Cheapest Car Insurance Quotes in Village Green-Green Ridge

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Village Green-Green Ridge Car Insurance

^$ 15

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Written by Sara Sam

Edited by Renee Martin

Why you can trust Way?

The auto insurance rates published in this guide are based on the results of research completed by Way’s data team. Using a mix of public and internal data, we analyzed millions of rate averages across U.S. ZIP codes. These rates were publicly sourced from insurer filings and should be used for comparative purposes only — your own quotes will differ. Given this, it’s important to go through our insurance steps form to find how much you can save with Way.

Table of Contents

How Much Is Car Insurance in Village Green-Green Ridge

The car insurance rate in Village Green-Green Ridge is $929 for a six-month policy, which is $142 higher than the higher than the state average. Root Insurance Company offers the lowest rates in the city at $434, making it a popular choice for budget-conscious drivers. Rates in Village Green-Green Ridge can vary depending on your age, driving record, and coverage level, so not every driver will pay the same amount. Choosing a higher deductible, maintaining a clean driving history, and comparing quotes from multiple insurers can help you find better deals and save money over time.

Avg. Car Insurance in Village Green-Green Ridge

$929

Avg. Car Insurance in Pennsylvania

$787

National Average

$1140

Cheapest Car Insurance Companies in Village Green-Green Ridge

1st place: AutoOwners Insurance Co

At $434 for a six month policy, AutoOwners Insurance Co offers the cheapest auto insurance rates in the city.

2nd place: AutoOwners

AutoOwners offers auto insurance rates at $448 for a six-month policy, making it one of the cheapest to insure with.

3rd place: American National P&C

American National P&C offers auto insurance rates at $603 for six months, making it the third cheapest auto insurance company in Village Green-Green Ridge.

Village Green-Green Ridge Car Insurance Rates by Company

Based on our research, the cheapest car insurance company in Village Green-Green Ridge, PA is AutoOwners Insurance Co, offering policies at just $434 for a six-month term. This is followed by AutoOwners, which has an average six-month premium of $448.

At the higher end of the spectrum, Progressive is the most expensive, with rates reaching $1584 for a six-month policy. Rates can vary widely by driver, but comparing quotes from multiple companies can help Village Green-Green Ridge drivers find the best deals.

Cheap Car Insurance Companies in Village Green-Green Ridge, PA

Company	Avg. 6 Mo. Premium	Avg. Monthly Premium
Auto-Owners Insurance Co	$434	$72
Auto-Owners	$448	$77
American National P&C	$603	$100
Travelers	$651	$110
Westfield	$722	$120
Erie	$946	$159
State Farm	$989	$166
Nationwide	$1016	$171
Encompass	$1149	$191
Allstate	$1247	$210
USAA	$1359	$229
Progressive	$1584	$267

Key Takeaways

Way's key takeaways about car insurance in Village Green-Green Ridge

The auto insurance costs in Village Green-Green Ridge fall around $434 for six months.
The cheapest auto insurance company in Village Green-Green Ridge is AutoOwners.
Teen drivers pay the highest rate in Village Green-Green Ridge at $739 per month.

High Rates Shouldn’t Drive You Out of Pocket.

Save up to $971/yr with our auto insurance quotes

Cheapest Minimum Liability Car Insurance in Village Green-Green Ridge

Since car insurance is a critical requirement for owning a car, you must have minimum liability car insurance. The cheapest car insurance companies for minimum coverage in Village Green-Green Ridge are given below.

AutoOwners provides the cheapest minimum car insurance coverage in Village Green-Green Ridge. Their Average 6 Month Premium is $91. Allstate is the most expensive at $582 for the same period.

Cheapest Liability Coverage in Village Green-Green Ridge, PA

Company	Avg. 6 Mo. Premium	Avg. Monthly Premium
Auto-Owners	$91	$15
Westfield	$169	$28
Auto-Owners Insurance Co	$176	$30
Travelers	$210	$35
Erie	$224	$38
American National P&C	$231	$39
Chubb	$245	$41
State Farm	$294	$50
USAA	$294	$50
Progressive	$315	$53
Nationwide	$365	$60
Allstate	$582	$99

Cheapest Full Coverage Car Insurance in Village Green-Green Ridge

One might think that minimum coverage is only required when insuring your car insurance. However, having full coverage car insurance in any city is certainly a wise choice as it offers better coverage and protection. Our best pick for the cheapest auto insurance quotes in Village Green-Green Ridge is AutoOwners Insurance Co at $72 per month and $434 for six months.

Cheapest Full Coverage Car Insurance Quotes in Village Green-Green Ridge, PA

Company	Avg. 6 Mo. Premium	Avg. Monthly Premium
Auto-Owners Insurance Co	$434	$72
Auto-Owners	$448	$77
American National P&C	$603	$100
Travelers	$651	$110
Westfield	$722	$120
Erie	$946	$159
State Farm	$989	$166
Nationwide	$1016	$171
Encompass	$1149	$191
Allstate	$1247	$210
USAA	$1359	$229
Progressive	$1584	$267

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Average Car Insurance in Village Green-Green Ridge by Rating Factor

The car insurance rates for two people under the same ZIP code will mostly be different. This is mostly because insurance rates are calculated based on several rating factors. These rating factors include the driver's age, gender, marital status, driving and claims history, credit score, location, type of vehicle, and coverage levels.

I have a clean driving record. Why is my car insurance rate here in Village Green-Green Ridge, PA increasing?

Despite maintaining a clean driving record, your car insurance rates in Village Green-Green Ridge, Pennsylvania, may be increasing due to several external factors. Pennsylvania has experienced significant rate hikes recently, with average premiums rising by 25.5% in 2023, largely attributed to higher claims volumes and inflation.

Additionally, Village Green-Green Ridge's high urban population density, raised auto theft rates, and frequent natural disasters contribute to increased insurance costs.

Car Insurance Premiums by Age in Village Green-Green Ridge

It is quite evident why teen drivers pay the highest car insurance rates in any city. Their lack of experience and increased accident rates make them a highly risky category. However, as you grow older, your car insurance rates will decrease. So, it is better to not have separate policies for teens; instead, add them to their parents' policies.

Cheapest Car Insurance Companies Based on Age Group

Age Group	Cheapest Companies	Avg. 6 Mo. Premium
20s	Travelers	$666
30s	Travelers	$460
40s	Travelers	$433
50s	Travelers	$414
60s	Travelers	$414
70s	Travelers	$487

Cheapest Car Insurance Rates for Teen Drivers in Village Green-Green Ridge,PA

If you are planning to get a car insurance policy for your teenage dependent, Westfield provides the cheapest car insurance in the Village Green-Green Ridge at $30 per month. At $4346 for a six-month premium, Nationwide offers the most expensive rate for teen drivers.

Company	Avg. 6 Mo. Premium	Avg. Monthly Premium
Westfield	$176	$30
Auto-Owners Insurance Co	$203	$34
American National P&C	$267	$45
Chubb	$294	$50
Travelers	$841	$142
Erie	$1030	$173
State Farm	$1409	$237
USAA	$1850	$308
Allstate	$3098	$526
Progressive	$4289	$715
Nationwide	$4346	$739

Teen Car Insurance Rates in PA by Age

Way Tip

If you are in your twenties Travelers is the best choice for car insurance in Village Green-Green Ridge.

As young drivers face the highest rates in Village Green-Green Ridge, Travelers offers the cheapest auto insurance rates at $666 for six months.

Car Insurance Rates by Credit Score & Driving History

Similar to your driving history, your financial history also plays a key role in determining your auto insurance rates. A low credit score would mean a lapse in payment and increased chances of filing claims, which results in higher auto insurance rates. Therefore, the higher the credit score, the lower the car insurance rates will be.

Cheapest Car Insurance Companies for Bad Credit

For those with poor credit scores in Village Green-Green Ridge, Westfield is the cheapest car insurance provider. At $274 for a six-month premium, they offer the best rates in the city. The most expensive auto insurance rate for drivers with bad credit in Village Green-Green Ridge is State Farm, offering rates of around $3764 for six months.

Company	Avg. 6 Mo. Premium	Avg. Monthly Premium
Westfield	$274	$46
Auto-Owners Insurance Co	$281	$47
Chubb	$329	$55
American National P&C	$372	$64
USAA	$1066	$177
Nationwide	$1080	$182
Erie	$1717	$287
Travelers	$1948	$332
Allstate	$2622	$437
Progressive	$2887	$491
State Farm	$3764	$628

Escape the Trap of Rising Insurance Costs.

Save up to $971/yr on car insurance rates in Village Green-Green Ridge.

Car Insurance Rates with An Accident in Village Green-Green Ridge

Both accidents and the resulting increase in insurance rates are often beyond our control. When you’re involved in an accident, you become riskier to insure, consequently increasing the rates. In Village Green-Green Ridge, PA, accidents can lead to significant hikes in your premiums.

Cheapest Car Insurance Companies after an At-Fault Accident in Village Green-Green Ridge

The cheapest car insurance companies after an at-fault accident in Village Green-Green Ridge include AutoOwners and Westfield, offering $91 and $245, respectively. Allstate is an expensive provider with an average six-month premium of $1598.

Company	Avg. 6 Mo. Premium	Avg. Monthly Premium
Auto-Owners	$91	$15
Westfield	$245	$41
Donegal	$274	$46
Auto-Owners Insurance Co	$281	$47
Chubb	$329	$55
American National P&C	$336	$57
Erie	$420	$71
Travelers	$505	$85
State Farm	$519	$87
USAA	$918	$155
Progressive	$989	$166
Nationwide	$1304	$217
Allstate	$1598	$271

Village Green-Green Ridge Car Insurance Rates by Violation

Here is a list of driving violations that can increase your car insurance rates in Village Green-Green Ridge PA. For example, the car insurance in Village Green-Green Ridge after a DUI increases to $1177 for a six month policy. While the rate increases by $1297 for a six-month policy in the case of a speeding ticket.

Village Green-Green Ridge auto insurance quotes by violations

Accident/Violation	Avg. 6 Mo Premium	Avg. Monthly Premium
None	$1297	$216
Cell phone violation	$1514	$257
Failure to wear a seat belt	$1514	$253
Failure to stop at a red light	$1528	$260
Illegal turn	$1528	$255
Improper passing	$1528	$260
Speeding in school zone	$1528	$255
Texting while driving	$1528	$260
Driving with expired registration	$1535	$256
Speeding 16 - 20 MPH over limit	$1535	$261
Wrong way/wrong lane	$1549	$258
Open container	$1640	$278
Reckless driving	$2391	$399
Racing	$2432	$413
DUI	$2474	$412
Driving with a suspended license	$2489	$424
Leaving scene of an accident/hit and run	$2510	$418

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Way Tip

Avoid Having A DUI On Your Driving Record.

A DUI can increase your car insurance rates—by $5,000 to $10,000 over five years. Speeding, reckless driving, and at-fault accidents also raise rates, staying on your record for 3–5 years, while DUIs/DWIs can impact you longer.

Car Insurance Rates in Village Green-Green Ridge after a DUI

There may have been times when you drank but chose not to drive—a smart and responsible decision, as most states treat DUIs as a serious offense. Your car insurance rates can double after a DUI charge, making it harder to find affordable coverage in Village Green-Green Ridge.

The cheapest car insurance premiums in Village Green-Green Ridge are offered by American National P&C at $379 for a six-month policy. However, it can be as expensive as $2937 with companies like Nationwide.

Village Green-Green Ridge car insurance quotes with a DUI

Company	Avg. 6 Mo. Premium	Avg. Monthly Premium
American National P&C	$379	$63
Travelers	$596	$100
Erie	$883	$149
Allstate	$1128	$190
Progressive	$1192	$201
State Farm	$1199	$202
USAA	$1254	$211
Nationwide	$2937	$494

Cheapest car insurance after a speeding ticket

One of the easiest ways to save money on car insurance is to stay within the speed limit. After a speeding violation, the cheapest car insurance premiums in Village Green-Green Ridge are offered by Westfield at $148. However, it can be as expensive as $1900 with companies like Nationwide for a similar six-month premium.

Cheapest Car Insurance in Village Green-Green Ridge after Speeding ticket

Company	Avg. 6 Mo. Premium	Avg. Monthly Premium
Westfield	$148	$25
Auto-Owners Insurance Co	$189	$32
Erie	$539	$91
Travelers	$539	$91
State Farm	$617	$104
USAA	$1192	$203
Allstate	$1598	$267
Progressive	$1696	$288
Nationwide	$1900	$316

Car Insurance Price Trends in Village Green-Green Ridge, Pennsylvania

Car insurance rates in Village Green-Green Ridge have fluctuated due to factors such as state regulations, inflation, and changing driving habits.

The average cost of full coverage in the Village Green-Green Ridge rose by $197 in December compared to $190 of November. In other words, there has been an increase by $7 when you compare December and November.

The average cost of liability insurance in the Village Green-Green Ridge remained steady at $44 in both December and November, indicating no change over the two month period.

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Frequently Asked Questions

How much is car insurance in Village Green-Green Ridge?

The car insurance in Village Green-Green Ridge is $15 per month, which is lower than the national average.

What is the cheapest car insurance in Village Green-Green Ridge?

The cheapest car insurance in Village Green-Green Ridge is $72 per month for full coverage.

How much is car insurance in Village Green-Green Ridge for teenagers?

Car insurance for teenagers costs $176 per 6 months. The rates for teen drivers are higher due to their lack of experience as drivers.

What's the average cost of car insurance in Village Green-Green Ridge?

The average cost of car insurance is $787 for a six-month policy. It will cost around $156 per month to insure your car in Village Green-Green Ridge.

Is car insurance expensive in Village Green-Green Ridge?

Car insurance can be expensive in Village Green-Green Ridge if your rating factors are not favorable. However, with a clean driving record and good credit score, car insurance rates in Village Green-Green Ridge can be affordable.

Cheapest Car Insurance Quotes in Village Green-Green Ridge

Why you can trust Way?

How Much Is Car Insurance in Village Green-Green Ridge

Avg. Car Insurance in Village Green-Green Ridge

Avg. Car Insurance in Pennsylvania

National Average

Cheapest Car Insurance Companies in Village Green-Green Ridge

1st place: AutoOwners Insurance Co

2nd place: AutoOwners

3rd place: American National P&C

Village Green-Green Ridge Car Insurance Rates by Company

Cheap Car Insurance Companies in Village Green-Green Ridge, PA

Way's key takeaways about car insurance in Village Green-Green Ridge

High Rates Shouldn’t Drive You Out of Pocket.

Cheapest Minimum Liability Car Insurance in Village Green-Green Ridge

Cheapest Liability Coverage in Village Green-Green Ridge, PA

Cheapest Full Coverage Car Insurance in Village Green-Green Ridge

Cheapest Full Coverage Car Insurance Quotes in Village Green-Green Ridge, PA

Don't Let Hidden Costs Drive You Crazy

Average Car Insurance in Village Green-Green Ridge by Rating Factor

I have a clean driving record. Why is my car insurance rate here in Village Green-Green Ridge, PA increasing?

Car Insurance Premiums by Age in Village Green-Green Ridge

Cheapest Car Insurance Companies Based on Age Group

Cheapest Car Insurance Rates for Teen Drivers in Village Green-Green Ridge,PA

If you are in your twenties Travelers is the best choice for car insurance in Village Green-Green Ridge.

Car Insurance Rates by Credit Score & Driving History

Cheapest Car Insurance Companies for Bad Credit

Escape the Trap of Rising Insurance Costs.

Car Insurance Rates with An Accident in Village Green-Green Ridge

Cheapest Car Insurance Companies after an At-Fault Accident in Village Green-Green Ridge

Village Green-Green Ridge Car Insurance Rates by Violation

Village Green-Green Ridge auto insurance quotes by violations

Your Wallet Deserves Better. Seriously.

Avoid Having A DUI On Your Driving Record.

Car Insurance Rates in Village Green-Green Ridge after a DUI

Village Green-Green Ridge car insurance quotes with a DUI

Cheapest car insurance after a speeding ticket

Cheapest Car Insurance in Village Green-Green Ridge after Speeding ticket

Car Insurance Price Trends in Village Green-Green Ridge, Pennsylvania

Average Car Insurance Cost in Village Green-Green Ridge by ZIP Code

Frequently Asked Questions

Tired of Insane Auto Insurance Bills? Us Too!

Find Car Insurance Rates in Cities Near Village Green-Green Ridge, PA

Car Insurance Rates by State in the USA (2025 Update)

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