Cheapest Car Insurance Quotes in Halfway House

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Halfway House Car Insurance

^$ 26

/mo

Written by Sara Sam

Edited by Renee Martin

Why you can trust Way?

The auto insurance rates published in this guide are based on the results of research completed by Way’s data team. Using a mix of public and internal data, we analyzed millions of rate averages across U.S. ZIP codes. These rates were publicly sourced from insurer filings and should be used for comparative purposes only — your own quotes will differ. Given this, it’s important to go through our insurance steps form to find how much you can save with Way.

Table of Contents

How Much Is Car Insurance in Halfway House

The car insurance rate in Halfway House is $878 for a six-month policy, which is $65 higher than the higher than the state average. Root Insurance Company offers the lowest rates in the city at $397, making it a popular choice for budget-conscious drivers. Rates in Halfway House can vary depending on your age, driving record, and coverage level, so not every driver will pay the same amount. Choosing a higher deductible, maintaining a clean driving history, and comparing quotes from multiple insurers can help you find better deals and save money over time.

Avg. Car Insurance in Halfway House

$878

Avg. Car Insurance in Pennsylvania

$813

National Average

$1278

Cheapest Car Insurance Companies in Halfway House

1st place: AutoOwners Insurance Co

At $397 for a six month policy, AutoOwners Insurance Co offers the cheapest auto insurance rates in the city.

2nd place: American National P&C

American National P&C offers auto insurance rates at $552 for a six-month policy, making it one of the cheapest to insure with.

3rd place: Westfield

Westfield offers auto insurance rates at $661 for six months, making it the third cheapest auto insurance company in Halfway House.

Halfway House Car Insurance Rates by Company

Based on our research, the cheapest car insurance company in Halfway House, PA is AutoOwners Insurance Co, offering policies at just $397 for a six-month term. This is followed by American National P&C, which has an average six-month premium of $552.

At the higher end of the spectrum, Encompass is the most expensive, with rates reaching $1052 for a six-month policy. Rates can vary widely by driver, but comparing quotes from multiple companies can help Halfway House drivers find the best deals.

Cheap Car Insurance Companies in Halfway House, PA

Company	Avg. 6 Mo. Premium	Avg. Monthly Premium
Auto-Owners Insurance Co	$397	$66
American National P&C	$552	$94
Westfield	$661	$110
Travelers	$712	$120
Erie	$866	$146
Nationwide	$1008	$170
State Farm	$1026	$173
Allstate	$1142	$192
USAA	$1213	$204
Progressive	$1508	$254
Auto-Owners	$410	$70
Encompass	$1052	$175

Key Takeaways

Way's key takeaways about car insurance in Halfway House

The auto insurance costs in Halfway House fall around $397 for six months.
The cheapest auto insurance company in Halfway House is Westfield.
Teen drivers pay the highest rate in Halfway House at $785 per month.

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Cheapest Minimum Liability Car Insurance in Halfway House

Since car insurance is a critical requirement for owning a car, you must have minimum liability car insurance. The cheapest car insurance companies for minimum coverage in Halfway House are given below.

Westfield provides the cheapest minimum car insurance coverage in Halfway House. Their Average 6 Month Premium is $154. AutoOwners is the most expensive at $83 for the same period.

Cheapest Liability Coverage in Halfway House, PA

Company	Avg. 6 Mo. Premium	Avg. Monthly Premium
Westfield	$154	$26
Auto-Owners Insurance Co	$161	$27
Erie	$205	$35
American National P&C	$212	$36
Chubb	$225	$38
Travelers	$238	$40
USAA	$282	$48
State Farm	$295	$50
Nationwide	$378	$64
Progressive	$430	$72
Allstate	$578	$97
Auto-Owners	$83	$14

Cheapest Full Coverage Car Insurance in Halfway House

One might think that minimum coverage is only required when insuring your car insurance. However, having full coverage car insurance in any city is certainly a wise choice as it offers better coverage and protection. Our best pick for the cheapest auto insurance quotes in Halfway House is AutoOwners Insurance Co at $66 per month and $397 for six months.

Cheapest Full Coverage Car Insurance Quotes in Halfway House, PA

Company	Avg. 6 Mo. Premium	Avg. Monthly Premium
Auto-Owners Insurance Co	$397	$66
American National P&C	$552	$94
Westfield	$661	$110
Travelers	$712	$120
Erie	$866	$146
Nationwide	$1008	$170
State Farm	$1026	$173
Allstate	$1142	$192
USAA	$1213	$204
Progressive	$1508	$254
Auto-Owners	$410	$70
Encompass	$1052	$175

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Average Car Insurance in Halfway House by Rating Factor

The car insurance rates for two people under the same ZIP code will mostly be different. This is mostly because insurance rates are calculated based on several rating factors. These rating factors include the driver's age, gender, marital status, driving and claims history, credit score, location, type of vehicle, and coverage levels.

I have a clean driving record. Why is my car insurance rate here in Halfway House, PA increasing?

Despite maintaining a clean driving record, your car insurance rates in Halfway House, Pennsylvania, may be increasing due to several external factors. Pennsylvania has experienced significant rate hikes recently, with average premiums rising by 25.5% in 2023, largely attributed to higher claims volumes and inflation.

Additionally, Halfway House's high urban population density, raised auto theft rates, and frequent natural disasters contribute to increased insurance costs.

Car Insurance Premiums by Age in Halfway House

It is quite evident why teen drivers pay the highest car insurance rates in any city. Their lack of experience and increased accident rates make them a highly risky category. However, as you grow older, your car insurance rates will decrease. So, it is better to not have separate policies for teens; instead, add them to their parents' policies.

Cheapest Car Insurance Companies Based on Age Group

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Cheapest Car Insurance Rates for Teen Drivers in Halfway House,PA

If you are planning to get a car insurance policy for your teenage dependent, Westfield provides the cheapest car insurance in the Halfway House at $27 per month. At $4709 for a six-month premium, Nationwide offers the most expensive rate for teen drivers.

Company	Avg. 6 Mo. Premium	Avg. Monthly Premium
Westfield	$161	$27
Auto-Owners Insurance Co	$186	$31
American National P&C	$244	$41
Chubb	$269	$45
Erie	$1104	$186
Travelers	$1270	$214
State Farm	$1828	$308
USAA	$2136	$363
Allstate	$2784	$464
Progressive	$2791	$474
Nationwide	$4709	$785

Teen Car Insurance Rates in PA by Age

Car Insurance Rates by Credit Score & Driving History

Similar to your driving history, your financial history also plays a key role in determining your auto insurance rates. A low credit score would mean a lapse in payment and increased chances of filing claims, which results in higher auto insurance rates. Therefore, the higher the credit score, the lower the car insurance rates will be.

Cheapest Car Insurance Companies for Bad Credit

For those with poor credit scores in Halfway House, Westfield is the cheapest car insurance provider. At $251 for a six-month premium, they offer the best rates in the city. The most expensive auto insurance rate for drivers with bad credit in Halfway House is State Farm, offering rates of around $5119 for six months.

Company	Avg. 6 Mo. Premium	Avg. Monthly Premium
Westfield	$251	$42
Auto-Owners Insurance Co	$257	$43
Chubb	$301	$51
American National P&C	$340	$58
USAA	$1097	$183
Nationwide	$1142	$192
Erie	$2001	$334
Allstate	$2412	$410
Travelers	$2630	$438
Progressive	$2939	$500
State Farm	$5119	$853

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Car Insurance Rates with An Accident in Halfway House

Both accidents and the resulting increase in insurance rates are often beyond our control. When you’re involved in an accident, you become riskier to insure, consequently increasing the rates. In Halfway House, PA, accidents can lead to significant hikes in your premiums.

Cheapest Car Insurance Companies after an At-Fault Accident in Halfway House

The cheapest car insurance companies after an at-fault accident in Halfway House include Westfield and AutoOwners Insurance Co, offering $225 and $257, respectively. Donegal is an expensive provider with an average six-month premium of $251.

Company	Avg. 6 Mo. Premium	Avg. Monthly Premium
Westfield	$225	$38
Auto-Owners Insurance Co	$257	$43
Chubb	$301	$51
American National P&C	$308	$52
Erie	$513	$86
State Farm	$596	$100
Travelers	$712	$120
USAA	$923	$156
Nationwide	$1418	$241
Allstate	$1462	$244
Progressive	$1732	$295
Auto-Owners	$83	$14
Donegal	$251	$42

Halfway House Car Insurance Rates by Violation

Here is a list of driving violations that can increase your car insurance rates in Halfway House PA. For example, the car insurance in Halfway House after a DUI increases to $1078 for a six month policy. While the rate increases by $1187 for a six-month policy in the case of a speeding ticket.

Halfway House auto insurance quotes by violations

Accident/Violation	Avg. 6 Mo Premium	Avg. Monthly Premium
None	$1187	$198
Cell phone violation	$1386	$235
Failure to wear a seat belt	$1386	$231
Failure to stop at a red light	$1399	$238
Illegal turn	$1399	$233
Improper passing	$1399	$238
Speeding in school zone	$1399	$233
Texting while driving	$1399	$238
Driving with expired registration	$1405	$234
Speeding 16 - 20 MPH over limit	$1405	$239
Wrong way/wrong lane	$1418	$237
Open container	$1501	$255
Reckless driving	$2188	$365
Racing	$2226	$378
DUI	$2265	$377
Driving with a suspended license	$2278	$388
Leaving scene of an accident/hit and run	$2297	$382

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Way Tip

Avoid Having A DUI On Your Driving Record.

A DUI can increase your car insurance rates—by $5,000 to $10,000 over five years. Speeding, reckless driving, and at-fault accidents also raise rates, staying on your record for 3–5 years, while DUIs/DWIs can impact you longer.

Car Insurance Rates in Halfway House after a DUI

There may have been times when you drank but chose not to drive—a smart and responsible decision, as most states treat DUIs as a serious offense. Your car insurance rates can double after a DUI charge, making it harder to find affordable coverage in Halfway House.

The cheapest car insurance premiums in Halfway House are offered by American National P&C at $347 for a six-month policy. However, it can be as expensive as $2983 with companies like Nationwide.

Halfway House car insurance quotes with a DUI

Company	Avg. 6 Mo. Premium	Avg. Monthly Premium
American National P&C	$347	$57
Travelers	$744	$125
Erie	$930	$157
Allstate	$1032	$174
Progressive	$1129	$190
State Farm	$1315	$221
USAA	$1322	$222
Nationwide	$2983	$502

Cheapest car insurance after a speeding ticket

One of the easiest ways to save money on car insurance is to stay within the speed limit. After a speeding violation, the cheapest car insurance premiums in Halfway House are offered by Westfield at $135. However, it can be as expensive as $2079 with companies like Nationwide for a similar six-month premium.

Cheapest Car Insurance in Halfway House after Speeding ticket

Company	Avg. 6 Mo. Premium	Avg. Monthly Premium
Westfield	$135	$23
Auto-Owners Insurance Co	$173	$29
Erie	$596	$100
State Farm	$764	$129
Travelers	$827	$139
USAA	$1226	$204
Allstate	$1462	$248
Progressive	$1758	$293
Nationwide	$2079	$353

Car Insurance Price Trends in Halfway House, Pennsylvania

Car insurance rates in Halfway House have fluctuated due to factors such as state regulations, inflation, and changing driving habits.

The average cost of full coverage in the Halfway House rose by $198 in January compared to $183 of December. In other words, there has been an increase by $15 when you compare January and December.

The average cost of liability insurance in the Halfway House rose to $49 in January, compared to $41 in December. This represents an increase of $8 when comparing January and December.

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Frequently Asked Questions

How much is car insurance in Halfway House?

The car insurance in Halfway House is $26 per month, which is lower than the national average.

What is the cheapest car insurance in Halfway House?

The cheapest car insurance in Halfway House is $66 per month for full coverage.

How much is car insurance in Halfway House for teenagers?

Car insurance for teenagers costs $161 per 6 months. The rates for teen drivers are higher due to their lack of experience as drivers.

What's the average cost of car insurance in Halfway House?

The average cost of car insurance is $813 for a six-month policy. It will cost around $147 per month to insure your car in Halfway House.

Is car insurance expensive in Halfway House?

Car insurance can be expensive in Halfway House if your rating factors are not favorable. However, with a clean driving record and good credit score, car insurance rates in Halfway House can be affordable.

Cheapest Car Insurance Quotes in Halfway House

Why you can trust Way?

How Much Is Car Insurance in Halfway House

Avg. Car Insurance in Halfway House

Avg. Car Insurance in Pennsylvania

National Average

Cheapest Car Insurance Companies in Halfway House

1st place: AutoOwners Insurance Co

2nd place: American National P&C

3rd place: Westfield

Halfway House Car Insurance Rates by Company

Cheap Car Insurance Companies in Halfway House, PA

Way's key takeaways about car insurance in Halfway House

High Rates Shouldn’t Drive You Out of Pocket.

Cheapest Minimum Liability Car Insurance in Halfway House

Cheapest Liability Coverage in Halfway House, PA

Cheapest Full Coverage Car Insurance in Halfway House

Cheapest Full Coverage Car Insurance Quotes in Halfway House, PA

Don't Let Hidden Costs Drive You Crazy

Average Car Insurance in Halfway House by Rating Factor

I have a clean driving record. Why is my car insurance rate here in Halfway House, PA increasing?

Car Insurance Premiums by Age in Halfway House

Cheapest Car Insurance Companies Based on Age Group

Cheapest Car Insurance Rates for Teen Drivers in Halfway House,PA

If you are in your twenties N/A is the best choice for car insurance in Halfway House.

Car Insurance Rates by Credit Score & Driving History

Cheapest Car Insurance Companies for Bad Credit

Escape the Trap of Rising Insurance Costs.

Car Insurance Rates with An Accident in Halfway House

Cheapest Car Insurance Companies after an At-Fault Accident in Halfway House

Halfway House Car Insurance Rates by Violation

Halfway House auto insurance quotes by violations

Your Wallet Deserves Better. Seriously.

Avoid Having A DUI On Your Driving Record.

Car Insurance Rates in Halfway House after a DUI

Halfway House car insurance quotes with a DUI

Cheapest car insurance after a speeding ticket

Cheapest Car Insurance in Halfway House after Speeding ticket

Car Insurance Price Trends in Halfway House, Pennsylvania

Average Car Insurance Cost in Halfway House by ZIP Code

Frequently Asked Questions

Tired of Insane Auto Insurance Bills? Us Too!

Find Car Insurance Rates in Cities Near Halfway House, PA

Car Insurance Rates by State in the USA (2025 Update)

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