Cheapest Car Insurance Quotes in Natrona Heights

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Natrona Heights Car Insurance

^$ 23

/mo

Written by Sara Sam

Edited by Renee Martin

Why you can trust Way?

The auto insurance rates published in this guide are based on the results of research completed by Way’s data team. Using a mix of public and internal data, we analyzed millions of rate averages across U.S. ZIP codes. These rates were publicly sourced from insurer filings and should be used for comparative purposes only — your own quotes will differ. Given this, it’s important to go through our insurance steps form to find how much you can save with Way.

Table of Contents

How Much Is Car Insurance in Natrona Heights

The car insurance rate in Natrona Heights is $772 for a six-month policy, which is $41 lower than the higher than the state average. Root Insurance Company offers the lowest rates in the city at $350, making it a popular choice for budget-conscious drivers. Rates in Natrona Heights can vary depending on your age, driving record, and coverage level, so not every driver will pay the same amount. Choosing a higher deductible, maintaining a clean driving history, and comparing quotes from multiple insurers can help you find better deals and save money over time.

Avg. Car Insurance in Natrona Heights

$772

Avg. Car Insurance in Pennsylvania

$813

National Average

$1278

Cheapest Car Insurance Companies in Natrona Heights

1st place: AutoOwners Insurance Co

At $350 for a six month policy, AutoOwners Insurance Co offers the cheapest auto insurance rates in the city.

2nd place: American National P&C

American National P&C offers auto insurance rates at $485 for a six-month policy, making it one of the cheapest to insure with.

3rd place: Westfield

Westfield offers auto insurance rates at $581 for six months, making it the third cheapest auto insurance company in Natrona Heights.

Natrona Heights Car Insurance Rates by Company

Based on our research, the cheapest car insurance company in Natrona Heights, PA is AutoOwners Insurance Co, offering policies at just $350 for a six-month term. This is followed by American National P&C, which has an average six-month premium of $485.

At the higher end of the spectrum, Encompass is the most expensive, with rates reaching $925 for a six-month policy. Rates can vary widely by driver, but comparing quotes from multiple companies can help Natrona Heights drivers find the best deals.

Cheap Car Insurance Companies in Natrona Heights, PA

Company	Avg. 6 Mo. Premium	Avg. Monthly Premium
Auto-Owners Insurance Co	$350	$58
American National P&C	$485	$83
Westfield	$581	$97
Travelers	$626	$105
Erie	$762	$128
Nationwide	$886	$149
State Farm	$903	$152
Allstate	$1004	$169
USAA	$1067	$180
Progressive	$1326	$223
Auto-Owners	$361	$62
Encompass	$925	$154

Key Takeaways

Way's key takeaways about car insurance in Natrona Heights

The auto insurance costs in Natrona Heights fall around $350 for six months.
The cheapest auto insurance company in Natrona Heights is Westfield.
Teen drivers pay the highest rate in Natrona Heights at $691 per month.

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Cheapest Minimum Liability Car Insurance in Natrona Heights

Since car insurance is a critical requirement for owning a car, you must have minimum liability car insurance. The cheapest car insurance companies for minimum coverage in Natrona Heights are given below.

Westfield provides the cheapest minimum car insurance coverage in Natrona Heights. Their Average 6 Month Premium is $136. AutoOwners is the most expensive at $73 for the same period.

Cheapest Liability Coverage in Natrona Heights, PA

Company	Avg. 6 Mo. Premium	Avg. Monthly Premium
Westfield	$136	$23
Auto-Owners Insurance Co	$142	$24
Erie	$181	$30
American National P&C	$186	$31
Chubb	$198	$33
Travelers	$209	$35
USAA	$248	$42
State Farm	$259	$44
Nationwide	$333	$56
Progressive	$378	$64
Allstate	$508	$86
Auto-Owners	$73	$12

Cheapest Full Coverage Car Insurance in Natrona Heights

One might think that minimum coverage is only required when insuring your car insurance. However, having full coverage car insurance in any city is certainly a wise choice as it offers better coverage and protection. Our best pick for the cheapest auto insurance quotes in Natrona Heights is AutoOwners Insurance Co at $58 per month and $350 for six months.

Cheapest Full Coverage Car Insurance Quotes in Natrona Heights, PA

Company	Avg. 6 Mo. Premium	Avg. Monthly Premium
Auto-Owners Insurance Co	$350	$58
American National P&C	$485	$83
Westfield	$581	$97
Travelers	$626	$105
Erie	$762	$128
Nationwide	$886	$149
State Farm	$903	$152
Allstate	$1004	$169
USAA	$1067	$180
Progressive	$1326	$223
Auto-Owners	$361	$62
Encompass	$925	$154

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Average Car Insurance in Natrona Heights by Rating Factor

The car insurance rates for two people under the same ZIP code will mostly be different. This is mostly because insurance rates are calculated based on several rating factors. These rating factors include the driver's age, gender, marital status, driving and claims history, credit score, location, type of vehicle, and coverage levels.

I have a clean driving record. Why is my car insurance rate here in Natrona Heights, PA increasing?

Despite maintaining a clean driving record, your car insurance rates in Natrona Heights, Pennsylvania, may be increasing due to several external factors. Pennsylvania has experienced significant rate hikes recently, with average premiums rising by 25.5% in 2023, largely attributed to higher claims volumes and inflation.

Additionally, Natrona Heights's high urban population density, raised auto theft rates, and frequent natural disasters contribute to increased insurance costs.

Car Insurance Premiums by Age in Natrona Heights

It is quite evident why teen drivers pay the highest car insurance rates in any city. Their lack of experience and increased accident rates make them a highly risky category. However, as you grow older, your car insurance rates will decrease. So, it is better to not have separate policies for teens; instead, add them to their parents' policies.

Cheapest Car Insurance Companies Based on Age Group

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Cheapest Car Insurance Rates for Teen Drivers in Natrona Heights,PA

If you are planning to get a car insurance policy for your teenage dependent, Westfield provides the cheapest car insurance in the Natrona Heights at $24 per month. At $4142 for a six-month premium, Nationwide offers the most expensive rate for teen drivers.

Company	Avg. 6 Mo. Premium	Avg. Monthly Premium
Westfield	$142	$24
Auto-Owners Insurance Co	$163	$28
American National P&C	$215	$36
Chubb	$237	$40
Erie	$971	$163
Travelers	$1117	$188
State Farm	$1608	$271
USAA	$1879	$319
Allstate	$2449	$409
Progressive	$2455	$417
Nationwide	$4142	$691

Teen Car Insurance Rates in PA by Age

Car Insurance Rates by Credit Score & Driving History

Similar to your driving history, your financial history also plays a key role in determining your auto insurance rates. A low credit score would mean a lapse in payment and increased chances of filing claims, which results in higher auto insurance rates. Therefore, the higher the credit score, the lower the car insurance rates will be.

Cheapest Car Insurance Companies for Bad Credit

For those with poor credit scores in Natrona Heights, Westfield is the cheapest car insurance provider. At $220 for a six-month premium, they offer the best rates in the city. The most expensive auto insurance rate for drivers with bad credit in Natrona Heights is State Farm, offering rates of around $4503 for six months.

Company	Avg. 6 Mo. Premium	Avg. Monthly Premium
Westfield	$220	$37
Auto-Owners Insurance Co	$226	$38
Chubb	$265	$45
American National P&C	$299	$51
USAA	$965	$161
Nationwide	$1004	$169
Erie	$1760	$294
Allstate	$2121	$361
Travelers	$2313	$386
Progressive	$2585	$440
State Farm	$4503	$751

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Car Insurance Rates with An Accident in Natrona Heights

Both accidents and the resulting increase in insurance rates are often beyond our control. When you’re involved in an accident, you become riskier to insure, consequently increasing the rates. In Natrona Heights, PA, accidents can lead to significant hikes in your premiums.

Cheapest Car Insurance Companies after an At-Fault Accident in Natrona Heights

The cheapest car insurance companies after an at-fault accident in Natrona Heights include Westfield and AutoOwners Insurance Co, offering $198 and $226, respectively. Donegal is an expensive provider with an average six-month premium of $220.

Company	Avg. 6 Mo. Premium	Avg. Monthly Premium
Westfield	$198	$33
Auto-Owners Insurance Co	$226	$38
Chubb	$265	$45
American National P&C	$271	$46
Erie	$451	$76
State Farm	$524	$88
Travelers	$626	$105
USAA	$812	$137
Nationwide	$1247	$212
Allstate	$1286	$215
Progressive	$1524	$259
Auto-Owners	$73	$12
Donegal	$220	$37

Natrona Heights Car Insurance Rates by Violation

Here is a list of driving violations that can increase your car insurance rates in Natrona Heights PA. For example, the car insurance in Natrona Heights after a DUI increases to $948 for a six month policy. While the rate increases by $1044 for a six-month policy in the case of a speeding ticket.

Natrona Heights auto insurance quotes by violations

Accident/Violation	Avg. 6 Mo Premium	Avg. Monthly Premium
None	$1044	$174
Cell phone violation	$1219	$207
Failure to wear a seat belt	$1219	$203
Failure to stop at a red light	$1230	$209
Illegal turn	$1230	$205
Improper passing	$1230	$209
Speeding in school zone	$1230	$205
Texting while driving	$1230	$209
Driving with expired registration	$1236	$206
Speeding 16 - 20 MPH over limit	$1236	$210
Wrong way/wrong lane	$1247	$208
Open container	$1321	$224
Reckless driving	$1925	$321
Racing	$1958	$333
DUI	$1992	$332
Driving with a suspended license	$2004	$341
Leaving scene of an accident/hit and run	$2021	$336

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Way Tip

Avoid Having A DUI On Your Driving Record.

A DUI can increase your car insurance rates—by $5,000 to $10,000 over five years. Speeding, reckless driving, and at-fault accidents also raise rates, staying on your record for 3–5 years, while DUIs/DWIs can impact you longer.

Car Insurance Rates in Natrona Heights after a DUI

There may have been times when you drank but chose not to drive—a smart and responsible decision, as most states treat DUIs as a serious offense. Your car insurance rates can double after a DUI charge, making it harder to find affordable coverage in Natrona Heights.

The cheapest car insurance premiums in Natrona Heights are offered by American National P&C at $305 for a six-month policy. However, it can be as expensive as $2624 with companies like Nationwide.

Natrona Heights car insurance quotes with a DUI

Company	Avg. 6 Mo. Premium	Avg. Monthly Premium
American National P&C	$305	$50
Travelers	$655	$110
Erie	$818	$138
Allstate	$908	$153
Progressive	$993	$167
State Farm	$1157	$195
USAA	$1163	$196
Nationwide	$2624	$442

Cheapest car insurance after a speeding ticket

One of the easiest ways to save money on car insurance is to stay within the speed limit. After a speeding violation, the cheapest car insurance premiums in Natrona Heights are offered by Westfield at $119. However, it can be as expensive as $1829 with companies like Nationwide for a similar six-month premium.

Cheapest Car Insurance in Natrona Heights after Speeding ticket

Company	Avg. 6 Mo. Premium	Avg. Monthly Premium
Westfield	$119	$20
Auto-Owners Insurance Co	$152	$26
Erie	$524	$88
State Farm	$672	$113
Travelers	$728	$123
USAA	$1078	$180
Allstate	$1286	$219
Progressive	$1547	$257
Nationwide	$1829	$311

Car Insurance Price Trends in Natrona Heights, Pennsylvania

Car insurance rates in Natrona Heights have fluctuated due to factors such as state regulations, inflation, and changing driving habits.

The average cost of full coverage in the Natrona Heights rose by $174 in January compared to $161 of December. In other words, there has been an increase by $13 when you compare January and December.

The average cost of liability insurance in the Natrona Heights rose to $43 in January, compared to $36 in December. This represents an increase of $7 when comparing January and December.

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Frequently Asked Questions

How much is car insurance in Natrona Heights?

The car insurance in Natrona Heights is $23 per month, which is lower than the national average.

What is the cheapest car insurance in Natrona Heights?

The cheapest car insurance in Natrona Heights is $58 per month for full coverage.

How much is car insurance in Natrona Heights for teenagers?

Car insurance for teenagers costs $142 per 6 months. The rates for teen drivers are higher due to their lack of experience as drivers.

What's the average cost of car insurance in Natrona Heights?

The average cost of car insurance is $813 for a six-month policy. It will cost around $129 per month to insure your car in Natrona Heights.

Is car insurance expensive in Natrona Heights?

Car insurance can be expensive in Natrona Heights if your rating factors are not favorable. However, with a clean driving record and good credit score, car insurance rates in Natrona Heights can be affordable.

Cheapest Car Insurance Quotes in Natrona Heights

Why you can trust Way?

How Much Is Car Insurance in Natrona Heights

Avg. Car Insurance in Natrona Heights

Avg. Car Insurance in Pennsylvania

National Average

Cheapest Car Insurance Companies in Natrona Heights

1st place: AutoOwners Insurance Co

2nd place: American National P&C

3rd place: Westfield

Natrona Heights Car Insurance Rates by Company

Cheap Car Insurance Companies in Natrona Heights, PA

Way's key takeaways about car insurance in Natrona Heights

High Rates Shouldn’t Drive You Out of Pocket.

Cheapest Minimum Liability Car Insurance in Natrona Heights

Cheapest Liability Coverage in Natrona Heights, PA

Cheapest Full Coverage Car Insurance in Natrona Heights

Cheapest Full Coverage Car Insurance Quotes in Natrona Heights, PA

Don't Let Hidden Costs Drive You Crazy

Average Car Insurance in Natrona Heights by Rating Factor

I have a clean driving record. Why is my car insurance rate here in Natrona Heights, PA increasing?

Car Insurance Premiums by Age in Natrona Heights

Cheapest Car Insurance Companies Based on Age Group

Cheapest Car Insurance Rates for Teen Drivers in Natrona Heights,PA

If you are in your twenties N/A is the best choice for car insurance in Natrona Heights.

Car Insurance Rates by Credit Score & Driving History

Cheapest Car Insurance Companies for Bad Credit

Escape the Trap of Rising Insurance Costs.

Car Insurance Rates with An Accident in Natrona Heights

Cheapest Car Insurance Companies after an At-Fault Accident in Natrona Heights

Natrona Heights Car Insurance Rates by Violation

Natrona Heights auto insurance quotes by violations

Your Wallet Deserves Better. Seriously.

Avoid Having A DUI On Your Driving Record.

Car Insurance Rates in Natrona Heights after a DUI

Natrona Heights car insurance quotes with a DUI

Cheapest car insurance after a speeding ticket

Cheapest Car Insurance in Natrona Heights after Speeding ticket

Car Insurance Price Trends in Natrona Heights, Pennsylvania

Average Car Insurance Cost in Natrona Heights by ZIP Code

Frequently Asked Questions

Tired of Insane Auto Insurance Bills? Us Too!

Find Car Insurance Rates in Cities Near Natrona Heights, PA

Car Insurance Rates by State in the USA (2025 Update)

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