Cheapest Car Insurance Quotes in East Brady

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East Brady Car Insurance

^$ 15

/mo

Written by Sara Sam

Edited by Renee Martin

Why you can trust Way?

The auto insurance rates published in this guide are based on the results of research completed by Way’s data team. Using a mix of public and internal data, we analyzed millions of rate averages across U.S. ZIP codes. These rates were publicly sourced from insurer filings and should be used for comparative purposes only — your own quotes will differ. Given this, it’s important to go through our insurance steps form to find how much you can save with Way.

Table of Contents

How Much Is Car Insurance in East Brady

The car insurance rate in East Brady is $881 for a six-month policy, which is $94 higher than the higher than the state average. Root Insurance Company offers the lowest rates in the city at $412, making it a popular choice for budget-conscious drivers. Rates in East Brady can vary depending on your age, driving record, and coverage level, so not every driver will pay the same amount. Choosing a higher deductible, maintaining a clean driving history, and comparing quotes from multiple insurers can help you find better deals and save money over time.

Avg. Car Insurance in East Brady

$881

Avg. Car Insurance in Pennsylvania

$787

National Average

$1140

Cheapest Car Insurance Companies in East Brady

1st place: AutoOwners Insurance Co

At $412 for a six month policy, AutoOwners Insurance Co offers the cheapest auto insurance rates in the city.

2nd place: AutoOwners

AutoOwners offers auto insurance rates at $426 for a six-month policy, making it one of the cheapest to insure with.

3rd place: American National P&C

American National P&C offers auto insurance rates at $572 for six months, making it the third cheapest auto insurance company in East Brady.

East Brady Car Insurance Rates by Company

Based on our research, the cheapest car insurance company in East Brady, PA is AutoOwners Insurance Co, offering policies at just $412 for a six-month term. This is followed by AutoOwners, which has an average six-month premium of $426.

At the higher end of the spectrum, Progressive is the most expensive, with rates reaching $1503 for a six-month policy. Rates can vary widely by driver, but comparing quotes from multiple companies can help East Brady drivers find the best deals.

Cheap Car Insurance Companies in East Brady, PA

Company	Avg. 6 Mo. Premium	Avg. Monthly Premium
Auto-Owners Insurance Co	$412	$68
Auto-Owners	$426	$73
American National P&C	$572	$95
Travelers	$618	$104
Westfield	$685	$114
Erie	$898	$151
State Farm	$939	$158
Nationwide	$964	$162
Encompass	$1091	$181
Allstate	$1184	$199
USAA	$1290	$217
Progressive	$1503	$253

Key Takeaways

Way's key takeaways about car insurance in East Brady

The auto insurance costs in East Brady fall around $412 for six months.
The cheapest auto insurance company in East Brady is AutoOwners.
Teen drivers pay the highest rate in East Brady at $701 per month.

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Cheapest Minimum Liability Car Insurance in East Brady

Since car insurance is a critical requirement for owning a car, you must have minimum liability car insurance. The cheapest car insurance companies for minimum coverage in East Brady are given below.

AutoOwners provides the cheapest minimum car insurance coverage in East Brady. Their Average 6 Month Premium is $86. Allstate is the most expensive at $552 for the same period.

Cheapest Liability Coverage in East Brady, PA

Company	Avg. 6 Mo. Premium	Avg. Monthly Premium
Auto-Owners	$86	$15
Westfield	$160	$27
Auto-Owners Insurance Co	$167	$28
Travelers	$199	$34
Erie	$213	$36
American National P&C	$220	$37
Chubb	$233	$39
State Farm	$279	$47
USAA	$279	$47
Progressive	$299	$50
Nationwide	$346	$57
Allstate	$552	$94

Cheapest Full Coverage Car Insurance in East Brady

One might think that minimum coverage is only required when insuring your car insurance. However, having full coverage car insurance in any city is certainly a wise choice as it offers better coverage and protection. Our best pick for the cheapest auto insurance quotes in East Brady is AutoOwners Insurance Co at $68 per month and $412 for six months.

Cheapest Full Coverage Car Insurance Quotes in East Brady, PA

Company	Avg. 6 Mo. Premium	Avg. Monthly Premium
Auto-Owners Insurance Co	$412	$68
Auto-Owners	$426	$73
American National P&C	$572	$95
Travelers	$618	$104
Westfield	$685	$114
Erie	$898	$151
State Farm	$939	$158
Nationwide	$964	$162
Encompass	$1091	$181
Allstate	$1184	$199
USAA	$1290	$217
Progressive	$1503	$253

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Average Car Insurance in East Brady by Rating Factor

The car insurance rates for two people under the same ZIP code will mostly be different. This is mostly because insurance rates are calculated based on several rating factors. These rating factors include the driver's age, gender, marital status, driving and claims history, credit score, location, type of vehicle, and coverage levels.

I have a clean driving record. Why is my car insurance rate here in East Brady, PA increasing?

Despite maintaining a clean driving record, your car insurance rates in East Brady, Pennsylvania, may be increasing due to several external factors. Pennsylvania has experienced significant rate hikes recently, with average premiums rising by 25.5% in 2023, largely attributed to higher claims volumes and inflation.

Additionally, East Brady's high urban population density, raised auto theft rates, and frequent natural disasters contribute to increased insurance costs.

Car Insurance Premiums by Age in East Brady

It is quite evident why teen drivers pay the highest car insurance rates in any city. Their lack of experience and increased accident rates make them a highly risky category. However, as you grow older, your car insurance rates will decrease. So, it is better to not have separate policies for teens; instead, add them to their parents' policies.

Cheapest Car Insurance Companies Based on Age Group

Age Group	Cheapest Companies	Avg. 6 Mo. Premium
20s	Travelers	$632
30s	Travelers	$437
40s	Travelers	$411
50s	Travelers	$393
60s	Travelers	$393
70s	Travelers	$463

Cheapest Car Insurance Rates for Teen Drivers in East Brady,PA

If you are planning to get a car insurance policy for your teenage dependent, Westfield provides the cheapest car insurance in the East Brady at $28 per month. At $4125 for a six-month premium, Nationwide offers the most expensive rate for teen drivers.

Company	Avg. 6 Mo. Premium	Avg. Monthly Premium
Westfield	$167	$28
Auto-Owners Insurance Co	$193	$32
American National P&C	$253	$43
Chubb	$279	$47
Travelers	$799	$134
Erie	$978	$165
State Farm	$1337	$225
USAA	$1756	$292
Allstate	$2940	$500
Progressive	$4071	$679
Nationwide	$4125	$701

Teen Car Insurance Rates in PA by Age

Way Tip

If you are in your twenties Travelers is the best choice for car insurance in East Brady.

As young drivers face the highest rates in East Brady, Travelers offers the cheapest auto insurance rates at $632 for six months.

Car Insurance Rates by Credit Score & Driving History

Similar to your driving history, your financial history also plays a key role in determining your auto insurance rates. A low credit score would mean a lapse in payment and increased chances of filing claims, which results in higher auto insurance rates. Therefore, the higher the credit score, the lower the car insurance rates will be.

Cheapest Car Insurance Companies for Bad Credit

For those with poor credit scores in East Brady, Westfield is the cheapest car insurance provider. At $260 for a six-month premium, they offer the best rates in the city. The most expensive auto insurance rate for drivers with bad credit in East Brady is State Farm, offering rates of around $3573 for six months.

Company	Avg. 6 Mo. Premium	Avg. Monthly Premium
Westfield	$260	$44
Auto-Owners Insurance Co	$267	$45
Chubb	$312	$53
American National P&C	$353	$60
USAA	$1011	$168
Nationwide	$1025	$172
Erie	$1630	$272
Travelers	$1849	$315
Allstate	$2489	$414
Progressive	$2741	$466
State Farm	$3573	$596

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Car Insurance Rates with An Accident in East Brady

Both accidents and the resulting increase in insurance rates are often beyond our control. When you’re involved in an accident, you become riskier to insure, consequently increasing the rates. In East Brady, PA, accidents can lead to significant hikes in your premiums.

Cheapest Car Insurance Companies after an At-Fault Accident in East Brady

The cheapest car insurance companies after an at-fault accident in East Brady include AutoOwners and Westfield, offering $86 and $233, respectively. Allstate is an expensive provider with an average six-month premium of $1516.

Company	Avg. 6 Mo. Premium	Avg. Monthly Premium
Auto-Owners	$86	$15
Westfield	$233	$39
Donegal	$260	$44
Auto-Owners Insurance Co	$267	$45
Chubb	$312	$53
American National P&C	$319	$54
Erie	$399	$67
Travelers	$479	$81
State Farm	$493	$83
USAA	$871	$147
Progressive	$939	$158
Nationwide	$1238	$206
Allstate	$1516	$258

East Brady Car Insurance Rates by Violation

Here is a list of driving violations that can increase your car insurance rates in East Brady PA. For example, the car insurance in East Brady after a DUI increases to $1118 for a six month policy. While the rate increases by $1231 for a six-month policy in the case of a speeding ticket.

East Brady auto insurance quotes by violations

Accident/Violation	Avg. 6 Mo Premium	Avg. Monthly Premium
None	$1231	$205
Cell phone violation	$1437	$244
Failure to wear a seat belt	$1437	$240
Failure to stop at a red light	$1450	$246
Illegal turn	$1450	$242
Improper passing	$1450	$246
Speeding in school zone	$1450	$242
Texting while driving	$1450	$246
Driving with expired registration	$1457	$243
Speeding 16 - 20 MPH over limit	$1457	$248
Wrong way/wrong lane	$1471	$245
Open container	$1557	$264
Reckless driving	$2269	$379
Racing	$2308	$392
DUI	$2349	$391
Driving with a suspended license	$2362	$402
Leaving scene of an accident/hit and run	$2382	$396

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Way Tip

Avoid Having A DUI On Your Driving Record.

A DUI can increase your car insurance rates—by $5,000 to $10,000 over five years. Speeding, reckless driving, and at-fault accidents also raise rates, staying on your record for 3–5 years, while DUIs/DWIs can impact you longer.

Car Insurance Rates in East Brady after a DUI

There may have been times when you drank but chose not to drive—a smart and responsible decision, as most states treat DUIs as a serious offense. Your car insurance rates can double after a DUI charge, making it harder to find affordable coverage in East Brady.

The cheapest car insurance premiums in East Brady are offered by American National P&C at $360 for a six-month policy. However, it can be as expensive as $2788 with companies like Nationwide.

East Brady car insurance quotes with a DUI

Company	Avg. 6 Mo. Premium	Avg. Monthly Premium
American National P&C	$360	$59
Travelers	$566	$95
Erie	$838	$141
Allstate	$1071	$180
Progressive	$1131	$190
State Farm	$1138	$192
USAA	$1191	$200
Nationwide	$2788	$469

Cheapest car insurance after a speeding ticket

One of the easiest ways to save money on car insurance is to stay within the speed limit. After a speeding violation, the cheapest car insurance premiums in East Brady are offered by Westfield at $140. However, it can be as expensive as $1803 with companies like Nationwide for a similar six-month premium.

Cheapest Car Insurance in East Brady after Speeding ticket

Company	Avg. 6 Mo. Premium	Avg. Monthly Premium
Westfield	$140	$24
Auto-Owners Insurance Co	$179	$30
Erie	$512	$86
Travelers	$512	$86
State Farm	$586	$99
USAA	$1131	$193
Allstate	$1516	$253
Progressive	$1609	$273
Nationwide	$1803	$300

Car Insurance Price Trends in East Brady, Pennsylvania

Car insurance rates in East Brady have fluctuated due to factors such as state regulations, inflation, and changing driving habits.

The average cost of full coverage in the East Brady rose by $187 in December compared to $180 of November. In other words, there has been an increase by $7 when you compare December and November.

The average cost of liability insurance in the East Brady remained steady at $41 in both December and November, indicating no change over the two month period.

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Frequently Asked Questions

How much is car insurance in East Brady?

The car insurance in East Brady is $15 per month, which is lower than the national average.

What is the cheapest car insurance in East Brady?

The cheapest car insurance in East Brady is $68 per month for full coverage.

How much is car insurance in East Brady for teenagers?

Car insurance for teenagers costs $167 per 6 months. The rates for teen drivers are higher due to their lack of experience as drivers.

What's the average cost of car insurance in East Brady?

The average cost of car insurance is $787 for a six-month policy. It will cost around $148 per month to insure your car in East Brady.

Is car insurance expensive in East Brady?

Car insurance can be expensive in East Brady if your rating factors are not favorable. However, with a clean driving record and good credit score, car insurance rates in East Brady can be affordable.

Cheapest Car Insurance Quotes in East Brady

Why you can trust Way?

How Much Is Car Insurance in East Brady

Avg. Car Insurance in East Brady

Avg. Car Insurance in Pennsylvania

National Average

Cheapest Car Insurance Companies in East Brady

1st place: AutoOwners Insurance Co

2nd place: AutoOwners

3rd place: American National P&C

East Brady Car Insurance Rates by Company

Cheap Car Insurance Companies in East Brady, PA

Way's key takeaways about car insurance in East Brady

High Rates Shouldn’t Drive You Out of Pocket.

Cheapest Minimum Liability Car Insurance in East Brady

Cheapest Liability Coverage in East Brady, PA

Cheapest Full Coverage Car Insurance in East Brady

Cheapest Full Coverage Car Insurance Quotes in East Brady, PA

Don't Let Hidden Costs Drive You Crazy

Average Car Insurance in East Brady by Rating Factor

I have a clean driving record. Why is my car insurance rate here in East Brady, PA increasing?

Car Insurance Premiums by Age in East Brady

Cheapest Car Insurance Companies Based on Age Group

Cheapest Car Insurance Rates for Teen Drivers in East Brady,PA

If you are in your twenties Travelers is the best choice for car insurance in East Brady.

Car Insurance Rates by Credit Score & Driving History

Cheapest Car Insurance Companies for Bad Credit

Escape the Trap of Rising Insurance Costs.

Car Insurance Rates with An Accident in East Brady

Cheapest Car Insurance Companies after an At-Fault Accident in East Brady

East Brady Car Insurance Rates by Violation

East Brady auto insurance quotes by violations

Your Wallet Deserves Better. Seriously.

Avoid Having A DUI On Your Driving Record.

Car Insurance Rates in East Brady after a DUI

East Brady car insurance quotes with a DUI

Cheapest car insurance after a speeding ticket

Cheapest Car Insurance in East Brady after Speeding ticket

Car Insurance Price Trends in East Brady, Pennsylvania

Average Car Insurance Cost in East Brady by ZIP Code

Frequently Asked Questions

Tired of Insane Auto Insurance Bills? Us Too!

Find Car Insurance Rates in Cities Near East Brady, PA

Car Insurance Rates by State in the USA (2025 Update)

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