Cheapest Car Insurance Quotes in Lansdowne

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Lansdowne Car Insurance

^$ 21

/mo

Written by Sara Sam

Edited by Renee Martin

Why you can trust Way?

The auto insurance rates published in this guide are based on the results of research completed by Way’s data team. Using a mix of public and internal data, we analyzed millions of rate averages across U.S. ZIP codes. These rates were publicly sourced from insurer filings and should be used for comparative purposes only — your own quotes will differ. Given this, it’s important to go through our insurance steps form to find how much you can save with Way.

Table of Contents

How Much Is Car Insurance in Lansdowne

The car insurance rate in Lansdowne is $1299 for a six-month policy, which is $512 higher than the higher than the state average. Root Insurance Company offers the lowest rates in the city at $607, making it a popular choice for budget-conscious drivers. Rates in Lansdowne can vary depending on your age, driving record, and coverage level, so not every driver will pay the same amount. Choosing a higher deductible, maintaining a clean driving history, and comparing quotes from multiple insurers can help you find better deals and save money over time.

Avg. Car Insurance in Lansdowne

$1299

Avg. Car Insurance in Pennsylvania

$787

National Average

$1140

Cheapest Car Insurance Companies in Lansdowne

1st place: AutoOwners Insurance Co

At $607 for a six month policy, AutoOwners Insurance Co offers the cheapest auto insurance rates in the city.

2nd place: AutoOwners

AutoOwners offers auto insurance rates at $627 for a six-month policy, making it one of the cheapest to insure with.

3rd place: American National P&C

American National P&C offers auto insurance rates at $843 for six months, making it the third cheapest auto insurance company in Lansdowne.

Lansdowne Car Insurance Rates by Company

Based on our research, the cheapest car insurance company in Lansdowne, PA is AutoOwners Insurance Co, offering policies at just $607 for a six-month term. This is followed by AutoOwners, which has an average six-month premium of $627.

At the higher end of the spectrum, Progressive is the most expensive, with rates reaching $2214 for a six-month policy. Rates can vary widely by driver, but comparing quotes from multiple companies can help Lansdowne drivers find the best deals.

Cheap Car Insurance Companies in Lansdowne, PA

Company	Avg. 6 Mo. Premium	Avg. Monthly Premium
Auto-Owners Insurance Co	$607	$101
Auto-Owners	$627	$107
American National P&C	$843	$140
Travelers	$911	$153
Westfield	$1010	$168
Erie	$1323	$223
State Farm	$1383	$233
Nationwide	$1421	$239
Encompass	$1607	$267
Allstate	$1744	$294
USAA	$1901	$320
Progressive	$2214	$373

Key Takeaways

Way's key takeaways about car insurance in Lansdowne

The auto insurance costs in Lansdowne fall around $607 for six months.
The cheapest auto insurance company in Lansdowne is AutoOwners.
Teen drivers pay the highest rate in Lansdowne at $1033 per month.

High Rates Shouldn’t Drive You Out of Pocket.

Save up to $971/yr with our auto insurance quotes

Cheapest Minimum Liability Car Insurance in Lansdowne

Since car insurance is a critical requirement for owning a car, you must have minimum liability car insurance. The cheapest car insurance companies for minimum coverage in Lansdowne are given below.

AutoOwners provides the cheapest minimum car insurance coverage in Lansdowne. Their Average 6 Month Premium is $127. Allstate is the most expensive at $813 for the same period.

Cheapest Liability Coverage in Lansdowne, PA

Company	Avg. 6 Mo. Premium	Avg. Monthly Premium
Auto-Owners	$127	$21
Westfield	$236	$40
Auto-Owners Insurance Co	$246	$41
Travelers	$294	$50
Erie	$314	$53
American National P&C	$323	$54
Chubb	$343	$58
State Farm	$411	$69
USAA	$411	$69
Progressive	$441	$74
Nationwide	$510	$84
Allstate	$813	$139

Cheapest Full Coverage Car Insurance in Lansdowne

One might think that minimum coverage is only required when insuring your car insurance. However, having full coverage car insurance in any city is certainly a wise choice as it offers better coverage and protection. Our best pick for the cheapest auto insurance quotes in Lansdowne is AutoOwners Insurance Co at $101 per month and $607 for six months.

Cheapest Full Coverage Car Insurance Quotes in Lansdowne, PA

Company	Avg. 6 Mo. Premium	Avg. Monthly Premium
Auto-Owners Insurance Co	$607	$101
Auto-Owners	$627	$107
American National P&C	$843	$140
Travelers	$911	$153
Westfield	$1010	$168
Erie	$1323	$223
State Farm	$1383	$233
Nationwide	$1421	$239
Encompass	$1607	$267
Allstate	$1744	$294
USAA	$1901	$320
Progressive	$2214	$373

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Average Car Insurance in Lansdowne by Rating Factor

The car insurance rates for two people under the same ZIP code will mostly be different. This is mostly because insurance rates are calculated based on several rating factors. These rating factors include the driver's age, gender, marital status, driving and claims history, credit score, location, type of vehicle, and coverage levels.

I have a clean driving record. Why is my car insurance rate here in Lansdowne, PA increasing?

Despite maintaining a clean driving record, your car insurance rates in Lansdowne, Pennsylvania, may be increasing due to several external factors. Pennsylvania has experienced significant rate hikes recently, with average premiums rising by 25.5% in 2023, largely attributed to higher claims volumes and inflation.

Additionally, Lansdowne's high urban population density, raised auto theft rates, and frequent natural disasters contribute to increased insurance costs.

Car Insurance Premiums by Age in Lansdowne

It is quite evident why teen drivers pay the highest car insurance rates in any city. Their lack of experience and increased accident rates make them a highly risky category. However, as you grow older, your car insurance rates will decrease. So, it is better to not have separate policies for teens; instead, add them to their parents' policies.

Cheapest Car Insurance Companies Based on Age Group

Age Group	Cheapest Companies	Avg. 6 Mo. Premium
20s	Travelers	$931
30s	Travelers	$644
40s	Travelers	$606
50s	Travelers	$579
60s	Travelers	$579
70s	Travelers	$681

Cheapest Car Insurance Rates for Teen Drivers in Lansdowne,PA

If you are planning to get a car insurance policy for your teenage dependent, Westfield provides the cheapest car insurance in the Lansdowne at $41 per month. At $6077 for a six-month premium, Nationwide offers the most expensive rate for teen drivers.

Company	Avg. 6 Mo. Premium	Avg. Monthly Premium
Westfield	$246	$41
Auto-Owners Insurance Co	$284	$48
American National P&C	$373	$63
Chubb	$411	$69
Travelers	$1176	$198
Erie	$1440	$243
State Farm	$1970	$332
USAA	$2587	$431
Allstate	$4331	$736
Progressive	$5998	$1000
Nationwide	$6077	$1033

Teen Car Insurance Rates in PA by Age

Way Tip

If you are in your twenties Travelers is the best choice for car insurance in Lansdowne.

As young drivers face the highest rates in Lansdowne, Travelers offers the cheapest auto insurance rates at $931 for six months.

Car Insurance Rates by Credit Score & Driving History

Similar to your driving history, your financial history also plays a key role in determining your auto insurance rates. A low credit score would mean a lapse in payment and increased chances of filing claims, which results in higher auto insurance rates. Therefore, the higher the credit score, the lower the car insurance rates will be.

Cheapest Car Insurance Companies for Bad Credit

For those with poor credit scores in Lansdowne, Westfield is the cheapest car insurance provider. At $383 for a six-month premium, they offer the best rates in the city. The most expensive auto insurance rate for drivers with bad credit in Lansdowne is State Farm, offering rates of around $5264 for six months.

Company	Avg. 6 Mo. Premium	Avg. Monthly Premium
Westfield	$383	$64
Auto-Owners Insurance Co	$393	$66
Chubb	$460	$78
American National P&C	$520	$89
USAA	$1490	$248
Nationwide	$1510	$254
Erie	$2401	$401
Travelers	$2724	$464
Allstate	$3666	$611
Progressive	$4038	$686
State Farm	$5264	$878

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Car Insurance Rates with An Accident in Lansdowne

Both accidents and the resulting increase in insurance rates are often beyond our control. When you’re involved in an accident, you become riskier to insure, consequently increasing the rates. In Lansdowne, PA, accidents can lead to significant hikes in your premiums.

Cheapest Car Insurance Companies after an At-Fault Accident in Lansdowne

The cheapest car insurance companies after an at-fault accident in Lansdowne include AutoOwners and Westfield, offering $127 and $343, respectively. Allstate is an expensive provider with an average six-month premium of $2234.

Company	Avg. 6 Mo. Premium	Avg. Monthly Premium
Auto-Owners	$127	$21
Westfield	$343	$58
Donegal	$383	$64
Auto-Owners Insurance Co	$393	$66
Chubb	$460	$78
American National P&C	$470	$79
Erie	$587	$99
Travelers	$706	$119
State Farm	$726	$122
USAA	$1284	$216
Progressive	$1383	$233
Nationwide	$1823	$304
Allstate	$2234	$380

Lansdowne Car Insurance Rates by Violation

Here is a list of driving violations that can increase your car insurance rates in Lansdowne PA. For example, the car insurance in Lansdowne after a DUI increases to $1647 for a six month policy. While the rate increases by $1813 for a six-month policy in the case of a speeding ticket.

Lansdowne auto insurance quotes by violations

Accident/Violation	Avg. 6 Mo Premium	Avg. Monthly Premium
None	$1813	$302
Cell phone violation	$2117	$360
Failure to wear a seat belt	$2117	$353
Failure to stop at a red light	$2137	$363
Illegal turn	$2137	$356
Improper passing	$2137	$363
Speeding in school zone	$2137	$356
Texting while driving	$2137	$363
Driving with expired registration	$2147	$358
Speeding 16 - 20 MPH over limit	$2147	$365
Wrong way/wrong lane	$2166	$361
Open container	$2294	$389
Reckless driving	$3343	$558
Racing	$3401	$578
DUI	$3460	$576
Driving with a suspended license	$3480	$592
Leaving scene of an accident/hit and run	$3510	$584

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Way Tip

Avoid Having A DUI On Your Driving Record.

A DUI can increase your car insurance rates—by $5,000 to $10,000 over five years. Speeding, reckless driving, and at-fault accidents also raise rates, staying on your record for 3–5 years, while DUIs/DWIs can impact you longer.

Car Insurance Rates in Lansdowne after a DUI

There may have been times when you drank but chose not to drive—a smart and responsible decision, as most states treat DUIs as a serious offense. Your car insurance rates can double after a DUI charge, making it harder to find affordable coverage in Lansdowne.

The cheapest car insurance premiums in Lansdowne are offered by American National P&C at $530 for a six-month policy. However, it can be as expensive as $4107 with companies like Nationwide.

Lansdowne car insurance quotes with a DUI

Company	Avg. 6 Mo. Premium	Avg. Monthly Premium
American National P&C	$530	$87
Travelers	$833	$140
Erie	$1234	$208
Allstate	$1577	$266
Progressive	$1667	$281
State Farm	$1676	$282
USAA	$1754	$295
Nationwide	$4107	$691

Cheapest car insurance after a speeding ticket

One of the easiest ways to save money on car insurance is to stay within the speed limit. After a speeding violation, the cheapest car insurance premiums in Lansdowne are offered by Westfield at $206. However, it can be as expensive as $2657 with companies like Nationwide for a similar six-month premium.

Cheapest Car Insurance in Lansdowne after Speeding ticket

Company	Avg. 6 Mo. Premium	Avg. Monthly Premium
Westfield	$206	$35
Auto-Owners Insurance Co	$264	$45
Erie	$754	$127
Travelers	$754	$127
State Farm	$863	$145
USAA	$1667	$284
Allstate	$2234	$373
Progressive	$2371	$403
Nationwide	$2657	$442

Car Insurance Price Trends in Lansdowne, Pennsylvania

Car insurance rates in Lansdowne have fluctuated due to factors such as state regulations, inflation, and changing driving habits.

The average cost of full coverage in the Lansdowne rose by $276 in December compared to $266 of November. In other words, there has been an increase by $10 when you compare December and November.

The average cost of liability insurance in the Lansdowne remained steady at $61 in both December and November, indicating no change over the two month period.

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Frequently Asked Questions

How much is car insurance in Lansdowne?

The car insurance in Lansdowne is $21 per month, which is lower than the national average.

What is the cheapest car insurance in Lansdowne?

The cheapest car insurance in Lansdowne is $101 per month for full coverage.

How much is car insurance in Lansdowne for teenagers?

Car insurance for teenagers costs $246 per 6 months. The rates for teen drivers are higher due to their lack of experience as drivers.

What's the average cost of car insurance in Lansdowne?

The average cost of car insurance is $787 for a six-month policy. It will cost around $218 per month to insure your car in Lansdowne.

Is car insurance expensive in Lansdowne?

Car insurance can be expensive in Lansdowne if your rating factors are not favorable. However, with a clean driving record and good credit score, car insurance rates in Lansdowne can be affordable.

Cheapest Car Insurance Quotes in Lansdowne

Why you can trust Way?

How Much Is Car Insurance in Lansdowne

Avg. Car Insurance in Lansdowne

Avg. Car Insurance in Pennsylvania

National Average

Cheapest Car Insurance Companies in Lansdowne

1st place: AutoOwners Insurance Co

2nd place: AutoOwners

3rd place: American National P&C

Lansdowne Car Insurance Rates by Company

Cheap Car Insurance Companies in Lansdowne, PA

Way's key takeaways about car insurance in Lansdowne

High Rates Shouldn’t Drive You Out of Pocket.

Cheapest Minimum Liability Car Insurance in Lansdowne

Cheapest Liability Coverage in Lansdowne, PA

Cheapest Full Coverage Car Insurance in Lansdowne

Cheapest Full Coverage Car Insurance Quotes in Lansdowne, PA

Don't Let Hidden Costs Drive You Crazy

Average Car Insurance in Lansdowne by Rating Factor

I have a clean driving record. Why is my car insurance rate here in Lansdowne, PA increasing?

Car Insurance Premiums by Age in Lansdowne

Cheapest Car Insurance Companies Based on Age Group

Cheapest Car Insurance Rates for Teen Drivers in Lansdowne,PA

If you are in your twenties Travelers is the best choice for car insurance in Lansdowne.

Car Insurance Rates by Credit Score & Driving History

Cheapest Car Insurance Companies for Bad Credit

Escape the Trap of Rising Insurance Costs.

Car Insurance Rates with An Accident in Lansdowne

Cheapest Car Insurance Companies after an At-Fault Accident in Lansdowne

Lansdowne Car Insurance Rates by Violation

Lansdowne auto insurance quotes by violations

Your Wallet Deserves Better. Seriously.

Avoid Having A DUI On Your Driving Record.

Car Insurance Rates in Lansdowne after a DUI

Lansdowne car insurance quotes with a DUI

Cheapest car insurance after a speeding ticket

Cheapest Car Insurance in Lansdowne after Speeding ticket

Car Insurance Price Trends in Lansdowne, Pennsylvania

Average Car Insurance Cost in Lansdowne by ZIP Code

Frequently Asked Questions

Tired of Insane Auto Insurance Bills? Us Too!

Find Car Insurance Rates in Cities Near Lansdowne, PA

Car Insurance Rates by State in the USA (2025 Update)

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