Cheapest Car Insurance Quotes in Cornwells Heights

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Cornwells Heights Car Insurance

^$ 17

/mo

Written by Sara Sam

Edited by Renee Martin

Why you can trust Way?

The auto insurance rates published in this guide are based on the results of research completed by Way’s data team. Using a mix of public and internal data, we analyzed millions of rate averages across U.S. ZIP codes. These rates were publicly sourced from insurer filings and should be used for comparative purposes only — your own quotes will differ. Given this, it’s important to go through our insurance steps form to find how much you can save with Way.

Table of Contents

How Much Is Car Insurance in Cornwells Heights

The car insurance rate in Cornwells Heights is $1039 for a six-month policy, which is $252 higher than the higher than the state average. Root Insurance Company offers the lowest rates in the city at $486, making it a popular choice for budget-conscious drivers. Rates in Cornwells Heights can vary depending on your age, driving record, and coverage level, so not every driver will pay the same amount. Choosing a higher deductible, maintaining a clean driving history, and comparing quotes from multiple insurers can help you find better deals and save money over time.

Avg. Car Insurance in Cornwells Heights

$1039

Avg. Car Insurance in Pennsylvania

$787

National Average

$1140

Cheapest Car Insurance Companies in Cornwells Heights

1st place: AutoOwners Insurance Co

At $486 for a six month policy, AutoOwners Insurance Co offers the cheapest auto insurance rates in the city.

2nd place: AutoOwners

AutoOwners offers auto insurance rates at $502 for a six-month policy, making it one of the cheapest to insure with.

3rd place: American National P&C

American National P&C offers auto insurance rates at $675 for six months, making it the third cheapest auto insurance company in Cornwells Heights.

Cornwells Heights Car Insurance Rates by Company

Based on our research, the cheapest car insurance company in Cornwells Heights, PA is AutoOwners Insurance Co, offering policies at just $486 for a six-month term. This is followed by AutoOwners, which has an average six-month premium of $502.

At the higher end of the spectrum, Progressive is the most expensive, with rates reaching $1771 for a six-month policy. Rates can vary widely by driver, but comparing quotes from multiple companies can help Cornwells Heights drivers find the best deals.

Cheap Car Insurance Companies in Cornwells Heights, PA

Company	Avg. 6 Mo. Premium	Avg. Monthly Premium
Auto-Owners Insurance Co	$486	$81
Auto-Owners	$502	$86
American National P&C	$675	$112
Travelers	$729	$123
Westfield	$808	$135
Erie	$1059	$178
State Farm	$1106	$186
Nationwide	$1137	$191
Encompass	$1286	$214
Allstate	$1395	$235
USAA	$1521	$256
Progressive	$1771	$298

Key Takeaways

Way's key takeaways about car insurance in Cornwells Heights

The auto insurance costs in Cornwells Heights fall around $486 for six months.
The cheapest auto insurance company in Cornwells Heights is AutoOwners.
Teen drivers pay the highest rate in Cornwells Heights at $826 per month.

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Save up to $971/yr with our auto insurance quotes

Cheapest Minimum Liability Car Insurance in Cornwells Heights

Since car insurance is a critical requirement for owning a car, you must have minimum liability car insurance. The cheapest car insurance companies for minimum coverage in Cornwells Heights are given below.

AutoOwners provides the cheapest minimum car insurance coverage in Cornwells Heights. Their Average 6 Month Premium is $102. Allstate is the most expensive at $651 for the same period.

Cheapest Liability Coverage in Cornwells Heights, PA

Company	Avg. 6 Mo. Premium	Avg. Monthly Premium
Auto-Owners	$102	$17
Westfield	$189	$32
Auto-Owners Insurance Co	$197	$33
Travelers	$235	$40
Erie	$251	$42
American National P&C	$259	$44
Chubb	$275	$46
State Farm	$329	$55
USAA	$329	$55
Progressive	$352	$59
Nationwide	$408	$67
Allstate	$651	$111

Cheapest Full Coverage Car Insurance in Cornwells Heights

One might think that minimum coverage is only required when insuring your car insurance. However, having full coverage car insurance in any city is certainly a wise choice as it offers better coverage and protection. Our best pick for the cheapest auto insurance quotes in Cornwells Heights is AutoOwners Insurance Co at $81 per month and $486 for six months.

Cheapest Full Coverage Car Insurance Quotes in Cornwells Heights, PA

Company	Avg. 6 Mo. Premium	Avg. Monthly Premium
Auto-Owners Insurance Co	$486	$81
Auto-Owners	$502	$86
American National P&C	$675	$112
Travelers	$729	$123
Westfield	$808	$135
Erie	$1059	$178
State Farm	$1106	$186
Nationwide	$1137	$191
Encompass	$1286	$214
Allstate	$1395	$235
USAA	$1521	$256
Progressive	$1771	$298

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Average Car Insurance in Cornwells Heights by Rating Factor

The car insurance rates for two people under the same ZIP code will mostly be different. This is mostly because insurance rates are calculated based on several rating factors. These rating factors include the driver's age, gender, marital status, driving and claims history, credit score, location, type of vehicle, and coverage levels.

I have a clean driving record. Why is my car insurance rate here in Cornwells Heights, PA increasing?

Despite maintaining a clean driving record, your car insurance rates in Cornwells Heights, Pennsylvania, may be increasing due to several external factors. Pennsylvania has experienced significant rate hikes recently, with average premiums rising by 25.5% in 2023, largely attributed to higher claims volumes and inflation.

Additionally, Cornwells Heights's high urban population density, raised auto theft rates, and frequent natural disasters contribute to increased insurance costs.

Car Insurance Premiums by Age in Cornwells Heights

It is quite evident why teen drivers pay the highest car insurance rates in any city. Their lack of experience and increased accident rates make them a highly risky category. However, as you grow older, your car insurance rates will decrease. So, it is better to not have separate policies for teens; instead, add them to their parents' policies.

Cheapest Car Insurance Companies Based on Age Group

Age Group	Cheapest Companies	Avg. 6 Mo. Premium
20s	Travelers	$744
30s	Travelers	$515
40s	Travelers	$484
50s	Travelers	$463
60s	Travelers	$463
70s	Travelers	$545

Cheapest Car Insurance Rates for Teen Drivers in Cornwells Heights,PA

If you are planning to get a car insurance policy for your teenage dependent, Westfield provides the cheapest car insurance in the Cornwells Heights at $33 per month. At $4862 for a six-month premium, Nationwide offers the most expensive rate for teen drivers.

Company	Avg. 6 Mo. Premium	Avg. Monthly Premium
Westfield	$197	$33
Auto-Owners Insurance Co	$227	$38
American National P&C	$298	$50
Chubb	$329	$55
Travelers	$941	$158
Erie	$1152	$194
State Farm	$1576	$265
USAA	$2070	$345
Allstate	$3465	$589
Progressive	$4798	$800
Nationwide	$4862	$826

Teen Car Insurance Rates in PA by Age

Way Tip

If you are in your twenties Travelers is the best choice for car insurance in Cornwells Heights.

As young drivers face the highest rates in Cornwells Heights, Travelers offers the cheapest auto insurance rates at $744 for six months.

Car Insurance Rates by Credit Score & Driving History

Similar to your driving history, your financial history also plays a key role in determining your auto insurance rates. A low credit score would mean a lapse in payment and increased chances of filing claims, which results in higher auto insurance rates. Therefore, the higher the credit score, the lower the car insurance rates will be.

Cheapest Car Insurance Companies for Bad Credit

For those with poor credit scores in Cornwells Heights, Westfield is the cheapest car insurance provider. At $306 for a six-month premium, they offer the best rates in the city. The most expensive auto insurance rate for drivers with bad credit in Cornwells Heights is State Farm, offering rates of around $4211 for six months.

Company	Avg. 6 Mo. Premium	Avg. Monthly Premium
Westfield	$306	$51
Auto-Owners Insurance Co	$314	$53
Chubb	$368	$62
American National P&C	$416	$71
USAA	$1192	$198
Nationwide	$1208	$203
Erie	$1921	$321
Travelers	$2179	$371
Allstate	$2933	$488
Progressive	$3230	$549
State Farm	$4211	$702

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Save up to $971/yr on car insurance rates in Cornwells Heights.

Car Insurance Rates with An Accident in Cornwells Heights

Both accidents and the resulting increase in insurance rates are often beyond our control. When you’re involved in an accident, you become riskier to insure, consequently increasing the rates. In Cornwells Heights, PA, accidents can lead to significant hikes in your premiums.

Cheapest Car Insurance Companies after an At-Fault Accident in Cornwells Heights

The cheapest car insurance companies after an at-fault accident in Cornwells Heights include AutoOwners and Westfield, offering $102 and $275, respectively. Allstate is an expensive provider with an average six-month premium of $1787.

Company	Avg. 6 Mo. Premium	Avg. Monthly Premium
Auto-Owners	$102	$17
Westfield	$275	$46
Donegal	$306	$51
Auto-Owners Insurance Co	$314	$53
Chubb	$368	$62
American National P&C	$376	$63
Erie	$470	$79
Travelers	$565	$95
State Farm	$581	$98
USAA	$1027	$173
Progressive	$1106	$186
Nationwide	$1459	$243
Allstate	$1787	$304

Cornwells Heights Car Insurance Rates by Violation

Here is a list of driving violations that can increase your car insurance rates in Cornwells Heights PA. For example, the car insurance in Cornwells Heights after a DUI increases to $1317 for a six month policy. While the rate increases by $1451 for a six-month policy in the case of a speeding ticket.

Cornwells Heights auto insurance quotes by violations

Accident/Violation	Avg. 6 Mo Premium	Avg. Monthly Premium
None	$1451	$242
Cell phone violation	$1694	$288
Failure to wear a seat belt	$1694	$282
Failure to stop at a red light	$1709	$290
Illegal turn	$1709	$285
Improper passing	$1709	$290
Speeding in school zone	$1709	$285
Texting while driving	$1709	$290
Driving with expired registration	$1717	$286
Speeding 16 - 20 MPH over limit	$1717	$292
Wrong way/wrong lane	$1733	$289
Open container	$1835	$312
Reckless driving	$2674	$446
Racing	$2721	$462
DUI	$2768	$461
Driving with a suspended license	$2784	$474
Leaving scene of an accident/hit and run	$2808	$467

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Way Tip

Avoid Having A DUI On Your Driving Record.

A DUI can increase your car insurance rates—by $5,000 to $10,000 over five years. Speeding, reckless driving, and at-fault accidents also raise rates, staying on your record for 3–5 years, while DUIs/DWIs can impact you longer.

Car Insurance Rates in Cornwells Heights after a DUI

There may have been times when you drank but chose not to drive—a smart and responsible decision, as most states treat DUIs as a serious offense. Your car insurance rates can double after a DUI charge, making it harder to find affordable coverage in Cornwells Heights.

The cheapest car insurance premiums in Cornwells Heights are offered by American National P&C at $424 for a six-month policy. However, it can be as expensive as $3285 with companies like Nationwide.

Cornwells Heights car insurance quotes with a DUI

Company	Avg. 6 Mo. Premium	Avg. Monthly Premium
American National P&C	$424	$70
Travelers	$667	$112
Erie	$987	$166
Allstate	$1262	$213
Progressive	$1333	$224
State Farm	$1341	$226
USAA	$1403	$236
Nationwide	$3285	$553

Cheapest car insurance after a speeding ticket

One of the easiest ways to save money on car insurance is to stay within the speed limit. After a speeding violation, the cheapest car insurance premiums in Cornwells Heights are offered by Westfield at $165. However, it can be as expensive as $2125 with companies like Nationwide for a similar six-month premium.

Cheapest Car Insurance in Cornwells Heights after Speeding ticket

Company	Avg. 6 Mo. Premium	Avg. Monthly Premium
Westfield	$165	$28
Auto-Owners Insurance Co	$211	$36
Erie	$603	$102
Travelers	$603	$102
State Farm	$690	$116
USAA	$1333	$227
Allstate	$1787	$298
Progressive	$1897	$322
Nationwide	$2125	$354

Car Insurance Price Trends in Cornwells Heights, Pennsylvania

Car insurance rates in Cornwells Heights have fluctuated due to factors such as state regulations, inflation, and changing driving habits.

The average cost of full coverage in the Cornwells Heights rose by $220 in December compared to $213 of November. In other words, there has been an increase by $7 when you compare December and November.

The average cost of liability insurance in the Cornwells Heights remained steady at $49 in both December and November, indicating no change over the two month period.

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Frequently Asked Questions

How much is car insurance in Cornwells Heights?

The car insurance in Cornwells Heights is $17 per month, which is lower than the national average.

What is the cheapest car insurance in Cornwells Heights?

The cheapest car insurance in Cornwells Heights is $81 per month for full coverage.

How much is car insurance in Cornwells Heights for teenagers?

Car insurance for teenagers costs $197 per 6 months. The rates for teen drivers are higher due to their lack of experience as drivers.

What's the average cost of car insurance in Cornwells Heights?

The average cost of car insurance is $787 for a six-month policy. It will cost around $174 per month to insure your car in Cornwells Heights.

Is car insurance expensive in Cornwells Heights?

Car insurance can be expensive in Cornwells Heights if your rating factors are not favorable. However, with a clean driving record and good credit score, car insurance rates in Cornwells Heights can be affordable.

Cheapest Car Insurance Quotes in Cornwells Heights

Why you can trust Way?

How Much Is Car Insurance in Cornwells Heights

Avg. Car Insurance in Cornwells Heights

Avg. Car Insurance in Pennsylvania

National Average

Cheapest Car Insurance Companies in Cornwells Heights

1st place: AutoOwners Insurance Co

2nd place: AutoOwners

3rd place: American National P&C

Cornwells Heights Car Insurance Rates by Company

Cheap Car Insurance Companies in Cornwells Heights, PA

Way's key takeaways about car insurance in Cornwells Heights

High Rates Shouldn’t Drive You Out of Pocket.

Cheapest Minimum Liability Car Insurance in Cornwells Heights

Cheapest Liability Coverage in Cornwells Heights, PA

Cheapest Full Coverage Car Insurance in Cornwells Heights

Cheapest Full Coverage Car Insurance Quotes in Cornwells Heights, PA

Don't Let Hidden Costs Drive You Crazy

Average Car Insurance in Cornwells Heights by Rating Factor

I have a clean driving record. Why is my car insurance rate here in Cornwells Heights, PA increasing?

Car Insurance Premiums by Age in Cornwells Heights

Cheapest Car Insurance Companies Based on Age Group

Cheapest Car Insurance Rates for Teen Drivers in Cornwells Heights,PA

If you are in your twenties Travelers is the best choice for car insurance in Cornwells Heights.

Car Insurance Rates by Credit Score & Driving History

Cheapest Car Insurance Companies for Bad Credit

Escape the Trap of Rising Insurance Costs.

Car Insurance Rates with An Accident in Cornwells Heights

Cheapest Car Insurance Companies after an At-Fault Accident in Cornwells Heights

Cornwells Heights Car Insurance Rates by Violation

Cornwells Heights auto insurance quotes by violations

Your Wallet Deserves Better. Seriously.

Avoid Having A DUI On Your Driving Record.

Car Insurance Rates in Cornwells Heights after a DUI

Cornwells Heights car insurance quotes with a DUI

Cheapest car insurance after a speeding ticket

Cheapest Car Insurance in Cornwells Heights after Speeding ticket

Car Insurance Price Trends in Cornwells Heights, Pennsylvania

Average Car Insurance Cost in Cornwells Heights by ZIP Code

Frequently Asked Questions

Tired of Insane Auto Insurance Bills? Us Too!

Find Car Insurance Rates in Cities Near Cornwells Heights, PA

Car Insurance Rates by State in the USA (2025 Update)

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