Cheapest Car Insurance Quotes in Wynnewood

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Wynnewood Car Insurance

^$ 31

/mo

Written by Sara Sam

Edited by Renee Martin

Why you can trust Way?

The auto insurance rates published in this guide are based on the results of research completed by Way’s data team. Using a mix of public and internal data, we analyzed millions of rate averages across U.S. ZIP codes. These rates were publicly sourced from insurer filings and should be used for comparative purposes only — your own quotes will differ. Given this, it’s important to go through our insurance steps form to find how much you can save with Way.

Table of Contents

How Much Is Car Insurance in Wynnewood

The car insurance rate in Wynnewood is $1049 for a six-month policy, which is $236 higher than the higher than the state average. Root Insurance Company offers the lowest rates in the city at $475, making it a popular choice for budget-conscious drivers. Rates in Wynnewood can vary depending on your age, driving record, and coverage level, so not every driver will pay the same amount. Choosing a higher deductible, maintaining a clean driving history, and comparing quotes from multiple insurers can help you find better deals and save money over time.

Avg. Car Insurance in Wynnewood

$1049

Avg. Car Insurance in Pennsylvania

$813

National Average

$1278

Cheapest Car Insurance Companies in Wynnewood

1st place: AutoOwners Insurance Co

At $475 for a six month policy, AutoOwners Insurance Co offers the cheapest auto insurance rates in the city.

2nd place: American National P&C

American National P&C offers auto insurance rates at $659 for a six-month policy, making it one of the cheapest to insure with.

3rd place: Westfield

Westfield offers auto insurance rates at $789 for six months, making it the third cheapest auto insurance company in Wynnewood.

Wynnewood Car Insurance Rates by Company

Based on our research, the cheapest car insurance company in Wynnewood, PA is AutoOwners Insurance Co, offering policies at just $475 for a six-month term. This is followed by American National P&C, which has an average six-month premium of $659.

At the higher end of the spectrum, Encompass is the most expensive, with rates reaching $1256 for a six-month policy. Rates can vary widely by driver, but comparing quotes from multiple companies can help Wynnewood drivers find the best deals.

Cheap Car Insurance Companies in Wynnewood, PA

Company	Avg. 6 Mo. Premium	Avg. Monthly Premium
Auto-Owners Insurance Co	$475	$79
American National P&C	$659	$112
Westfield	$789	$132
Travelers	$850	$143
Erie	$1035	$174
Nationwide	$1204	$203
State Farm	$1226	$206
Allstate	$1364	$230
USAA	$1449	$244
Progressive	$1801	$303
Auto-Owners	$490	$84
Encompass	$1256	$209

Key Takeaways

Way's key takeaways about car insurance in Wynnewood

The auto insurance costs in Wynnewood fall around $475 for six months.
The cheapest auto insurance company in Wynnewood is Westfield.
Teen drivers pay the highest rate in Wynnewood at $938 per month.

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Cheapest Minimum Liability Car Insurance in Wynnewood

Since car insurance is a critical requirement for owning a car, you must have minimum liability car insurance. The cheapest car insurance companies for minimum coverage in Wynnewood are given below.

Westfield provides the cheapest minimum car insurance coverage in Wynnewood. Their Average 6 Month Premium is $184. AutoOwners is the most expensive at $99 for the same period.

Cheapest Liability Coverage in Wynnewood, PA

Company	Avg. 6 Mo. Premium	Avg. Monthly Premium
Westfield	$184	$31
Auto-Owners Insurance Co	$192	$32
Erie	$245	$41
American National P&C	$253	$43
Chubb	$268	$45
Travelers	$284	$48
USAA	$337	$57
State Farm	$352	$59
Nationwide	$452	$76
Progressive	$513	$86
Allstate	$690	$116
Auto-Owners	$99	$17

Cheapest Full Coverage Car Insurance in Wynnewood

One might think that minimum coverage is only required when insuring your car insurance. However, having full coverage car insurance in any city is certainly a wise choice as it offers better coverage and protection. Our best pick for the cheapest auto insurance quotes in Wynnewood is AutoOwners Insurance Co at $79 per month and $475 for six months.

Cheapest Full Coverage Car Insurance Quotes in Wynnewood, PA

Company	Avg. 6 Mo. Premium	Avg. Monthly Premium
Auto-Owners Insurance Co	$475	$79
American National P&C	$659	$112
Westfield	$789	$132
Travelers	$850	$143
Erie	$1035	$174
Nationwide	$1204	$203
State Farm	$1226	$206
Allstate	$1364	$230
USAA	$1449	$244
Progressive	$1801	$303
Auto-Owners	$490	$84
Encompass	$1256	$209

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Average Car Insurance in Wynnewood by Rating Factor

The car insurance rates for two people under the same ZIP code will mostly be different. This is mostly because insurance rates are calculated based on several rating factors. These rating factors include the driver's age, gender, marital status, driving and claims history, credit score, location, type of vehicle, and coverage levels.

I have a clean driving record. Why is my car insurance rate here in Wynnewood, PA increasing?

Despite maintaining a clean driving record, your car insurance rates in Wynnewood, Pennsylvania, may be increasing due to several external factors. Pennsylvania has experienced significant rate hikes recently, with average premiums rising by 25.5% in 2023, largely attributed to higher claims volumes and inflation.

Additionally, Wynnewood's high urban population density, raised auto theft rates, and frequent natural disasters contribute to increased insurance costs.

Car Insurance Premiums by Age in Wynnewood

It is quite evident why teen drivers pay the highest car insurance rates in any city. Their lack of experience and increased accident rates make them a highly risky category. However, as you grow older, your car insurance rates will decrease. So, it is better to not have separate policies for teens; instead, add them to their parents' policies.

Cheapest Car Insurance Companies Based on Age Group

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Cheapest Car Insurance Rates for Teen Drivers in Wynnewood,PA

If you are planning to get a car insurance policy for your teenage dependent, Westfield provides the cheapest car insurance in the Wynnewood at $32 per month. At $5624 for a six-month premium, Nationwide offers the most expensive rate for teen drivers.

Company	Avg. 6 Mo. Premium	Avg. Monthly Premium
Westfield	$192	$32
Auto-Owners Insurance Co	$222	$37
American National P&C	$292	$49
Chubb	$321	$54
Erie	$1318	$222
Travelers	$1517	$255
State Farm	$2184	$368
USAA	$2552	$433
Allstate	$3326	$555
Progressive	$3333	$566
Nationwide	$5624	$938

Teen Car Insurance Rates in PA by Age

Car Insurance Rates by Credit Score & Driving History

Similar to your driving history, your financial history also plays a key role in determining your auto insurance rates. A low credit score would mean a lapse in payment and increased chances of filing claims, which results in higher auto insurance rates. Therefore, the higher the credit score, the lower the car insurance rates will be.

Cheapest Car Insurance Companies for Bad Credit

For those with poor credit scores in Wynnewood, Westfield is the cheapest car insurance provider. At $299 for a six-month premium, they offer the best rates in the city. The most expensive auto insurance rate for drivers with bad credit in Wynnewood is State Farm, offering rates of around $6115 for six months.

Company	Avg. 6 Mo. Premium	Avg. Monthly Premium
Westfield	$299	$50
Auto-Owners Insurance Co	$307	$52
Chubb	$360	$61
American National P&C	$406	$70
USAA	$1311	$218
Nationwide	$1364	$230
Erie	$2390	$399
Allstate	$2881	$490
Travelers	$3141	$524
Progressive	$3510	$597
State Farm	$6115	$1019

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Car Insurance Rates with An Accident in Wynnewood

Both accidents and the resulting increase in insurance rates are often beyond our control. When you’re involved in an accident, you become riskier to insure, consequently increasing the rates. In Wynnewood, PA, accidents can lead to significant hikes in your premiums.

Cheapest Car Insurance Companies after an At-Fault Accident in Wynnewood

The cheapest car insurance companies after an at-fault accident in Wynnewood include Westfield and AutoOwners Insurance Co, offering $268 and $307, respectively. Donegal is an expensive provider with an average six-month premium of $299.

Company	Avg. 6 Mo. Premium	Avg. Monthly Premium
Westfield	$268	$45
Auto-Owners Insurance Co	$307	$52
Chubb	$360	$61
American National P&C	$368	$62
Erie	$613	$103
State Farm	$712	$120
Travelers	$850	$143
USAA	$1103	$186
Nationwide	$1694	$288
Allstate	$1747	$292
Progressive	$2069	$352
Auto-Owners	$99	$17
Donegal	$299	$50

Wynnewood Car Insurance Rates by Violation

Here is a list of driving violations that can increase your car insurance rates in Wynnewood PA. For example, the car insurance in Wynnewood after a DUI increases to $1287 for a six month policy. While the rate increases by $1418 for a six-month policy in the case of a speeding ticket.

Wynnewood auto insurance quotes by violations

Accident/Violation	Avg. 6 Mo Premium	Avg. Monthly Premium
None	$1418	$236
Cell phone violation	$1655	$281
Failure to wear a seat belt	$1655	$276
Failure to stop at a red light	$1671	$284
Illegal turn	$1671	$279
Improper passing	$1671	$284
Speeding in school zone	$1671	$279
Texting while driving	$1671	$284
Driving with expired registration	$1678	$280
Speeding 16 - 20 MPH over limit	$1678	$285
Wrong way/wrong lane	$1694	$283
Open container	$1793	$304
Reckless driving	$2614	$436
Racing	$2659	$452
DUI	$2705	$450
Driving with a suspended license	$2721	$463
Leaving scene of an accident/hit and run	$2744	$457

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Way Tip

Avoid Having A DUI On Your Driving Record.

A DUI can increase your car insurance rates—by $5,000 to $10,000 over five years. Speeding, reckless driving, and at-fault accidents also raise rates, staying on your record for 3–5 years, while DUIs/DWIs can impact you longer.

Car Insurance Rates in Wynnewood after a DUI

There may have been times when you drank but chose not to drive—a smart and responsible decision, as most states treat DUIs as a serious offense. Your car insurance rates can double after a DUI charge, making it harder to find affordable coverage in Wynnewood.

The cheapest car insurance premiums in Wynnewood are offered by American National P&C at $414 for a six-month policy. However, it can be as expensive as $3563 with companies like Nationwide.

Wynnewood car insurance quotes with a DUI

Company	Avg. 6 Mo. Premium	Avg. Monthly Premium
American National P&C	$414	$68
Travelers	$889	$150
Erie	$1111	$187
Allstate	$1233	$208
Progressive	$1348	$227
State Farm	$1571	$264
USAA	$1579	$266
Nationwide	$3563	$600

Cheapest car insurance after a speeding ticket

One of the easiest ways to save money on car insurance is to stay within the speed limit. After a speeding violation, the cheapest car insurance premiums in Wynnewood are offered by Westfield at $161. However, it can be as expensive as $2483 with companies like Nationwide for a similar six-month premium.

Cheapest Car Insurance in Wynnewood after Speeding ticket

Company	Avg. 6 Mo. Premium	Avg. Monthly Premium
Westfield	$161	$27
Auto-Owners Insurance Co	$206	$35
Erie	$712	$120
State Farm	$912	$154
Travelers	$988	$166
USAA	$1464	$244
Allstate	$1747	$297
Progressive	$2100	$350
Nationwide	$2483	$422

Car Insurance Price Trends in Wynnewood, Pennsylvania

Car insurance rates in Wynnewood have fluctuated due to factors such as state regulations, inflation, and changing driving habits.

The average cost of full coverage in the Wynnewood rose by $236 in January compared to $218 of December. In other words, there has been an increase by $18 when you compare January and December.

The average cost of liability insurance in the Wynnewood rose to $58 in January, compared to $49 in December. This represents an increase of $9 when comparing January and December.

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Frequently Asked Questions

How much is car insurance in Wynnewood?

The car insurance in Wynnewood is $31 per month, which is lower than the national average.

What is the cheapest car insurance in Wynnewood?

The cheapest car insurance in Wynnewood is $79 per month for full coverage.

How much is car insurance in Wynnewood for teenagers?

Car insurance for teenagers costs $192 per 6 months. The rates for teen drivers are higher due to their lack of experience as drivers.

What's the average cost of car insurance in Wynnewood?

The average cost of car insurance is $813 for a six-month policy. It will cost around $175 per month to insure your car in Wynnewood.

Is car insurance expensive in Wynnewood?

Car insurance can be expensive in Wynnewood if your rating factors are not favorable. However, with a clean driving record and good credit score, car insurance rates in Wynnewood can be affordable.

Cheapest Car Insurance Quotes in Wynnewood

Why you can trust Way?

How Much Is Car Insurance in Wynnewood

Avg. Car Insurance in Wynnewood

Avg. Car Insurance in Pennsylvania

National Average

Cheapest Car Insurance Companies in Wynnewood

1st place: AutoOwners Insurance Co

2nd place: American National P&C

3rd place: Westfield

Wynnewood Car Insurance Rates by Company

Cheap Car Insurance Companies in Wynnewood, PA

Way's key takeaways about car insurance in Wynnewood

High Rates Shouldn’t Drive You Out of Pocket.

Cheapest Minimum Liability Car Insurance in Wynnewood

Cheapest Liability Coverage in Wynnewood, PA

Cheapest Full Coverage Car Insurance in Wynnewood

Cheapest Full Coverage Car Insurance Quotes in Wynnewood, PA

Don't Let Hidden Costs Drive You Crazy

Average Car Insurance in Wynnewood by Rating Factor

I have a clean driving record. Why is my car insurance rate here in Wynnewood, PA increasing?

Car Insurance Premiums by Age in Wynnewood

Cheapest Car Insurance Companies Based on Age Group

Cheapest Car Insurance Rates for Teen Drivers in Wynnewood,PA

If you are in your twenties N/A is the best choice for car insurance in Wynnewood.

Car Insurance Rates by Credit Score & Driving History

Cheapest Car Insurance Companies for Bad Credit

Escape the Trap of Rising Insurance Costs.

Car Insurance Rates with An Accident in Wynnewood

Cheapest Car Insurance Companies after an At-Fault Accident in Wynnewood

Wynnewood Car Insurance Rates by Violation

Wynnewood auto insurance quotes by violations

Your Wallet Deserves Better. Seriously.

Avoid Having A DUI On Your Driving Record.

Car Insurance Rates in Wynnewood after a DUI

Wynnewood car insurance quotes with a DUI

Cheapest car insurance after a speeding ticket

Cheapest Car Insurance in Wynnewood after Speeding ticket

Car Insurance Price Trends in Wynnewood, Pennsylvania

Average Car Insurance Cost in Wynnewood by ZIP Code

Frequently Asked Questions

Tired of Insane Auto Insurance Bills? Us Too!

Find Car Insurance Rates in Cities Near Wynnewood, PA

Car Insurance Rates by State in the USA (2025 Update)

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Data Sources