $971/yr with our auto insurance quotes

Cheapest Minimum Liability Car Insurance in East Lansdowne

Since car insurance is a critical requirement for owning a car, you must have minimum liability car insurance. The cheapest car insurance companies for minimum coverage in East Lansdowne are given below.

AutoOwners provides the cheapest minimum car insurance coverage in East Lansdowne. Their Average 6 Month Premium is $130. Allstate is the most expensive at $833 for the same period.

Cheapest Liability Coverage in East Lansdowne, PA

Company	Avg. 6 Mo. Premium	Avg. Monthly Premium
Auto-Owners	$130	$22
Westfield	$242	$41
Auto-Owners Insurance Co	$252	$42
Travelers	$301	$51
Erie	$321	$54
American National P&C	$331	$56
Chubb	$352	$59
State Farm	$421	$71
USAA	$421	$71
Progressive	$451	$76
Nationwide	$522	$86
Allstate	$833	$142

Cheapest Full Coverage Car Insurance in East Lansdowne

One might think that minimum coverage is only required when insuring your car insurance. However, having full coverage car insurance in any city is certainly a wise choice as it offers better coverage and protection. Our best pick for the cheapest auto insurance quotes in East Lansdowne is AutoOwners Insurance Co at $103 per month and $622 for six months.

Cheapest Full Coverage Car Insurance Quotes in East Lansdowne, PA

Company	Avg. 6 Mo. Premium	Avg. Monthly Premium
Auto-Owners Insurance Co	$622	$103
Auto-Owners	$642	$110
American National P&C	$864	$144
Travelers	$933	$157
Westfield	$1034	$172
Erie	$1355	$228
State Farm	$1416	$238
Nationwide	$1455	$245
Encompass	$1646	$274
Allstate	$1786	$301
USAA	$1947	$328
Progressive	$2268	$382

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Average Car Insurance in East Lansdowne by Rating Factor

The car insurance rates for two people under the same ZIP code will mostly be different. This is mostly because insurance rates are calculated based on several rating factors. These rating factors include the driver's age, gender, marital status, driving and claims history, credit score, location, type of vehicle, and coverage levels.

I have a clean driving record. Why is my car insurance rate here in East Lansdowne, PA increasing?

Despite maintaining a clean driving record, your car insurance rates in East Lansdowne, Pennsylvania, may be increasing due to several external factors. Pennsylvania has experienced significant rate hikes recently, with average premiums rising by 25.5% in 2023, largely attributed to higher claims volumes and inflation.

Additionally, East Lansdowne's high urban population density, raised auto theft rates, and frequent natural disasters contribute to increased insurance costs.

Car Insurance Premiums by Age in East Lansdowne

It is quite evident why teen drivers pay the highest car insurance rates in any city. Their lack of experience and increased accident rates make them a highly risky category. However, as you grow older, your car insurance rates will decrease. So, it is better to not have separate policies for teens; instead, add them to their parents' policies.

Cheapest Car Insurance Companies Based on Age Group

Age Group	Cheapest Companies	Avg. 6 Mo. Premium
20s	Travelers	$953
30s	Travelers	$659
40s	Travelers	$620
50s	Travelers	$593
60s	Travelers	$593
70s	Travelers	$698

Cheapest Car Insurance Rates for Teen Drivers in East Lansdowne,PA

If you are planning to get a car insurance policy for your teenage dependent, Westfield provides the cheapest car insurance in the East Lansdowne at $42 per month. At $6224 for a six-month premium, Nationwide offers the most expensive rate for teen drivers.

Company	Avg. 6 Mo. Premium	Avg. Monthly Premium
Westfield	$252	$42
Auto-Owners Insurance Co	$291	$49
American National P&C	$382	$64
Chubb	$421	$71
Travelers	$1205	$203
Erie	$1475	$248
State Farm	$2018	$340
USAA	$2650	$441
Allstate	$4436	$754
Progressive	$6143	$1024
Nationwide	$6224	$1058

Teen Car Insurance Rates in PA by Age

Way Tip

If you are in your twenties Travelers is the best choice for car insurance in East Lansdowne.

As young drivers face the highest rates in East Lansdowne, Travelers offers the cheapest auto insurance rates at $953 for six months.

Car Insurance Rates by Credit Score & Driving History

Similar to your driving history, your financial history also plays a key role in determining your auto insurance rates. A low credit score would mean a lapse in payment and increased chances of filing claims, which results in higher auto insurance rates. Therefore, the higher the credit score, the lower the car insurance rates will be.

Cheapest Car Insurance Companies for Bad Credit

For those with poor credit scores in East Lansdowne, Westfield is the cheapest car insurance provider. At $392 for a six-month premium, they offer the best rates in the city. The most expensive auto insurance rate for drivers with bad credit in East Lansdowne is State Farm, offering rates of around $5391 for six months.

Company	Avg. 6 Mo. Premium	Avg. Monthly Premium
Westfield	$392	$66
Auto-Owners Insurance Co	$402	$68
Chubb	$472	$79
American National P&C	$532	$91
USAA	$1526	$254
Nationwide	$1546	$260
Erie	$2459	$411
Travelers	$2790	$475
Allstate	$3755	$625
Progressive	$4135	$703
State Farm	$5391	$899

Escape the Trap of Rising Insurance Costs.

Save up to $971/yr on car insurance rates in East Lansdowne.

Car Insurance Rates with An Accident in East Lansdowne

Both accidents and the resulting increase in insurance rates are often beyond our control. When you’re involved in an accident, you become riskier to insure, consequently increasing the rates. In East Lansdowne, PA, accidents can lead to significant hikes in your premiums.

Cheapest Car Insurance Companies after an At-Fault Accident in East Lansdowne

The cheapest car insurance companies after an at-fault accident in East Lansdowne include AutoOwners and Westfield, offering $130 and $352, respectively. Allstate is an expensive provider with an average six-month premium of $2288.

Company	Avg. 6 Mo. Premium	Avg. Monthly Premium
Auto-Owners	$130	$22
Westfield	$352	$59
Donegal	$392	$66
Auto-Owners Insurance Co	$402	$68
Chubb	$472	$79
American National P&C	$482	$81
Erie	$602	$101
Travelers	$723	$122
State Farm	$744	$125
USAA	$1315	$221
Progressive	$1416	$238
Nationwide	$1867	$311
Allstate	$2288	$389

East Lansdowne Car Insurance Rates by Violation

Here is a list of driving violations that can increase your car insurance rates in East Lansdowne PA. For example, the car insurance in East Lansdowne after a DUI increases to $1687 for a six month policy. While the rate increases by $1857 for a six-month policy in the case of a speeding ticket.

East Lansdowne auto insurance quotes by violations

Accident/Violation	Avg. 6 Mo Premium	Avg. Monthly Premium
None	$1857	$309
Cell phone violation	$2168	$368
Failure to wear a seat belt	$2168	$362
Failure to stop at a red light	$2189	$372
Illegal turn	$2189	$365
Improper passing	$2189	$372
Speeding in school zone	$2189	$365
Texting while driving	$2189	$372
Driving with expired registration	$2199	$367
Speeding 16 - 20 MPH over limit	$2199	$373
Wrong way/wrong lane	$2219	$370
Open container	$2349	$399
Reckless driving	$3424	$571
Racing	$3483	$592
DUI	$3544	$590
Driving with a suspended license	$3564	$607
Leaving scene of an accident/hit and run	$3595	$598

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Way Tip

Avoid Having A DUI On Your Driving Record.

A DUI can increase your car insurance rates—by $5,000 to $10,000 over five years. Speeding, reckless driving, and at-fault accidents also raise rates, staying on your record for 3–5 years, while DUIs/DWIs can impact you longer.

Car Insurance Rates in East Lansdowne after a DUI

There may have been times when you drank but chose not to drive—a smart and responsible decision, as most states treat DUIs as a serious offense. Your car insurance rates can double after a DUI charge, making it harder to find affordable coverage in East Lansdowne.

The cheapest car insurance premiums in East Lansdowne are offered by American National P&C at $542 for a six-month policy. However, it can be as expensive as $4206 with companies like Nationwide.

East Lansdowne car insurance quotes with a DUI

Company	Avg. 6 Mo. Premium	Avg. Monthly Premium
American National P&C	$542	$90
Travelers	$853	$144
Erie	$1264	$213
Allstate	$1616	$272
Progressive	$1707	$287
State Farm	$1717	$289
USAA	$1796	$303
Nationwide	$4206	$708

Cheapest car insurance after a speeding ticket

One of the easiest ways to save money on car insurance is to stay within the speed limit. After a speeding violation, the cheapest car insurance premiums in East Lansdowne are offered by Westfield at $211. However, it can be as expensive as $2721 with companies like Nationwide for a similar six-month premium.

Cheapest Car Insurance in East Lansdowne after Speeding ticket

Company	Avg. 6 Mo. Premium	Avg. Monthly Premium
Westfield	$211	$35
Auto-Owners Insurance Co	$270	$46
Erie	$772	$130
Travelers	$772	$130
State Farm	$884	$149
USAA	$1707	$291
Allstate	$2288	$382
Progressive	$2429	$412
Nationwide	$2721	$453

Car Insurance Price Trends in East Lansdowne, Pennsylvania

Car insurance rates in East Lansdowne have fluctuated due to factors such as state regulations, inflation, and changing driving habits.

The average cost of full coverage in the East Lansdowne rose by $282 in December compared to $272 of November. In other words, there has been an increase by $10 when you compare December and November.

The average cost of liability insurance in the East Lansdowne remained steady at $63 in both December and November, indicating no change over the two month period.

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Frequently Asked Questions

How much is car insurance in East Lansdowne?

The car insurance in East Lansdowne is $22 per month, which is lower than the national average.

What is the cheapest car insurance in East Lansdowne?

The cheapest car insurance in East Lansdowne is $103 per month for full coverage.

How much is car insurance in East Lansdowne for teenagers?

Car insurance for teenagers costs $252 per 6 months. The rates for teen drivers are higher due to their lack of experience as drivers.

What's the average cost of car insurance in East Lansdowne?

The average cost of car insurance is $787 for a six-month policy. It will cost around $223 per month to insure your car in East Lansdowne.

Is car insurance expensive in East Lansdowne?

Car insurance can be expensive in East Lansdowne if your rating factors are not favorable. However, with a clean driving record and good credit score, car insurance rates in East Lansdowne can be affordable.

Cheapest Car Insurance Quotes in East Lansdowne

Why you can trust Way?

How Much Is Car Insurance in East Lansdowne

Avg. Car Insurance in East Lansdowne

Avg. Car Insurance in Pennsylvania

National Average

Cheapest Car Insurance Companies in East Lansdowne

1st place: AutoOwners Insurance Co

2nd place: AutoOwners

3rd place: American National P&C

East Lansdowne Car Insurance Rates by Company

Cheap Car Insurance Companies in East Lansdowne, PA

Way's key takeaways about car insurance in East Lansdowne

High Rates Shouldn’t Drive You Out of Pocket.

Cheapest Minimum Liability Car Insurance in East Lansdowne

Cheapest Liability Coverage in East Lansdowne, PA

Cheapest Full Coverage Car Insurance in East Lansdowne

Cheapest Full Coverage Car Insurance Quotes in East Lansdowne, PA

Don't Let Hidden Costs Drive You Crazy

Average Car Insurance in East Lansdowne by Rating Factor

I have a clean driving record. Why is my car insurance rate here in East Lansdowne, PA increasing?

Car Insurance Premiums by Age in East Lansdowne

Cheapest Car Insurance Companies Based on Age Group

Cheapest Car Insurance Rates for Teen Drivers in East Lansdowne,PA

If you are in your twenties Travelers is the best choice for car insurance in East Lansdowne.

Car Insurance Rates by Credit Score & Driving History

Cheapest Car Insurance Companies for Bad Credit

Escape the Trap of Rising Insurance Costs.

Car Insurance Rates with An Accident in East Lansdowne

Cheapest Car Insurance Companies after an At-Fault Accident in East Lansdowne

East Lansdowne Car Insurance Rates by Violation

East Lansdowne auto insurance quotes by violations

Your Wallet Deserves Better. Seriously.

Avoid Having A DUI On Your Driving Record.

Car Insurance Rates in East Lansdowne after a DUI

East Lansdowne car insurance quotes with a DUI

Cheapest car insurance after a speeding ticket

Cheapest Car Insurance in East Lansdowne after Speeding ticket

Car Insurance Price Trends in East Lansdowne, Pennsylvania

Average Car Insurance Cost in East Lansdowne by ZIP Code

Frequently Asked Questions

Tired of Insane Auto Insurance Bills? Us Too!

Find Car Insurance Rates in Cities Near East Lansdowne, PA

Car Insurance Rates by State in the USA (2025 Update)

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Data Sources