Cheapest Car Insurance Quotes in Chesterbrook

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406,175 Policies Sold

Chesterbrook Car Insurance

^$ 27

/mo

Written by Sara Sam

Edited by Renee Martin

Why you can trust Way?

The auto insurance rates published in this guide are based on the results of research completed by Way’s data team. Using a mix of public and internal data, we analyzed millions of rate averages across U.S. ZIP codes. These rates were publicly sourced from insurer filings and should be used for comparative purposes only — your own quotes will differ. Given this, it’s important to go through our insurance steps form to find how much you can save with Way.

Table of Contents

How Much Is Car Insurance in Chesterbrook

The car insurance rate in Chesterbrook is $927 for a six-month policy, which is $114 higher than the higher than the state average. Root Insurance Company offers the lowest rates in the city at $420, making it a popular choice for budget-conscious drivers. Rates in Chesterbrook can vary depending on your age, driving record, and coverage level, so not every driver will pay the same amount. Choosing a higher deductible, maintaining a clean driving history, and comparing quotes from multiple insurers can help you find better deals and save money over time.

Avg. Car Insurance in Chesterbrook

$927

Avg. Car Insurance in Pennsylvania

$813

National Average

$1278

Cheapest Car Insurance Companies in Chesterbrook

1st place: AutoOwners Insurance Co

At $420 for a six month policy, AutoOwners Insurance Co offers the cheapest auto insurance rates in the city.

2nd place: American National P&C

American National P&C offers auto insurance rates at $583 for a six-month policy, making it one of the cheapest to insure with.

3rd place: Westfield

Westfield offers auto insurance rates at $698 for six months, making it the third cheapest auto insurance company in Chesterbrook.

Chesterbrook Car Insurance Rates by Company

Based on our research, the cheapest car insurance company in Chesterbrook, PA is AutoOwners Insurance Co, offering policies at just $420 for a six-month term. This is followed by American National P&C, which has an average six-month premium of $583.

At the higher end of the spectrum, Encompass is the most expensive, with rates reaching $1110 for a six-month policy. Rates can vary widely by driver, but comparing quotes from multiple companies can help Chesterbrook drivers find the best deals.

Cheap Car Insurance Companies in Chesterbrook, PA

Company	Avg. 6 Mo. Premium	Avg. Monthly Premium
Auto-Owners Insurance Co	$420	$70
American National P&C	$583	$99
Westfield	$698	$116
Travelers	$751	$127
Erie	$914	$154
Nationwide	$1064	$179
State Farm	$1083	$182
Allstate	$1205	$203
USAA	$1280	$215
Progressive	$1591	$268
Auto-Owners	$433	$74
Encompass	$1110	$185

Key Takeaways

Way's key takeaways about car insurance in Chesterbrook

The auto insurance costs in Chesterbrook fall around $420 for six months.
The cheapest auto insurance company in Chesterbrook is Westfield.
Teen drivers pay the highest rate in Chesterbrook at $829 per month.

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Cheapest Minimum Liability Car Insurance in Chesterbrook

Since car insurance is a critical requirement for owning a car, you must have minimum liability car insurance. The cheapest car insurance companies for minimum coverage in Chesterbrook are given below.

Westfield provides the cheapest minimum car insurance coverage in Chesterbrook. Their Average 6 Month Premium is $163. AutoOwners is the most expensive at $88 for the same period.

Cheapest Liability Coverage in Chesterbrook, PA

Company	Avg. 6 Mo. Premium	Avg. Monthly Premium
Westfield	$163	$27
Auto-Owners Insurance Co	$170	$28
Erie	$217	$36
American National P&C	$223	$38
Chubb	$237	$40
Travelers	$251	$42
USAA	$298	$50
State Farm	$311	$52
Nationwide	$399	$67
Progressive	$454	$76
Allstate	$610	$103
Auto-Owners	$88	$15

Cheapest Full Coverage Car Insurance in Chesterbrook

One might think that minimum coverage is only required when insuring your car insurance. However, having full coverage car insurance in any city is certainly a wise choice as it offers better coverage and protection. Our best pick for the cheapest auto insurance quotes in Chesterbrook is AutoOwners Insurance Co at $70 per month and $420 for six months.

Cheapest Full Coverage Car Insurance Quotes in Chesterbrook, PA

Company	Avg. 6 Mo. Premium	Avg. Monthly Premium
Auto-Owners Insurance Co	$420	$70
American National P&C	$583	$99
Westfield	$698	$116
Travelers	$751	$127
Erie	$914	$154
Nationwide	$1064	$179
State Farm	$1083	$182
Allstate	$1205	$203
USAA	$1280	$215
Progressive	$1591	$268
Auto-Owners	$433	$74
Encompass	$1110	$185

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Average Car Insurance in Chesterbrook by Rating Factor

The car insurance rates for two people under the same ZIP code will mostly be different. This is mostly because insurance rates are calculated based on several rating factors. These rating factors include the driver's age, gender, marital status, driving and claims history, credit score, location, type of vehicle, and coverage levels.

I have a clean driving record. Why is my car insurance rate here in Chesterbrook, PA increasing?

Despite maintaining a clean driving record, your car insurance rates in Chesterbrook, Pennsylvania, may be increasing due to several external factors. Pennsylvania has experienced significant rate hikes recently, with average premiums rising by 25.5% in 2023, largely attributed to higher claims volumes and inflation.

Additionally, Chesterbrook's high urban population density, raised auto theft rates, and frequent natural disasters contribute to increased insurance costs.

Car Insurance Premiums by Age in Chesterbrook

It is quite evident why teen drivers pay the highest car insurance rates in any city. Their lack of experience and increased accident rates make them a highly risky category. However, as you grow older, your car insurance rates will decrease. So, it is better to not have separate policies for teens; instead, add them to their parents' policies.

Cheapest Car Insurance Companies Based on Age Group

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Cheapest Car Insurance Rates for Teen Drivers in Chesterbrook,PA

If you are planning to get a car insurance policy for your teenage dependent, Westfield provides the cheapest car insurance in the Chesterbrook at $28 per month. At $4970 for a six-month premium, Nationwide offers the most expensive rate for teen drivers.

Company	Avg. 6 Mo. Premium	Avg. Monthly Premium
Westfield	$170	$28
Auto-Owners Insurance Co	$196	$33
American National P&C	$258	$43
Chubb	$284	$48
Erie	$1165	$196
Travelers	$1341	$226
State Farm	$1930	$325
USAA	$2255	$383
Allstate	$2939	$490
Progressive	$2946	$500
Nationwide	$4970	$829

Teen Car Insurance Rates in PA by Age

Car Insurance Rates by Credit Score & Driving History

Similar to your driving history, your financial history also plays a key role in determining your auto insurance rates. A low credit score would mean a lapse in payment and increased chances of filing claims, which results in higher auto insurance rates. Therefore, the higher the credit score, the lower the car insurance rates will be.

Cheapest Car Insurance Companies for Bad Credit

For those with poor credit scores in Chesterbrook, Westfield is the cheapest car insurance provider. At $264 for a six-month premium, they offer the best rates in the city. The most expensive auto insurance rate for drivers with bad credit in Chesterbrook is State Farm, offering rates of around $5404 for six months.

Company	Avg. 6 Mo. Premium	Avg. Monthly Premium
Westfield	$264	$44
Auto-Owners Insurance Co	$271	$46
Chubb	$318	$54
American National P&C	$359	$62
USAA	$1158	$193
Nationwide	$1205	$203
Erie	$2112	$352
Allstate	$2546	$433
Travelers	$2776	$463
Progressive	$3102	$528
State Farm	$5404	$901

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Car Insurance Rates with An Accident in Chesterbrook

Both accidents and the resulting increase in insurance rates are often beyond our control. When you’re involved in an accident, you become riskier to insure, consequently increasing the rates. In Chesterbrook, PA, accidents can lead to significant hikes in your premiums.

Cheapest Car Insurance Companies after an At-Fault Accident in Chesterbrook

The cheapest car insurance companies after an at-fault accident in Chesterbrook include Westfield and AutoOwners Insurance Co, offering $237 and $271, respectively. Donegal is an expensive provider with an average six-month premium of $264.

Company	Avg. 6 Mo. Premium	Avg. Monthly Premium
Westfield	$237	$40
Auto-Owners Insurance Co	$271	$46
Chubb	$318	$54
American National P&C	$325	$55
Erie	$542	$91
State Farm	$629	$106
Travelers	$751	$127
USAA	$975	$164
Nationwide	$1497	$254
Allstate	$1544	$258
Progressive	$1829	$311
Auto-Owners	$88	$15
Donegal	$264	$44

Chesterbrook Car Insurance Rates by Violation

Here is a list of driving violations that can increase your car insurance rates in Chesterbrook PA. For example, the car insurance in Chesterbrook after a DUI increases to $1138 for a six month policy. While the rate increases by $1253 for a six-month policy in the case of a speeding ticket.

Chesterbrook auto insurance quotes by violations

Accident/Violation	Avg. 6 Mo Premium	Avg. Monthly Premium
None	$1253	$209
Cell phone violation	$1463	$249
Failure to wear a seat belt	$1463	$244
Failure to stop at a red light	$1476	$251
Illegal turn	$1476	$246
Improper passing	$1476	$251
Speeding in school zone	$1476	$246
Texting while driving	$1476	$251
Driving with expired registration	$1483	$247
Speeding 16 - 20 MPH over limit	$1483	$252
Wrong way/wrong lane	$1497	$250
Open container	$1585	$269
Reckless driving	$2310	$385
Racing	$2350	$399
DUI	$2391	$398
Driving with a suspended license	$2404	$409
Leaving scene of an accident/hit and run	$2425	$404

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Way Tip

Avoid Having A DUI On Your Driving Record.

A DUI can increase your car insurance rates—by $5,000 to $10,000 over five years. Speeding, reckless driving, and at-fault accidents also raise rates, staying on your record for 3–5 years, while DUIs/DWIs can impact you longer.

Car Insurance Rates in Chesterbrook after a DUI

There may have been times when you drank but chose not to drive—a smart and responsible decision, as most states treat DUIs as a serious offense. Your car insurance rates can double after a DUI charge, making it harder to find affordable coverage in Chesterbrook.

The cheapest car insurance premiums in Chesterbrook are offered by American National P&C at $366 for a six-month policy. However, it can be as expensive as $3149 with companies like Nationwide.

Chesterbrook car insurance quotes with a DUI

Company	Avg. 6 Mo. Premium	Avg. Monthly Premium
American National P&C	$366	$60
Travelers	$785	$132
Erie	$982	$165
Allstate	$1090	$184
Progressive	$1191	$201
State Farm	$1389	$234
USAA	$1395	$235
Nationwide	$3149	$530

Cheapest car insurance after a speeding ticket

One of the easiest ways to save money on car insurance is to stay within the speed limit. After a speeding violation, the cheapest car insurance premiums in Chesterbrook are offered by Westfield at $143. However, it can be as expensive as $2195 with companies like Nationwide for a similar six-month premium.

Cheapest Car Insurance in Chesterbrook after Speeding ticket

Company	Avg. 6 Mo. Premium	Avg. Monthly Premium
Westfield	$143	$24
Auto-Owners Insurance Co	$182	$31
Erie	$629	$106
State Farm	$806	$136
Travelers	$873	$147
USAA	$1294	$215
Allstate	$1544	$262
Progressive	$1856	$309
Nationwide	$2195	$373

Car Insurance Price Trends in Chesterbrook, Pennsylvania

Car insurance rates in Chesterbrook have fluctuated due to factors such as state regulations, inflation, and changing driving habits.

The average cost of full coverage in the Chesterbrook rose by $209 in January compared to $193 of December. In other words, there has been an increase by $16 when you compare January and December.

The average cost of liability insurance in the Chesterbrook rose to $51 in January, compared to $43 in December. This represents an increase of $8 when comparing January and December.

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Frequently Asked Questions

How much is car insurance in Chesterbrook?

The car insurance in Chesterbrook is $27 per month, which is lower than the national average.

What is the cheapest car insurance in Chesterbrook?

The cheapest car insurance in Chesterbrook is $70 per month for full coverage.

How much is car insurance in Chesterbrook for teenagers?

Car insurance for teenagers costs $170 per 6 months. The rates for teen drivers are higher due to their lack of experience as drivers.

What's the average cost of car insurance in Chesterbrook?

The average cost of car insurance is $813 for a six-month policy. It will cost around $155 per month to insure your car in Chesterbrook.

Is car insurance expensive in Chesterbrook?

Car insurance can be expensive in Chesterbrook if your rating factors are not favorable. However, with a clean driving record and good credit score, car insurance rates in Chesterbrook can be affordable.

Cheapest Car Insurance Quotes in Chesterbrook

Why you can trust Way?

How Much Is Car Insurance in Chesterbrook

Avg. Car Insurance in Chesterbrook

Avg. Car Insurance in Pennsylvania

National Average

Cheapest Car Insurance Companies in Chesterbrook

1st place: AutoOwners Insurance Co

2nd place: American National P&C

3rd place: Westfield

Chesterbrook Car Insurance Rates by Company

Cheap Car Insurance Companies in Chesterbrook, PA

Way's key takeaways about car insurance in Chesterbrook

High Rates Shouldn’t Drive You Out of Pocket.

Cheapest Minimum Liability Car Insurance in Chesterbrook

Cheapest Liability Coverage in Chesterbrook, PA

Cheapest Full Coverage Car Insurance in Chesterbrook

Cheapest Full Coverage Car Insurance Quotes in Chesterbrook, PA

Don't Let Hidden Costs Drive You Crazy

Average Car Insurance in Chesterbrook by Rating Factor

I have a clean driving record. Why is my car insurance rate here in Chesterbrook, PA increasing?

Car Insurance Premiums by Age in Chesterbrook

Cheapest Car Insurance Companies Based on Age Group

Cheapest Car Insurance Rates for Teen Drivers in Chesterbrook,PA

If you are in your twenties N/A is the best choice for car insurance in Chesterbrook.

Car Insurance Rates by Credit Score & Driving History

Cheapest Car Insurance Companies for Bad Credit

Escape the Trap of Rising Insurance Costs.

Car Insurance Rates with An Accident in Chesterbrook

Cheapest Car Insurance Companies after an At-Fault Accident in Chesterbrook

Chesterbrook Car Insurance Rates by Violation

Chesterbrook auto insurance quotes by violations

Your Wallet Deserves Better. Seriously.

Avoid Having A DUI On Your Driving Record.

Car Insurance Rates in Chesterbrook after a DUI

Chesterbrook car insurance quotes with a DUI

Cheapest car insurance after a speeding ticket

Cheapest Car Insurance in Chesterbrook after Speeding ticket

Car Insurance Price Trends in Chesterbrook, Pennsylvania

Average Car Insurance Cost in Chesterbrook by ZIP Code

Frequently Asked Questions

Tired of Insane Auto Insurance Bills? Us Too!

Find Car Insurance Rates in Cities Near Chesterbrook, PA

Car Insurance Rates by State in the USA (2025 Update)

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