Cheapest Car Insurance Quotes in Penn Wynne

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Penn Wynne Car Insurance

^$ 31

/mo

Written by Sara Sam

Edited by Renee Martin

Why you can trust Way?

The auto insurance rates published in this guide are based on the results of research completed by Way’s data team. Using a mix of public and internal data, we analyzed millions of rate averages across U.S. ZIP codes. These rates were publicly sourced from insurer filings and should be used for comparative purposes only — your own quotes will differ. Given this, it’s important to go through our insurance steps form to find how much you can save with Way.

Table of Contents

How Much Is Car Insurance in Penn Wynne

The car insurance rate in Penn Wynne is $1057 for a six-month policy, which is $244 higher than the higher than the state average. Root Insurance Company offers the lowest rates in the city at $478, making it a popular choice for budget-conscious drivers. Rates in Penn Wynne can vary depending on your age, driving record, and coverage level, so not every driver will pay the same amount. Choosing a higher deductible, maintaining a clean driving history, and comparing quotes from multiple insurers can help you find better deals and save money over time.

Avg. Car Insurance in Penn Wynne

$1057

Avg. Car Insurance in Pennsylvania

$813

National Average

$1278

Cheapest Car Insurance Companies in Penn Wynne

1st place: AutoOwners Insurance Co

At $478 for a six month policy, AutoOwners Insurance Co offers the cheapest auto insurance rates in the city.

2nd place: American National P&C

American National P&C offers auto insurance rates at $664 for a six-month policy, making it one of the cheapest to insure with.

3rd place: Westfield

Westfield offers auto insurance rates at $796 for six months, making it the third cheapest auto insurance company in Penn Wynne.

Penn Wynne Car Insurance Rates by Company

Based on our research, the cheapest car insurance company in Penn Wynne, PA is AutoOwners Insurance Co, offering policies at just $478 for a six-month term. This is followed by American National P&C, which has an average six-month premium of $664.

At the higher end of the spectrum, Encompass is the most expensive, with rates reaching $1266 for a six-month policy. Rates can vary widely by driver, but comparing quotes from multiple companies can help Penn Wynne drivers find the best deals.

Cheap Car Insurance Companies in Penn Wynne, PA

Company	Avg. 6 Mo. Premium	Avg. Monthly Premium
Auto-Owners Insurance Co	$478	$79
American National P&C	$664	$113
Westfield	$796	$133
Travelers	$857	$144
Erie	$1043	$176
Nationwide	$1213	$204
State Farm	$1235	$208
Allstate	$1374	$231
USAA	$1460	$246
Progressive	$1815	$306
Auto-Owners	$494	$85
Encompass	$1266	$211

Key Takeaways

Way's key takeaways about car insurance in Penn Wynne

The auto insurance costs in Penn Wynne fall around $478 for six months.
The cheapest auto insurance company in Penn Wynne is Westfield.
Teen drivers pay the highest rate in Penn Wynne at $945 per month.

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Save up to $971/yr with our auto insurance quotes

Cheapest Minimum Liability Car Insurance in Penn Wynne

Since car insurance is a critical requirement for owning a car, you must have minimum liability car insurance. The cheapest car insurance companies for minimum coverage in Penn Wynne are given below.

Westfield provides the cheapest minimum car insurance coverage in Penn Wynne. Their Average 6 Month Premium is $186. AutoOwners is the most expensive at $100 for the same period.

Cheapest Liability Coverage in Penn Wynne, PA

Company	Avg. 6 Mo. Premium	Avg. Monthly Premium
Westfield	$186	$31
Auto-Owners Insurance Co	$194	$33
Erie	$247	$42
American National P&C	$255	$43
Chubb	$270	$46
Travelers	$286	$48
USAA	$339	$57
State Farm	$355	$60
Nationwide	$455	$77
Progressive	$517	$87
Allstate	$696	$117
Auto-Owners	$100	$17

Cheapest Full Coverage Car Insurance in Penn Wynne

One might think that minimum coverage is only required when insuring your car insurance. However, having full coverage car insurance in any city is certainly a wise choice as it offers better coverage and protection. Our best pick for the cheapest auto insurance quotes in Penn Wynne is AutoOwners Insurance Co at $79 per month and $478 for six months.

Cheapest Full Coverage Car Insurance Quotes in Penn Wynne, PA

Company	Avg. 6 Mo. Premium	Avg. Monthly Premium
Auto-Owners Insurance Co	$478	$79
American National P&C	$664	$113
Westfield	$796	$133
Travelers	$857	$144
Erie	$1043	$176
Nationwide	$1213	$204
State Farm	$1235	$208
Allstate	$1374	$231
USAA	$1460	$246
Progressive	$1815	$306
Auto-Owners	$494	$85
Encompass	$1266	$211

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Average Car Insurance in Penn Wynne by Rating Factor

The car insurance rates for two people under the same ZIP code will mostly be different. This is mostly because insurance rates are calculated based on several rating factors. These rating factors include the driver's age, gender, marital status, driving and claims history, credit score, location, type of vehicle, and coverage levels.

I have a clean driving record. Why is my car insurance rate here in Penn Wynne, PA increasing?

Despite maintaining a clean driving record, your car insurance rates in Penn Wynne, Pennsylvania, may be increasing due to several external factors. Pennsylvania has experienced significant rate hikes recently, with average premiums rising by 25.5% in 2023, largely attributed to higher claims volumes and inflation.

Additionally, Penn Wynne's high urban population density, raised auto theft rates, and frequent natural disasters contribute to increased insurance costs.

Car Insurance Premiums by Age in Penn Wynne

It is quite evident why teen drivers pay the highest car insurance rates in any city. Their lack of experience and increased accident rates make them a highly risky category. However, as you grow older, your car insurance rates will decrease. So, it is better to not have separate policies for teens; instead, add them to their parents' policies.

Cheapest Car Insurance Companies Based on Age Group

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Cheapest Car Insurance Rates for Teen Drivers in Penn Wynne,PA

If you are planning to get a car insurance policy for your teenage dependent, Westfield provides the cheapest car insurance in the Penn Wynne at $33 per month. At $5668 for a six-month premium, Nationwide offers the most expensive rate for teen drivers.

Company	Avg. 6 Mo. Premium	Avg. Monthly Premium
Westfield	$194	$33
Auto-Owners Insurance Co	$224	$38
American National P&C	$294	$49
Chubb	$324	$55
Erie	$1329	$224
Travelers	$1529	$257
State Farm	$2201	$371
USAA	$2571	$437
Allstate	$3351	$559
Progressive	$3359	$571
Nationwide	$5668	$945

Teen Car Insurance Rates in PA by Age

Car Insurance Rates by Credit Score & Driving History

Similar to your driving history, your financial history also plays a key role in determining your auto insurance rates. A low credit score would mean a lapse in payment and increased chances of filing claims, which results in higher auto insurance rates. Therefore, the higher the credit score, the lower the car insurance rates will be.

Cheapest Car Insurance Companies for Bad Credit

For those with poor credit scores in Penn Wynne, Westfield is the cheapest car insurance provider. At $302 for a six-month premium, they offer the best rates in the city. The most expensive auto insurance rate for drivers with bad credit in Penn Wynne is State Farm, offering rates of around $6162 for six months.

Company	Avg. 6 Mo. Premium	Avg. Monthly Premium
Westfield	$302	$51
Auto-Owners Insurance Co	$309	$52
Chubb	$363	$61
American National P&C	$410	$70
USAA	$1321	$220
Nationwide	$1374	$231
Erie	$2409	$402
Allstate	$2903	$494
Travelers	$3166	$528
Progressive	$3537	$602
State Farm	$6162	$1027

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Save up to $971/yr on car insurance rates in Penn Wynne.

Car Insurance Rates with An Accident in Penn Wynne

Both accidents and the resulting increase in insurance rates are often beyond our control. When you’re involved in an accident, you become riskier to insure, consequently increasing the rates. In Penn Wynne, PA, accidents can lead to significant hikes in your premiums.

Cheapest Car Insurance Companies after an At-Fault Accident in Penn Wynne

The cheapest car insurance companies after an at-fault accident in Penn Wynne include Westfield and AutoOwners Insurance Co, offering $270 and $309, respectively. Donegal is an expensive provider with an average six-month premium of $302.

Company	Avg. 6 Mo. Premium	Avg. Monthly Premium
Westfield	$270	$46
Auto-Owners Insurance Co	$309	$52
Chubb	$363	$61
American National P&C	$371	$62
Erie	$618	$104
State Farm	$718	$121
Travelers	$857	$144
USAA	$1112	$187
Nationwide	$1707	$290
Allstate	$1760	$294
Progressive	$2085	$355
Auto-Owners	$100	$17
Donegal	$302	$51

Penn Wynne Car Insurance Rates by Violation

Here is a list of driving violations that can increase your car insurance rates in Penn Wynne PA. For example, the car insurance in Penn Wynne after a DUI increases to $1297 for a six month policy. While the rate increases by $1429 for a six-month policy in the case of a speeding ticket.

Penn Wynne auto insurance quotes by violations

Accident/Violation	Avg. 6 Mo Premium	Avg. Monthly Premium
None	$1429	$238
Cell phone violation	$1668	$283
Failure to wear a seat belt	$1668	$278
Failure to stop at a red light	$1684	$286
Illegal turn	$1684	$281
Improper passing	$1684	$286
Speeding in school zone	$1684	$281
Texting while driving	$1684	$286
Driving with expired registration	$1691	$282
Speeding 16 - 20 MPH over limit	$1691	$287
Wrong way/wrong lane	$1707	$285
Open container	$1807	$307
Reckless driving	$2634	$439
Racing	$2679	$455
DUI	$2726	$454
Driving with a suspended license	$2742	$467
Leaving scene of an accident/hit and run	$2765	$460

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Way Tip

Avoid Having A DUI On Your Driving Record.

A DUI can increase your car insurance rates—by $5,000 to $10,000 over five years. Speeding, reckless driving, and at-fault accidents also raise rates, staying on your record for 3–5 years, while DUIs/DWIs can impact you longer.

Car Insurance Rates in Penn Wynne after a DUI

There may have been times when you drank but chose not to drive—a smart and responsible decision, as most states treat DUIs as a serious offense. Your car insurance rates can double after a DUI charge, making it harder to find affordable coverage in Penn Wynne.

The cheapest car insurance premiums in Penn Wynne are offered by American National P&C at $417 for a six-month policy. However, it can be as expensive as $3591 with companies like Nationwide.

Penn Wynne car insurance quotes with a DUI

Company	Avg. 6 Mo. Premium	Avg. Monthly Premium
American National P&C	$417	$69
Travelers	$896	$151
Erie	$1119	$189
Allstate	$1243	$209
Progressive	$1359	$229
State Farm	$1583	$267
USAA	$1591	$268
Nationwide	$3591	$605

Cheapest car insurance after a speeding ticket

One of the easiest ways to save money on car insurance is to stay within the speed limit. After a speeding violation, the cheapest car insurance premiums in Penn Wynne are offered by Westfield at $163. However, it can be as expensive as $2503 with companies like Nationwide for a similar six-month premium.

Cheapest Car Insurance in Penn Wynne after Speeding ticket

Company	Avg. 6 Mo. Premium	Avg. Monthly Premium
Westfield	$163	$27
Auto-Owners Insurance Co	$208	$35
Erie	$718	$121
State Farm	$919	$155
Travelers	$996	$168
USAA	$1476	$246
Allstate	$1760	$299
Progressive	$2116	$352
Nationwide	$2503	$425

Car Insurance Price Trends in Penn Wynne, Pennsylvania

Car insurance rates in Penn Wynne have fluctuated due to factors such as state regulations, inflation, and changing driving habits.

The average cost of full coverage in the Penn Wynne rose by $238 in January compared to $220 of December. In other words, there has been an increase by $18 when you compare January and December.

The average cost of liability insurance in the Penn Wynne rose to $59 in January, compared to $49 in December. This represents an increase of $10 when comparing January and December.

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Frequently Asked Questions

How much is car insurance in Penn Wynne?

The car insurance in Penn Wynne is $31 per month, which is lower than the national average.

What is the cheapest car insurance in Penn Wynne?

The cheapest car insurance in Penn Wynne is $79 per month for full coverage.

How much is car insurance in Penn Wynne for teenagers?

Car insurance for teenagers costs $194 per 6 months. The rates for teen drivers are higher due to their lack of experience as drivers.

What's the average cost of car insurance in Penn Wynne?

The average cost of car insurance is $813 for a six-month policy. It will cost around $177 per month to insure your car in Penn Wynne.

Is car insurance expensive in Penn Wynne?

Car insurance can be expensive in Penn Wynne if your rating factors are not favorable. However, with a clean driving record and good credit score, car insurance rates in Penn Wynne can be affordable.

Cheapest Car Insurance Quotes in Penn Wynne

Why you can trust Way?

How Much Is Car Insurance in Penn Wynne

Avg. Car Insurance in Penn Wynne

Avg. Car Insurance in Pennsylvania

National Average

Cheapest Car Insurance Companies in Penn Wynne

1st place: AutoOwners Insurance Co

2nd place: American National P&C

3rd place: Westfield

Penn Wynne Car Insurance Rates by Company

Cheap Car Insurance Companies in Penn Wynne, PA

Way's key takeaways about car insurance in Penn Wynne

High Rates Shouldn’t Drive You Out of Pocket.

Cheapest Minimum Liability Car Insurance in Penn Wynne

Cheapest Liability Coverage in Penn Wynne, PA

Cheapest Full Coverage Car Insurance in Penn Wynne

Cheapest Full Coverage Car Insurance Quotes in Penn Wynne, PA

Don't Let Hidden Costs Drive You Crazy

Average Car Insurance in Penn Wynne by Rating Factor

I have a clean driving record. Why is my car insurance rate here in Penn Wynne, PA increasing?

Car Insurance Premiums by Age in Penn Wynne

Cheapest Car Insurance Companies Based on Age Group

Cheapest Car Insurance Rates for Teen Drivers in Penn Wynne,PA

If you are in your twenties N/A is the best choice for car insurance in Penn Wynne.

Car Insurance Rates by Credit Score & Driving History

Cheapest Car Insurance Companies for Bad Credit

Escape the Trap of Rising Insurance Costs.

Car Insurance Rates with An Accident in Penn Wynne

Cheapest Car Insurance Companies after an At-Fault Accident in Penn Wynne

Penn Wynne Car Insurance Rates by Violation

Penn Wynne auto insurance quotes by violations

Your Wallet Deserves Better. Seriously.

Avoid Having A DUI On Your Driving Record.

Car Insurance Rates in Penn Wynne after a DUI

Penn Wynne car insurance quotes with a DUI

Cheapest car insurance after a speeding ticket

Cheapest Car Insurance in Penn Wynne after Speeding ticket

Car Insurance Price Trends in Penn Wynne, Pennsylvania

Average Car Insurance Cost in Penn Wynne by ZIP Code

Frequently Asked Questions

Tired of Insane Auto Insurance Bills? Us Too!

Find Car Insurance Rates in Cities Near Penn Wynne, PA

Car Insurance Rates by State in the USA (2025 Update)

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