Cheapest Car Insurance Quotes in Blue Ball

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Blue Ball Car Insurance

^$ 12

/mo

Written by Sara Sam

Edited by Renee Martin

Why you can trust Way?

The auto insurance rates published in this guide are based on the results of research completed by Way’s data team. Using a mix of public and internal data, we analyzed millions of rate averages across U.S. ZIP codes. These rates were publicly sourced from insurer filings and should be used for comparative purposes only — your own quotes will differ. Given this, it’s important to go through our insurance steps form to find how much you can save with Way.

Table of Contents

How Much Is Car Insurance in Blue Ball

The car insurance rate in Blue Ball is $708 for a six-month policy, which is $79 lower than the higher than the state average. Root Insurance Company offers the lowest rates in the city at $331, making it a popular choice for budget-conscious drivers. Rates in Blue Ball can vary depending on your age, driving record, and coverage level, so not every driver will pay the same amount. Choosing a higher deductible, maintaining a clean driving history, and comparing quotes from multiple insurers can help you find better deals and save money over time.

Avg. Car Insurance in Blue Ball

$708

Avg. Car Insurance in Pennsylvania

$787

National Average

$1140

Cheapest Car Insurance Companies in Blue Ball

1st place: AutoOwners Insurance Co

At $331 for a six month policy, AutoOwners Insurance Co offers the cheapest auto insurance rates in the city.

2nd place: AutoOwners

AutoOwners offers auto insurance rates at $342 for a six-month policy, making it one of the cheapest to insure with.

3rd place: American National P&C

American National P&C offers auto insurance rates at $460 for six months, making it the third cheapest auto insurance company in Blue Ball.

Blue Ball Car Insurance Rates by Company

Based on our research, the cheapest car insurance company in Blue Ball, PA is AutoOwners Insurance Co, offering policies at just $331 for a six-month term. This is followed by AutoOwners, which has an average six-month premium of $342.

At the higher end of the spectrum, Progressive is the most expensive, with rates reaching $1208 for a six-month policy. Rates can vary widely by driver, but comparing quotes from multiple companies can help Blue Ball drivers find the best deals.

Cheap Car Insurance Companies in Blue Ball, PA

Company	Avg. 6 Mo. Premium	Avg. Monthly Premium
Auto-Owners Insurance Co	$331	$55
Auto-Owners	$342	$59
American National P&C	$460	$77
Travelers	$497	$84
Westfield	$551	$92
Erie	$722	$122
State Farm	$754	$127
Nationwide	$775	$131
Encompass	$877	$146
Allstate	$951	$160
USAA	$1037	$175
Progressive	$1208	$203

Key Takeaways

Way's key takeaways about car insurance in Blue Ball

The auto insurance costs in Blue Ball fall around $331 for six months.
The cheapest auto insurance company in Blue Ball is AutoOwners.
Teen drivers pay the highest rate in Blue Ball at $563 per month.

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Save up to $971/yr with our auto insurance quotes

Cheapest Minimum Liability Car Insurance in Blue Ball

Since car insurance is a critical requirement for owning a car, you must have minimum liability car insurance. The cheapest car insurance companies for minimum coverage in Blue Ball are given below.

AutoOwners provides the cheapest minimum car insurance coverage in Blue Ball. Their Average 6 Month Premium is $69. Allstate is the most expensive at $444 for the same period.

Cheapest Liability Coverage in Blue Ball, PA

Company	Avg. 6 Mo. Premium	Avg. Monthly Premium
Auto-Owners	$69	$12
Westfield	$129	$22
Auto-Owners Insurance Co	$134	$23
Travelers	$160	$27
Erie	$171	$29
American National P&C	$176	$30
Chubb	$187	$32
State Farm	$224	$38
USAA	$224	$38
Progressive	$240	$41
Nationwide	$278	$46
Allstate	$444	$76

Cheapest Full Coverage Car Insurance in Blue Ball

One might think that minimum coverage is only required when insuring your car insurance. However, having full coverage car insurance in any city is certainly a wise choice as it offers better coverage and protection. Our best pick for the cheapest auto insurance quotes in Blue Ball is AutoOwners Insurance Co at $55 per month and $331 for six months.

Cheapest Full Coverage Car Insurance Quotes in Blue Ball, PA

Company	Avg. 6 Mo. Premium	Avg. Monthly Premium
Auto-Owners Insurance Co	$331	$55
Auto-Owners	$342	$59
American National P&C	$460	$77
Travelers	$497	$84
Westfield	$551	$92
Erie	$722	$122
State Farm	$754	$127
Nationwide	$775	$131
Encompass	$877	$146
Allstate	$951	$160
USAA	$1037	$175
Progressive	$1208	$203

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Average Car Insurance in Blue Ball by Rating Factor

The car insurance rates for two people under the same ZIP code will mostly be different. This is mostly because insurance rates are calculated based on several rating factors. These rating factors include the driver's age, gender, marital status, driving and claims history, credit score, location, type of vehicle, and coverage levels.

I have a clean driving record. Why is my car insurance rate here in Blue Ball, PA increasing?

Despite maintaining a clean driving record, your car insurance rates in Blue Ball, Pennsylvania, may be increasing due to several external factors. Pennsylvania has experienced significant rate hikes recently, with average premiums rising by 25.5% in 2023, largely attributed to higher claims volumes and inflation.

Additionally, Blue Ball's high urban population density, raised auto theft rates, and frequent natural disasters contribute to increased insurance costs.

Car Insurance Premiums by Age in Blue Ball

It is quite evident why teen drivers pay the highest car insurance rates in any city. Their lack of experience and increased accident rates make them a highly risky category. However, as you grow older, your car insurance rates will decrease. So, it is better to not have separate policies for teens; instead, add them to their parents' policies.

Cheapest Car Insurance Companies Based on Age Group

Age Group	Cheapest Companies	Avg. 6 Mo. Premium
20s	Travelers	$508
30s	Travelers	$351
40s	Travelers	$330
50s	Travelers	$316
60s	Travelers	$316
70s	Travelers	$372

Cheapest Car Insurance Rates for Teen Drivers in Blue Ball,PA

If you are planning to get a car insurance policy for your teenage dependent, Westfield provides the cheapest car insurance in the Blue Ball at $23 per month. At $3315 for a six-month premium, Nationwide offers the most expensive rate for teen drivers.

Company	Avg. 6 Mo. Premium	Avg. Monthly Premium
Westfield	$134	$23
Auto-Owners Insurance Co	$155	$26
American National P&C	$203	$34
Chubb	$224	$38
Travelers	$642	$108
Erie	$786	$132
State Farm	$1075	$181
USAA	$1411	$235
Allstate	$2363	$401
Progressive	$3272	$545
Nationwide	$3315	$563

Teen Car Insurance Rates in PA by Age

Way Tip

If you are in your twenties Travelers is the best choice for car insurance in Blue Ball.

As young drivers face the highest rates in Blue Ball, Travelers offers the cheapest auto insurance rates at $508 for six months.

Car Insurance Rates by Credit Score & Driving History

Similar to your driving history, your financial history also plays a key role in determining your auto insurance rates. A low credit score would mean a lapse in payment and increased chances of filing claims, which results in higher auto insurance rates. Therefore, the higher the credit score, the lower the car insurance rates will be.

Cheapest Car Insurance Companies for Bad Credit

For those with poor credit scores in Blue Ball, Westfield is the cheapest car insurance provider. At $209 for a six-month premium, they offer the best rates in the city. The most expensive auto insurance rate for drivers with bad credit in Blue Ball is State Farm, offering rates of around $2871 for six months.

Company	Avg. 6 Mo. Premium	Avg. Monthly Premium
Westfield	$209	$35
Auto-Owners Insurance Co	$214	$36
Chubb	$251	$42
American National P&C	$284	$49
USAA	$813	$135
Nationwide	$824	$139
Erie	$1310	$219
Travelers	$1486	$253
Allstate	$2000	$333
Progressive	$2202	$374
State Farm	$2871	$479

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Car Insurance Rates with An Accident in Blue Ball

Both accidents and the resulting increase in insurance rates are often beyond our control. When you’re involved in an accident, you become riskier to insure, consequently increasing the rates. In Blue Ball, PA, accidents can lead to significant hikes in your premiums.

Cheapest Car Insurance Companies after an At-Fault Accident in Blue Ball

The cheapest car insurance companies after an at-fault accident in Blue Ball include AutoOwners and Westfield, offering $69 and $187, respectively. Allstate is an expensive provider with an average six-month premium of $1219.

Company	Avg. 6 Mo. Premium	Avg. Monthly Premium
Auto-Owners	$69	$12
Westfield	$187	$32
Donegal	$209	$35
Auto-Owners Insurance Co	$214	$36
Chubb	$251	$42
American National P&C	$257	$43
Erie	$320	$54
Travelers	$385	$65
State Farm	$396	$67
USAA	$700	$118
Progressive	$754	$127
Nationwide	$995	$166
Allstate	$1219	$207

Blue Ball Car Insurance Rates by Violation

Here is a list of driving violations that can increase your car insurance rates in Blue Ball PA. For example, the car insurance in Blue Ball after a DUI increases to $898 for a six month policy. While the rate increases by $989 for a six-month policy in the case of a speeding ticket.

Blue Ball auto insurance quotes by violations

Accident/Violation	Avg. 6 Mo Premium	Avg. Monthly Premium
None	$989	$165
Cell phone violation	$1155	$196
Failure to wear a seat belt	$1155	$193
Failure to stop at a red light	$1166	$198
Illegal turn	$1166	$194
Improper passing	$1166	$198
Speeding in school zone	$1166	$194
Texting while driving	$1166	$198
Driving with expired registration	$1171	$195
Speeding 16 - 20 MPH over limit	$1171	$199
Wrong way/wrong lane	$1182	$197
Open container	$1251	$212
Reckless driving	$1823	$304
Racing	$1855	$315
DUI	$1887	$314
Driving with a suspended license	$1898	$323
Leaving scene of an accident/hit and run	$1914	$319

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Way Tip

Avoid Having A DUI On Your Driving Record.

A DUI can increase your car insurance rates—by $5,000 to $10,000 over five years. Speeding, reckless driving, and at-fault accidents also raise rates, staying on your record for 3–5 years, while DUIs/DWIs can impact you longer.

Car Insurance Rates in Blue Ball after a DUI

There may have been times when you drank but chose not to drive—a smart and responsible decision, as most states treat DUIs as a serious offense. Your car insurance rates can double after a DUI charge, making it harder to find affordable coverage in Blue Ball.

The cheapest car insurance premiums in Blue Ball are offered by American National P&C at $289 for a six-month policy. However, it can be as expensive as $2240 with companies like Nationwide.

Blue Ball car insurance quotes with a DUI

Company	Avg. 6 Mo. Premium	Avg. Monthly Premium
American National P&C	$289	$48
Travelers	$455	$77
Erie	$673	$113
Allstate	$860	$145
Progressive	$909	$153
State Farm	$914	$154
USAA	$957	$161
Nationwide	$2240	$377

Cheapest car insurance after a speeding ticket

One of the easiest ways to save money on car insurance is to stay within the speed limit. After a speeding violation, the cheapest car insurance premiums in Blue Ball are offered by Westfield at $113. However, it can be as expensive as $1449 with companies like Nationwide for a similar six-month premium.

Cheapest Car Insurance in Blue Ball after Speeding ticket

Company	Avg. 6 Mo. Premium	Avg. Monthly Premium
Westfield	$113	$19
Auto-Owners Insurance Co	$144	$24
Erie	$411	$69
Travelers	$411	$69
State Farm	$471	$79
USAA	$909	$155
Allstate	$1219	$203
Progressive	$1293	$220
Nationwide	$1449	$241

Car Insurance Price Trends in Blue Ball, Pennsylvania

Car insurance rates in Blue Ball have fluctuated due to factors such as state regulations, inflation, and changing driving habits.

The average cost of full coverage in the Blue Ball rose by $150 in December compared to $145 of November. In other words, there has been an increase by $5 when you compare December and November.

The average cost of liability insurance in the Blue Ball remained steady at $33 in both December and November, indicating no change over the two month period.

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Frequently Asked Questions

How much is car insurance in Blue Ball?

The car insurance in Blue Ball is $12 per month, which is lower than the national average.

What is the cheapest car insurance in Blue Ball?

The cheapest car insurance in Blue Ball is $55 per month for full coverage.

How much is car insurance in Blue Ball for teenagers?

Car insurance for teenagers costs $134 per 6 months. The rates for teen drivers are higher due to their lack of experience as drivers.

What's the average cost of car insurance in Blue Ball?

The average cost of car insurance is $787 for a six-month policy. It will cost around $119 per month to insure your car in Blue Ball.

Is car insurance expensive in Blue Ball?

Car insurance can be expensive in Blue Ball if your rating factors are not favorable. However, with a clean driving record and good credit score, car insurance rates in Blue Ball can be affordable.

Cheapest Car Insurance Quotes in Blue Ball

Why you can trust Way?

How Much Is Car Insurance in Blue Ball

Avg. Car Insurance in Blue Ball

Avg. Car Insurance in Pennsylvania

National Average

Cheapest Car Insurance Companies in Blue Ball

1st place: AutoOwners Insurance Co

2nd place: AutoOwners

3rd place: American National P&C

Blue Ball Car Insurance Rates by Company

Cheap Car Insurance Companies in Blue Ball, PA

Way's key takeaways about car insurance in Blue Ball

High Rates Shouldn’t Drive You Out of Pocket.

Cheapest Minimum Liability Car Insurance in Blue Ball

Cheapest Liability Coverage in Blue Ball, PA

Cheapest Full Coverage Car Insurance in Blue Ball

Cheapest Full Coverage Car Insurance Quotes in Blue Ball, PA

Don't Let Hidden Costs Drive You Crazy

Average Car Insurance in Blue Ball by Rating Factor

I have a clean driving record. Why is my car insurance rate here in Blue Ball, PA increasing?

Car Insurance Premiums by Age in Blue Ball

Cheapest Car Insurance Companies Based on Age Group

Cheapest Car Insurance Rates for Teen Drivers in Blue Ball,PA

If you are in your twenties Travelers is the best choice for car insurance in Blue Ball.

Car Insurance Rates by Credit Score & Driving History

Cheapest Car Insurance Companies for Bad Credit

Escape the Trap of Rising Insurance Costs.

Car Insurance Rates with An Accident in Blue Ball

Cheapest Car Insurance Companies after an At-Fault Accident in Blue Ball

Blue Ball Car Insurance Rates by Violation

Blue Ball auto insurance quotes by violations

Your Wallet Deserves Better. Seriously.

Avoid Having A DUI On Your Driving Record.

Car Insurance Rates in Blue Ball after a DUI

Blue Ball car insurance quotes with a DUI

Cheapest car insurance after a speeding ticket

Cheapest Car Insurance in Blue Ball after Speeding ticket

Car Insurance Price Trends in Blue Ball, Pennsylvania

Average Car Insurance Cost in Blue Ball by ZIP Code

Frequently Asked Questions

Tired of Insane Auto Insurance Bills? Us Too!

Find Car Insurance Rates in Cities Near Blue Ball, PA

Car Insurance Rates by State in the USA (2025 Update)

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