Cheapest Car Insurance Quotes in Park Forest Village

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Park Forest Village Car Insurance

^$ 10

/mo

Written by Sara Sam

Edited by Renee Martin

Why you can trust Way?

The auto insurance rates published in this guide are based on the results of research completed by Way’s data team. Using a mix of public and internal data, we analyzed millions of rate averages across U.S. ZIP codes. These rates were publicly sourced from insurer filings and should be used for comparative purposes only — your own quotes will differ. Given this, it’s important to go through our insurance steps form to find how much you can save with Way.

Table of Contents

How Much Is Car Insurance in Park Forest Village

The car insurance rate in Park Forest Village is $630 for a six-month policy, which is $157 lower than the higher than the state average. Root Insurance Company offers the lowest rates in the city at $294, making it a popular choice for budget-conscious drivers. Rates in Park Forest Village can vary depending on your age, driving record, and coverage level, so not every driver will pay the same amount. Choosing a higher deductible, maintaining a clean driving history, and comparing quotes from multiple insurers can help you find better deals and save money over time.

Avg. Car Insurance in Park Forest Village

$630

Avg. Car Insurance in Pennsylvania

$787

National Average

$1140

Cheapest Car Insurance Companies in Park Forest Village

1st place: AutoOwners Insurance Co

At $294 for a six month policy, AutoOwners Insurance Co offers the cheapest auto insurance rates in the city.

2nd place: AutoOwners

AutoOwners offers auto insurance rates at $304 for a six-month policy, making it one of the cheapest to insure with.

3rd place: American National P&C

American National P&C offers auto insurance rates at $409 for six months, making it the third cheapest auto insurance company in Park Forest Village.

Park Forest Village Car Insurance Rates by Company

Based on our research, the cheapest car insurance company in Park Forest Village, PA is AutoOwners Insurance Co, offering policies at just $294 for a six-month term. This is followed by AutoOwners, which has an average six-month premium of $304.

At the higher end of the spectrum, Progressive is the most expensive, with rates reaching $1074 for a six-month policy. Rates can vary widely by driver, but comparing quotes from multiple companies can help Park Forest Village drivers find the best deals.

Cheap Car Insurance Companies in Park Forest Village, PA

Company	Avg. 6 Mo. Premium	Avg. Monthly Premium
Auto-Owners Insurance Co	$294	$49
Auto-Owners	$304	$52
American National P&C	$409	$68
Travelers	$442	$74
Westfield	$490	$82
Erie	$642	$108
State Farm	$670	$113
Nationwide	$689	$116
Encompass	$779	$130
Allstate	$846	$142
USAA	$922	$155
Progressive	$1074	$181

Key Takeaways

Way's key takeaways about car insurance in Park Forest Village

The auto insurance costs in Park Forest Village fall around $294 for six months.
The cheapest auto insurance company in Park Forest Village is AutoOwners.
Teen drivers pay the highest rate in Park Forest Village at $501 per month.

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Cheapest Minimum Liability Car Insurance in Park Forest Village

Since car insurance is a critical requirement for owning a car, you must have minimum liability car insurance. The cheapest car insurance companies for minimum coverage in Park Forest Village are given below.

AutoOwners provides the cheapest minimum car insurance coverage in Park Forest Village. Their Average 6 Month Premium is $62. Allstate is the most expensive at $394 for the same period.

Cheapest Liability Coverage in Park Forest Village, PA

Company	Avg. 6 Mo. Premium	Avg. Monthly Premium
Auto-Owners	$62	$10
Westfield	$114	$19
Auto-Owners Insurance Co	$119	$20
Travelers	$142	$24
Erie	$152	$26
American National P&C	$157	$26
Chubb	$166	$28
State Farm	$199	$34
USAA	$199	$34
Progressive	$214	$36
Nationwide	$247	$41
Allstate	$394	$67

Cheapest Full Coverage Car Insurance in Park Forest Village

One might think that minimum coverage is only required when insuring your car insurance. However, having full coverage car insurance in any city is certainly a wise choice as it offers better coverage and protection. Our best pick for the cheapest auto insurance quotes in Park Forest Village is AutoOwners Insurance Co at $49 per month and $294 for six months.

Cheapest Full Coverage Car Insurance Quotes in Park Forest Village, PA

Company	Avg. 6 Mo. Premium	Avg. Monthly Premium
Auto-Owners Insurance Co	$294	$49
Auto-Owners	$304	$52
American National P&C	$409	$68
Travelers	$442	$74
Westfield	$490	$82
Erie	$642	$108
State Farm	$670	$113
Nationwide	$689	$116
Encompass	$779	$130
Allstate	$846	$142
USAA	$922	$155
Progressive	$1074	$181

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Average Car Insurance in Park Forest Village by Rating Factor

The car insurance rates for two people under the same ZIP code will mostly be different. This is mostly because insurance rates are calculated based on several rating factors. These rating factors include the driver's age, gender, marital status, driving and claims history, credit score, location, type of vehicle, and coverage levels.

I have a clean driving record. Why is my car insurance rate here in Park Forest Village, PA increasing?

Despite maintaining a clean driving record, your car insurance rates in Park Forest Village, Pennsylvania, may be increasing due to several external factors. Pennsylvania has experienced significant rate hikes recently, with average premiums rising by 25.5% in 2023, largely attributed to higher claims volumes and inflation.

Additionally, Park Forest Village's high urban population density, raised auto theft rates, and frequent natural disasters contribute to increased insurance costs.

Car Insurance Premiums by Age in Park Forest Village

It is quite evident why teen drivers pay the highest car insurance rates in any city. Their lack of experience and increased accident rates make them a highly risky category. However, as you grow older, your car insurance rates will decrease. So, it is better to not have separate policies for teens; instead, add them to their parents' policies.

Cheapest Car Insurance Companies Based on Age Group

Age Group	Cheapest Companies	Avg. 6 Mo. Premium
20s	Travelers	$451
30s	Travelers	$312
40s	Travelers	$294
50s	Travelers	$281
60s	Travelers	$281
70s	Travelers	$330

Cheapest Car Insurance Rates for Teen Drivers in Park Forest Village,PA

If you are planning to get a car insurance policy for your teenage dependent, Westfield provides the cheapest car insurance in the Park Forest Village at $20 per month. At $2946 for a six-month premium, Nationwide offers the most expensive rate for teen drivers.

Company	Avg. 6 Mo. Premium	Avg. Monthly Premium
Westfield	$119	$20
Auto-Owners Insurance Co	$138	$23
American National P&C	$181	$30
Chubb	$199	$34
Travelers	$570	$96
Erie	$698	$118
State Farm	$955	$161
USAA	$1254	$209
Allstate	$2100	$357
Progressive	$2908	$485
Nationwide	$2946	$501

Teen Car Insurance Rates in PA by Age

Way Tip

If you are in your twenties Travelers is the best choice for car insurance in Park Forest Village.

As young drivers face the highest rates in Park Forest Village, Travelers offers the cheapest auto insurance rates at $451 for six months.

Car Insurance Rates by Credit Score & Driving History

Similar to your driving history, your financial history also plays a key role in determining your auto insurance rates. A low credit score would mean a lapse in payment and increased chances of filing claims, which results in higher auto insurance rates. Therefore, the higher the credit score, the lower the car insurance rates will be.

Cheapest Car Insurance Companies for Bad Credit

For those with poor credit scores in Park Forest Village, Westfield is the cheapest car insurance provider. At $186 for a six-month premium, they offer the best rates in the city. The most expensive auto insurance rate for drivers with bad credit in Park Forest Village is State Farm, offering rates of around $2552 for six months.

Company	Avg. 6 Mo. Premium	Avg. Monthly Premium
Westfield	$186	$31
Auto-Owners Insurance Co	$190	$32
Chubb	$223	$38
American National P&C	$252	$43
USAA	$722	$120
Nationwide	$732	$123
Erie	$1164	$194
Travelers	$1321	$225
Allstate	$1778	$296
Progressive	$1958	$333
State Farm	$2552	$426

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Car Insurance Rates with An Accident in Park Forest Village

Both accidents and the resulting increase in insurance rates are often beyond our control. When you’re involved in an accident, you become riskier to insure, consequently increasing the rates. In Park Forest Village, PA, accidents can lead to significant hikes in your premiums.

Cheapest Car Insurance Companies after an At-Fault Accident in Park Forest Village

The cheapest car insurance companies after an at-fault accident in Park Forest Village include AutoOwners and Westfield, offering $62 and $166, respectively. Allstate is an expensive provider with an average six-month premium of $1083.

Company	Avg. 6 Mo. Premium	Avg. Monthly Premium
Auto-Owners	$62	$10
Westfield	$166	$28
Donegal	$186	$31
Auto-Owners Insurance Co	$190	$32
Chubb	$223	$38
American National P&C	$228	$38
Erie	$285	$48
Travelers	$342	$58
State Farm	$352	$59
USAA	$622	$105
Progressive	$670	$113
Nationwide	$884	$147
Allstate	$1083	$184

Park Forest Village Car Insurance Rates by Violation

Here is a list of driving violations that can increase your car insurance rates in Park Forest Village PA. For example, the car insurance in Park Forest Village after a DUI increases to $799 for a six month policy. While the rate increases by $879 for a six-month policy in the case of a speeding ticket.

Park Forest Village auto insurance quotes by violations

Accident/Violation	Avg. 6 Mo Premium	Avg. Monthly Premium
None	$879	$146
Cell phone violation	$1026	$174
Failure to wear a seat belt	$1026	$171
Failure to stop at a red light	$1036	$176
Illegal turn	$1036	$173
Improper passing	$1036	$176
Speeding in school zone	$1036	$173
Texting while driving	$1036	$176
Driving with expired registration	$1041	$174
Speeding 16 - 20 MPH over limit	$1041	$177
Wrong way/wrong lane	$1050	$175
Open container	$1112	$189
Reckless driving	$1621	$270
Racing	$1649	$280
DUI	$1678	$279
Driving with a suspended license	$1687	$287
Leaving scene of an accident/hit and run	$1702	$283

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Way Tip

Avoid Having A DUI On Your Driving Record.

A DUI can increase your car insurance rates—by $5,000 to $10,000 over five years. Speeding, reckless driving, and at-fault accidents also raise rates, staying on your record for 3–5 years, while DUIs/DWIs can impact you longer.

Car Insurance Rates in Park Forest Village after a DUI

There may have been times when you drank but chose not to drive—a smart and responsible decision, as most states treat DUIs as a serious offense. Your car insurance rates can double after a DUI charge, making it harder to find affordable coverage in Park Forest Village.

The cheapest car insurance premiums in Park Forest Village are offered by American National P&C at $257 for a six-month policy. However, it can be as expensive as $1991 with companies like Nationwide.

Park Forest Village car insurance quotes with a DUI

Company	Avg. 6 Mo. Premium	Avg. Monthly Premium
American National P&C	$257	$42
Travelers	$404	$68
Erie	$598	$101
Allstate	$765	$129
Progressive	$808	$136
State Farm	$813	$137
USAA	$850	$143
Nationwide	$1991	$335

Cheapest car insurance after a speeding ticket

One of the easiest ways to save money on car insurance is to stay within the speed limit. After a speeding violation, the cheapest car insurance premiums in Park Forest Village are offered by Westfield at $100. However, it can be as expensive as $1288 with companies like Nationwide for a similar six-month premium.

Cheapest Car Insurance in Park Forest Village after Speeding ticket

Company	Avg. 6 Mo. Premium	Avg. Monthly Premium
Westfield	$100	$17
Auto-Owners Insurance Co	$128	$22
Erie	$366	$62
Travelers	$366	$62
State Farm	$418	$70
USAA	$808	$138
Allstate	$1083	$181
Progressive	$1150	$195
Nationwide	$1288	$214

Car Insurance Price Trends in Park Forest Village, Pennsylvania

Car insurance rates in Park Forest Village have fluctuated due to factors such as state regulations, inflation, and changing driving habits.

The average cost of full coverage in the Park Forest Village rose by $134 in December compared to $129 of November. In other words, there has been an increase by $5 when you compare December and November.

The average cost of liability insurance in the Park Forest Village remained steady at $30 in both December and November, indicating no change over the two month period.

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Frequently Asked Questions

How much is car insurance in Park Forest Village?

The car insurance in Park Forest Village is $10 per month, which is lower than the national average.

What is the cheapest car insurance in Park Forest Village?

The cheapest car insurance in Park Forest Village is $49 per month for full coverage.

How much is car insurance in Park Forest Village for teenagers?

Car insurance for teenagers costs $119 per 6 months. The rates for teen drivers are higher due to their lack of experience as drivers.

What's the average cost of car insurance in Park Forest Village?

The average cost of car insurance is $787 for a six-month policy. It will cost around $106 per month to insure your car in Park Forest Village.

Is car insurance expensive in Park Forest Village?

Car insurance can be expensive in Park Forest Village if your rating factors are not favorable. However, with a clean driving record and good credit score, car insurance rates in Park Forest Village can be affordable.

Cheapest Car Insurance Quotes in Park Forest Village

Why you can trust Way?

How Much Is Car Insurance in Park Forest Village

Avg. Car Insurance in Park Forest Village

Avg. Car Insurance in Pennsylvania

National Average

Cheapest Car Insurance Companies in Park Forest Village

1st place: AutoOwners Insurance Co

2nd place: AutoOwners

3rd place: American National P&C

Park Forest Village Car Insurance Rates by Company

Cheap Car Insurance Companies in Park Forest Village, PA

Way's key takeaways about car insurance in Park Forest Village

High Rates Shouldn’t Drive You Out of Pocket.

Cheapest Minimum Liability Car Insurance in Park Forest Village

Cheapest Liability Coverage in Park Forest Village, PA

Cheapest Full Coverage Car Insurance in Park Forest Village

Cheapest Full Coverage Car Insurance Quotes in Park Forest Village, PA

Don't Let Hidden Costs Drive You Crazy

Average Car Insurance in Park Forest Village by Rating Factor

I have a clean driving record. Why is my car insurance rate here in Park Forest Village, PA increasing?

Car Insurance Premiums by Age in Park Forest Village

Cheapest Car Insurance Companies Based on Age Group

Cheapest Car Insurance Rates for Teen Drivers in Park Forest Village,PA

If you are in your twenties Travelers is the best choice for car insurance in Park Forest Village.

Car Insurance Rates by Credit Score & Driving History

Cheapest Car Insurance Companies for Bad Credit

Escape the Trap of Rising Insurance Costs.

Car Insurance Rates with An Accident in Park Forest Village

Cheapest Car Insurance Companies after an At-Fault Accident in Park Forest Village

Park Forest Village Car Insurance Rates by Violation

Park Forest Village auto insurance quotes by violations

Your Wallet Deserves Better. Seriously.

Avoid Having A DUI On Your Driving Record.

Car Insurance Rates in Park Forest Village after a DUI

Park Forest Village car insurance quotes with a DUI

Cheapest car insurance after a speeding ticket

Cheapest Car Insurance in Park Forest Village after Speeding ticket

Car Insurance Price Trends in Park Forest Village, Pennsylvania

Average Car Insurance Cost in Park Forest Village by ZIP Code

Frequently Asked Questions

Tired of Insane Auto Insurance Bills? Us Too!

Find Car Insurance Rates in Cities Near Park Forest Village, PA

Car Insurance Rates by State in the USA (2025 Update)

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