Cheapest Car Insurance Quotes in Millbourne

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Millbourne Car Insurance

^$ 21

/mo

Written by Sara Sam

Edited by Renee Martin

Why you can trust Way?

The auto insurance rates published in this guide are based on the results of research completed by Way’s data team. Using a mix of public and internal data, we analyzed millions of rate averages across U.S. ZIP codes. These rates were publicly sourced from insurer filings and should be used for comparative purposes only — your own quotes will differ. Given this, it’s important to go through our insurance steps form to find how much you can save with Way.

Table of Contents

How Much Is Car Insurance in Millbourne

The car insurance rate in Millbourne is $1283 for a six-month policy, which is $496 higher than the higher than the state average. Root Insurance Company offers the lowest rates in the city at $600, making it a popular choice for budget-conscious drivers. Rates in Millbourne can vary depending on your age, driving record, and coverage level, so not every driver will pay the same amount. Choosing a higher deductible, maintaining a clean driving history, and comparing quotes from multiple insurers can help you find better deals and save money over time.

Avg. Car Insurance in Millbourne

$1283

Avg. Car Insurance in Pennsylvania

$787

National Average

$1140

Cheapest Car Insurance Companies in Millbourne

1st place: AutoOwners Insurance Co

At $600 for a six month policy, AutoOwners Insurance Co offers the cheapest auto insurance rates in the city.

2nd place: AutoOwners

AutoOwners offers auto insurance rates at $619 for a six-month policy, making it one of the cheapest to insure with.

3rd place: American National P&C

American National P&C offers auto insurance rates at $833 for six months, making it the third cheapest auto insurance company in Millbourne.

Millbourne Car Insurance Rates by Company

Based on our research, the cheapest car insurance company in Millbourne, PA is AutoOwners Insurance Co, offering policies at just $600 for a six-month term. This is followed by AutoOwners, which has an average six-month premium of $619.

At the higher end of the spectrum, Progressive is the most expensive, with rates reaching $2187 for a six-month policy. Rates can vary widely by driver, but comparing quotes from multiple companies can help Millbourne drivers find the best deals.

Cheap Car Insurance Companies in Millbourne, PA

Company	Avg. 6 Mo. Premium	Avg. Monthly Premium
Auto-Owners Insurance Co	$600	$99
Auto-Owners	$619	$106
American National P&C	$833	$139
Travelers	$900	$152
Westfield	$998	$166
Erie	$1307	$220
State Farm	$1366	$230
Nationwide	$1403	$236
Encompass	$1588	$264
Allstate	$1723	$290
USAA	$1878	$316
Progressive	$2187	$368

Key Takeaways

Way's key takeaways about car insurance in Millbourne

The auto insurance costs in Millbourne fall around $600 for six months.
The cheapest auto insurance company in Millbourne is AutoOwners.
Teen drivers pay the highest rate in Millbourne at $1020 per month.

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Cheapest Minimum Liability Car Insurance in Millbourne

Since car insurance is a critical requirement for owning a car, you must have minimum liability car insurance. The cheapest car insurance companies for minimum coverage in Millbourne are given below.

AutoOwners provides the cheapest minimum car insurance coverage in Millbourne. Their Average 6 Month Premium is $126. Allstate is the most expensive at $804 for the same period.

Cheapest Liability Coverage in Millbourne, PA

Company	Avg. 6 Mo. Premium	Avg. Monthly Premium
Auto-Owners	$126	$21
Westfield	$233	$39
Auto-Owners Insurance Co	$243	$41
Travelers	$290	$49
Erie	$310	$52
American National P&C	$319	$54
Chubb	$339	$57
State Farm	$406	$68
USAA	$406	$68
Progressive	$435	$73
Nationwide	$504	$83
Allstate	$804	$137

Cheapest Full Coverage Car Insurance in Millbourne

One might think that minimum coverage is only required when insuring your car insurance. However, having full coverage car insurance in any city is certainly a wise choice as it offers better coverage and protection. Our best pick for the cheapest auto insurance quotes in Millbourne is AutoOwners Insurance Co at $99 per month and $600 for six months.

Cheapest Full Coverage Car Insurance Quotes in Millbourne, PA

Company	Avg. 6 Mo. Premium	Avg. Monthly Premium
Auto-Owners Insurance Co	$600	$99
Auto-Owners	$619	$106
American National P&C	$833	$139
Travelers	$900	$152
Westfield	$998	$166
Erie	$1307	$220
State Farm	$1366	$230
Nationwide	$1403	$236
Encompass	$1588	$264
Allstate	$1723	$290
USAA	$1878	$316
Progressive	$2187	$368

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Average Car Insurance in Millbourne by Rating Factor

The car insurance rates for two people under the same ZIP code will mostly be different. This is mostly because insurance rates are calculated based on several rating factors. These rating factors include the driver's age, gender, marital status, driving and claims history, credit score, location, type of vehicle, and coverage levels.

I have a clean driving record. Why is my car insurance rate here in Millbourne, PA increasing?

Despite maintaining a clean driving record, your car insurance rates in Millbourne, Pennsylvania, may be increasing due to several external factors. Pennsylvania has experienced significant rate hikes recently, with average premiums rising by 25.5% in 2023, largely attributed to higher claims volumes and inflation.

Additionally, Millbourne's high urban population density, raised auto theft rates, and frequent natural disasters contribute to increased insurance costs.

Car Insurance Premiums by Age in Millbourne

It is quite evident why teen drivers pay the highest car insurance rates in any city. Their lack of experience and increased accident rates make them a highly risky category. However, as you grow older, your car insurance rates will decrease. So, it is better to not have separate policies for teens; instead, add them to their parents' policies.

Cheapest Car Insurance Companies Based on Age Group

Age Group	Cheapest Companies	Avg. 6 Mo. Premium
20s	Travelers	$919
30s	Travelers	$636
40s	Travelers	$598
50s	Travelers	$572
60s	Travelers	$572
70s	Travelers	$673

Cheapest Car Insurance Rates for Teen Drivers in Millbourne,PA

If you are planning to get a car insurance policy for your teenage dependent, Westfield provides the cheapest car insurance in the Millbourne at $41 per month. At $6003 for a six-month premium, Nationwide offers the most expensive rate for teen drivers.

Company	Avg. 6 Mo. Premium	Avg. Monthly Premium
Westfield	$243	$41
Auto-Owners Insurance Co	$280	$47
American National P&C	$368	$62
Chubb	$406	$68
Travelers	$1162	$196
Erie	$1423	$240
State Farm	$1946	$328
USAA	$2556	$425
Allstate	$4279	$727
Progressive	$5925	$988
Nationwide	$6003	$1020

Teen Car Insurance Rates in PA by Age

Way Tip

If you are in your twenties Travelers is the best choice for car insurance in Millbourne.

As young drivers face the highest rates in Millbourne, Travelers offers the cheapest auto insurance rates at $919 for six months.

Car Insurance Rates by Credit Score & Driving History

Similar to your driving history, your financial history also plays a key role in determining your auto insurance rates. A low credit score would mean a lapse in payment and increased chances of filing claims, which results in higher auto insurance rates. Therefore, the higher the credit score, the lower the car insurance rates will be.

Cheapest Car Insurance Companies for Bad Credit

For those with poor credit scores in Millbourne, Westfield is the cheapest car insurance provider. At $378 for a six-month premium, they offer the best rates in the city. The most expensive auto insurance rate for drivers with bad credit in Millbourne is State Farm, offering rates of around $5200 for six months.

Company	Avg. 6 Mo. Premium	Avg. Monthly Premium
Westfield	$378	$64
Auto-Owners Insurance Co	$388	$65
Chubb	$455	$77
American National P&C	$513	$88
USAA	$1472	$244
Nationwide	$1491	$251
Erie	$2372	$396
Travelers	$2691	$458
Allstate	$3622	$603
Progressive	$3989	$678
State Farm	$5200	$867

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Car Insurance Rates with An Accident in Millbourne

Both accidents and the resulting increase in insurance rates are often beyond our control. When you’re involved in an accident, you become riskier to insure, consequently increasing the rates. In Millbourne, PA, accidents can lead to significant hikes in your premiums.

Cheapest Car Insurance Companies after an At-Fault Accident in Millbourne

The cheapest car insurance companies after an at-fault accident in Millbourne include AutoOwners and Westfield, offering $126 and $339, respectively. Allstate is an expensive provider with an average six-month premium of $2207.

Company	Avg. 6 Mo. Premium	Avg. Monthly Premium
Auto-Owners	$126	$21
Westfield	$339	$57
Donegal	$378	$64
Auto-Owners Insurance Co	$388	$65
Chubb	$455	$77
American National P&C	$465	$78
Erie	$580	$98
Travelers	$698	$117
State Farm	$717	$121
USAA	$1268	$214
Progressive	$1366	$230
Nationwide	$1801	$300
Allstate	$2207	$375

Millbourne Car Insurance Rates by Violation

Here is a list of driving violations that can increase your car insurance rates in Millbourne PA. For example, the car insurance in Millbourne after a DUI increases to $1627 for a six month policy. While the rate increases by $1791 for a six-month policy in the case of a speeding ticket.

Millbourne auto insurance quotes by violations

Accident/Violation	Avg. 6 Mo Premium	Avg. Monthly Premium
None	$1791	$298
Cell phone violation	$2091	$355
Failure to wear a seat belt	$2091	$349
Failure to stop at a red light	$2111	$359
Illegal turn	$2111	$352
Improper passing	$2111	$359
Speeding in school zone	$2111	$352
Texting while driving	$2111	$359
Driving with expired registration	$2121	$354
Speeding 16 - 20 MPH over limit	$2121	$360
Wrong way/wrong lane	$2140	$357
Open container	$2266	$385
Reckless driving	$3302	$551
Racing	$3359	$571
DUI	$3418	$569
Driving with a suspended license	$3438	$585
Leaving scene of an accident/hit and run	$3467	$577

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Way Tip

Avoid Having A DUI On Your Driving Record.

A DUI can increase your car insurance rates—by $5,000 to $10,000 over five years. Speeding, reckless driving, and at-fault accidents also raise rates, staying on your record for 3–5 years, while DUIs/DWIs can impact you longer.

Car Insurance Rates in Millbourne after a DUI

There may have been times when you drank but chose not to drive—a smart and responsible decision, as most states treat DUIs as a serious offense. Your car insurance rates can double after a DUI charge, making it harder to find affordable coverage in Millbourne.

The cheapest car insurance premiums in Millbourne are offered by American National P&C at $523 for a six-month policy. However, it can be as expensive as $4057 with companies like Nationwide.

Millbourne car insurance quotes with a DUI

Company	Avg. 6 Mo. Premium	Avg. Monthly Premium
American National P&C	$523	$86
Travelers	$823	$139
Erie	$1219	$205
Allstate	$1558	$262
Progressive	$1646	$277
State Farm	$1656	$279
USAA	$1733	$292
Nationwide	$4057	$683

Cheapest car insurance after a speeding ticket

One of the easiest ways to save money on car insurance is to stay within the speed limit. After a speeding violation, the cheapest car insurance premiums in Millbourne are offered by Westfield at $204. However, it can be as expensive as $2624 with companies like Nationwide for a similar six-month premium.

Cheapest Car Insurance in Millbourne after Speeding ticket

Company	Avg. 6 Mo. Premium	Avg. Monthly Premium
Westfield	$204	$34
Auto-Owners Insurance Co	$261	$44
Erie	$745	$126
Travelers	$745	$126
State Farm	$852	$143
USAA	$1646	$280
Allstate	$2207	$368
Progressive	$2342	$398
Nationwide	$2624	$437

Car Insurance Price Trends in Millbourne, Pennsylvania

Car insurance rates in Millbourne have fluctuated due to factors such as state regulations, inflation, and changing driving habits.

The average cost of full coverage in the Millbourne rose by $272 in December compared to $262 of November. In other words, there has been an increase by $10 when you compare December and November.

The average cost of liability insurance in the Millbourne remained steady at $60 in both December and November, indicating no change over the two month period.

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Frequently Asked Questions

How much is car insurance in Millbourne?

The car insurance in Millbourne is $21 per month, which is lower than the national average.

What is the cheapest car insurance in Millbourne?

The cheapest car insurance in Millbourne is $99 per month for full coverage.

How much is car insurance in Millbourne for teenagers?

Car insurance for teenagers costs $243 per 6 months. The rates for teen drivers are higher due to their lack of experience as drivers.

What's the average cost of car insurance in Millbourne?

The average cost of car insurance is $787 for a six-month policy. It will cost around $215 per month to insure your car in Millbourne.

Is car insurance expensive in Millbourne?

Car insurance can be expensive in Millbourne if your rating factors are not favorable. However, with a clean driving record and good credit score, car insurance rates in Millbourne can be affordable.

Cheapest Car Insurance Quotes in Millbourne

Why you can trust Way?

How Much Is Car Insurance in Millbourne

Avg. Car Insurance in Millbourne

Avg. Car Insurance in Pennsylvania

National Average

Cheapest Car Insurance Companies in Millbourne

1st place: AutoOwners Insurance Co

2nd place: AutoOwners

3rd place: American National P&C

Millbourne Car Insurance Rates by Company

Cheap Car Insurance Companies in Millbourne, PA

Way's key takeaways about car insurance in Millbourne

High Rates Shouldn’t Drive You Out of Pocket.

Cheapest Minimum Liability Car Insurance in Millbourne

Cheapest Liability Coverage in Millbourne, PA

Cheapest Full Coverage Car Insurance in Millbourne

Cheapest Full Coverage Car Insurance Quotes in Millbourne, PA

Don't Let Hidden Costs Drive You Crazy

Average Car Insurance in Millbourne by Rating Factor

I have a clean driving record. Why is my car insurance rate here in Millbourne, PA increasing?

Car Insurance Premiums by Age in Millbourne

Cheapest Car Insurance Companies Based on Age Group

Cheapest Car Insurance Rates for Teen Drivers in Millbourne,PA

If you are in your twenties Travelers is the best choice for car insurance in Millbourne.

Car Insurance Rates by Credit Score & Driving History

Cheapest Car Insurance Companies for Bad Credit

Escape the Trap of Rising Insurance Costs.

Car Insurance Rates with An Accident in Millbourne

Cheapest Car Insurance Companies after an At-Fault Accident in Millbourne

Millbourne Car Insurance Rates by Violation

Millbourne auto insurance quotes by violations

Your Wallet Deserves Better. Seriously.

Avoid Having A DUI On Your Driving Record.

Car Insurance Rates in Millbourne after a DUI

Millbourne car insurance quotes with a DUI

Cheapest car insurance after a speeding ticket

Cheapest Car Insurance in Millbourne after Speeding ticket

Car Insurance Price Trends in Millbourne, Pennsylvania

Average Car Insurance Cost in Millbourne by ZIP Code

Frequently Asked Questions

Tired of Insane Auto Insurance Bills? Us Too!

Find Car Insurance Rates in Cities Near Millbourne, PA

Car Insurance Rates by State in the USA (2025 Update)

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