Cheapest Car Insurance Quotes in Sharon Hill

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Sharon Hill Car Insurance

^$ 21

/mo

Written by Sara Sam

Edited by Renee Martin

Why you can trust Way?

The auto insurance rates published in this guide are based on the results of research completed by Way’s data team. Using a mix of public and internal data, we analyzed millions of rate averages across U.S. ZIP codes. These rates were publicly sourced from insurer filings and should be used for comparative purposes only — your own quotes will differ. Given this, it’s important to go through our insurance steps form to find how much you can save with Way.

Table of Contents

How Much Is Car Insurance in Sharon Hill

The car insurance rate in Sharon Hill is $1275 for a six-month policy, which is $488 higher than the higher than the state average. Root Insurance Company offers the lowest rates in the city at $596, making it a popular choice for budget-conscious drivers. Rates in Sharon Hill can vary depending on your age, driving record, and coverage level, so not every driver will pay the same amount. Choosing a higher deductible, maintaining a clean driving history, and comparing quotes from multiple insurers can help you find better deals and save money over time.

Avg. Car Insurance in Sharon Hill

$1275

Avg. Car Insurance in Pennsylvania

$787

National Average

$1140

Cheapest Car Insurance Companies in Sharon Hill

1st place: AutoOwners Insurance Co

At $596 for a six month policy, AutoOwners Insurance Co offers the cheapest auto insurance rates in the city.

2nd place: AutoOwners

AutoOwners offers auto insurance rates at $616 for a six-month policy, making it one of the cheapest to insure with.

3rd place: American National P&C

American National P&C offers auto insurance rates at $828 for six months, making it the third cheapest auto insurance company in Sharon Hill.

Sharon Hill Car Insurance Rates by Company

Based on our research, the cheapest car insurance company in Sharon Hill, PA is AutoOwners Insurance Co, offering policies at just $596 for a six-month term. This is followed by AutoOwners, which has an average six-month premium of $616.

At the higher end of the spectrum, Progressive is the most expensive, with rates reaching $2174 for a six-month policy. Rates can vary widely by driver, but comparing quotes from multiple companies can help Sharon Hill drivers find the best deals.

Cheap Car Insurance Companies in Sharon Hill, PA

Company	Avg. 6 Mo. Premium	Avg. Monthly Premium
Auto-Owners Insurance Co	$596	$99
Auto-Owners	$616	$105
American National P&C	$828	$138
Travelers	$894	$151
Westfield	$991	$165
Erie	$1299	$219
State Farm	$1358	$228
Nationwide	$1395	$235
Encompass	$1578	$262
Allstate	$1712	$288
USAA	$1866	$314
Progressive	$2174	$366

Key Takeaways

Way's key takeaways about car insurance in Sharon Hill

The auto insurance costs in Sharon Hill fall around $596 for six months.
The cheapest auto insurance company in Sharon Hill is AutoOwners.
Teen drivers pay the highest rate in Sharon Hill at $1014 per month.

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Cheapest Minimum Liability Car Insurance in Sharon Hill

Since car insurance is a critical requirement for owning a car, you must have minimum liability car insurance. The cheapest car insurance companies for minimum coverage in Sharon Hill are given below.

AutoOwners provides the cheapest minimum car insurance coverage in Sharon Hill. Their Average 6 Month Premium is $125. Allstate is the most expensive at $799 for the same period.

Cheapest Liability Coverage in Sharon Hill, PA

Company	Avg. 6 Mo. Premium	Avg. Monthly Premium
Auto-Owners	$125	$21
Westfield	$232	$39
Auto-Owners Insurance Co	$241	$41
Travelers	$288	$49
Erie	$308	$52
American National P&C	$318	$53
Chubb	$337	$57
State Farm	$403	$68
USAA	$403	$68
Progressive	$433	$73
Nationwide	$501	$83
Allstate	$799	$136

Cheapest Full Coverage Car Insurance in Sharon Hill

One might think that minimum coverage is only required when insuring your car insurance. However, having full coverage car insurance in any city is certainly a wise choice as it offers better coverage and protection. Our best pick for the cheapest auto insurance quotes in Sharon Hill is AutoOwners Insurance Co at $99 per month and $596 for six months.

Cheapest Full Coverage Car Insurance Quotes in Sharon Hill, PA

Company	Avg. 6 Mo. Premium	Avg. Monthly Premium
Auto-Owners Insurance Co	$596	$99
Auto-Owners	$616	$105
American National P&C	$828	$138
Travelers	$894	$151
Westfield	$991	$165
Erie	$1299	$219
State Farm	$1358	$228
Nationwide	$1395	$235
Encompass	$1578	$262
Allstate	$1712	$288
USAA	$1866	$314
Progressive	$2174	$366

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Average Car Insurance in Sharon Hill by Rating Factor

The car insurance rates for two people under the same ZIP code will mostly be different. This is mostly because insurance rates are calculated based on several rating factors. These rating factors include the driver's age, gender, marital status, driving and claims history, credit score, location, type of vehicle, and coverage levels.

I have a clean driving record. Why is my car insurance rate here in Sharon Hill, PA increasing?

Despite maintaining a clean driving record, your car insurance rates in Sharon Hill, Pennsylvania, may be increasing due to several external factors. Pennsylvania has experienced significant rate hikes recently, with average premiums rising by 25.5% in 2023, largely attributed to higher claims volumes and inflation.

Additionally, Sharon Hill's high urban population density, raised auto theft rates, and frequent natural disasters contribute to increased insurance costs.

Car Insurance Premiums by Age in Sharon Hill

It is quite evident why teen drivers pay the highest car insurance rates in any city. Their lack of experience and increased accident rates make them a highly risky category. However, as you grow older, your car insurance rates will decrease. So, it is better to not have separate policies for teens; instead, add them to their parents' policies.

Cheapest Car Insurance Companies Based on Age Group

Age Group	Cheapest Companies	Avg. 6 Mo. Premium
20s	Travelers	$914
30s	Travelers	$632
40s	Travelers	$595
50s	Travelers	$569
60s	Travelers	$569
70s	Travelers	$669

Cheapest Car Insurance Rates for Teen Drivers in Sharon Hill,PA

If you are planning to get a car insurance policy for your teenage dependent, Westfield provides the cheapest car insurance in the Sharon Hill at $41 per month. At $5966 for a six-month premium, Nationwide offers the most expensive rate for teen drivers.

Company	Avg. 6 Mo. Premium	Avg. Monthly Premium
Westfield	$241	$41
Auto-Owners Insurance Co	$279	$47
American National P&C	$366	$62
Chubb	$403	$68
Travelers	$1155	$194
Erie	$1414	$238
State Farm	$1934	$326
USAA	$2540	$423
Allstate	$4253	$723
Progressive	$5889	$982
Nationwide	$5966	$1014

Teen Car Insurance Rates in PA by Age

Way Tip

If you are in your twenties Travelers is the best choice for car insurance in Sharon Hill.

As young drivers face the highest rates in Sharon Hill, Travelers offers the cheapest auto insurance rates at $914 for six months.

Car Insurance Rates by Credit Score & Driving History

Similar to your driving history, your financial history also plays a key role in determining your auto insurance rates. A low credit score would mean a lapse in payment and increased chances of filing claims, which results in higher auto insurance rates. Therefore, the higher the credit score, the lower the car insurance rates will be.

Cheapest Car Insurance Companies for Bad Credit

For those with poor credit scores in Sharon Hill, Westfield is the cheapest car insurance provider. At $376 for a six-month premium, they offer the best rates in the city. The most expensive auto insurance rate for drivers with bad credit in Sharon Hill is State Farm, offering rates of around $5168 for six months.

Company	Avg. 6 Mo. Premium	Avg. Monthly Premium
Westfield	$376	$63
Auto-Owners Insurance Co	$386	$65
Chubb	$452	$76
American National P&C	$510	$87
USAA	$1463	$243
Nationwide	$1482	$249
Erie	$2357	$394
Travelers	$2675	$455
Allstate	$3600	$599
Progressive	$3964	$674
State Farm	$5168	$862

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Car Insurance Rates with An Accident in Sharon Hill

Both accidents and the resulting increase in insurance rates are often beyond our control. When you’re involved in an accident, you become riskier to insure, consequently increasing the rates. In Sharon Hill, PA, accidents can lead to significant hikes in your premiums.

Cheapest Car Insurance Companies after an At-Fault Accident in Sharon Hill

The cheapest car insurance companies after an at-fault accident in Sharon Hill include AutoOwners and Westfield, offering $125 and $337, respectively. Allstate is an expensive provider with an average six-month premium of $2193.

Company	Avg. 6 Mo. Premium	Avg. Monthly Premium
Auto-Owners	$125	$21
Westfield	$337	$57
Donegal	$376	$63
Auto-Owners Insurance Co	$386	$65
Chubb	$452	$76
American National P&C	$462	$78
Erie	$577	$97
Travelers	$693	$117
State Farm	$713	$120
USAA	$1260	$212
Progressive	$1358	$228
Nationwide	$1790	$298
Allstate	$2193	$373

Sharon Hill Car Insurance Rates by Violation

Here is a list of driving violations that can increase your car insurance rates in Sharon Hill PA. For example, the car insurance in Sharon Hill after a DUI increases to $1617 for a six month policy. While the rate increases by $1780 for a six-month policy in the case of a speeding ticket.

Sharon Hill auto insurance quotes by violations

Accident/Violation	Avg. 6 Mo Premium	Avg. Monthly Premium
None	$1780	$296
Cell phone violation	$2078	$353
Failure to wear a seat belt	$2078	$347
Failure to stop at a red light	$2098	$356
Illegal turn	$2098	$350
Improper passing	$2098	$356
Speeding in school zone	$2098	$350
Texting while driving	$2098	$356
Driving with expired registration	$2108	$352
Speeding 16 - 20 MPH over limit	$2108	$358
Wrong way/wrong lane	$2127	$355
Open container	$2252	$382
Reckless driving	$3282	$548
Racing	$3339	$567
DUI	$3397	$565
Driving with a suspended license	$3417	$582
Leaving scene of an accident/hit and run	$3446	$573

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Way Tip

Avoid Having A DUI On Your Driving Record.

A DUI can increase your car insurance rates—by $5,000 to $10,000 over five years. Speeding, reckless driving, and at-fault accidents also raise rates, staying on your record for 3–5 years, while DUIs/DWIs can impact you longer.

Car Insurance Rates in Sharon Hill after a DUI

There may have been times when you drank but chose not to drive—a smart and responsible decision, as most states treat DUIs as a serious offense. Your car insurance rates can double after a DUI charge, making it harder to find affordable coverage in Sharon Hill.

The cheapest car insurance premiums in Sharon Hill are offered by American National P&C at $520 for a six-month policy. However, it can be as expensive as $4032 with companies like Nationwide.

Sharon Hill car insurance quotes with a DUI

Company	Avg. 6 Mo. Premium	Avg. Monthly Premium
American National P&C	$520	$86
Travelers	$818	$138
Erie	$1212	$204
Allstate	$1549	$261
Progressive	$1636	$275
State Farm	$1646	$277
USAA	$1722	$290
Nationwide	$4032	$679

Cheapest car insurance after a speeding ticket

One of the easiest ways to save money on car insurance is to stay within the speed limit. After a speeding violation, the cheapest car insurance premiums in Sharon Hill are offered by Westfield at $203. However, it can be as expensive as $2608 with companies like Nationwide for a similar six-month premium.

Cheapest Car Insurance in Sharon Hill after Speeding ticket

Company	Avg. 6 Mo. Premium	Avg. Monthly Premium
Westfield	$203	$34
Auto-Owners Insurance Co	$259	$44
Erie	$740	$125
Travelers	$740	$125
State Farm	$847	$143
USAA	$1636	$279
Allstate	$2193	$366
Progressive	$2328	$395
Nationwide	$2608	$434

Car Insurance Price Trends in Sharon Hill, Pennsylvania

Car insurance rates in Sharon Hill have fluctuated due to factors such as state regulations, inflation, and changing driving habits.

The average cost of full coverage in the Sharon Hill rose by $271 in December compared to $261 of November. In other words, there has been an increase by $10 when you compare December and November.

The average cost of liability insurance in the Sharon Hill remained steady at $60 in both December and November, indicating no change over the two month period.

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Frequently Asked Questions

How much is car insurance in Sharon Hill?

The car insurance in Sharon Hill is $21 per month, which is lower than the national average.

What is the cheapest car insurance in Sharon Hill?

The cheapest car insurance in Sharon Hill is $99 per month for full coverage.

How much is car insurance in Sharon Hill for teenagers?

Car insurance for teenagers costs $241 per 6 months. The rates for teen drivers are higher due to their lack of experience as drivers.

What's the average cost of car insurance in Sharon Hill?

The average cost of car insurance is $787 for a six-month policy. It will cost around $214 per month to insure your car in Sharon Hill.

Is car insurance expensive in Sharon Hill?

Car insurance can be expensive in Sharon Hill if your rating factors are not favorable. However, with a clean driving record and good credit score, car insurance rates in Sharon Hill can be affordable.

Cheapest Car Insurance Quotes in Sharon Hill

Why you can trust Way?

How Much Is Car Insurance in Sharon Hill

Avg. Car Insurance in Sharon Hill

Avg. Car Insurance in Pennsylvania

National Average

Cheapest Car Insurance Companies in Sharon Hill

1st place: AutoOwners Insurance Co

2nd place: AutoOwners

3rd place: American National P&C

Sharon Hill Car Insurance Rates by Company

Cheap Car Insurance Companies in Sharon Hill, PA

Way's key takeaways about car insurance in Sharon Hill

High Rates Shouldn’t Drive You Out of Pocket.

Cheapest Minimum Liability Car Insurance in Sharon Hill

Cheapest Liability Coverage in Sharon Hill, PA

Cheapest Full Coverage Car Insurance in Sharon Hill

Cheapest Full Coverage Car Insurance Quotes in Sharon Hill, PA

Don't Let Hidden Costs Drive You Crazy

Average Car Insurance in Sharon Hill by Rating Factor

I have a clean driving record. Why is my car insurance rate here in Sharon Hill, PA increasing?

Car Insurance Premiums by Age in Sharon Hill

Cheapest Car Insurance Companies Based on Age Group

Cheapest Car Insurance Rates for Teen Drivers in Sharon Hill,PA

If you are in your twenties Travelers is the best choice for car insurance in Sharon Hill.

Car Insurance Rates by Credit Score & Driving History

Cheapest Car Insurance Companies for Bad Credit

Escape the Trap of Rising Insurance Costs.

Car Insurance Rates with An Accident in Sharon Hill

Cheapest Car Insurance Companies after an At-Fault Accident in Sharon Hill

Sharon Hill Car Insurance Rates by Violation

Sharon Hill auto insurance quotes by violations

Your Wallet Deserves Better. Seriously.

Avoid Having A DUI On Your Driving Record.

Car Insurance Rates in Sharon Hill after a DUI

Sharon Hill car insurance quotes with a DUI

Cheapest car insurance after a speeding ticket

Cheapest Car Insurance in Sharon Hill after Speeding ticket

Car Insurance Price Trends in Sharon Hill, Pennsylvania

Average Car Insurance Cost in Sharon Hill by ZIP Code

Frequently Asked Questions

Tired of Insane Auto Insurance Bills? Us Too!

Find Car Insurance Rates in Cities Near Sharon Hill, PA

Car Insurance Rates by State in the USA (2025 Update)

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