Cheapest Car Insurance Quotes in Mexico

Finding the cheapest car insurance quotes in Mexico shouldn't be a guessing game. That's why our licensed insurance experts do the heavy lifting for you, analyzing rates from dozens of top companies to find you the best deal.
We believe in making things clear and simple. Our experts compare coverage options and find every possible discount, so you can see your best options side-by-side. It’s fast, free, and designed to save you a ton.

Enter your zip code to get personalized rates.

Featured in

401,895 Policies Sold

Mexico Car Insurance

^$ 20

/mo

Written by Sara Sam

Edited by Renee Martin

Why you can trust Way?

The auto insurance rates published in this guide are based on the results of research completed by Way’s data team. Using a mix of public and internal data, we analyzed millions of rate averages across U.S. ZIP codes. These rates were publicly sourced from insurer filings and should be used for comparative purposes only — your own quotes will differ. Given this, it’s important to go through our insurance steps form to find how much you can save with Way.

Table of Contents

How Much Is Car Insurance in Mexico

The car insurance rate in Mexico is $654 for a six-month policy, which is $125 lower than the higher than the state average. Root Insurance Company offers the lowest rates in the city at $309, making it a popular choice for budget-conscious drivers. Rates in Mexico can vary depending on your age, driving record, and coverage level, so not every driver will pay the same amount. Choosing a higher deductible, maintaining a clean driving history, and comparing quotes from multiple insurers can help you find better deals and save money over time.

Avg. Car Insurance in Mexico

$654

Avg. Car Insurance in Pennsylvania

$779

National Average

$1140

Cheapest Car Insurance Companies in Mexico

1st place: AutoOwners Insurance Co

At $309 for a six month policy, AutoOwners Insurance Co offers the cheapest auto insurance rates in the city.

2nd place: American National P&C

American National P&C offers auto insurance rates at $429 for a six-month policy, making it one of the cheapest to insure with.

3rd place: Travelers

Travelers offers auto insurance rates at $464 for six months, making it the third cheapest auto insurance company in Mexico.

Mexico Car Insurance Rates by Company

Based on our research, the cheapest car insurance company in Mexico, PA is AutoOwners Insurance Co, offering policies at just $309 for a six-month term. This is followed by American National P&C, which has an average six-month premium of $429.

At the higher end of the spectrum, Encompass is the most expensive, with rates reaching $818 for a six-month policy. Rates can vary widely by driver, but comparing quotes from multiple companies can help Mexico drivers find the best deals.

Cheap Car Insurance Companies in Mexico, PA

Company	Avg. 6 Mo. Premium	Avg. Monthly Premium
Auto-Owners Insurance Co	$309	$51
American National P&C	$429	$73
Travelers	$464	$78
Westfield	$514	$87
Erie	$638	$108
State Farm	$704	$118
Nationwide	$743	$125
Allstate	$888	$150
USAA	$898	$151
Progressive	$1127	$190
Auto-Owners	$319	$55
Encompass	$818	$136

Key Takeaways

Way's key takeaways about car insurance in Mexico

The auto insurance costs in Mexico fall around $309 for six months.
The cheapest auto insurance company in Mexico is Westfield.
Teen drivers pay the highest rate in Mexico at $516 per month.

High Rates Shouldn’t Drive You Out of Pocket.

Save up to $971/yr with our auto insurance quotes

Cheapest Minimum Liability Car Insurance in Mexico

Since car insurance is a critical requirement for owning a car, you must have minimum liability car insurance. The cheapest car insurance companies for minimum coverage in Mexico are given below.

Westfield provides the cheapest minimum car insurance coverage in Mexico. Their Average 6 Month Premium is $120. AutoOwners is the most expensive at $65 for the same period.

Cheapest Liability Coverage in Mexico, PA

Company	Avg. 6 Mo. Premium	Avg. Monthly Premium
Westfield	$120	$20
Auto-Owners Insurance Co	$125	$21
Travelers	$150	$25
Erie	$160	$27
American National P&C	$165	$28
Chubb	$175	$29
State Farm	$209	$35
USAA	$224	$38
Progressive	$255	$42
Nationwide	$260	$45
Allstate	$414	$69
Auto-Owners	$65	$11

Cheapest Full Coverage Car Insurance in Mexico

One might think that minimum coverage is only required when insuring your car insurance. However, having full coverage car insurance in any city is certainly a wise choice as it offers better coverage and protection. Our best pick for the cheapest auto insurance quotes in Mexico is AutoOwners Insurance Co at $51 per month and $309 for six months.

Cheapest Full Coverage Car Insurance Quotes in Mexico, PA

Company	Avg. 6 Mo. Premium	Avg. Monthly Premium
Auto-Owners Insurance Co	$309	$51
American National P&C	$429	$73
Travelers	$464	$78
Westfield	$514	$87
Erie	$638	$108
State Farm	$704	$118
Nationwide	$743	$125
Allstate	$888	$150
USAA	$898	$151
Progressive	$1127	$190
Auto-Owners	$319	$55
Encompass	$818	$136

Don't Let Hidden Costs Drive You Crazy

Get Your Car Insurance Quote in Mexico Instantly!

Average Car Insurance in Mexico by Rating Factor

The car insurance rates for two people under the same ZIP code will mostly be different. This is mostly because insurance rates are calculated based on several rating factors. These rating factors include the driver's age, gender, marital status, driving and claims history, credit score, location, type of vehicle, and coverage levels.

I have a clean driving record. Why is my car insurance rate here in Mexico, PA increasing?

Despite maintaining a clean driving record, your car insurance rates in Mexico, Pennsylvania, may be increasing due to several external factors. Pennsylvania has experienced significant rate hikes recently, with average premiums rising by 25.5% in 2023, largely attributed to higher claims volumes and inflation.

Additionally, Mexico's high urban population density, raised auto theft rates, and frequent natural disasters contribute to increased insurance costs.

Car Insurance Premiums by Age in Mexico

It is quite evident why teen drivers pay the highest car insurance rates in any city. Their lack of experience and increased accident rates make them a highly risky category. However, as you grow older, your car insurance rates will decrease. So, it is better to not have separate policies for teens; instead, add them to their parents' policies.

Cheapest Car Insurance Companies Based on Age Group

Age Group	Cheapest Companies	Avg. 6 Mo. Premium
20s	Travelers	$474
30s	Travelers	$328
40s	Travelers	$308
50s	Travelers	$295
60s	Travelers	$295
70s	Travelers	$347

Cheapest Car Insurance Rates for Teen Drivers in Mexico,PA

If you are planning to get a car insurance policy for your teenage dependent, Westfield provides the cheapest car insurance in the Mexico at $21 per month. At $3094 for a six-month premium, Nationwide offers the most expensive rate for teen drivers.

Company	Avg. 6 Mo. Premium	Avg. Monthly Premium
Westfield	$125	$21
Auto-Owners Insurance Co	$144	$24
American National P&C	$190	$32
Chubb	$209	$35
Travelers	$599	$101
Erie	$733	$123
State Farm	$1003	$169
USAA	$1317	$224
Allstate	$2205	$368
Progressive	$3053	$519
Nationwide	$3094	$516

Teen Car Insurance Rates in PA by Age

Way Tip

If you are in your twenties Travelers is the best choice for car insurance in Mexico.

As young drivers face the highest rates in Mexico, Travelers offers the cheapest auto insurance rates at $474 for six months.

Car Insurance Rates by Credit Score & Driving History

Similar to your driving history, your financial history also plays a key role in determining your auto insurance rates. A low credit score would mean a lapse in payment and increased chances of filing claims, which results in higher auto insurance rates. Therefore, the higher the credit score, the lower the car insurance rates will be.

Cheapest Car Insurance Companies for Bad Credit

For those with poor credit scores in Mexico, Westfield is the cheapest car insurance provider. At $195 for a six-month premium, they offer the best rates in the city. The most expensive auto insurance rate for drivers with bad credit in Mexico is State Farm, offering rates of around $2680 for six months.

Company	Avg. 6 Mo. Premium	Avg. Monthly Premium
Westfield	$195	$33
Auto-Owners Insurance Co	$200	$34
Chubb	$234	$39
American National P&C	$265	$45
USAA	$759	$126
Nationwide	$769	$129
Erie	$1222	$204
Travelers	$1387	$236
Allstate	$1866	$311
Progressive	$2055	$349
State Farm	$2680	$447

Escape the Trap of Rising Insurance Costs.

Save up to $971/yr on car insurance rates in Mexico.

Car Insurance Rates with An Accident in Mexico

Both accidents and the resulting increase in insurance rates are often beyond our control. When you’re involved in an accident, you become riskier to insure, consequently increasing the rates. In Mexico, PA, accidents can lead to significant hikes in your premiums.

Cheapest Car Insurance Companies after an At-Fault Accident in Mexico

The cheapest car insurance companies after an at-fault accident in Mexico include Westfield and AutoOwners Insurance Co, offering $175 and $200, respectively. Donegal is an expensive provider with an average six-month premium of $195.

Company	Avg. 6 Mo. Premium	Avg. Monthly Premium
Westfield	$175	$29
Auto-Owners Insurance Co	$200	$34
Chubb	$234	$39
American National P&C	$239	$40
Erie	$344	$58
Travelers	$360	$60
State Farm	$370	$62
USAA	$654	$110
Nationwide	$928	$158
Allstate	$1137	$190
Progressive	$1207	$205
Auto-Owners	$65	$11
Donegal	$195	$33

Mexico Car Insurance Rates by Violation

Here is a list of driving violations that can increase your car insurance rates in Mexico PA. For example, the car insurance in Mexico after a DUI increases to $838 for a six month policy. While the rate increases by $923 for a six-month policy in the case of a speeding ticket.

Mexico auto insurance quotes by violations

Accident/Violation	Avg. 6 Mo Premium	Avg. Monthly Premium
None	$923	$154
Cell phone violation	$1078	$183
Failure to wear a seat belt	$1078	$180
Failure to stop at a red light	$1088	$185
Illegal turn	$1088	$181
Improper passing	$1088	$185
Speeding in school zone	$1088	$181
Texting while driving	$1088	$185
Driving with expired registration	$1093	$182
Speeding 16 - 20 MPH over limit	$1093	$186
Wrong way/wrong lane	$1103	$184
Open container	$1168	$198
Reckless driving	$1702	$284
Racing	$1731	$294
DUI	$1761	$293
Driving with a suspended license	$1772	$302
Leaving scene of an accident/hit and run	$1787	$297

Your Wallet Deserves Better. Seriously.

Get smarter car insurance rates in minutes today!

Way Tip

Avoid Having A DUI On Your Driving Record.

A DUI can increase your car insurance rates—by $5,000 to $10,000 over five years. Speeding, reckless driving, and at-fault accidents also raise rates, staying on your record for 3–5 years, while DUIs/DWIs can impact you longer.

Car Insurance Rates in Mexico after a DUI

There may have been times when you drank but chose not to drive—a smart and responsible decision, as most states treat DUIs as a serious offense. Your car insurance rates can double after a DUI charge, making it harder to find affordable coverage in Mexico.

The cheapest car insurance premiums in Mexico are offered by American National P&C at $270 for a six-month policy. However, it can be as expensive as $2091 with companies like Nationwide.

Mexico car insurance quotes with a DUI

Company	Avg. 6 Mo. Premium	Avg. Monthly Premium
American National P&C	$270	$45
Travelers	$424	$71
Erie	$628	$106
Allstate	$803	$135
Progressive	$848	$143
State Farm	$853	$144
USAA	$893	$150
Nationwide	$2091	$352

Cheapest car insurance after a speeding ticket

One of the easiest ways to save money on car insurance is to stay within the speed limit. After a speeding violation, the cheapest car insurance premiums in Mexico are offered by Westfield at $105. However, it can be as expensive as $1352 with companies like Nationwide for a similar six-month premium.

Cheapest Car Insurance in Mexico after Speeding ticket

Company	Avg. 6 Mo. Premium	Avg. Monthly Premium
Westfield	$105	$18
Auto-Owners Insurance Co	$134	$23
Erie	$384	$65
Travelers	$384	$65
State Farm	$439	$74
USAA	$848	$141
Allstate	$1137	$193
Progressive	$1207	$202
Nationwide	$1352	$230

Car Insurance Price Trends in Mexico, Pennsylvania

Car insurance rates in Mexico have fluctuated due to factors such as state regulations, inflation, and changing driving habits.

The average cost of full coverage in the Mexico rose by $142 in December compared to $140 of November. In other words, there has been an increase by $2 when you compare December and November.

The average cost of liability insurance in the Mexico rose to $32 in December, compared to $31 in November. This represents an increase of $1 when comparing December and November.

Our Insurance Agent Experts

Wilson Mathew Nechikat

Principal

View Profile

Anthony Luu

Senior Director of Insurance Operations

View Profile

Ezra Peterson

Senior Director of Insurance

View Profile

Danny Herrera

Head of Commercial Insurance

View Profile

Frequently Asked Questions

How much is car insurance in Mexico?

The car insurance in Mexico is $20 per month, which is lower than the national average.

What is the cheapest car insurance in Mexico?

The cheapest car insurance in Mexico is $51 per month for full coverage.

How much is car insurance in Mexico for teenagers?

Car insurance for teenagers costs $125 per 6 months. The rates for teen drivers are higher due to their lack of experience as drivers.

What's the average cost of car insurance in Mexico?

The average cost of car insurance is $779 for a six-month policy. It will cost around $110 per month to insure your car in Mexico.

Is car insurance expensive in Mexico?

Car insurance can be expensive in Mexico if your rating factors are not favorable. However, with a clean driving record and good credit score, car insurance rates in Mexico can be affordable.

Cheapest Car Insurance Quotes in Mexico

Why you can trust Way?

How Much Is Car Insurance in Mexico

Avg. Car Insurance in Mexico

Avg. Car Insurance in Pennsylvania

National Average

Cheapest Car Insurance Companies in Mexico

1st place: AutoOwners Insurance Co

2nd place: American National P&C

3rd place: Travelers

Mexico Car Insurance Rates by Company

Cheap Car Insurance Companies in Mexico, PA

Way's key takeaways about car insurance in Mexico

High Rates Shouldn’t Drive You Out of Pocket.

Cheapest Minimum Liability Car Insurance in Mexico

Cheapest Liability Coverage in Mexico, PA

Cheapest Full Coverage Car Insurance in Mexico

Cheapest Full Coverage Car Insurance Quotes in Mexico, PA

Don't Let Hidden Costs Drive You Crazy

Average Car Insurance in Mexico by Rating Factor

I have a clean driving record. Why is my car insurance rate here in Mexico, PA increasing?

Car Insurance Premiums by Age in Mexico

Cheapest Car Insurance Companies Based on Age Group

Cheapest Car Insurance Rates for Teen Drivers in Mexico,PA

If you are in your twenties Travelers is the best choice for car insurance in Mexico.

Car Insurance Rates by Credit Score & Driving History

Cheapest Car Insurance Companies for Bad Credit

Escape the Trap of Rising Insurance Costs.

Car Insurance Rates with An Accident in Mexico

Cheapest Car Insurance Companies after an At-Fault Accident in Mexico

Mexico Car Insurance Rates by Violation

Mexico auto insurance quotes by violations

Your Wallet Deserves Better. Seriously.

Avoid Having A DUI On Your Driving Record.

Car Insurance Rates in Mexico after a DUI

Mexico car insurance quotes with a DUI

Cheapest car insurance after a speeding ticket

Cheapest Car Insurance in Mexico after Speeding ticket

Car Insurance Price Trends in Mexico, Pennsylvania

Average Car Insurance Cost in Mexico by ZIP Code

Frequently Asked Questions

Tired of Insane Auto Insurance Bills? Us Too!

Find Car Insurance Rates in Cities Near Mexico, PA

Car Insurance Rates by State in the USA (2025 Update)

Featured Blogs

Data Sources