Cheapest Car Insurance Quotes in DeSales University

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DeSales University Car Insurance

^$ 24

/mo

Written by Sara Sam

Edited by Renee Martin

Why you can trust Way?

The auto insurance rates published in this guide are based on the results of research completed by Way’s data team. Using a mix of public and internal data, we analyzed millions of rate averages across U.S. ZIP codes. These rates were publicly sourced from insurer filings and should be used for comparative purposes only — your own quotes will differ. Given this, it’s important to go through our insurance steps form to find how much you can save with Way.

Table of Contents

How Much Is Car Insurance in DeSales University

The car insurance rate in DeSales University is $787 for a six-month policy, which is $8 higher than the higher than the state average. Root Insurance Company offers the lowest rates in the city at $372, making it a popular choice for budget-conscious drivers. Rates in DeSales University can vary depending on your age, driving record, and coverage level, so not every driver will pay the same amount. Choosing a higher deductible, maintaining a clean driving history, and comparing quotes from multiple insurers can help you find better deals and save money over time.

Avg. Car Insurance in DeSales University

$787

Avg. Car Insurance in Pennsylvania

$779

National Average

$1140

Cheapest Car Insurance Companies in DeSales University

1st place: AutoOwners Insurance Co

At $372 for a six month policy, AutoOwners Insurance Co offers the cheapest auto insurance rates in the city.

2nd place: American National P&C

American National P&C offers auto insurance rates at $516 for a six-month policy, making it one of the cheapest to insure with.

3rd place: Travelers

Travelers offers auto insurance rates at $558 for six months, making it the third cheapest auto insurance company in DeSales University.

DeSales University Car Insurance Rates by Company

Based on our research, the cheapest car insurance company in DeSales University, PA is AutoOwners Insurance Co, offering policies at just $372 for a six-month term. This is followed by American National P&C, which has an average six-month premium of $516.

At the higher end of the spectrum, Encompass is the most expensive, with rates reaching $984 for a six-month policy. Rates can vary widely by driver, but comparing quotes from multiple companies can help DeSales University drivers find the best deals.

Cheap Car Insurance Companies in DeSales University, PA

Company	Avg. 6 Mo. Premium	Avg. Monthly Premium
Auto-Owners Insurance Co	$372	$62
American National P&C	$516	$88
Travelers	$558	$94
Westfield	$618	$105
Erie	$768	$129
State Farm	$846	$142
Nationwide	$894	$150
Allstate	$1068	$180
USAA	$1080	$182
Progressive	$1355	$228
Auto-Owners	$384	$66
Encompass	$984	$164

Key Takeaways

Way's key takeaways about car insurance in DeSales University

The auto insurance costs in DeSales University fall around $372 for six months.
The cheapest auto insurance company in DeSales University is Westfield.
Teen drivers pay the highest rate in DeSales University at $620 per month.

High Rates Shouldn’t Drive You Out of Pocket.

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Cheapest Minimum Liability Car Insurance in DeSales University

Since car insurance is a critical requirement for owning a car, you must have minimum liability car insurance. The cheapest car insurance companies for minimum coverage in DeSales University are given below.

Westfield provides the cheapest minimum car insurance coverage in DeSales University. Their Average 6 Month Premium is $144. AutoOwners is the most expensive at $78 for the same period.

Cheapest Liability Coverage in DeSales University, PA

Company	Avg. 6 Mo. Premium	Avg. Monthly Premium
Westfield	$144	$24
Auto-Owners Insurance Co	$150	$25
Travelers	$180	$30
Erie	$192	$32
American National P&C	$198	$33
Chubb	$210	$35
State Farm	$251	$42
USAA	$270	$45
Progressive	$306	$51
Nationwide	$312	$54
Allstate	$498	$83
Auto-Owners	$78	$13

Cheapest Full Coverage Car Insurance in DeSales University

One might think that minimum coverage is only required when insuring your car insurance. However, having full coverage car insurance in any city is certainly a wise choice as it offers better coverage and protection. Our best pick for the cheapest auto insurance quotes in DeSales University is AutoOwners Insurance Co at $62 per month and $372 for six months.

Cheapest Full Coverage Car Insurance Quotes in DeSales University, PA

Company	Avg. 6 Mo. Premium	Avg. Monthly Premium
Auto-Owners Insurance Co	$372	$62
American National P&C	$516	$88
Travelers	$558	$94
Westfield	$618	$105
Erie	$768	$129
State Farm	$846	$142
Nationwide	$894	$150
Allstate	$1068	$180
USAA	$1080	$182
Progressive	$1355	$228
Auto-Owners	$384	$66
Encompass	$984	$164

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Average Car Insurance in DeSales University by Rating Factor

The car insurance rates for two people under the same ZIP code will mostly be different. This is mostly because insurance rates are calculated based on several rating factors. These rating factors include the driver's age, gender, marital status, driving and claims history, credit score, location, type of vehicle, and coverage levels.

I have a clean driving record. Why is my car insurance rate here in DeSales University, PA increasing?

Despite maintaining a clean driving record, your car insurance rates in DeSales University, Pennsylvania, may be increasing due to several external factors. Pennsylvania has experienced significant rate hikes recently, with average premiums rising by 25.5% in 2023, largely attributed to higher claims volumes and inflation.

Additionally, DeSales University's high urban population density, raised auto theft rates, and frequent natural disasters contribute to increased insurance costs.

Car Insurance Premiums by Age in DeSales University

It is quite evident why teen drivers pay the highest car insurance rates in any city. Their lack of experience and increased accident rates make them a highly risky category. However, as you grow older, your car insurance rates will decrease. So, it is better to not have separate policies for teens; instead, add them to their parents' policies.

Cheapest Car Insurance Companies Based on Age Group

Age Group	Cheapest Companies	Avg. 6 Mo. Premium
20s	Travelers	$570
30s	Travelers	$394
40s	Travelers	$371
50s	Travelers	$355
60s	Travelers	$355
70s	Travelers	$417

Cheapest Car Insurance Rates for Teen Drivers in DeSales University,PA

If you are planning to get a car insurance policy for your teenage dependent, Westfield provides the cheapest car insurance in the DeSales University at $25 per month. At $3720 for a six-month premium, Nationwide offers the most expensive rate for teen drivers.

Company	Avg. 6 Mo. Premium	Avg. Monthly Premium
Westfield	$150	$25
Auto-Owners Insurance Co	$174	$29
American National P&C	$228	$38
Chubb	$251	$42
Travelers	$720	$121
Erie	$882	$148
State Farm	$1206	$203
USAA	$1584	$270
Allstate	$2651	$442
Progressive	$3671	$624
Nationwide	$3720	$620

Teen Car Insurance Rates in PA by Age

Way Tip

If you are in your twenties Travelers is the best choice for car insurance in DeSales University.

As young drivers face the highest rates in DeSales University, Travelers offers the cheapest auto insurance rates at $570 for six months.

Car Insurance Rates by Credit Score & Driving History

Similar to your driving history, your financial history also plays a key role in determining your auto insurance rates. A low credit score would mean a lapse in payment and increased chances of filing claims, which results in higher auto insurance rates. Therefore, the higher the credit score, the lower the car insurance rates will be.

Cheapest Car Insurance Companies for Bad Credit

For those with poor credit scores in DeSales University, Westfield is the cheapest car insurance provider. At $234 for a six-month premium, they offer the best rates in the city. The most expensive auto insurance rate for drivers with bad credit in DeSales University is State Farm, offering rates of around $3222 for six months.

Company	Avg. 6 Mo. Premium	Avg. Monthly Premium
Westfield	$234	$39
Auto-Owners Insurance Co	$240	$40
Chubb	$282	$47
American National P&C	$318	$55
USAA	$912	$152
Nationwide	$924	$156
Erie	$1470	$245
Travelers	$1668	$284
Allstate	$2244	$374
Progressive	$2471	$420
State Farm	$3222	$537

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Save up to $971/yr on car insurance rates in DeSales University.

Car Insurance Rates with An Accident in DeSales University

Both accidents and the resulting increase in insurance rates are often beyond our control. When you’re involved in an accident, you become riskier to insure, consequently increasing the rates. In DeSales University, PA, accidents can lead to significant hikes in your premiums.

Cheapest Car Insurance Companies after an At-Fault Accident in DeSales University

The cheapest car insurance companies after an at-fault accident in DeSales University include Westfield and AutoOwners Insurance Co, offering $210 and $240, respectively. Donegal is an expensive provider with an average six-month premium of $234.

Company	Avg. 6 Mo. Premium	Avg. Monthly Premium
Westfield	$210	$35
Auto-Owners Insurance Co	$240	$40
Chubb	$282	$47
American National P&C	$288	$48
Erie	$414	$70
Travelers	$432	$73
State Farm	$444	$75
USAA	$786	$132
Nationwide	$1116	$190
Allstate	$1368	$228
Progressive	$1451	$246
Auto-Owners	$78	$13
Donegal	$234	$39

DeSales University Car Insurance Rates by Violation

Here is a list of driving violations that can increase your car insurance rates in DeSales University PA. For example, the car insurance in DeSales University after a DUI increases to $1008 for a six month policy. While the rate increases by $1110 for a six-month policy in the case of a speeding ticket.

DeSales University auto insurance quotes by violations

Accident/Violation	Avg. 6 Mo Premium	Avg. Monthly Premium
None	$1110	$185
Cell phone violation	$1296	$220
Failure to wear a seat belt	$1296	$216
Failure to stop at a red light	$1308	$222
Illegal turn	$1308	$218
Improper passing	$1308	$222
Speeding in school zone	$1308	$218
Texting while driving	$1308	$222
Driving with expired registration	$1314	$219
Speeding 16 - 20 MPH over limit	$1314	$223
Wrong way/wrong lane	$1326	$221
Open container	$1404	$238
Reckless driving	$2046	$341
Racing	$2082	$354
DUI	$2118	$352
Driving with a suspended license	$2130	$363
Leaving scene of an accident/hit and run	$2148	$358

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Way Tip

Avoid Having A DUI On Your Driving Record.

A DUI can increase your car insurance rates—by $5,000 to $10,000 over five years. Speeding, reckless driving, and at-fault accidents also raise rates, staying on your record for 3–5 years, while DUIs/DWIs can impact you longer.

Car Insurance Rates in DeSales University after a DUI

There may have been times when you drank but chose not to drive—a smart and responsible decision, as most states treat DUIs as a serious offense. Your car insurance rates can double after a DUI charge, making it harder to find affordable coverage in DeSales University.

The cheapest car insurance premiums in DeSales University are offered by American National P&C at $324 for a six-month policy. However, it can be as expensive as $2514 with companies like Nationwide.

DeSales University car insurance quotes with a DUI

Company	Avg. 6 Mo. Premium	Avg. Monthly Premium
American National P&C	$324	$54
Travelers	$510	$86
Erie	$755	$127
Allstate	$966	$163
Progressive	$1020	$172
State Farm	$1026	$173
USAA	$1074	$181
Nationwide	$2514	$423

Cheapest car insurance after a speeding ticket

One of the easiest ways to save money on car insurance is to stay within the speed limit. After a speeding violation, the cheapest car insurance premiums in DeSales University are offered by Westfield at $126. However, it can be as expensive as $1626 with companies like Nationwide for a similar six-month premium.

Cheapest Car Insurance in DeSales University after Speeding ticket

Company	Avg. 6 Mo. Premium	Avg. Monthly Premium
Westfield	$126	$21
Auto-Owners Insurance Co	$162	$27
Erie	$462	$78
Travelers	$462	$78
State Farm	$528	$89
USAA	$1020	$170
Allstate	$1368	$232
Progressive	$1451	$242
Nationwide	$1626	$277

Car Insurance Price Trends in DeSales University, Pennsylvania

Car insurance rates in DeSales University have fluctuated due to factors such as state regulations, inflation, and changing driving habits.

The average cost of full coverage in the DeSales University rose by $171 in January compared to $169 of December. In other words, there has been an increase by $2 when you compare January and December.

The average cost of liability insurance in the DeSales University rose to $38 in January, compared to $37 in December. This represents an increase of $1 when comparing January and December.

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Frequently Asked Questions

How much is car insurance in DeSales University?

The car insurance in DeSales University is $24 per month, which is lower than the national average.

What is the cheapest car insurance in DeSales University?

The cheapest car insurance in DeSales University is $62 per month for full coverage.

How much is car insurance in DeSales University for teenagers?

Car insurance for teenagers costs $150 per 6 months. The rates for teen drivers are higher due to their lack of experience as drivers.

What's the average cost of car insurance in DeSales University?

The average cost of car insurance is $779 for a six-month policy. It will cost around $132 per month to insure your car in DeSales University.

Is car insurance expensive in DeSales University?

Car insurance can be expensive in DeSales University if your rating factors are not favorable. However, with a clean driving record and good credit score, car insurance rates in DeSales University can be affordable.

Cheapest Car Insurance Quotes in DeSales University

Why you can trust Way?

How Much Is Car Insurance in DeSales University

Avg. Car Insurance in DeSales University

Avg. Car Insurance in Pennsylvania

National Average

Cheapest Car Insurance Companies in DeSales University

1st place: AutoOwners Insurance Co

2nd place: American National P&C

3rd place: Travelers

DeSales University Car Insurance Rates by Company

Cheap Car Insurance Companies in DeSales University, PA

Way's key takeaways about car insurance in DeSales University

High Rates Shouldn’t Drive You Out of Pocket.

Cheapest Minimum Liability Car Insurance in DeSales University

Cheapest Liability Coverage in DeSales University, PA

Cheapest Full Coverage Car Insurance in DeSales University

Cheapest Full Coverage Car Insurance Quotes in DeSales University, PA

Don't Let Hidden Costs Drive You Crazy

Average Car Insurance in DeSales University by Rating Factor

I have a clean driving record. Why is my car insurance rate here in DeSales University, PA increasing?

Car Insurance Premiums by Age in DeSales University

Cheapest Car Insurance Companies Based on Age Group

Cheapest Car Insurance Rates for Teen Drivers in DeSales University,PA

If you are in your twenties Travelers is the best choice for car insurance in DeSales University.

Car Insurance Rates by Credit Score & Driving History

Cheapest Car Insurance Companies for Bad Credit

Escape the Trap of Rising Insurance Costs.

Car Insurance Rates with An Accident in DeSales University

Cheapest Car Insurance Companies after an At-Fault Accident in DeSales University

DeSales University Car Insurance Rates by Violation

DeSales University auto insurance quotes by violations

Your Wallet Deserves Better. Seriously.

Avoid Having A DUI On Your Driving Record.

Car Insurance Rates in DeSales University after a DUI

DeSales University car insurance quotes with a DUI

Cheapest car insurance after a speeding ticket

Cheapest Car Insurance in DeSales University after Speeding ticket

Car Insurance Price Trends in DeSales University, Pennsylvania

Average Car Insurance Cost in DeSales University by ZIP Code

Frequently Asked Questions

Tired of Insane Auto Insurance Bills? Us Too!

Find Car Insurance Rates in Cities Near DeSales University, PA

Car Insurance Rates by State in the USA (2025 Update)

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Data Sources