Cheapest Car Insurance Quotes in Rimersburg

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Rimersburg Car Insurance

^$ 14

/mo

Written by Sara Sam

Edited by Renee Martin

Why you can trust Way?

The auto insurance rates published in this guide are based on the results of research completed by Way’s data team. Using a mix of public and internal data, we analyzed millions of rate averages across U.S. ZIP codes. These rates were publicly sourced from insurer filings and should be used for comparative purposes only — your own quotes will differ. Given this, it’s important to go through our insurance steps form to find how much you can save with Way.

Table of Contents

How Much Is Car Insurance in Rimersburg

The car insurance rate in Rimersburg is $866 for a six-month policy, which is $79 higher than the higher than the state average. Root Insurance Company offers the lowest rates in the city at $405, making it a popular choice for budget-conscious drivers. Rates in Rimersburg can vary depending on your age, driving record, and coverage level, so not every driver will pay the same amount. Choosing a higher deductible, maintaining a clean driving history, and comparing quotes from multiple insurers can help you find better deals and save money over time.

Avg. Car Insurance in Rimersburg

$866

Avg. Car Insurance in Pennsylvania

$787

National Average

$1140

Cheapest Car Insurance Companies in Rimersburg

1st place: AutoOwners Insurance Co

At $405 for a six month policy, AutoOwners Insurance Co offers the cheapest auto insurance rates in the city.

2nd place: AutoOwners

AutoOwners offers auto insurance rates at $418 for a six-month policy, making it one of the cheapest to insure with.

3rd place: American National P&C

American National P&C offers auto insurance rates at $562 for six months, making it the third cheapest auto insurance company in Rimersburg.

Rimersburg Car Insurance Rates by Company

Based on our research, the cheapest car insurance company in Rimersburg, PA is AutoOwners Insurance Co, offering policies at just $405 for a six-month term. This is followed by AutoOwners, which has an average six-month premium of $418.

At the higher end of the spectrum, Progressive is the most expensive, with rates reaching $1476 for a six-month policy. Rates can vary widely by driver, but comparing quotes from multiple companies can help Rimersburg drivers find the best deals.

Cheap Car Insurance Companies in Rimersburg, PA

Company	Avg. 6 Mo. Premium	Avg. Monthly Premium
Auto-Owners Insurance Co	$405	$67
Auto-Owners	$418	$72
American National P&C	$562	$94
Travelers	$607	$102
Westfield	$673	$112
Erie	$882	$149
State Farm	$922	$155
Nationwide	$947	$160
Encompass	$1071	$178
Allstate	$1163	$196
USAA	$1267	$213
Progressive	$1476	$249

Key Takeaways

Way's key takeaways about car insurance in Rimersburg

The auto insurance costs in Rimersburg fall around $405 for six months.
The cheapest auto insurance company in Rimersburg is AutoOwners.
Teen drivers pay the highest rate in Rimersburg at $689 per month.

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Cheapest Minimum Liability Car Insurance in Rimersburg

Since car insurance is a critical requirement for owning a car, you must have minimum liability car insurance. The cheapest car insurance companies for minimum coverage in Rimersburg are given below.

AutoOwners provides the cheapest minimum car insurance coverage in Rimersburg. Their Average 6 Month Premium is $85. Allstate is the most expensive at $542 for the same period.

Cheapest Liability Coverage in Rimersburg, PA

Company	Avg. 6 Mo. Premium	Avg. Monthly Premium
Auto-Owners	$85	$14
Westfield	$157	$26
Auto-Owners Insurance Co	$164	$28
Travelers	$196	$33
Erie	$209	$35
American National P&C	$216	$36
Chubb	$229	$39
State Farm	$274	$46
USAA	$274	$46
Progressive	$294	$50
Nationwide	$340	$56
Allstate	$542	$92

Cheapest Full Coverage Car Insurance in Rimersburg

One might think that minimum coverage is only required when insuring your car insurance. However, having full coverage car insurance in any city is certainly a wise choice as it offers better coverage and protection. Our best pick for the cheapest auto insurance quotes in Rimersburg is AutoOwners Insurance Co at $67 per month and $405 for six months.

Cheapest Full Coverage Car Insurance Quotes in Rimersburg, PA

Company	Avg. 6 Mo. Premium	Avg. Monthly Premium
Auto-Owners Insurance Co	$405	$67
Auto-Owners	$418	$72
American National P&C	$562	$94
Travelers	$607	$102
Westfield	$673	$112
Erie	$882	$149
State Farm	$922	$155
Nationwide	$947	$160
Encompass	$1071	$178
Allstate	$1163	$196
USAA	$1267	$213
Progressive	$1476	$249

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Average Car Insurance in Rimersburg by Rating Factor

The car insurance rates for two people under the same ZIP code will mostly be different. This is mostly because insurance rates are calculated based on several rating factors. These rating factors include the driver's age, gender, marital status, driving and claims history, credit score, location, type of vehicle, and coverage levels.

I have a clean driving record. Why is my car insurance rate here in Rimersburg, PA increasing?

Despite maintaining a clean driving record, your car insurance rates in Rimersburg, Pennsylvania, may be increasing due to several external factors. Pennsylvania has experienced significant rate hikes recently, with average premiums rising by 25.5% in 2023, largely attributed to higher claims volumes and inflation.

Additionally, Rimersburg's high urban population density, raised auto theft rates, and frequent natural disasters contribute to increased insurance costs.

Car Insurance Premiums by Age in Rimersburg

It is quite evident why teen drivers pay the highest car insurance rates in any city. Their lack of experience and increased accident rates make them a highly risky category. However, as you grow older, your car insurance rates will decrease. So, it is better to not have separate policies for teens; instead, add them to their parents' policies.

Cheapest Car Insurance Companies Based on Age Group

Age Group	Cheapest Companies	Avg. 6 Mo. Premium
20s	Travelers	$620
30s	Travelers	$429
40s	Travelers	$404
50s	Travelers	$386
60s	Travelers	$386
70s	Travelers	$454

Cheapest Car Insurance Rates for Teen Drivers in Rimersburg,PA

If you are planning to get a car insurance policy for your teenage dependent, Westfield provides the cheapest car insurance in the Rimersburg at $28 per month. At $4051 for a six-month premium, Nationwide offers the most expensive rate for teen drivers.

Company	Avg. 6 Mo. Premium	Avg. Monthly Premium
Westfield	$164	$28
Auto-Owners Insurance Co	$189	$32
American National P&C	$249	$42
Chubb	$274	$46
Travelers	$784	$132
Erie	$960	$162
State Farm	$1313	$221
USAA	$1725	$287
Allstate	$2888	$491
Progressive	$3999	$667
Nationwide	$4051	$689

Teen Car Insurance Rates in PA by Age

Way Tip

If you are in your twenties Travelers is the best choice for car insurance in Rimersburg.

As young drivers face the highest rates in Rimersburg, Travelers offers the cheapest auto insurance rates at $620 for six months.

Car Insurance Rates by Credit Score & Driving History

Similar to your driving history, your financial history also plays a key role in determining your auto insurance rates. A low credit score would mean a lapse in payment and increased chances of filing claims, which results in higher auto insurance rates. Therefore, the higher the credit score, the lower the car insurance rates will be.

Cheapest Car Insurance Companies for Bad Credit

For those with poor credit scores in Rimersburg, Westfield is the cheapest car insurance provider. At $255 for a six-month premium, they offer the best rates in the city. The most expensive auto insurance rate for drivers with bad credit in Rimersburg is State Farm, offering rates of around $3509 for six months.

Company	Avg. 6 Mo. Premium	Avg. Monthly Premium
Westfield	$255	$43
Auto-Owners Insurance Co	$262	$44
Chubb	$307	$52
American National P&C	$347	$59
USAA	$993	$165
Nationwide	$1007	$169
Erie	$1601	$267
Travelers	$1816	$309
Allstate	$2444	$407
Progressive	$2692	$458
State Farm	$3509	$585

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Car Insurance Rates with An Accident in Rimersburg

Both accidents and the resulting increase in insurance rates are often beyond our control. When you’re involved in an accident, you become riskier to insure, consequently increasing the rates. In Rimersburg, PA, accidents can lead to significant hikes in your premiums.

Cheapest Car Insurance Companies after an At-Fault Accident in Rimersburg

The cheapest car insurance companies after an at-fault accident in Rimersburg include AutoOwners and Westfield, offering $85 and $229, respectively. Allstate is an expensive provider with an average six-month premium of $1489.

Company	Avg. 6 Mo. Premium	Avg. Monthly Premium
Auto-Owners	$85	$14
Westfield	$229	$39
Donegal	$255	$43
Auto-Owners Insurance Co	$262	$44
Chubb	$307	$52
American National P&C	$314	$53
Erie	$392	$66
Travelers	$471	$79
State Farm	$484	$81
USAA	$856	$144
Progressive	$922	$155
Nationwide	$1216	$202
Allstate	$1489	$253

Rimersburg Car Insurance Rates by Violation

Here is a list of driving violations that can increase your car insurance rates in Rimersburg PA. For example, the car insurance in Rimersburg after a DUI increases to $1098 for a six month policy. While the rate increases by $1209 for a six-month policy in the case of a speeding ticket.

Rimersburg auto insurance quotes by violations

Accident/Violation	Avg. 6 Mo Premium	Avg. Monthly Premium
None	$1209	$201
Cell phone violation	$1411	$240
Failure to wear a seat belt	$1411	$235
Failure to stop at a red light	$1425	$242
Illegal turn	$1425	$238
Improper passing	$1425	$242
Speeding in school zone	$1425	$238
Texting while driving	$1425	$242
Driving with expired registration	$1431	$239
Speeding 16 - 20 MPH over limit	$1431	$243
Wrong way/wrong lane	$1444	$241
Open container	$1529	$260
Reckless driving	$2229	$372
Racing	$2267	$385
DUI	$2307	$384
Driving with a suspended license	$2320	$395
Leaving scene of an accident/hit and run	$2340	$389

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Way Tip

Avoid Having A DUI On Your Driving Record.

A DUI can increase your car insurance rates—by $5,000 to $10,000 over five years. Speeding, reckless driving, and at-fault accidents also raise rates, staying on your record for 3–5 years, while DUIs/DWIs can impact you longer.

Car Insurance Rates in Rimersburg after a DUI

There may have been times when you drank but chose not to drive—a smart and responsible decision, as most states treat DUIs as a serious offense. Your car insurance rates can double after a DUI charge, making it harder to find affordable coverage in Rimersburg.

The cheapest car insurance premiums in Rimersburg are offered by American National P&C at $353 for a six-month policy. However, it can be as expensive as $2738 with companies like Nationwide.

Rimersburg car insurance quotes with a DUI

Company	Avg. 6 Mo. Premium	Avg. Monthly Premium
American National P&C	$353	$58
Travelers	$556	$94
Erie	$823	$139
Allstate	$1052	$177
Progressive	$1111	$187
State Farm	$1118	$188
USAA	$1169	$197
Nationwide	$2738	$461

Cheapest car insurance after a speeding ticket

One of the easiest ways to save money on car insurance is to stay within the speed limit. After a speeding violation, the cheapest car insurance premiums in Rimersburg are offered by Westfield at $138. However, it can be as expensive as $1771 with companies like Nationwide for a similar six-month premium.

Cheapest Car Insurance in Rimersburg after Speeding ticket

Company	Avg. 6 Mo. Premium	Avg. Monthly Premium
Westfield	$138	$23
Auto-Owners Insurance Co	$176	$30
Erie	$503	$85
Travelers	$503	$85
State Farm	$575	$97
USAA	$1111	$189
Allstate	$1489	$249
Progressive	$1581	$268
Nationwide	$1771	$295

Car Insurance Price Trends in Rimersburg, Pennsylvania

Car insurance rates in Rimersburg have fluctuated due to factors such as state regulations, inflation, and changing driving habits.

The average cost of full coverage in the Rimersburg rose by $184 in December compared to $177 of November. In other words, there has been an increase by $7 when you compare December and November.

The average cost of liability insurance in the Rimersburg remained steady at $41 in both December and November, indicating no change over the two month period.

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Frequently Asked Questions

How much is car insurance in Rimersburg?

The car insurance in Rimersburg is $14 per month, which is lower than the national average.

What is the cheapest car insurance in Rimersburg?

The cheapest car insurance in Rimersburg is $67 per month for full coverage.

How much is car insurance in Rimersburg for teenagers?

Car insurance for teenagers costs $164 per 6 months. The rates for teen drivers are higher due to their lack of experience as drivers.

What's the average cost of car insurance in Rimersburg?

The average cost of car insurance is $787 for a six-month policy. It will cost around $145 per month to insure your car in Rimersburg.

Is car insurance expensive in Rimersburg?

Car insurance can be expensive in Rimersburg if your rating factors are not favorable. However, with a clean driving record and good credit score, car insurance rates in Rimersburg can be affordable.

Cheapest Car Insurance Quotes in Rimersburg

Why you can trust Way?

How Much Is Car Insurance in Rimersburg

Avg. Car Insurance in Rimersburg

Avg. Car Insurance in Pennsylvania

National Average

Cheapest Car Insurance Companies in Rimersburg

1st place: AutoOwners Insurance Co

2nd place: AutoOwners

3rd place: American National P&C

Rimersburg Car Insurance Rates by Company

Cheap Car Insurance Companies in Rimersburg, PA

Way's key takeaways about car insurance in Rimersburg

High Rates Shouldn’t Drive You Out of Pocket.

Cheapest Minimum Liability Car Insurance in Rimersburg

Cheapest Liability Coverage in Rimersburg, PA

Cheapest Full Coverage Car Insurance in Rimersburg

Cheapest Full Coverage Car Insurance Quotes in Rimersburg, PA

Don't Let Hidden Costs Drive You Crazy

Average Car Insurance in Rimersburg by Rating Factor

I have a clean driving record. Why is my car insurance rate here in Rimersburg, PA increasing?

Car Insurance Premiums by Age in Rimersburg

Cheapest Car Insurance Companies Based on Age Group

Cheapest Car Insurance Rates for Teen Drivers in Rimersburg,PA

If you are in your twenties Travelers is the best choice for car insurance in Rimersburg.

Car Insurance Rates by Credit Score & Driving History

Cheapest Car Insurance Companies for Bad Credit

Escape the Trap of Rising Insurance Costs.

Car Insurance Rates with An Accident in Rimersburg

Cheapest Car Insurance Companies after an At-Fault Accident in Rimersburg

Rimersburg Car Insurance Rates by Violation

Rimersburg auto insurance quotes by violations

Your Wallet Deserves Better. Seriously.

Avoid Having A DUI On Your Driving Record.

Car Insurance Rates in Rimersburg after a DUI

Rimersburg car insurance quotes with a DUI

Cheapest car insurance after a speeding ticket

Cheapest Car Insurance in Rimersburg after Speeding ticket

Car Insurance Price Trends in Rimersburg, Pennsylvania

Average Car Insurance Cost in Rimersburg by ZIP Code

Frequently Asked Questions

Tired of Insane Auto Insurance Bills? Us Too!

Find Car Insurance Rates in Cities Near Rimersburg, PA

Car Insurance Rates by State in the USA (2025 Update)

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Data Sources