Cheapest Car Insurance Quotes in Eddington

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Eddington Car Insurance

^$ 32

/mo

Written by Sara Sam

Edited by Renee Martin

Why you can trust Way?

The auto insurance rates published in this guide are based on the results of research completed by Way’s data team. Using a mix of public and internal data, we analyzed millions of rate averages across U.S. ZIP codes. These rates were publicly sourced from insurer filings and should be used for comparative purposes only — your own quotes will differ. Given this, it’s important to go through our insurance steps form to find how much you can save with Way.

Table of Contents

How Much Is Car Insurance in Eddington

The car insurance rate in Eddington is $1073 for a six-month policy, which is $260 higher than the higher than the state average. Root Insurance Company offers the lowest rates in the city at $486, making it a popular choice for budget-conscious drivers. Rates in Eddington can vary depending on your age, driving record, and coverage level, so not every driver will pay the same amount. Choosing a higher deductible, maintaining a clean driving history, and comparing quotes from multiple insurers can help you find better deals and save money over time.

Avg. Car Insurance in Eddington

$1073

Avg. Car Insurance in Pennsylvania

$813

National Average

$1278

Cheapest Car Insurance Companies in Eddington

1st place: AutoOwners Insurance Co

At $486 for a six month policy, AutoOwners Insurance Co offers the cheapest auto insurance rates in the city.

2nd place: American National P&C

American National P&C offers auto insurance rates at $675 for a six-month policy, making it one of the cheapest to insure with.

3rd place: Westfield

Westfield offers auto insurance rates at $808 for six months, making it the third cheapest auto insurance company in Eddington.

Eddington Car Insurance Rates by Company

Based on our research, the cheapest car insurance company in Eddington, PA is AutoOwners Insurance Co, offering policies at just $486 for a six-month term. This is followed by American National P&C, which has an average six-month premium of $675.

At the higher end of the spectrum, Encompass is the most expensive, with rates reaching $1286 for a six-month policy. Rates can vary widely by driver, but comparing quotes from multiple companies can help Eddington drivers find the best deals.

Cheap Car Insurance Companies in Eddington, PA

Company	Avg. 6 Mo. Premium	Avg. Monthly Premium
Auto-Owners Insurance Co	$486	$81
American National P&C	$675	$115
Westfield	$808	$135
Travelers	$870	$147
Erie	$1059	$178
Nationwide	$1232	$207
State Farm	$1254	$211
Allstate	$1395	$235
USAA	$1482	$249
Progressive	$1843	$310
Auto-Owners	$502	$86
Encompass	$1286	$214

Key Takeaways

Way's key takeaways about car insurance in Eddington

The auto insurance costs in Eddington fall around $486 for six months.
The cheapest auto insurance company in Eddington is Westfield.
Teen drivers pay the highest rate in Eddington at $960 per month.

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Cheapest Minimum Liability Car Insurance in Eddington

Since car insurance is a critical requirement for owning a car, you must have minimum liability car insurance. The cheapest car insurance companies for minimum coverage in Eddington are given below.

Westfield provides the cheapest minimum car insurance coverage in Eddington. Their Average 6 Month Premium is $189. AutoOwners is the most expensive at $102 for the same period.

Cheapest Liability Coverage in Eddington, PA

Company	Avg. 6 Mo. Premium	Avg. Monthly Premium
Westfield	$189	$32
Auto-Owners Insurance Co	$197	$33
Erie	$251	$42
American National P&C	$259	$44
Chubb	$275	$46
Travelers	$290	$49
USAA	$345	$58
State Farm	$360	$61
Nationwide	$462	$78
Progressive	$525	$88
Allstate	$706	$119
Auto-Owners	$102	$17

Cheapest Full Coverage Car Insurance in Eddington

One might think that minimum coverage is only required when insuring your car insurance. However, having full coverage car insurance in any city is certainly a wise choice as it offers better coverage and protection. Our best pick for the cheapest auto insurance quotes in Eddington is AutoOwners Insurance Co at $81 per month and $486 for six months.

Cheapest Full Coverage Car Insurance Quotes in Eddington, PA

Company	Avg. 6 Mo. Premium	Avg. Monthly Premium
Auto-Owners Insurance Co	$486	$81
American National P&C	$675	$115
Westfield	$808	$135
Travelers	$870	$147
Erie	$1059	$178
Nationwide	$1232	$207
State Farm	$1254	$211
Allstate	$1395	$235
USAA	$1482	$249
Progressive	$1843	$310
Auto-Owners	$502	$86
Encompass	$1286	$214

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Average Car Insurance in Eddington by Rating Factor

The car insurance rates for two people under the same ZIP code will mostly be different. This is mostly because insurance rates are calculated based on several rating factors. These rating factors include the driver's age, gender, marital status, driving and claims history, credit score, location, type of vehicle, and coverage levels.

I have a clean driving record. Why is my car insurance rate here in Eddington, PA increasing?

Despite maintaining a clean driving record, your car insurance rates in Eddington, Pennsylvania, may be increasing due to several external factors. Pennsylvania has experienced significant rate hikes recently, with average premiums rising by 25.5% in 2023, largely attributed to higher claims volumes and inflation.

Additionally, Eddington's high urban population density, raised auto theft rates, and frequent natural disasters contribute to increased insurance costs.

Car Insurance Premiums by Age in Eddington

It is quite evident why teen drivers pay the highest car insurance rates in any city. Their lack of experience and increased accident rates make them a highly risky category. However, as you grow older, your car insurance rates will decrease. So, it is better to not have separate policies for teens; instead, add them to their parents' policies.

Cheapest Car Insurance Companies Based on Age Group

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Cheapest Car Insurance Rates for Teen Drivers in Eddington,PA

If you are planning to get a car insurance policy for your teenage dependent, Westfield provides the cheapest car insurance in the Eddington at $33 per month. At $5755 for a six-month premium, Nationwide offers the most expensive rate for teen drivers.

Company	Avg. 6 Mo. Premium	Avg. Monthly Premium
Westfield	$197	$33
Auto-Owners Insurance Co	$227	$38
American National P&C	$298	$50
Chubb	$329	$55
Erie	$1349	$227
Travelers	$1552	$261
State Farm	$2235	$376
USAA	$2611	$444
Allstate	$3403	$568
Progressive	$3411	$579
Nationwide	$5755	$960

Teen Car Insurance Rates in PA by Age

Car Insurance Rates by Credit Score & Driving History

Similar to your driving history, your financial history also plays a key role in determining your auto insurance rates. A low credit score would mean a lapse in payment and increased chances of filing claims, which results in higher auto insurance rates. Therefore, the higher the credit score, the lower the car insurance rates will be.

Cheapest Car Insurance Companies for Bad Credit

For those with poor credit scores in Eddington, Westfield is the cheapest car insurance provider. At $306 for a six-month premium, they offer the best rates in the city. The most expensive auto insurance rate for drivers with bad credit in Eddington is State Farm, offering rates of around $6257 for six months.

Company	Avg. 6 Mo. Premium	Avg. Monthly Premium
Westfield	$306	$51
Auto-Owners Insurance Co	$314	$53
Chubb	$368	$62
American National P&C	$416	$71
USAA	$1341	$223
Nationwide	$1395	$235
Erie	$2446	$408
Allstate	$2948	$502
Travelers	$3214	$536
Progressive	$3592	$611
State Farm	$6257	$1043

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Car Insurance Rates with An Accident in Eddington

Both accidents and the resulting increase in insurance rates are often beyond our control. When you’re involved in an accident, you become riskier to insure, consequently increasing the rates. In Eddington, PA, accidents can lead to significant hikes in your premiums.

Cheapest Car Insurance Companies after an At-Fault Accident in Eddington

The cheapest car insurance companies after an at-fault accident in Eddington include Westfield and AutoOwners Insurance Co, offering $275 and $314, respectively. Donegal is an expensive provider with an average six-month premium of $306.

Company	Avg. 6 Mo. Premium	Avg. Monthly Premium
Westfield	$275	$46
Auto-Owners Insurance Co	$314	$53
Chubb	$368	$62
American National P&C	$376	$63
Erie	$627	$106
State Farm	$729	$123
Travelers	$870	$147
USAA	$1129	$190
Nationwide	$1733	$294
Allstate	$1787	$298
Progressive	$2117	$360
Auto-Owners	$102	$17
Donegal	$306	$51

Eddington Car Insurance Rates by Violation

Here is a list of driving violations that can increase your car insurance rates in Eddington PA. For example, the car insurance in Eddington after a DUI increases to $1317 for a six month policy. While the rate increases by $1451 for a six-month policy in the case of a speeding ticket.

Eddington auto insurance quotes by violations

Accident/Violation	Avg. 6 Mo Premium	Avg. Monthly Premium
None	$1451	$242
Cell phone violation	$1694	$288
Failure to wear a seat belt	$1694	$282
Failure to stop at a red light	$1709	$290
Illegal turn	$1709	$285
Improper passing	$1709	$290
Speeding in school zone	$1709	$285
Texting while driving	$1709	$290
Driving with expired registration	$1717	$286
Speeding 16 - 20 MPH over limit	$1717	$292
Wrong way/wrong lane	$1733	$289
Open container	$1835	$312
Reckless driving	$2674	$446
Racing	$2721	$462
DUI	$2768	$461
Driving with a suspended license	$2784	$474
Leaving scene of an accident/hit and run	$2808	$467

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Way Tip

Avoid Having A DUI On Your Driving Record.

A DUI can increase your car insurance rates—by $5,000 to $10,000 over five years. Speeding, reckless driving, and at-fault accidents also raise rates, staying on your record for 3–5 years, while DUIs/DWIs can impact you longer.

Car Insurance Rates in Eddington after a DUI

There may have been times when you drank but chose not to drive—a smart and responsible decision, as most states treat DUIs as a serious offense. Your car insurance rates can double after a DUI charge, making it harder to find affordable coverage in Eddington.

The cheapest car insurance premiums in Eddington are offered by American National P&C at $424 for a six-month policy. However, it can be as expensive as $3646 with companies like Nationwide.

Eddington car insurance quotes with a DUI

Company	Avg. 6 Mo. Premium	Avg. Monthly Premium
American National P&C	$424	$70
Travelers	$909	$153
Erie	$1137	$191
Allstate	$1262	$213
Progressive	$1379	$232
State Farm	$1608	$271
USAA	$1616	$272
Nationwide	$3646	$614

Cheapest car insurance after a speeding ticket

One of the easiest ways to save money on car insurance is to stay within the speed limit. After a speeding violation, the cheapest car insurance premiums in Eddington are offered by Westfield at $165. However, it can be as expensive as $2541 with companies like Nationwide for a similar six-month premium.

Cheapest Car Insurance in Eddington after Speeding ticket

Company	Avg. 6 Mo. Premium	Avg. Monthly Premium
Westfield	$165	$28
Auto-Owners Insurance Co	$211	$36
Erie	$729	$123
State Farm	$933	$157
Travelers	$1011	$170
USAA	$1498	$249
Allstate	$1787	$304
Progressive	$2149	$358
Nationwide	$2541	$432

Car Insurance Price Trends in Eddington, Pennsylvania

Car insurance rates in Eddington have fluctuated due to factors such as state regulations, inflation, and changing driving habits.

The average cost of full coverage in the Eddington rose by $242 in January compared to $223 of December. In other words, there has been an increase by $19 when you compare January and December.

The average cost of liability insurance in the Eddington rose to $59 in January, compared to $50 in December. This represents an increase of $9 when comparing January and December.

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Frequently Asked Questions

How much is car insurance in Eddington?

The car insurance in Eddington is $32 per month, which is lower than the national average.

What is the cheapest car insurance in Eddington?

The cheapest car insurance in Eddington is $81 per month for full coverage.

How much is car insurance in Eddington for teenagers?

Car insurance for teenagers costs $197 per 6 months. The rates for teen drivers are higher due to their lack of experience as drivers.

What's the average cost of car insurance in Eddington?

The average cost of car insurance is $813 for a six-month policy. It will cost around $180 per month to insure your car in Eddington.

Is car insurance expensive in Eddington?

Car insurance can be expensive in Eddington if your rating factors are not favorable. However, with a clean driving record and good credit score, car insurance rates in Eddington can be affordable.

Cheapest Car Insurance Quotes in Eddington

Why you can trust Way?

How Much Is Car Insurance in Eddington

Avg. Car Insurance in Eddington

Avg. Car Insurance in Pennsylvania

National Average

Cheapest Car Insurance Companies in Eddington

1st place: AutoOwners Insurance Co

2nd place: American National P&C

3rd place: Westfield

Eddington Car Insurance Rates by Company

Cheap Car Insurance Companies in Eddington, PA

Way's key takeaways about car insurance in Eddington

High Rates Shouldn’t Drive You Out of Pocket.

Cheapest Minimum Liability Car Insurance in Eddington

Cheapest Liability Coverage in Eddington, PA

Cheapest Full Coverage Car Insurance in Eddington

Cheapest Full Coverage Car Insurance Quotes in Eddington, PA

Don't Let Hidden Costs Drive You Crazy

Average Car Insurance in Eddington by Rating Factor

I have a clean driving record. Why is my car insurance rate here in Eddington, PA increasing?

Car Insurance Premiums by Age in Eddington

Cheapest Car Insurance Companies Based on Age Group

Cheapest Car Insurance Rates for Teen Drivers in Eddington,PA

If you are in your twenties N/A is the best choice for car insurance in Eddington.

Car Insurance Rates by Credit Score & Driving History

Cheapest Car Insurance Companies for Bad Credit

Escape the Trap of Rising Insurance Costs.

Car Insurance Rates with An Accident in Eddington

Cheapest Car Insurance Companies after an At-Fault Accident in Eddington

Eddington Car Insurance Rates by Violation

Eddington auto insurance quotes by violations

Your Wallet Deserves Better. Seriously.

Avoid Having A DUI On Your Driving Record.

Car Insurance Rates in Eddington after a DUI

Eddington car insurance quotes with a DUI

Cheapest car insurance after a speeding ticket

Cheapest Car Insurance in Eddington after Speeding ticket

Car Insurance Price Trends in Eddington, Pennsylvania

Average Car Insurance Cost in Eddington by ZIP Code

Frequently Asked Questions

Tired of Insane Auto Insurance Bills? Us Too!

Find Car Insurance Rates in Cities Near Eddington, PA

Car Insurance Rates by State in the USA (2025 Update)

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