Cheapest Car Insurance Quotes in Castle Shannon

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Castle Shannon Car Insurance

^$ 13

/mo

Written by Sara Sam

Edited by Renee Martin

Why you can trust Way?

The auto insurance rates published in this guide are based on the results of research completed by Way’s data team. Using a mix of public and internal data, we analyzed millions of rate averages across U.S. ZIP codes. These rates were publicly sourced from insurer filings and should be used for comparative purposes only — your own quotes will differ. Given this, it’s important to go through our insurance steps form to find how much you can save with Way.

Table of Contents

How Much Is Car Insurance in Castle Shannon

The car insurance rate in Castle Shannon is $779 for a six-month policy, which is $8 lower than the higher than the state average. Root Insurance Company offers the lowest rates in the city at $364, making it a popular choice for budget-conscious drivers. Rates in Castle Shannon can vary depending on your age, driving record, and coverage level, so not every driver will pay the same amount. Choosing a higher deductible, maintaining a clean driving history, and comparing quotes from multiple insurers can help you find better deals and save money over time.

Avg. Car Insurance in Castle Shannon

$779

Avg. Car Insurance in Pennsylvania

$787

National Average

$1140

Cheapest Car Insurance Companies in Castle Shannon

1st place: AutoOwners Insurance Co

At $364 for a six month policy, AutoOwners Insurance Co offers the cheapest auto insurance rates in the city.

2nd place: AutoOwners

AutoOwners offers auto insurance rates at $376 for a six-month policy, making it one of the cheapest to insure with.

3rd place: American National P&C

American National P&C offers auto insurance rates at $506 for six months, making it the third cheapest auto insurance company in Castle Shannon.

Castle Shannon Car Insurance Rates by Company

Based on our research, the cheapest car insurance company in Castle Shannon, PA is AutoOwners Insurance Co, offering policies at just $364 for a six-month term. This is followed by AutoOwners, which has an average six-month premium of $376.

At the higher end of the spectrum, Progressive is the most expensive, with rates reaching $1329 for a six-month policy. Rates can vary widely by driver, but comparing quotes from multiple companies can help Castle Shannon drivers find the best deals.

Cheap Car Insurance Companies in Castle Shannon, PA

Company	Avg. 6 Mo. Premium	Avg. Monthly Premium
Auto-Owners Insurance Co	$364	$60
Auto-Owners	$376	$64
American National P&C	$506	$84
Travelers	$546	$92
Westfield	$606	$101
Erie	$794	$134
State Farm	$830	$140
Nationwide	$852	$144
Encompass	$964	$160
Allstate	$1046	$176
USAA	$1140	$192
Progressive	$1329	$224

Key Takeaways

Way's key takeaways about car insurance in Castle Shannon

The auto insurance costs in Castle Shannon fall around $364 for six months.
The cheapest auto insurance company in Castle Shannon is AutoOwners.
Teen drivers pay the highest rate in Castle Shannon at $620 per month.

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Cheapest Minimum Liability Car Insurance in Castle Shannon

Since car insurance is a critical requirement for owning a car, you must have minimum liability car insurance. The cheapest car insurance companies for minimum coverage in Castle Shannon are given below.

AutoOwners provides the cheapest minimum car insurance coverage in Castle Shannon. Their Average 6 Month Premium is $76. Allstate is the most expensive at $488 for the same period.

Cheapest Liability Coverage in Castle Shannon, PA

Company	Avg. 6 Mo. Premium	Avg. Monthly Premium
Auto-Owners	$76	$13
Westfield	$142	$24
Auto-Owners Insurance Co	$148	$25
Travelers	$176	$30
Erie	$188	$32
American National P&C	$194	$33
Chubb	$206	$35
State Farm	$247	$42
USAA	$247	$42
Progressive	$264	$45
Nationwide	$306	$50
Allstate	$488	$83

Cheapest Full Coverage Car Insurance in Castle Shannon

One might think that minimum coverage is only required when insuring your car insurance. However, having full coverage car insurance in any city is certainly a wise choice as it offers better coverage and protection. Our best pick for the cheapest auto insurance quotes in Castle Shannon is AutoOwners Insurance Co at $60 per month and $364 for six months.

Cheapest Full Coverage Car Insurance Quotes in Castle Shannon, PA

Company	Avg. 6 Mo. Premium	Avg. Monthly Premium
Auto-Owners Insurance Co	$364	$60
Auto-Owners	$376	$64
American National P&C	$506	$84
Travelers	$546	$92
Westfield	$606	$101
Erie	$794	$134
State Farm	$830	$140
Nationwide	$852	$144
Encompass	$964	$160
Allstate	$1046	$176
USAA	$1140	$192
Progressive	$1329	$224

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Average Car Insurance in Castle Shannon by Rating Factor

The car insurance rates for two people under the same ZIP code will mostly be different. This is mostly because insurance rates are calculated based on several rating factors. These rating factors include the driver's age, gender, marital status, driving and claims history, credit score, location, type of vehicle, and coverage levels.

I have a clean driving record. Why is my car insurance rate here in Castle Shannon, PA increasing?

Despite maintaining a clean driving record, your car insurance rates in Castle Shannon, Pennsylvania, may be increasing due to several external factors. Pennsylvania has experienced significant rate hikes recently, with average premiums rising by 25.5% in 2023, largely attributed to higher claims volumes and inflation.

Additionally, Castle Shannon's high urban population density, raised auto theft rates, and frequent natural disasters contribute to increased insurance costs.

Car Insurance Premiums by Age in Castle Shannon

It is quite evident why teen drivers pay the highest car insurance rates in any city. Their lack of experience and increased accident rates make them a highly risky category. However, as you grow older, your car insurance rates will decrease. So, it is better to not have separate policies for teens; instead, add them to their parents' policies.

Cheapest Car Insurance Companies Based on Age Group

Age Group	Cheapest Companies	Avg. 6 Mo. Premium
20s	Travelers	$558
30s	Travelers	$386
40s	Travelers	$363
50s	Travelers	$347
60s	Travelers	$347
70s	Travelers	$409

Cheapest Car Insurance Rates for Teen Drivers in Castle Shannon,PA

If you are planning to get a car insurance policy for your teenage dependent, Westfield provides the cheapest car insurance in the Castle Shannon at $25 per month. At $3646 for a six-month premium, Nationwide offers the most expensive rate for teen drivers.

Company	Avg. 6 Mo. Premium	Avg. Monthly Premium
Westfield	$148	$25
Auto-Owners Insurance Co	$170	$29
American National P&C	$224	$38
Chubb	$247	$42
Travelers	$706	$119
Erie	$864	$146
State Farm	$1182	$199
USAA	$1552	$258
Allstate	$2599	$442
Progressive	$3599	$600
Nationwide	$3646	$620

Teen Car Insurance Rates in PA by Age

Way Tip

If you are in your twenties Travelers is the best choice for car insurance in Castle Shannon.

As young drivers face the highest rates in Castle Shannon, Travelers offers the cheapest auto insurance rates at $558 for six months.

Car Insurance Rates by Credit Score & Driving History

Similar to your driving history, your financial history also plays a key role in determining your auto insurance rates. A low credit score would mean a lapse in payment and increased chances of filing claims, which results in higher auto insurance rates. Therefore, the higher the credit score, the lower the car insurance rates will be.

Cheapest Car Insurance Companies for Bad Credit

For those with poor credit scores in Castle Shannon, Westfield is the cheapest car insurance provider. At $230 for a six-month premium, they offer the best rates in the city. The most expensive auto insurance rate for drivers with bad credit in Castle Shannon is State Farm, offering rates of around $3158 for six months.

Company	Avg. 6 Mo. Premium	Avg. Monthly Premium
Westfield	$230	$39
Auto-Owners Insurance Co	$236	$40
Chubb	$276	$47
American National P&C	$312	$53
USAA	$894	$149
Nationwide	$906	$152
Erie	$1440	$241
Travelers	$1634	$278
Allstate	$2200	$366
Progressive	$2423	$412
State Farm	$3158	$527

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Car Insurance Rates with An Accident in Castle Shannon

Both accidents and the resulting increase in insurance rates are often beyond our control. When you’re involved in an accident, you become riskier to insure, consequently increasing the rates. In Castle Shannon, PA, accidents can lead to significant hikes in your premiums.

Cheapest Car Insurance Companies after an At-Fault Accident in Castle Shannon

The cheapest car insurance companies after an at-fault accident in Castle Shannon include AutoOwners and Westfield, offering $76 and $206, respectively. Allstate is an expensive provider with an average six-month premium of $1340.

Company	Avg. 6 Mo. Premium	Avg. Monthly Premium
Auto-Owners	$76	$13
Westfield	$206	$35
Donegal	$230	$39
Auto-Owners Insurance Co	$236	$40
Chubb	$276	$47
American National P&C	$282	$48
Erie	$352	$59
Travelers	$424	$71
State Farm	$436	$73
USAA	$770	$130
Progressive	$830	$140
Nationwide	$1094	$182
Allstate	$1340	$228

Castle Shannon Car Insurance Rates by Violation

Here is a list of driving violations that can increase your car insurance rates in Castle Shannon PA. For example, the car insurance in Castle Shannon after a DUI increases to $988 for a six month policy. While the rate increases by $1088 for a six-month policy in the case of a speeding ticket.

Castle Shannon auto insurance quotes by violations

Accident/Violation	Avg. 6 Mo Premium	Avg. Monthly Premium
None	$1088	$181
Cell phone violation	$1270	$216
Failure to wear a seat belt	$1270	$212
Failure to stop at a red light	$1282	$218
Illegal turn	$1282	$214
Improper passing	$1282	$218
Speeding in school zone	$1282	$214
Texting while driving	$1282	$218
Driving with expired registration	$1288	$215
Speeding 16 - 20 MPH over limit	$1288	$219
Wrong way/wrong lane	$1300	$217
Open container	$1376	$234
Reckless driving	$2006	$335
Racing	$2040	$347
DUI	$2076	$346
Driving with a suspended license	$2088	$355
Leaving scene of an accident/hit and run	$2106	$350

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Way Tip

Avoid Having A DUI On Your Driving Record.

A DUI can increase your car insurance rates—by $5,000 to $10,000 over five years. Speeding, reckless driving, and at-fault accidents also raise rates, staying on your record for 3–5 years, while DUIs/DWIs can impact you longer.

Car Insurance Rates in Castle Shannon after a DUI

There may have been times when you drank but chose not to drive—a smart and responsible decision, as most states treat DUIs as a serious offense. Your car insurance rates can double after a DUI charge, making it harder to find affordable coverage in Castle Shannon.

The cheapest car insurance premiums in Castle Shannon are offered by American National P&C at $318 for a six-month policy. However, it can be as expensive as $2464 with companies like Nationwide.

Castle Shannon car insurance quotes with a DUI

Company	Avg. 6 Mo. Premium	Avg. Monthly Premium
American National P&C	$318	$52
Travelers	$500	$84
Erie	$741	$125
Allstate	$946	$159
Progressive	$1000	$168
State Farm	$1006	$169
USAA	$1052	$177
Nationwide	$2464	$415

Cheapest car insurance after a speeding ticket

One of the easiest ways to save money on car insurance is to stay within the speed limit. After a speeding violation, the cheapest car insurance premiums in Castle Shannon are offered by Westfield at $124. However, it can be as expensive as $1594 with companies like Nationwide for a similar six-month premium.

Cheapest Car Insurance in Castle Shannon after Speeding ticket

Company	Avg. 6 Mo. Premium	Avg. Monthly Premium
Westfield	$124	$21
Auto-Owners Insurance Co	$158	$27
Erie	$452	$76
Travelers	$452	$76
State Farm	$518	$87
USAA	$1000	$170
Allstate	$1340	$224
Progressive	$1423	$242
Nationwide	$1594	$265

Car Insurance Price Trends in Castle Shannon, Pennsylvania

Car insurance rates in Castle Shannon have fluctuated due to factors such as state regulations, inflation, and changing driving habits.

The average cost of full coverage in the Castle Shannon rose by $165 in December compared to $159 of November. In other words, there has been an increase by $6 when you compare December and November.

The average cost of liability insurance in the Castle Shannon remained steady at $37 in both December and November, indicating no change over the two month period.

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Frequently Asked Questions

How much is car insurance in Castle Shannon?

The car insurance in Castle Shannon is $13 per month, which is lower than the national average.

What is the cheapest car insurance in Castle Shannon?

The cheapest car insurance in Castle Shannon is $60 per month for full coverage.

How much is car insurance in Castle Shannon for teenagers?

Car insurance for teenagers costs $148 per 6 months. The rates for teen drivers are higher due to their lack of experience as drivers.

What's the average cost of car insurance in Castle Shannon?

The average cost of car insurance is $787 for a six-month policy. It will cost around $131 per month to insure your car in Castle Shannon.

Is car insurance expensive in Castle Shannon?

Car insurance can be expensive in Castle Shannon if your rating factors are not favorable. However, with a clean driving record and good credit score, car insurance rates in Castle Shannon can be affordable.

Cheapest Car Insurance Quotes in Castle Shannon

Why you can trust Way?

How Much Is Car Insurance in Castle Shannon

Avg. Car Insurance in Castle Shannon

Avg. Car Insurance in Pennsylvania

National Average

Cheapest Car Insurance Companies in Castle Shannon

1st place: AutoOwners Insurance Co

2nd place: AutoOwners

3rd place: American National P&C

Castle Shannon Car Insurance Rates by Company

Cheap Car Insurance Companies in Castle Shannon, PA

Way's key takeaways about car insurance in Castle Shannon

High Rates Shouldn’t Drive You Out of Pocket.

Cheapest Minimum Liability Car Insurance in Castle Shannon

Cheapest Liability Coverage in Castle Shannon, PA

Cheapest Full Coverage Car Insurance in Castle Shannon

Cheapest Full Coverage Car Insurance Quotes in Castle Shannon, PA

Don't Let Hidden Costs Drive You Crazy

Average Car Insurance in Castle Shannon by Rating Factor

I have a clean driving record. Why is my car insurance rate here in Castle Shannon, PA increasing?

Car Insurance Premiums by Age in Castle Shannon

Cheapest Car Insurance Companies Based on Age Group

Cheapest Car Insurance Rates for Teen Drivers in Castle Shannon,PA

If you are in your twenties Travelers is the best choice for car insurance in Castle Shannon.

Car Insurance Rates by Credit Score & Driving History

Cheapest Car Insurance Companies for Bad Credit

Escape the Trap of Rising Insurance Costs.

Car Insurance Rates with An Accident in Castle Shannon

Cheapest Car Insurance Companies after an At-Fault Accident in Castle Shannon

Castle Shannon Car Insurance Rates by Violation

Castle Shannon auto insurance quotes by violations

Your Wallet Deserves Better. Seriously.

Avoid Having A DUI On Your Driving Record.

Car Insurance Rates in Castle Shannon after a DUI

Castle Shannon car insurance quotes with a DUI

Cheapest car insurance after a speeding ticket

Cheapest Car Insurance in Castle Shannon after Speeding ticket

Car Insurance Price Trends in Castle Shannon, Pennsylvania

Average Car Insurance Cost in Castle Shannon by ZIP Code

Frequently Asked Questions

Tired of Insane Auto Insurance Bills? Us Too!

Find Car Insurance Rates in Cities Near Castle Shannon, PA

Car Insurance Rates by State in the USA (2025 Update)

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