Cheapest Car Insurance Quotes in Newburg

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Newburg Car Insurance

^$ 11

/mo

Written by Sara Sam

Edited by Renee Martin

Why you can trust Way?

The auto insurance rates published in this guide are based on the results of research completed by Way’s data team. Using a mix of public and internal data, we analyzed millions of rate averages across U.S. ZIP codes. These rates were publicly sourced from insurer filings and should be used for comparative purposes only — your own quotes will differ. Given this, it’s important to go through our insurance steps form to find how much you can save with Way.

Table of Contents

How Much Is Car Insurance in Newburg

The car insurance rate in Newburg is $661 for a six-month policy, which is $126 lower than the higher than the state average. Root Insurance Company offers the lowest rates in the city at $309, making it a popular choice for budget-conscious drivers. Rates in Newburg can vary depending on your age, driving record, and coverage level, so not every driver will pay the same amount. Choosing a higher deductible, maintaining a clean driving history, and comparing quotes from multiple insurers can help you find better deals and save money over time.

Avg. Car Insurance in Newburg

$661

Avg. Car Insurance in Pennsylvania

$787

National Average

$1140

Cheapest Car Insurance Companies in Newburg

1st place: AutoOwners Insurance Co

At $309 for a six month policy, AutoOwners Insurance Co offers the cheapest auto insurance rates in the city.

2nd place: AutoOwners

AutoOwners offers auto insurance rates at $319 for a six-month policy, making it one of the cheapest to insure with.

3rd place: American National P&C

American National P&C offers auto insurance rates at $429 for six months, making it the third cheapest auto insurance company in Newburg.

Newburg Car Insurance Rates by Company

Based on our research, the cheapest car insurance company in Newburg, PA is AutoOwners Insurance Co, offering policies at just $309 for a six-month term. This is followed by AutoOwners, which has an average six-month premium of $319.

At the higher end of the spectrum, Progressive is the most expensive, with rates reaching $1127 for a six-month policy. Rates can vary widely by driver, but comparing quotes from multiple companies can help Newburg drivers find the best deals.

Cheap Car Insurance Companies in Newburg, PA

Company	Avg. 6 Mo. Premium	Avg. Monthly Premium
Auto-Owners Insurance Co	$309	$51
Auto-Owners	$319	$55
American National P&C	$429	$71
Travelers	$464	$78
Westfield	$514	$86
Erie	$674	$113
State Farm	$704	$118
Nationwide	$723	$122
Encompass	$818	$136
Allstate	$888	$150
USAA	$968	$163
Progressive	$1127	$190

Key Takeaways

Way's key takeaways about car insurance in Newburg

The auto insurance costs in Newburg fall around $309 for six months.
The cheapest auto insurance company in Newburg is AutoOwners.
Teen drivers pay the highest rate in Newburg at $526 per month.

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Cheapest Minimum Liability Car Insurance in Newburg

Since car insurance is a critical requirement for owning a car, you must have minimum liability car insurance. The cheapest car insurance companies for minimum coverage in Newburg are given below.

AutoOwners provides the cheapest minimum car insurance coverage in Newburg. Their Average 6 Month Premium is $65. Allstate is the most expensive at $414 for the same period.

Cheapest Liability Coverage in Newburg, PA

Company	Avg. 6 Mo. Premium	Avg. Monthly Premium
Auto-Owners	$65	$11
Westfield	$120	$20
Auto-Owners Insurance Co	$125	$21
Travelers	$150	$25
Erie	$160	$27
American National P&C	$165	$28
Chubb	$175	$29
State Farm	$209	$35
USAA	$209	$35
Progressive	$224	$38
Nationwide	$260	$43
Allstate	$414	$71

Cheapest Full Coverage Car Insurance in Newburg

One might think that minimum coverage is only required when insuring your car insurance. However, having full coverage car insurance in any city is certainly a wise choice as it offers better coverage and protection. Our best pick for the cheapest auto insurance quotes in Newburg is AutoOwners Insurance Co at $51 per month and $309 for six months.

Cheapest Full Coverage Car Insurance Quotes in Newburg, PA

Company	Avg. 6 Mo. Premium	Avg. Monthly Premium
Auto-Owners Insurance Co	$309	$51
Auto-Owners	$319	$55
American National P&C	$429	$71
Travelers	$464	$78
Westfield	$514	$86
Erie	$674	$113
State Farm	$704	$118
Nationwide	$723	$122
Encompass	$818	$136
Allstate	$888	$150
USAA	$968	$163
Progressive	$1127	$190

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Average Car Insurance in Newburg by Rating Factor

The car insurance rates for two people under the same ZIP code will mostly be different. This is mostly because insurance rates are calculated based on several rating factors. These rating factors include the driver's age, gender, marital status, driving and claims history, credit score, location, type of vehicle, and coverage levels.

I have a clean driving record. Why is my car insurance rate here in Newburg, PA increasing?

Despite maintaining a clean driving record, your car insurance rates in Newburg, Pennsylvania, may be increasing due to several external factors. Pennsylvania has experienced significant rate hikes recently, with average premiums rising by 25.5% in 2023, largely attributed to higher claims volumes and inflation.

Additionally, Newburg's high urban population density, raised auto theft rates, and frequent natural disasters contribute to increased insurance costs.

Car Insurance Premiums by Age in Newburg

It is quite evident why teen drivers pay the highest car insurance rates in any city. Their lack of experience and increased accident rates make them a highly risky category. However, as you grow older, your car insurance rates will decrease. So, it is better to not have separate policies for teens; instead, add them to their parents' policies.

Cheapest Car Insurance Companies Based on Age Group

Age Group	Cheapest Companies	Avg. 6 Mo. Premium
20s	Travelers	$474
30s	Travelers	$328
40s	Travelers	$308
50s	Travelers	$295
60s	Travelers	$295
70s	Travelers	$347

Cheapest Car Insurance Rates for Teen Drivers in Newburg,PA

If you are planning to get a car insurance policy for your teenage dependent, Westfield provides the cheapest car insurance in the Newburg at $21 per month. At $3094 for a six-month premium, Nationwide offers the most expensive rate for teen drivers.

Company	Avg. 6 Mo. Premium	Avg. Monthly Premium
Westfield	$125	$21
Auto-Owners Insurance Co	$144	$24
American National P&C	$190	$32
Chubb	$209	$35
Travelers	$599	$101
Erie	$733	$123
State Farm	$1003	$169
USAA	$1317	$219
Allstate	$2205	$375
Progressive	$3053	$509
Nationwide	$3094	$526

Teen Car Insurance Rates in PA by Age

Way Tip

If you are in your twenties Travelers is the best choice for car insurance in Newburg.

As young drivers face the highest rates in Newburg, Travelers offers the cheapest auto insurance rates at $474 for six months.

Car Insurance Rates by Credit Score & Driving History

Similar to your driving history, your financial history also plays a key role in determining your auto insurance rates. A low credit score would mean a lapse in payment and increased chances of filing claims, which results in higher auto insurance rates. Therefore, the higher the credit score, the lower the car insurance rates will be.

Cheapest Car Insurance Companies for Bad Credit

For those with poor credit scores in Newburg, Westfield is the cheapest car insurance provider. At $195 for a six-month premium, they offer the best rates in the city. The most expensive auto insurance rate for drivers with bad credit in Newburg is State Farm, offering rates of around $2680 for six months.

Company	Avg. 6 Mo. Premium	Avg. Monthly Premium
Westfield	$195	$33
Auto-Owners Insurance Co	$200	$34
Chubb	$234	$39
American National P&C	$265	$45
USAA	$759	$126
Nationwide	$769	$129
Erie	$1222	$204
Travelers	$1387	$236
Allstate	$1866	$311
Progressive	$2055	$349
State Farm	$2680	$447

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Car Insurance Rates with An Accident in Newburg

Both accidents and the resulting increase in insurance rates are often beyond our control. When you’re involved in an accident, you become riskier to insure, consequently increasing the rates. In Newburg, PA, accidents can lead to significant hikes in your premiums.

Cheapest Car Insurance Companies after an At-Fault Accident in Newburg

The cheapest car insurance companies after an at-fault accident in Newburg include AutoOwners and Westfield, offering $65 and $175, respectively. Allstate is an expensive provider with an average six-month premium of $1137.

Company	Avg. 6 Mo. Premium	Avg. Monthly Premium
Auto-Owners	$65	$11
Westfield	$175	$29
Donegal	$195	$33
Auto-Owners Insurance Co	$200	$34
Chubb	$234	$39
American National P&C	$239	$40
Erie	$299	$50
Travelers	$360	$60
State Farm	$370	$62
USAA	$654	$110
Progressive	$704	$118
Nationwide	$928	$155
Allstate	$1137	$193

Newburg Car Insurance Rates by Violation

Here is a list of driving violations that can increase your car insurance rates in Newburg PA. For example, the car insurance in Newburg after a DUI increases to $838 for a six month policy. While the rate increases by $923 for a six-month policy in the case of a speeding ticket.

Newburg auto insurance quotes by violations

Accident/Violation	Avg. 6 Mo Premium	Avg. Monthly Premium
None	$923	$154
Cell phone violation	$1078	$183
Failure to wear a seat belt	$1078	$180
Failure to stop at a red light	$1088	$185
Illegal turn	$1088	$181
Improper passing	$1088	$185
Speeding in school zone	$1088	$181
Texting while driving	$1088	$185
Driving with expired registration	$1093	$182
Speeding 16 - 20 MPH over limit	$1093	$186
Wrong way/wrong lane	$1103	$184
Open container	$1168	$198
Reckless driving	$1702	$284
Racing	$1731	$294
DUI	$1761	$293
Driving with a suspended license	$1772	$302
Leaving scene of an accident/hit and run	$1787	$297

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Way Tip

Avoid Having A DUI On Your Driving Record.

A DUI can increase your car insurance rates—by $5,000 to $10,000 over five years. Speeding, reckless driving, and at-fault accidents also raise rates, staying on your record for 3–5 years, while DUIs/DWIs can impact you longer.

Car Insurance Rates in Newburg after a DUI

There may have been times when you drank but chose not to drive—a smart and responsible decision, as most states treat DUIs as a serious offense. Your car insurance rates can double after a DUI charge, making it harder to find affordable coverage in Newburg.

The cheapest car insurance premiums in Newburg are offered by American National P&C at $270 for a six-month policy. However, it can be as expensive as $2091 with companies like Nationwide.

Newburg car insurance quotes with a DUI

Company	Avg. 6 Mo. Premium	Avg. Monthly Premium
American National P&C	$270	$45
Travelers	$424	$71
Erie	$628	$106
Allstate	$803	$135
Progressive	$848	$143
State Farm	$853	$144
USAA	$893	$150
Nationwide	$2091	$352

Cheapest car insurance after a speeding ticket

One of the easiest ways to save money on car insurance is to stay within the speed limit. After a speeding violation, the cheapest car insurance premiums in Newburg are offered by Westfield at $105. However, it can be as expensive as $1352 with companies like Nationwide for a similar six-month premium.

Cheapest Car Insurance in Newburg after Speeding ticket

Company	Avg. 6 Mo. Premium	Avg. Monthly Premium
Westfield	$105	$18
Auto-Owners Insurance Co	$134	$23
Erie	$384	$65
Travelers	$384	$65
State Farm	$439	$74
USAA	$848	$144
Allstate	$1137	$190
Progressive	$1207	$205
Nationwide	$1352	$225

Car Insurance Price Trends in Newburg, Pennsylvania

Car insurance rates in Newburg have fluctuated due to factors such as state regulations, inflation, and changing driving habits.

The average cost of full coverage in the Newburg rose by $140 in December compared to $135 of November. In other words, there has been an increase by $5 when you compare December and November.

The average cost of liability insurance in the Newburg remained steady at $31 in both December and November, indicating no change over the two month period.

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Frequently Asked Questions

How much is car insurance in Newburg?

The car insurance in Newburg is $11 per month, which is lower than the national average.

What is the cheapest car insurance in Newburg?

The cheapest car insurance in Newburg is $51 per month for full coverage.

How much is car insurance in Newburg for teenagers?

Car insurance for teenagers costs $125 per 6 months. The rates for teen drivers are higher due to their lack of experience as drivers.

What's the average cost of car insurance in Newburg?

The average cost of car insurance is $787 for a six-month policy. It will cost around $111 per month to insure your car in Newburg.

Is car insurance expensive in Newburg?

Car insurance can be expensive in Newburg if your rating factors are not favorable. However, with a clean driving record and good credit score, car insurance rates in Newburg can be affordable.

Cheapest Car Insurance Quotes in Newburg

Why you can trust Way?

How Much Is Car Insurance in Newburg

Avg. Car Insurance in Newburg

Avg. Car Insurance in Pennsylvania

National Average

Cheapest Car Insurance Companies in Newburg

1st place: AutoOwners Insurance Co

2nd place: AutoOwners

3rd place: American National P&C

Newburg Car Insurance Rates by Company

Cheap Car Insurance Companies in Newburg, PA

Way's key takeaways about car insurance in Newburg

High Rates Shouldn’t Drive You Out of Pocket.

Cheapest Minimum Liability Car Insurance in Newburg

Cheapest Liability Coverage in Newburg, PA

Cheapest Full Coverage Car Insurance in Newburg

Cheapest Full Coverage Car Insurance Quotes in Newburg, PA

Don't Let Hidden Costs Drive You Crazy

Average Car Insurance in Newburg by Rating Factor

I have a clean driving record. Why is my car insurance rate here in Newburg, PA increasing?

Car Insurance Premiums by Age in Newburg

Cheapest Car Insurance Companies Based on Age Group

Cheapest Car Insurance Rates for Teen Drivers in Newburg,PA

If you are in your twenties Travelers is the best choice for car insurance in Newburg.

Car Insurance Rates by Credit Score & Driving History

Cheapest Car Insurance Companies for Bad Credit

Escape the Trap of Rising Insurance Costs.

Car Insurance Rates with An Accident in Newburg

Cheapest Car Insurance Companies after an At-Fault Accident in Newburg

Newburg Car Insurance Rates by Violation

Newburg auto insurance quotes by violations

Your Wallet Deserves Better. Seriously.

Avoid Having A DUI On Your Driving Record.

Car Insurance Rates in Newburg after a DUI

Newburg car insurance quotes with a DUI

Cheapest car insurance after a speeding ticket

Cheapest Car Insurance in Newburg after Speeding ticket

Car Insurance Price Trends in Newburg, Pennsylvania

Average Car Insurance Cost in Newburg by ZIP Code

Frequently Asked Questions

Tired of Insane Auto Insurance Bills? Us Too!

Find Car Insurance Rates in Cities Near Newburg, PA

Car Insurance Rates by State in the USA (2025 Update)

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