Cheapest Car Insurance Quotes in Millbourne

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Millbourne Car Insurance

^$ 40

/mo

Written by Sara Sam

Edited by Renee Martin

Why you can trust Way?

The auto insurance rates published in this guide are based on the results of research completed by Way’s data team. Using a mix of public and internal data, we analyzed millions of rate averages across U.S. ZIP codes. These rates were publicly sourced from insurer filings and should be used for comparative purposes only — your own quotes will differ. Given this, it’s important to go through our insurance steps form to find how much you can save with Way.

Table of Contents

How Much Is Car Insurance in Millbourne

The car insurance rate in Millbourne is $1341 for a six-month policy, which is $528 higher than the higher than the state average. Root Insurance Company offers the lowest rates in the city at $607, making it a popular choice for budget-conscious drivers. Rates in Millbourne can vary depending on your age, driving record, and coverage level, so not every driver will pay the same amount. Choosing a higher deductible, maintaining a clean driving history, and comparing quotes from multiple insurers can help you find better deals and save money over time.

Avg. Car Insurance in Millbourne

$1341

Avg. Car Insurance in Pennsylvania

$813

National Average

$1278

Cheapest Car Insurance Companies in Millbourne

1st place: AutoOwners Insurance Co

At $607 for a six month policy, AutoOwners Insurance Co offers the cheapest auto insurance rates in the city.

2nd place: American National P&C

American National P&C offers auto insurance rates at $843 for a six-month policy, making it one of the cheapest to insure with.

3rd place: Westfield

Westfield offers auto insurance rates at $1010 for six months, making it the third cheapest auto insurance company in Millbourne.

Millbourne Car Insurance Rates by Company

Based on our research, the cheapest car insurance company in Millbourne, PA is AutoOwners Insurance Co, offering policies at just $607 for a six-month term. This is followed by American National P&C, which has an average six-month premium of $843.

At the higher end of the spectrum, Encompass is the most expensive, with rates reaching $1607 for a six-month policy. Rates can vary widely by driver, but comparing quotes from multiple companies can help Millbourne drivers find the best deals.

Cheap Car Insurance Companies in Millbourne, PA

Company	Avg. 6 Mo. Premium	Avg. Monthly Premium
Auto-Owners Insurance Co	$607	$101
American National P&C	$843	$144
Westfield	$1010	$168
Travelers	$1087	$183
Erie	$1323	$223
Nationwide	$1539	$259
State Farm	$1568	$264
Allstate	$1744	$294
USAA	$1853	$312
Progressive	$2303	$388
Auto-Owners	$627	$107
Encompass	$1607	$267

Key Takeaways

Way's key takeaways about car insurance in Millbourne

The auto insurance costs in Millbourne fall around $607 for six months.
The cheapest auto insurance company in Millbourne is Westfield.
Teen drivers pay the highest rate in Millbourne at $1200 per month.

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Cheapest Minimum Liability Car Insurance in Millbourne

Since car insurance is a critical requirement for owning a car, you must have minimum liability car insurance. The cheapest car insurance companies for minimum coverage in Millbourne are given below.

Westfield provides the cheapest minimum car insurance coverage in Millbourne. Their Average 6 Month Premium is $236. AutoOwners is the most expensive at $127 for the same period.

Cheapest Liability Coverage in Millbourne, PA

Company	Avg. 6 Mo. Premium	Avg. Monthly Premium
Westfield	$236	$40
Auto-Owners Insurance Co	$246	$41
Erie	$314	$53
American National P&C	$323	$54
Chubb	$343	$58
Travelers	$363	$61
USAA	$431	$73
State Farm	$450	$76
Nationwide	$578	$97
Progressive	$657	$111
Allstate	$883	$149
Auto-Owners	$127	$21

Cheapest Full Coverage Car Insurance in Millbourne

One might think that minimum coverage is only required when insuring your car insurance. However, having full coverage car insurance in any city is certainly a wise choice as it offers better coverage and protection. Our best pick for the cheapest auto insurance quotes in Millbourne is AutoOwners Insurance Co at $101 per month and $607 for six months.

Cheapest Full Coverage Car Insurance Quotes in Millbourne, PA

Company	Avg. 6 Mo. Premium	Avg. Monthly Premium
Auto-Owners Insurance Co	$607	$101
American National P&C	$843	$144
Westfield	$1010	$168
Travelers	$1087	$183
Erie	$1323	$223
Nationwide	$1539	$259
State Farm	$1568	$264
Allstate	$1744	$294
USAA	$1853	$312
Progressive	$2303	$388
Auto-Owners	$627	$107
Encompass	$1607	$267

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Average Car Insurance in Millbourne by Rating Factor

The car insurance rates for two people under the same ZIP code will mostly be different. This is mostly because insurance rates are calculated based on several rating factors. These rating factors include the driver's age, gender, marital status, driving and claims history, credit score, location, type of vehicle, and coverage levels.

I have a clean driving record. Why is my car insurance rate here in Millbourne, PA increasing?

Despite maintaining a clean driving record, your car insurance rates in Millbourne, Pennsylvania, may be increasing due to several external factors. Pennsylvania has experienced significant rate hikes recently, with average premiums rising by 25.5% in 2023, largely attributed to higher claims volumes and inflation.

Additionally, Millbourne's high urban population density, raised auto theft rates, and frequent natural disasters contribute to increased insurance costs.

Car Insurance Premiums by Age in Millbourne

It is quite evident why teen drivers pay the highest car insurance rates in any city. Their lack of experience and increased accident rates make them a highly risky category. However, as you grow older, your car insurance rates will decrease. So, it is better to not have separate policies for teens; instead, add them to their parents' policies.

Cheapest Car Insurance Companies Based on Age Group

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Cheapest Car Insurance Rates for Teen Drivers in Millbourne,PA

If you are planning to get a car insurance policy for your teenage dependent, Westfield provides the cheapest car insurance in the Millbourne at $41 per month. At $7194 for a six-month premium, Nationwide offers the most expensive rate for teen drivers.

Company	Avg. 6 Mo. Premium	Avg. Monthly Premium
Westfield	$246	$41
Auto-Owners Insurance Co	$284	$48
American National P&C	$373	$63
Chubb	$411	$69
Erie	$1686	$284
Travelers	$1940	$327
State Farm	$2793	$470
USAA	$3264	$554
Allstate	$4254	$710
Progressive	$4264	$724
Nationwide	$7194	$1200

Teen Car Insurance Rates in PA by Age

Car Insurance Rates by Credit Score & Driving History

Similar to your driving history, your financial history also plays a key role in determining your auto insurance rates. A low credit score would mean a lapse in payment and increased chances of filing claims, which results in higher auto insurance rates. Therefore, the higher the credit score, the lower the car insurance rates will be.

Cheapest Car Insurance Companies for Bad Credit

For those with poor credit scores in Millbourne, Westfield is the cheapest car insurance provider. At $383 for a six-month premium, they offer the best rates in the city. The most expensive auto insurance rate for drivers with bad credit in Millbourne is State Farm, offering rates of around $7821 for six months.

Company	Avg. 6 Mo. Premium	Avg. Monthly Premium
Westfield	$383	$64
Auto-Owners Insurance Co	$393	$66
Chubb	$460	$78
American National P&C	$520	$89
USAA	$1676	$279
Nationwide	$1744	$294
Erie	$3057	$510
Allstate	$3684	$627
Travelers	$4018	$670
Progressive	$4490	$764
State Farm	$7821	$1304

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Car Insurance Rates with An Accident in Millbourne

Both accidents and the resulting increase in insurance rates are often beyond our control. When you’re involved in an accident, you become riskier to insure, consequently increasing the rates. In Millbourne, PA, accidents can lead to significant hikes in your premiums.

Cheapest Car Insurance Companies after an At-Fault Accident in Millbourne

The cheapest car insurance companies after an at-fault accident in Millbourne include Westfield and AutoOwners Insurance Co, offering $343 and $393, respectively. Donegal is an expensive provider with an average six-month premium of $383.

Company	Avg. 6 Mo. Premium	Avg. Monthly Premium
Westfield	$343	$58
Auto-Owners Insurance Co	$393	$66
Chubb	$460	$78
American National P&C	$470	$79
Erie	$784	$132
State Farm	$911	$153
Travelers	$1087	$183
USAA	$1411	$238
Nationwide	$2166	$368
Allstate	$2234	$373
Progressive	$2647	$450
Auto-Owners	$127	$21
Donegal	$383	$64

Millbourne Car Insurance Rates by Violation

Here is a list of driving violations that can increase your car insurance rates in Millbourne PA. For example, the car insurance in Millbourne after a DUI increases to $1647 for a six month policy. While the rate increases by $1813 for a six-month policy in the case of a speeding ticket.

Millbourne auto insurance quotes by violations

Accident/Violation	Avg. 6 Mo Premium	Avg. Monthly Premium
None	$1813	$302
Cell phone violation	$2117	$360
Failure to wear a seat belt	$2117	$353
Failure to stop at a red light	$2137	$363
Illegal turn	$2137	$356
Improper passing	$2137	$363
Speeding in school zone	$2137	$356
Texting while driving	$2137	$363
Driving with expired registration	$2147	$358
Speeding 16 - 20 MPH over limit	$2147	$365
Wrong way/wrong lane	$2166	$361
Open container	$2294	$389
Reckless driving	$3343	$558
Racing	$3401	$578
DUI	$3460	$576
Driving with a suspended license	$3480	$592
Leaving scene of an accident/hit and run	$3510	$584

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Way Tip

Avoid Having A DUI On Your Driving Record.

A DUI can increase your car insurance rates—by $5,000 to $10,000 over five years. Speeding, reckless driving, and at-fault accidents also raise rates, staying on your record for 3–5 years, while DUIs/DWIs can impact you longer.

Car Insurance Rates in Millbourne after a DUI

There may have been times when you drank but chose not to drive—a smart and responsible decision, as most states treat DUIs as a serious offense. Your car insurance rates can double after a DUI charge, making it harder to find affordable coverage in Millbourne.

The cheapest car insurance premiums in Millbourne are offered by American National P&C at $530 for a six-month policy. However, it can be as expensive as $4557 with companies like Nationwide.

Millbourne car insurance quotes with a DUI

Company	Avg. 6 Mo. Premium	Avg. Monthly Premium
American National P&C	$530	$87
Travelers	$1137	$191
Erie	$1421	$239
Allstate	$1577	$266
Progressive	$1724	$290
State Farm	$2010	$338
USAA	$2020	$340
Nationwide	$4557	$767

Cheapest car insurance after a speeding ticket

One of the easiest ways to save money on car insurance is to stay within the speed limit. After a speeding violation, the cheapest car insurance premiums in Millbourne are offered by Westfield at $206. However, it can be as expensive as $3176 with companies like Nationwide for a similar six-month premium.

Cheapest Car Insurance in Millbourne after Speeding ticket

Company	Avg. 6 Mo. Premium	Avg. Monthly Premium
Westfield	$206	$35
Auto-Owners Insurance Co	$264	$45
Erie	$911	$153
State Farm	$1167	$196
Travelers	$1264	$213
USAA	$1873	$312
Allstate	$2234	$380
Progressive	$2686	$447
Nationwide	$3176	$540

Car Insurance Price Trends in Millbourne, Pennsylvania

Car insurance rates in Millbourne have fluctuated due to factors such as state regulations, inflation, and changing driving habits.

The average cost of full coverage in the Millbourne rose by $302 in January compared to $279 of December. In other words, there has been an increase by $23 when you compare January and December.

The average cost of liability insurance in the Millbourne rose to $74 in January, compared to $63 in December. This represents an increase of $11 when comparing January and December.

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Frequently Asked Questions

How much is car insurance in Millbourne?

The car insurance in Millbourne is $40 per month, which is lower than the national average.

What is the cheapest car insurance in Millbourne?

The cheapest car insurance in Millbourne is $101 per month for full coverage.

How much is car insurance in Millbourne for teenagers?

Car insurance for teenagers costs $246 per 6 months. The rates for teen drivers are higher due to their lack of experience as drivers.

What's the average cost of car insurance in Millbourne?

The average cost of car insurance is $813 for a six-month policy. It will cost around $224 per month to insure your car in Millbourne.

Is car insurance expensive in Millbourne?

Car insurance can be expensive in Millbourne if your rating factors are not favorable. However, with a clean driving record and good credit score, car insurance rates in Millbourne can be affordable.

Cheapest Car Insurance Quotes in Millbourne

Why you can trust Way?

How Much Is Car Insurance in Millbourne

Avg. Car Insurance in Millbourne

Avg. Car Insurance in Pennsylvania

National Average

Cheapest Car Insurance Companies in Millbourne

1st place: AutoOwners Insurance Co

2nd place: American National P&C

3rd place: Westfield

Millbourne Car Insurance Rates by Company

Cheap Car Insurance Companies in Millbourne, PA

Way's key takeaways about car insurance in Millbourne

High Rates Shouldn’t Drive You Out of Pocket.

Cheapest Minimum Liability Car Insurance in Millbourne

Cheapest Liability Coverage in Millbourne, PA

Cheapest Full Coverage Car Insurance in Millbourne

Cheapest Full Coverage Car Insurance Quotes in Millbourne, PA

Don't Let Hidden Costs Drive You Crazy

Average Car Insurance in Millbourne by Rating Factor

I have a clean driving record. Why is my car insurance rate here in Millbourne, PA increasing?

Car Insurance Premiums by Age in Millbourne

Cheapest Car Insurance Companies Based on Age Group

Cheapest Car Insurance Rates for Teen Drivers in Millbourne,PA

If you are in your twenties N/A is the best choice for car insurance in Millbourne.

Car Insurance Rates by Credit Score & Driving History

Cheapest Car Insurance Companies for Bad Credit

Escape the Trap of Rising Insurance Costs.

Car Insurance Rates with An Accident in Millbourne

Cheapest Car Insurance Companies after an At-Fault Accident in Millbourne

Millbourne Car Insurance Rates by Violation

Millbourne auto insurance quotes by violations

Your Wallet Deserves Better. Seriously.

Avoid Having A DUI On Your Driving Record.

Car Insurance Rates in Millbourne after a DUI

Millbourne car insurance quotes with a DUI

Cheapest car insurance after a speeding ticket

Cheapest Car Insurance in Millbourne after Speeding ticket

Car Insurance Price Trends in Millbourne, Pennsylvania

Average Car Insurance Cost in Millbourne by ZIP Code

Frequently Asked Questions

Tired of Insane Auto Insurance Bills? Us Too!

Find Car Insurance Rates in Cities Near Millbourne, PA

Car Insurance Rates by State in the USA (2025 Update)

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