Cheapest Car Insurance Quotes in Mildred

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Mildred Car Insurance

^$ 24

/mo

Written by Sara Sam

Edited by Renee Martin

Why you can trust Way?

The auto insurance rates published in this guide are based on the results of research completed by Way’s data team. Using a mix of public and internal data, we analyzed millions of rate averages across U.S. ZIP codes. These rates were publicly sourced from insurer filings and should be used for comparative purposes only — your own quotes will differ. Given this, it’s important to go through our insurance steps form to find how much you can save with Way.

Table of Contents

How Much Is Car Insurance in Mildred

The car insurance rate in Mildred is $805 for a six-month policy, which is $8 lower than the higher than the state average. Root Insurance Company offers the lowest rates in the city at $364, making it a popular choice for budget-conscious drivers. Rates in Mildred can vary depending on your age, driving record, and coverage level, so not every driver will pay the same amount. Choosing a higher deductible, maintaining a clean driving history, and comparing quotes from multiple insurers can help you find better deals and save money over time.

Avg. Car Insurance in Mildred

$805

Avg. Car Insurance in Pennsylvania

$813

National Average

$1278

Cheapest Car Insurance Companies in Mildred

1st place: AutoOwners Insurance Co

At $364 for a six month policy, AutoOwners Insurance Co offers the cheapest auto insurance rates in the city.

2nd place: American National P&C

American National P&C offers auto insurance rates at $506 for a six-month policy, making it one of the cheapest to insure with.

3rd place: Westfield

Westfield offers auto insurance rates at $606 for six months, making it the third cheapest auto insurance company in Mildred.

Mildred Car Insurance Rates by Company

Based on our research, the cheapest car insurance company in Mildred, PA is AutoOwners Insurance Co, offering policies at just $364 for a six-month term. This is followed by American National P&C, which has an average six-month premium of $506.

At the higher end of the spectrum, Encompass is the most expensive, with rates reaching $964 for a six-month policy. Rates can vary widely by driver, but comparing quotes from multiple companies can help Mildred drivers find the best deals.

Cheap Car Insurance Companies in Mildred, PA

Company	Avg. 6 Mo. Premium	Avg. Monthly Premium
Auto-Owners Insurance Co	$364	$60
American National P&C	$506	$86
Westfield	$606	$101
Travelers	$652	$110
Erie	$794	$134
Nationwide	$924	$155
State Farm	$941	$158
Allstate	$1046	$176
USAA	$1112	$187
Progressive	$1382	$233
Auto-Owners	$376	$64
Encompass	$964	$160

Key Takeaways

Way's key takeaways about car insurance in Mildred

The auto insurance costs in Mildred fall around $364 for six months.
The cheapest auto insurance company in Mildred is Westfield.
Teen drivers pay the highest rate in Mildred at $720 per month.

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Cheapest Minimum Liability Car Insurance in Mildred

Since car insurance is a critical requirement for owning a car, you must have minimum liability car insurance. The cheapest car insurance companies for minimum coverage in Mildred are given below.

Westfield provides the cheapest minimum car insurance coverage in Mildred. Their Average 6 Month Premium is $142. AutoOwners is the most expensive at $76 for the same period.

Cheapest Liability Coverage in Mildred, PA

Company	Avg. 6 Mo. Premium	Avg. Monthly Premium
Westfield	$142	$24
Auto-Owners Insurance Co	$148	$25
Erie	$188	$32
American National P&C	$194	$33
Chubb	$206	$35
Travelers	$218	$37
USAA	$258	$44
State Farm	$270	$46
Nationwide	$347	$58
Progressive	$394	$66
Allstate	$530	$89
Auto-Owners	$76	$13

Cheapest Full Coverage Car Insurance in Mildred

One might think that minimum coverage is only required when insuring your car insurance. However, having full coverage car insurance in any city is certainly a wise choice as it offers better coverage and protection. Our best pick for the cheapest auto insurance quotes in Mildred is AutoOwners Insurance Co at $60 per month and $364 for six months.

Cheapest Full Coverage Car Insurance Quotes in Mildred, PA

Company	Avg. 6 Mo. Premium	Avg. Monthly Premium
Auto-Owners Insurance Co	$364	$60
American National P&C	$506	$86
Westfield	$606	$101
Travelers	$652	$110
Erie	$794	$134
Nationwide	$924	$155
State Farm	$941	$158
Allstate	$1046	$176
USAA	$1112	$187
Progressive	$1382	$233
Auto-Owners	$376	$64
Encompass	$964	$160

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Average Car Insurance in Mildred by Rating Factor

The car insurance rates for two people under the same ZIP code will mostly be different. This is mostly because insurance rates are calculated based on several rating factors. These rating factors include the driver's age, gender, marital status, driving and claims history, credit score, location, type of vehicle, and coverage levels.

I have a clean driving record. Why is my car insurance rate here in Mildred, PA increasing?

Despite maintaining a clean driving record, your car insurance rates in Mildred, Pennsylvania, may be increasing due to several external factors. Pennsylvania has experienced significant rate hikes recently, with average premiums rising by 25.5% in 2023, largely attributed to higher claims volumes and inflation.

Additionally, Mildred's high urban population density, raised auto theft rates, and frequent natural disasters contribute to increased insurance costs.

Car Insurance Premiums by Age in Mildred

It is quite evident why teen drivers pay the highest car insurance rates in any city. Their lack of experience and increased accident rates make them a highly risky category. However, as you grow older, your car insurance rates will decrease. So, it is better to not have separate policies for teens; instead, add them to their parents' policies.

Cheapest Car Insurance Companies Based on Age Group

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Cheapest Car Insurance Rates for Teen Drivers in Mildred,PA

If you are planning to get a car insurance policy for your teenage dependent, Westfield provides the cheapest car insurance in the Mildred at $25 per month. At $4316 for a six-month premium, Nationwide offers the most expensive rate for teen drivers.

Company	Avg. 6 Mo. Premium	Avg. Monthly Premium
Westfield	$148	$25
Auto-Owners Insurance Co	$170	$29
American National P&C	$224	$38
Chubb	$247	$42
Erie	$1012	$170
Travelers	$1164	$196
State Farm	$1676	$282
USAA	$1958	$333
Allstate	$2552	$426
Progressive	$2558	$435
Nationwide	$4316	$720

Teen Car Insurance Rates in PA by Age

Car Insurance Rates by Credit Score & Driving History

Similar to your driving history, your financial history also plays a key role in determining your auto insurance rates. A low credit score would mean a lapse in payment and increased chances of filing claims, which results in higher auto insurance rates. Therefore, the higher the credit score, the lower the car insurance rates will be.

Cheapest Car Insurance Companies for Bad Credit

For those with poor credit scores in Mildred, Westfield is the cheapest car insurance provider. At $230 for a six-month premium, they offer the best rates in the city. The most expensive auto insurance rate for drivers with bad credit in Mildred is State Farm, offering rates of around $4693 for six months.

Company	Avg. 6 Mo. Premium	Avg. Monthly Premium
Westfield	$230	$39
Auto-Owners Insurance Co	$236	$40
Chubb	$276	$47
American National P&C	$312	$53
USAA	$1006	$167
Nationwide	$1046	$176
Erie	$1834	$306
Allstate	$2211	$376
Travelers	$2411	$402
Progressive	$2694	$458
State Farm	$4693	$782

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Car Insurance Rates with An Accident in Mildred

Both accidents and the resulting increase in insurance rates are often beyond our control. When you’re involved in an accident, you become riskier to insure, consequently increasing the rates. In Mildred, PA, accidents can lead to significant hikes in your premiums.

Cheapest Car Insurance Companies after an At-Fault Accident in Mildred

The cheapest car insurance companies after an at-fault accident in Mildred include Westfield and AutoOwners Insurance Co, offering $206 and $236, respectively. Donegal is an expensive provider with an average six-month premium of $230.

Company	Avg. 6 Mo. Premium	Avg. Monthly Premium
Westfield	$206	$35
Auto-Owners Insurance Co	$236	$40
Chubb	$276	$47
American National P&C	$282	$48
Erie	$470	$79
State Farm	$546	$92
Travelers	$652	$110
USAA	$846	$143
Nationwide	$1300	$221
Allstate	$1340	$224
Progressive	$1588	$270
Auto-Owners	$76	$13
Donegal	$230	$39

Mildred Car Insurance Rates by Violation

Here is a list of driving violations that can increase your car insurance rates in Mildred PA. For example, the car insurance in Mildred after a DUI increases to $988 for a six month policy. While the rate increases by $1088 for a six-month policy in the case of a speeding ticket.

Mildred auto insurance quotes by violations

Accident/Violation	Avg. 6 Mo Premium	Avg. Monthly Premium
None	$1088	$181
Cell phone violation	$1270	$216
Failure to wear a seat belt	$1270	$212
Failure to stop at a red light	$1282	$218
Illegal turn	$1282	$214
Improper passing	$1282	$218
Speeding in school zone	$1282	$214
Texting while driving	$1282	$218
Driving with expired registration	$1288	$215
Speeding 16 - 20 MPH over limit	$1288	$219
Wrong way/wrong lane	$1300	$217
Open container	$1376	$234
Reckless driving	$2006	$335
Racing	$2040	$347
DUI	$2076	$346
Driving with a suspended license	$2088	$355
Leaving scene of an accident/hit and run	$2106	$350

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Way Tip

Avoid Having A DUI On Your Driving Record.

A DUI can increase your car insurance rates—by $5,000 to $10,000 over five years. Speeding, reckless driving, and at-fault accidents also raise rates, staying on your record for 3–5 years, while DUIs/DWIs can impact you longer.

Car Insurance Rates in Mildred after a DUI

There may have been times when you drank but chose not to drive—a smart and responsible decision, as most states treat DUIs as a serious offense. Your car insurance rates can double after a DUI charge, making it harder to find affordable coverage in Mildred.

The cheapest car insurance premiums in Mildred are offered by American National P&C at $318 for a six-month policy. However, it can be as expensive as $2734 with companies like Nationwide.

Mildred car insurance quotes with a DUI

Company	Avg. 6 Mo. Premium	Avg. Monthly Premium
American National P&C	$318	$52
Travelers	$682	$115
Erie	$852	$144
Allstate	$946	$159
Progressive	$1035	$174
State Farm	$1206	$203
USAA	$1212	$204
Nationwide	$2734	$460

Cheapest car insurance after a speeding ticket

One of the easiest ways to save money on car insurance is to stay within the speed limit. After a speeding violation, the cheapest car insurance premiums in Mildred are offered by Westfield at $124. However, it can be as expensive as $1906 with companies like Nationwide for a similar six-month premium.

Cheapest Car Insurance in Mildred after Speeding ticket

Company	Avg. 6 Mo. Premium	Avg. Monthly Premium
Westfield	$124	$21
Auto-Owners Insurance Co	$158	$27
Erie	$546	$92
State Farm	$700	$118
Travelers	$758	$128
USAA	$1124	$187
Allstate	$1340	$228
Progressive	$1612	$268
Nationwide	$1906	$324

Car Insurance Price Trends in Mildred, Pennsylvania

Car insurance rates in Mildred have fluctuated due to factors such as state regulations, inflation, and changing driving habits.

The average cost of full coverage in the Mildred rose by $181 in January compared to $167 of December. In other words, there has been an increase by $14 when you compare January and December.

The average cost of liability insurance in the Mildred rose to $45 in January, compared to $38 in December. This represents an increase of $7 when comparing January and December.

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Frequently Asked Questions

How much is car insurance in Mildred?

The car insurance in Mildred is $24 per month, which is lower than the national average.

What is the cheapest car insurance in Mildred?

The cheapest car insurance in Mildred is $60 per month for full coverage.

How much is car insurance in Mildred for teenagers?

Car insurance for teenagers costs $148 per 6 months. The rates for teen drivers are higher due to their lack of experience as drivers.

What's the average cost of car insurance in Mildred?

The average cost of car insurance is $813 for a six-month policy. It will cost around $135 per month to insure your car in Mildred.

Is car insurance expensive in Mildred?

Car insurance can be expensive in Mildred if your rating factors are not favorable. However, with a clean driving record and good credit score, car insurance rates in Mildred can be affordable.

Cheapest Car Insurance Quotes in Mildred

Why you can trust Way?

How Much Is Car Insurance in Mildred

Avg. Car Insurance in Mildred

Avg. Car Insurance in Pennsylvania

National Average

Cheapest Car Insurance Companies in Mildred

1st place: AutoOwners Insurance Co

2nd place: American National P&C

3rd place: Westfield

Mildred Car Insurance Rates by Company

Cheap Car Insurance Companies in Mildred, PA

Way's key takeaways about car insurance in Mildred

High Rates Shouldn’t Drive You Out of Pocket.

Cheapest Minimum Liability Car Insurance in Mildred

Cheapest Liability Coverage in Mildred, PA

Cheapest Full Coverage Car Insurance in Mildred

Cheapest Full Coverage Car Insurance Quotes in Mildred, PA

Don't Let Hidden Costs Drive You Crazy

Average Car Insurance in Mildred by Rating Factor

I have a clean driving record. Why is my car insurance rate here in Mildred, PA increasing?

Car Insurance Premiums by Age in Mildred

Cheapest Car Insurance Companies Based on Age Group

Cheapest Car Insurance Rates for Teen Drivers in Mildred,PA

If you are in your twenties N/A is the best choice for car insurance in Mildred.

Car Insurance Rates by Credit Score & Driving History

Cheapest Car Insurance Companies for Bad Credit

Escape the Trap of Rising Insurance Costs.

Car Insurance Rates with An Accident in Mildred

Cheapest Car Insurance Companies after an At-Fault Accident in Mildred

Mildred Car Insurance Rates by Violation

Mildred auto insurance quotes by violations

Your Wallet Deserves Better. Seriously.

Avoid Having A DUI On Your Driving Record.

Car Insurance Rates in Mildred after a DUI

Mildred car insurance quotes with a DUI

Cheapest car insurance after a speeding ticket

Cheapest Car Insurance in Mildred after Speeding ticket

Car Insurance Price Trends in Mildred, Pennsylvania

Average Car Insurance Cost in Mildred by ZIP Code

Frequently Asked Questions

Tired of Insane Auto Insurance Bills? Us Too!

Find Car Insurance Rates in Cities Near Mildred, PA

Car Insurance Rates by State in the USA (2025 Update)

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