Cheapest Car Insurance Quotes in New Kensington

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New Kensington Car Insurance

^$ 13

/mo

Written by Sara Sam

Edited by Renee Martin

Why you can trust Way?

The auto insurance rates published in this guide are based on the results of research completed by Way’s data team. Using a mix of public and internal data, we analyzed millions of rate averages across U.S. ZIP codes. These rates were publicly sourced from insurer filings and should be used for comparative purposes only — your own quotes will differ. Given this, it’s important to go through our insurance steps form to find how much you can save with Way.

Table of Contents

How Much Is Car Insurance in New Kensington

The car insurance rate in New Kensington is $779 for a six-month policy, which is $8 lower than the higher than the state average. Root Insurance Company offers the lowest rates in the city at $364, making it a popular choice for budget-conscious drivers. Rates in New Kensington can vary depending on your age, driving record, and coverage level, so not every driver will pay the same amount. Choosing a higher deductible, maintaining a clean driving history, and comparing quotes from multiple insurers can help you find better deals and save money over time.

Avg. Car Insurance in New Kensington

$779

Avg. Car Insurance in Pennsylvania

$787

National Average

$1140

Cheapest Car Insurance Companies in New Kensington

1st place: AutoOwners Insurance Co

At $364 for a six month policy, AutoOwners Insurance Co offers the cheapest auto insurance rates in the city.

2nd place: AutoOwners

AutoOwners offers auto insurance rates at $376 for a six-month policy, making it one of the cheapest to insure with.

3rd place: American National P&C

American National P&C offers auto insurance rates at $506 for six months, making it the third cheapest auto insurance company in New Kensington.

New Kensington Car Insurance Rates by Company

Based on our research, the cheapest car insurance company in New Kensington, PA is AutoOwners Insurance Co, offering policies at just $364 for a six-month term. This is followed by AutoOwners, which has an average six-month premium of $376.

At the higher end of the spectrum, Progressive is the most expensive, with rates reaching $1329 for a six-month policy. Rates can vary widely by driver, but comparing quotes from multiple companies can help New Kensington drivers find the best deals.

Cheap Car Insurance Companies in New Kensington, PA

Company	Avg. 6 Mo. Premium	Avg. Monthly Premium
Auto-Owners Insurance Co	$364	$60
Auto-Owners	$376	$64
American National P&C	$506	$84
Travelers	$546	$92
Westfield	$606	$101
Erie	$794	$134
State Farm	$830	$140
Nationwide	$852	$144
Encompass	$964	$160
Allstate	$1046	$176
USAA	$1140	$192
Progressive	$1329	$224

Key Takeaways

Way's key takeaways about car insurance in New Kensington

The auto insurance costs in New Kensington fall around $364 for six months.
The cheapest auto insurance company in New Kensington is AutoOwners.
Teen drivers pay the highest rate in New Kensington at $620 per month.

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Cheapest Minimum Liability Car Insurance in New Kensington

Since car insurance is a critical requirement for owning a car, you must have minimum liability car insurance. The cheapest car insurance companies for minimum coverage in New Kensington are given below.

AutoOwners provides the cheapest minimum car insurance coverage in New Kensington. Their Average 6 Month Premium is $76. Allstate is the most expensive at $488 for the same period.

Cheapest Liability Coverage in New Kensington, PA

Company	Avg. 6 Mo. Premium	Avg. Monthly Premium
Auto-Owners	$76	$13
Westfield	$142	$24
Auto-Owners Insurance Co	$148	$25
Travelers	$176	$30
Erie	$188	$32
American National P&C	$194	$33
Chubb	$206	$35
State Farm	$247	$42
USAA	$247	$42
Progressive	$264	$45
Nationwide	$306	$50
Allstate	$488	$83

Cheapest Full Coverage Car Insurance in New Kensington

One might think that minimum coverage is only required when insuring your car insurance. However, having full coverage car insurance in any city is certainly a wise choice as it offers better coverage and protection. Our best pick for the cheapest auto insurance quotes in New Kensington is AutoOwners Insurance Co at $60 per month and $364 for six months.

Cheapest Full Coverage Car Insurance Quotes in New Kensington, PA

Company	Avg. 6 Mo. Premium	Avg. Monthly Premium
Auto-Owners Insurance Co	$364	$60
Auto-Owners	$376	$64
American National P&C	$506	$84
Travelers	$546	$92
Westfield	$606	$101
Erie	$794	$134
State Farm	$830	$140
Nationwide	$852	$144
Encompass	$964	$160
Allstate	$1046	$176
USAA	$1140	$192
Progressive	$1329	$224

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Average Car Insurance in New Kensington by Rating Factor

The car insurance rates for two people under the same ZIP code will mostly be different. This is mostly because insurance rates are calculated based on several rating factors. These rating factors include the driver's age, gender, marital status, driving and claims history, credit score, location, type of vehicle, and coverage levels.

I have a clean driving record. Why is my car insurance rate here in New Kensington, PA increasing?

Despite maintaining a clean driving record, your car insurance rates in New Kensington, Pennsylvania, may be increasing due to several external factors. Pennsylvania has experienced significant rate hikes recently, with average premiums rising by 25.5% in 2023, largely attributed to higher claims volumes and inflation.

Additionally, New Kensington's high urban population density, raised auto theft rates, and frequent natural disasters contribute to increased insurance costs.

Car Insurance Premiums by Age in New Kensington

It is quite evident why teen drivers pay the highest car insurance rates in any city. Their lack of experience and increased accident rates make them a highly risky category. However, as you grow older, your car insurance rates will decrease. So, it is better to not have separate policies for teens; instead, add them to their parents' policies.

Cheapest Car Insurance Companies Based on Age Group

Age Group	Cheapest Companies	Avg. 6 Mo. Premium
20s	Travelers	$558
30s	Travelers	$386
40s	Travelers	$363
50s	Travelers	$347
60s	Travelers	$347
70s	Travelers	$409

Cheapest Car Insurance Rates for Teen Drivers in New Kensington,PA

If you are planning to get a car insurance policy for your teenage dependent, Westfield provides the cheapest car insurance in the New Kensington at $25 per month. At $3646 for a six-month premium, Nationwide offers the most expensive rate for teen drivers.

Company	Avg. 6 Mo. Premium	Avg. Monthly Premium
Westfield	$148	$25
Auto-Owners Insurance Co	$170	$29
American National P&C	$224	$38
Chubb	$247	$42
Travelers	$706	$119
Erie	$864	$146
State Farm	$1182	$199
USAA	$1552	$258
Allstate	$2599	$442
Progressive	$3599	$600
Nationwide	$3646	$620

Teen Car Insurance Rates in PA by Age

Way Tip

If you are in your twenties Travelers is the best choice for car insurance in New Kensington.

As young drivers face the highest rates in New Kensington, Travelers offers the cheapest auto insurance rates at $558 for six months.

Car Insurance Rates by Credit Score & Driving History

Similar to your driving history, your financial history also plays a key role in determining your auto insurance rates. A low credit score would mean a lapse in payment and increased chances of filing claims, which results in higher auto insurance rates. Therefore, the higher the credit score, the lower the car insurance rates will be.

Cheapest Car Insurance Companies for Bad Credit

For those with poor credit scores in New Kensington, Westfield is the cheapest car insurance provider. At $230 for a six-month premium, they offer the best rates in the city. The most expensive auto insurance rate for drivers with bad credit in New Kensington is State Farm, offering rates of around $3158 for six months.

Company	Avg. 6 Mo. Premium	Avg. Monthly Premium
Westfield	$230	$39
Auto-Owners Insurance Co	$236	$40
Chubb	$276	$47
American National P&C	$312	$53
USAA	$894	$149
Nationwide	$906	$152
Erie	$1440	$241
Travelers	$1634	$278
Allstate	$2200	$366
Progressive	$2423	$412
State Farm	$3158	$527

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Save up to $971/yr on car insurance rates in New Kensington.

Car Insurance Rates with An Accident in New Kensington

Both accidents and the resulting increase in insurance rates are often beyond our control. When you’re involved in an accident, you become riskier to insure, consequently increasing the rates. In New Kensington, PA, accidents can lead to significant hikes in your premiums.

Cheapest Car Insurance Companies after an At-Fault Accident in New Kensington

The cheapest car insurance companies after an at-fault accident in New Kensington include AutoOwners and Westfield, offering $76 and $206, respectively. Allstate is an expensive provider with an average six-month premium of $1340.

Company	Avg. 6 Mo. Premium	Avg. Monthly Premium
Auto-Owners	$76	$13
Westfield	$206	$35
Donegal	$230	$39
Auto-Owners Insurance Co	$236	$40
Chubb	$276	$47
American National P&C	$282	$48
Erie	$352	$59
Travelers	$424	$71
State Farm	$436	$73
USAA	$770	$130
Progressive	$830	$140
Nationwide	$1094	$182
Allstate	$1340	$228

New Kensington Car Insurance Rates by Violation

Here is a list of driving violations that can increase your car insurance rates in New Kensington PA. For example, the car insurance in New Kensington after a DUI increases to $988 for a six month policy. While the rate increases by $1088 for a six-month policy in the case of a speeding ticket.

New Kensington auto insurance quotes by violations

Accident/Violation	Avg. 6 Mo Premium	Avg. Monthly Premium
None	$1088	$181
Cell phone violation	$1270	$216
Failure to wear a seat belt	$1270	$212
Failure to stop at a red light	$1282	$218
Illegal turn	$1282	$214
Improper passing	$1282	$218
Speeding in school zone	$1282	$214
Texting while driving	$1282	$218
Driving with expired registration	$1288	$215
Speeding 16 - 20 MPH over limit	$1288	$219
Wrong way/wrong lane	$1300	$217
Open container	$1376	$234
Reckless driving	$2006	$335
Racing	$2040	$347
DUI	$2076	$346
Driving with a suspended license	$2088	$355
Leaving scene of an accident/hit and run	$2106	$350

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Way Tip

Avoid Having A DUI On Your Driving Record.

A DUI can increase your car insurance rates—by $5,000 to $10,000 over five years. Speeding, reckless driving, and at-fault accidents also raise rates, staying on your record for 3–5 years, while DUIs/DWIs can impact you longer.

Car Insurance Rates in New Kensington after a DUI

There may have been times when you drank but chose not to drive—a smart and responsible decision, as most states treat DUIs as a serious offense. Your car insurance rates can double after a DUI charge, making it harder to find affordable coverage in New Kensington.

The cheapest car insurance premiums in New Kensington are offered by American National P&C at $318 for a six-month policy. However, it can be as expensive as $2464 with companies like Nationwide.

New Kensington car insurance quotes with a DUI

Company	Avg. 6 Mo. Premium	Avg. Monthly Premium
American National P&C	$318	$52
Travelers	$500	$84
Erie	$741	$125
Allstate	$946	$159
Progressive	$1000	$168
State Farm	$1006	$169
USAA	$1052	$177
Nationwide	$2464	$415

Cheapest car insurance after a speeding ticket

One of the easiest ways to save money on car insurance is to stay within the speed limit. After a speeding violation, the cheapest car insurance premiums in New Kensington are offered by Westfield at $124. However, it can be as expensive as $1594 with companies like Nationwide for a similar six-month premium.

Cheapest Car Insurance in New Kensington after Speeding ticket

Company	Avg. 6 Mo. Premium	Avg. Monthly Premium
Westfield	$124	$21
Auto-Owners Insurance Co	$158	$27
Erie	$452	$76
Travelers	$452	$76
State Farm	$518	$87
USAA	$1000	$170
Allstate	$1340	$224
Progressive	$1423	$242
Nationwide	$1594	$265

Car Insurance Price Trends in New Kensington, Pennsylvania

Car insurance rates in New Kensington have fluctuated due to factors such as state regulations, inflation, and changing driving habits.

The average cost of full coverage in the New Kensington rose by $165 in December compared to $159 of November. In other words, there has been an increase by $6 when you compare December and November.

The average cost of liability insurance in the New Kensington remained steady at $37 in both December and November, indicating no change over the two month period.

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Frequently Asked Questions

How much is car insurance in New Kensington?

The car insurance in New Kensington is $13 per month, which is lower than the national average.

What is the cheapest car insurance in New Kensington?

The cheapest car insurance in New Kensington is $60 per month for full coverage.

How much is car insurance in New Kensington for teenagers?

Car insurance for teenagers costs $148 per 6 months. The rates for teen drivers are higher due to their lack of experience as drivers.

What's the average cost of car insurance in New Kensington?

The average cost of car insurance is $787 for a six-month policy. It will cost around $131 per month to insure your car in New Kensington.

Is car insurance expensive in New Kensington?

Car insurance can be expensive in New Kensington if your rating factors are not favorable. However, with a clean driving record and good credit score, car insurance rates in New Kensington can be affordable.

Cheapest Car Insurance Quotes in New Kensington

Why you can trust Way?

How Much Is Car Insurance in New Kensington

Avg. Car Insurance in New Kensington

Avg. Car Insurance in Pennsylvania

National Average

Cheapest Car Insurance Companies in New Kensington

1st place: AutoOwners Insurance Co

2nd place: AutoOwners

3rd place: American National P&C

New Kensington Car Insurance Rates by Company

Cheap Car Insurance Companies in New Kensington, PA

Way's key takeaways about car insurance in New Kensington

High Rates Shouldn’t Drive You Out of Pocket.

Cheapest Minimum Liability Car Insurance in New Kensington

Cheapest Liability Coverage in New Kensington, PA

Cheapest Full Coverage Car Insurance in New Kensington

Cheapest Full Coverage Car Insurance Quotes in New Kensington, PA

Don't Let Hidden Costs Drive You Crazy

Average Car Insurance in New Kensington by Rating Factor

I have a clean driving record. Why is my car insurance rate here in New Kensington, PA increasing?

Car Insurance Premiums by Age in New Kensington

Cheapest Car Insurance Companies Based on Age Group

Cheapest Car Insurance Rates for Teen Drivers in New Kensington,PA

If you are in your twenties Travelers is the best choice for car insurance in New Kensington.

Car Insurance Rates by Credit Score & Driving History

Cheapest Car Insurance Companies for Bad Credit

Escape the Trap of Rising Insurance Costs.

Car Insurance Rates with An Accident in New Kensington

Cheapest Car Insurance Companies after an At-Fault Accident in New Kensington

New Kensington Car Insurance Rates by Violation

New Kensington auto insurance quotes by violations

Your Wallet Deserves Better. Seriously.

Avoid Having A DUI On Your Driving Record.

Car Insurance Rates in New Kensington after a DUI

New Kensington car insurance quotes with a DUI

Cheapest car insurance after a speeding ticket

Cheapest Car Insurance in New Kensington after Speeding ticket

Car Insurance Price Trends in New Kensington, Pennsylvania

Average Car Insurance Cost in New Kensington by ZIP Code

Frequently Asked Questions

Tired of Insane Auto Insurance Bills? Us Too!

Find Car Insurance Rates in Cities Near New Kensington, PA

Car Insurance Rates by State in the USA (2025 Update)

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