Cheapest Car Insurance Quotes in Chesterbrook

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Chesterbrook Car Insurance

^$ 15

/mo

Written by Sara Sam

Edited by Renee Martin

Why you can trust Way?

The auto insurance rates published in this guide are based on the results of research completed by Way’s data team. Using a mix of public and internal data, we analyzed millions of rate averages across U.S. ZIP codes. These rates were publicly sourced from insurer filings and should be used for comparative purposes only — your own quotes will differ. Given this, it’s important to go through our insurance steps form to find how much you can save with Way.

Table of Contents

How Much Is Car Insurance in Chesterbrook

The car insurance rate in Chesterbrook is $889 for a six-month policy, which is $102 higher than the higher than the state average. Root Insurance Company offers the lowest rates in the city at $416, making it a popular choice for budget-conscious drivers. Rates in Chesterbrook can vary depending on your age, driving record, and coverage level, so not every driver will pay the same amount. Choosing a higher deductible, maintaining a clean driving history, and comparing quotes from multiple insurers can help you find better deals and save money over time.

Avg. Car Insurance in Chesterbrook

$889

Avg. Car Insurance in Pennsylvania

$787

National Average

$1140

Cheapest Car Insurance Companies in Chesterbrook

1st place: AutoOwners Insurance Co

At $416 for a six month policy, AutoOwners Insurance Co offers the cheapest auto insurance rates in the city.

2nd place: AutoOwners

AutoOwners offers auto insurance rates at $429 for a six-month policy, making it one of the cheapest to insure with.

3rd place: American National P&C

American National P&C offers auto insurance rates at $577 for six months, making it the third cheapest auto insurance company in Chesterbrook.

Chesterbrook Car Insurance Rates by Company

Based on our research, the cheapest car insurance company in Chesterbrook, PA is AutoOwners Insurance Co, offering policies at just $416 for a six-month term. This is followed by AutoOwners, which has an average six-month premium of $429.

At the higher end of the spectrum, Progressive is the most expensive, with rates reaching $1516 for a six-month policy. Rates can vary widely by driver, but comparing quotes from multiple companies can help Chesterbrook drivers find the best deals.

Cheap Car Insurance Companies in Chesterbrook, PA

Company	Avg. 6 Mo. Premium	Avg. Monthly Premium
Auto-Owners Insurance Co	$416	$69
Auto-Owners	$429	$73
American National P&C	$577	$96
Travelers	$624	$105
Westfield	$692	$115
Erie	$906	$153
State Farm	$947	$159
Nationwide	$973	$164
Encompass	$1101	$183
Allstate	$1194	$201
USAA	$1302	$219
Progressive	$1516	$255

Key Takeaways

Way's key takeaways about car insurance in Chesterbrook

The auto insurance costs in Chesterbrook fall around $416 for six months.
The cheapest auto insurance company in Chesterbrook is AutoOwners.
Teen drivers pay the highest rate in Chesterbrook at $707 per month.

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Cheapest Minimum Liability Car Insurance in Chesterbrook

Since car insurance is a critical requirement for owning a car, you must have minimum liability car insurance. The cheapest car insurance companies for minimum coverage in Chesterbrook are given below.

AutoOwners provides the cheapest minimum car insurance coverage in Chesterbrook. Their Average 6 Month Premium is $87. Allstate is the most expensive at $557 for the same period.

Cheapest Liability Coverage in Chesterbrook, PA

Company	Avg. 6 Mo. Premium	Avg. Monthly Premium
Auto-Owners	$87	$15
Westfield	$162	$27
Auto-Owners Insurance Co	$168	$28
Travelers	$201	$34
Erie	$215	$36
American National P&C	$221	$37
Chubb	$235	$40
State Farm	$281	$47
USAA	$281	$47
Progressive	$302	$51
Nationwide	$349	$58
Allstate	$557	$95

Cheapest Full Coverage Car Insurance in Chesterbrook

One might think that minimum coverage is only required when insuring your car insurance. However, having full coverage car insurance in any city is certainly a wise choice as it offers better coverage and protection. Our best pick for the cheapest auto insurance quotes in Chesterbrook is AutoOwners Insurance Co at $69 per month and $416 for six months.

Cheapest Full Coverage Car Insurance Quotes in Chesterbrook, PA

Company	Avg. 6 Mo. Premium	Avg. Monthly Premium
Auto-Owners Insurance Co	$416	$69
Auto-Owners	$429	$73
American National P&C	$577	$96
Travelers	$624	$105
Westfield	$692	$115
Erie	$906	$153
State Farm	$947	$159
Nationwide	$973	$164
Encompass	$1101	$183
Allstate	$1194	$201
USAA	$1302	$219
Progressive	$1516	$255

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Average Car Insurance in Chesterbrook by Rating Factor

The car insurance rates for two people under the same ZIP code will mostly be different. This is mostly because insurance rates are calculated based on several rating factors. These rating factors include the driver's age, gender, marital status, driving and claims history, credit score, location, type of vehicle, and coverage levels.

I have a clean driving record. Why is my car insurance rate here in Chesterbrook, PA increasing?

Despite maintaining a clean driving record, your car insurance rates in Chesterbrook, Pennsylvania, may be increasing due to several external factors. Pennsylvania has experienced significant rate hikes recently, with average premiums rising by 25.5% in 2023, largely attributed to higher claims volumes and inflation.

Additionally, Chesterbrook's high urban population density, raised auto theft rates, and frequent natural disasters contribute to increased insurance costs.

Car Insurance Premiums by Age in Chesterbrook

It is quite evident why teen drivers pay the highest car insurance rates in any city. Their lack of experience and increased accident rates make them a highly risky category. However, as you grow older, your car insurance rates will decrease. So, it is better to not have separate policies for teens; instead, add them to their parents' policies.

Cheapest Car Insurance Companies Based on Age Group

Age Group	Cheapest Companies	Avg. 6 Mo. Premium
20s	Travelers	$637
30s	Travelers	$441
40s	Travelers	$415
50s	Travelers	$397
60s	Travelers	$397
70s	Travelers	$467

Cheapest Car Insurance Rates for Teen Drivers in Chesterbrook,PA

If you are planning to get a car insurance policy for your teenage dependent, Westfield provides the cheapest car insurance in the Chesterbrook at $28 per month. At $4162 for a six-month premium, Nationwide offers the most expensive rate for teen drivers.

Company	Avg. 6 Mo. Premium	Avg. Monthly Premium
Westfield	$168	$28
Auto-Owners Insurance Co	$194	$33
American National P&C	$255	$43
Chubb	$281	$47
Travelers	$806	$136
Erie	$986	$166
State Farm	$1349	$227
USAA	$1772	$295
Allstate	$2966	$504
Progressive	$4108	$685
Nationwide	$4162	$707

Teen Car Insurance Rates in PA by Age

Way Tip

If you are in your twenties Travelers is the best choice for car insurance in Chesterbrook.

As young drivers face the highest rates in Chesterbrook, Travelers offers the cheapest auto insurance rates at $637 for six months.

Car Insurance Rates by Credit Score & Driving History

Similar to your driving history, your financial history also plays a key role in determining your auto insurance rates. A low credit score would mean a lapse in payment and increased chances of filing claims, which results in higher auto insurance rates. Therefore, the higher the credit score, the lower the car insurance rates will be.

Cheapest Car Insurance Companies for Bad Credit

For those with poor credit scores in Chesterbrook, Westfield is the cheapest car insurance provider. At $262 for a six-month premium, they offer the best rates in the city. The most expensive auto insurance rate for drivers with bad credit in Chesterbrook is State Farm, offering rates of around $3605 for six months.

Company	Avg. 6 Mo. Premium	Avg. Monthly Premium
Westfield	$262	$44
Auto-Owners Insurance Co	$269	$45
Chubb	$315	$53
American National P&C	$356	$61
USAA	$1020	$169
Nationwide	$1034	$174
Erie	$1644	$275
Travelers	$1866	$318
Allstate	$2511	$418
Progressive	$2765	$470
State Farm	$3605	$601

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Car Insurance Rates with An Accident in Chesterbrook

Both accidents and the resulting increase in insurance rates are often beyond our control. When you’re involved in an accident, you become riskier to insure, consequently increasing the rates. In Chesterbrook, PA, accidents can lead to significant hikes in your premiums.

Cheapest Car Insurance Companies after an At-Fault Accident in Chesterbrook

The cheapest car insurance companies after an at-fault accident in Chesterbrook include AutoOwners and Westfield, offering $87 and $235, respectively. Allstate is an expensive provider with an average six-month premium of $1530.

Company	Avg. 6 Mo. Premium	Avg. Monthly Premium
Auto-Owners	$87	$15
Westfield	$235	$40
Donegal	$262	$44
Auto-Owners Insurance Co	$269	$45
Chubb	$315	$53
American National P&C	$322	$54
Erie	$402	$68
Travelers	$484	$81
State Farm	$497	$84
USAA	$879	$148
Progressive	$947	$159
Nationwide	$1249	$208
Allstate	$1530	$260

Chesterbrook Car Insurance Rates by Violation

Here is a list of driving violations that can increase your car insurance rates in Chesterbrook PA. For example, the car insurance in Chesterbrook after a DUI increases to $1128 for a six month policy. While the rate increases by $1242 for a six-month policy in the case of a speeding ticket.

Chesterbrook auto insurance quotes by violations

Accident/Violation	Avg. 6 Mo Premium	Avg. Monthly Premium
None	$1242	$207
Cell phone violation	$1450	$246
Failure to wear a seat belt	$1450	$242
Failure to stop at a red light	$1463	$249
Illegal turn	$1463	$244
Improper passing	$1463	$249
Speeding in school zone	$1463	$244
Texting while driving	$1463	$249
Driving with expired registration	$1470	$245
Speeding 16 - 20 MPH over limit	$1470	$250
Wrong way/wrong lane	$1484	$247
Open container	$1571	$267
Reckless driving	$2289	$382
Racing	$2329	$395
DUI	$2370	$394
Driving with a suspended license	$2383	$406
Leaving scene of an accident/hit and run	$2404	$400

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Way Tip

Avoid Having A DUI On Your Driving Record.

A DUI can increase your car insurance rates—by $5,000 to $10,000 over five years. Speeding, reckless driving, and at-fault accidents also raise rates, staying on your record for 3–5 years, while DUIs/DWIs can impact you longer.

Car Insurance Rates in Chesterbrook after a DUI

There may have been times when you drank but chose not to drive—a smart and responsible decision, as most states treat DUIs as a serious offense. Your car insurance rates can double after a DUI charge, making it harder to find affordable coverage in Chesterbrook.

The cheapest car insurance premiums in Chesterbrook are offered by American National P&C at $363 for a six-month policy. However, it can be as expensive as $2813 with companies like Nationwide.

Chesterbrook car insurance quotes with a DUI

Company	Avg. 6 Mo. Premium	Avg. Monthly Premium
American National P&C	$363	$60
Travelers	$571	$96
Erie	$845	$142
Allstate	$1080	$182
Progressive	$1141	$192
State Farm	$1148	$193
USAA	$1201	$202
Nationwide	$2813	$473

Cheapest car insurance after a speeding ticket

One of the easiest ways to save money on car insurance is to stay within the speed limit. After a speeding violation, the cheapest car insurance premiums in Chesterbrook are offered by Westfield at $141. However, it can be as expensive as $1819 with companies like Nationwide for a similar six-month premium.

Cheapest Car Insurance in Chesterbrook after Speeding ticket

Company	Avg. 6 Mo. Premium	Avg. Monthly Premium
Westfield	$141	$24
Auto-Owners Insurance Co	$181	$31
Erie	$516	$87
Travelers	$516	$87
State Farm	$591	$99
USAA	$1141	$194
Allstate	$1530	$255
Progressive	$1624	$276
Nationwide	$1819	$303

Car Insurance Price Trends in Chesterbrook, Pennsylvania

Car insurance rates in Chesterbrook have fluctuated due to factors such as state regulations, inflation, and changing driving habits.

The average cost of full coverage in the Chesterbrook rose by $189 in December compared to $182 of November. In other words, there has been an increase by $7 when you compare December and November.

The average cost of liability insurance in the Chesterbrook remained steady at $42 in both December and November, indicating no change over the two month period.

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Frequently Asked Questions

How much is car insurance in Chesterbrook?

The car insurance in Chesterbrook is $15 per month, which is lower than the national average.

What is the cheapest car insurance in Chesterbrook?

The cheapest car insurance in Chesterbrook is $69 per month for full coverage.

How much is car insurance in Chesterbrook for teenagers?

Car insurance for teenagers costs $168 per 6 months. The rates for teen drivers are higher due to their lack of experience as drivers.

What's the average cost of car insurance in Chesterbrook?

The average cost of car insurance is $787 for a six-month policy. It will cost around $149 per month to insure your car in Chesterbrook.

Is car insurance expensive in Chesterbrook?

Car insurance can be expensive in Chesterbrook if your rating factors are not favorable. However, with a clean driving record and good credit score, car insurance rates in Chesterbrook can be affordable.

Cheapest Car Insurance Quotes in Chesterbrook

Why you can trust Way?

How Much Is Car Insurance in Chesterbrook

Avg. Car Insurance in Chesterbrook

Avg. Car Insurance in Pennsylvania

National Average

Cheapest Car Insurance Companies in Chesterbrook

1st place: AutoOwners Insurance Co

2nd place: AutoOwners

3rd place: American National P&C

Chesterbrook Car Insurance Rates by Company

Cheap Car Insurance Companies in Chesterbrook, PA

Way's key takeaways about car insurance in Chesterbrook

High Rates Shouldn’t Drive You Out of Pocket.

Cheapest Minimum Liability Car Insurance in Chesterbrook

Cheapest Liability Coverage in Chesterbrook, PA

Cheapest Full Coverage Car Insurance in Chesterbrook

Cheapest Full Coverage Car Insurance Quotes in Chesterbrook, PA

Don't Let Hidden Costs Drive You Crazy

Average Car Insurance in Chesterbrook by Rating Factor

I have a clean driving record. Why is my car insurance rate here in Chesterbrook, PA increasing?

Car Insurance Premiums by Age in Chesterbrook

Cheapest Car Insurance Companies Based on Age Group

Cheapest Car Insurance Rates for Teen Drivers in Chesterbrook,PA

If you are in your twenties Travelers is the best choice for car insurance in Chesterbrook.

Car Insurance Rates by Credit Score & Driving History

Cheapest Car Insurance Companies for Bad Credit

Escape the Trap of Rising Insurance Costs.

Car Insurance Rates with An Accident in Chesterbrook

Cheapest Car Insurance Companies after an At-Fault Accident in Chesterbrook

Chesterbrook Car Insurance Rates by Violation

Chesterbrook auto insurance quotes by violations

Your Wallet Deserves Better. Seriously.

Avoid Having A DUI On Your Driving Record.

Car Insurance Rates in Chesterbrook after a DUI

Chesterbrook car insurance quotes with a DUI

Cheapest car insurance after a speeding ticket

Cheapest Car Insurance in Chesterbrook after Speeding ticket

Car Insurance Price Trends in Chesterbrook, Pennsylvania

Average Car Insurance Cost in Chesterbrook by ZIP Code

Frequently Asked Questions

Tired of Insane Auto Insurance Bills? Us Too!

Find Car Insurance Rates in Cities Near Chesterbrook, PA

Car Insurance Rates by State in the USA (2025 Update)

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