Cheapest Car Insurance Quotes in Wyncote

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Wyncote Car Insurance

^$ 18

/mo

Written by Sara Sam

Edited by Renee Martin

Why you can trust Way?

The auto insurance rates published in this guide are based on the results of research completed by Way’s data team. Using a mix of public and internal data, we analyzed millions of rate averages across U.S. ZIP codes. These rates were publicly sourced from insurer filings and should be used for comparative purposes only — your own quotes will differ. Given this, it’s important to go through our insurance steps form to find how much you can save with Way.

Table of Contents

How Much Is Car Insurance in Wyncote

The car insurance rate in Wyncote is $1102 for a six-month policy, which is $315 higher than the higher than the state average. Root Insurance Company offers the lowest rates in the city at $515, making it a popular choice for budget-conscious drivers. Rates in Wyncote can vary depending on your age, driving record, and coverage level, so not every driver will pay the same amount. Choosing a higher deductible, maintaining a clean driving history, and comparing quotes from multiple insurers can help you find better deals and save money over time.

Avg. Car Insurance in Wyncote

$1102

Avg. Car Insurance in Pennsylvania

$787

National Average

$1140

Cheapest Car Insurance Companies in Wyncote

1st place: AutoOwners Insurance Co

At $515 for a six month policy, AutoOwners Insurance Co offers the cheapest auto insurance rates in the city.

2nd place: AutoOwners

AutoOwners offers auto insurance rates at $532 for a six-month policy, making it one of the cheapest to insure with.

3rd place: American National P&C

American National P&C offers auto insurance rates at $715 for six months, making it the third cheapest auto insurance company in Wyncote.

Wyncote Car Insurance Rates by Company

Based on our research, the cheapest car insurance company in Wyncote, PA is AutoOwners Insurance Co, offering policies at just $515 for a six-month term. This is followed by AutoOwners, which has an average six-month premium of $532.

At the higher end of the spectrum, Progressive is the most expensive, with rates reaching $1879 for a six-month policy. Rates can vary widely by driver, but comparing quotes from multiple companies can help Wyncote drivers find the best deals.

Cheap Car Insurance Companies in Wyncote, PA

Company	Avg. 6 Mo. Premium	Avg. Monthly Premium
Auto-Owners Insurance Co	$515	$85
Auto-Owners	$532	$91
American National P&C	$715	$119
Travelers	$773	$130
Westfield	$857	$143
Erie	$1123	$189
State Farm	$1173	$197
Nationwide	$1205	$203
Encompass	$1364	$227
Allstate	$1480	$249
USAA	$1613	$272
Progressive	$1879	$316

Key Takeaways

Way's key takeaways about car insurance in Wyncote

The auto insurance costs in Wyncote fall around $515 for six months.
The cheapest auto insurance company in Wyncote is AutoOwners.
Teen drivers pay the highest rate in Wyncote at $876 per month.

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Cheapest Minimum Liability Car Insurance in Wyncote

Since car insurance is a critical requirement for owning a car, you must have minimum liability car insurance. The cheapest car insurance companies for minimum coverage in Wyncote are given below.

AutoOwners provides the cheapest minimum car insurance coverage in Wyncote. Their Average 6 Month Premium is $108. Allstate is the most expensive at $690 for the same period.

Cheapest Liability Coverage in Wyncote, PA

Company	Avg. 6 Mo. Premium	Avg. Monthly Premium
Auto-Owners	$108	$18
Westfield	$200	$34
Auto-Owners Insurance Co	$209	$35
Travelers	$249	$42
Erie	$266	$45
American National P&C	$274	$46
Chubb	$291	$49
State Farm	$349	$59
USAA	$349	$59
Progressive	$374	$63
Nationwide	$433	$71
Allstate	$690	$118

Cheapest Full Coverage Car Insurance in Wyncote

One might think that minimum coverage is only required when insuring your car insurance. However, having full coverage car insurance in any city is certainly a wise choice as it offers better coverage and protection. Our best pick for the cheapest auto insurance quotes in Wyncote is AutoOwners Insurance Co at $85 per month and $515 for six months.

Cheapest Full Coverage Car Insurance Quotes in Wyncote, PA

Company	Avg. 6 Mo. Premium	Avg. Monthly Premium
Auto-Owners Insurance Co	$515	$85
Auto-Owners	$532	$91
American National P&C	$715	$119
Travelers	$773	$130
Westfield	$857	$143
Erie	$1123	$189
State Farm	$1173	$197
Nationwide	$1205	$203
Encompass	$1364	$227
Allstate	$1480	$249
USAA	$1613	$272
Progressive	$1879	$316

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Average Car Insurance in Wyncote by Rating Factor

The car insurance rates for two people under the same ZIP code will mostly be different. This is mostly because insurance rates are calculated based on several rating factors. These rating factors include the driver's age, gender, marital status, driving and claims history, credit score, location, type of vehicle, and coverage levels.

I have a clean driving record. Why is my car insurance rate here in Wyncote, PA increasing?

Despite maintaining a clean driving record, your car insurance rates in Wyncote, Pennsylvania, may be increasing due to several external factors. Pennsylvania has experienced significant rate hikes recently, with average premiums rising by 25.5% in 2023, largely attributed to higher claims volumes and inflation.

Additionally, Wyncote's high urban population density, raised auto theft rates, and frequent natural disasters contribute to increased insurance costs.

Car Insurance Premiums by Age in Wyncote

It is quite evident why teen drivers pay the highest car insurance rates in any city. Their lack of experience and increased accident rates make them a highly risky category. However, as you grow older, your car insurance rates will decrease. So, it is better to not have separate policies for teens; instead, add them to their parents' policies.

Cheapest Car Insurance Companies Based on Age Group

Age Group	Cheapest Companies	Avg. 6 Mo. Premium
20s	Travelers	$790
30s	Travelers	$546
40s	Travelers	$514
50s	Travelers	$491
60s	Travelers	$491
70s	Travelers	$578

Cheapest Car Insurance Rates for Teen Drivers in Wyncote,PA

If you are planning to get a car insurance policy for your teenage dependent, Westfield provides the cheapest car insurance in the Wyncote at $35 per month. At $5156 for a six-month premium, Nationwide offers the most expensive rate for teen drivers.

Company	Avg. 6 Mo. Premium	Avg. Monthly Premium
Westfield	$209	$35
Auto-Owners Insurance Co	$241	$41
American National P&C	$316	$53
Chubb	$349	$59
Travelers	$998	$168
Erie	$1222	$206
State Farm	$1672	$281
USAA	$2195	$365
Allstate	$3675	$624
Progressive	$5089	$848
Nationwide	$5156	$876

Teen Car Insurance Rates in PA by Age

Way Tip

If you are in your twenties Travelers is the best choice for car insurance in Wyncote.

As young drivers face the highest rates in Wyncote, Travelers offers the cheapest auto insurance rates at $790 for six months.

Car Insurance Rates by Credit Score & Driving History

Similar to your driving history, your financial history also plays a key role in determining your auto insurance rates. A low credit score would mean a lapse in payment and increased chances of filing claims, which results in higher auto insurance rates. Therefore, the higher the credit score, the lower the car insurance rates will be.

Cheapest Car Insurance Companies for Bad Credit

For those with poor credit scores in Wyncote, Westfield is the cheapest car insurance provider. At $325 for a six-month premium, they offer the best rates in the city. The most expensive auto insurance rate for drivers with bad credit in Wyncote is State Farm, offering rates of around $4466 for six months.

Company	Avg. 6 Mo. Premium	Avg. Monthly Premium
Westfield	$325	$55
Auto-Owners Insurance Co	$333	$56
Chubb	$391	$66
American National P&C	$441	$76
USAA	$1264	$210
Nationwide	$1281	$216
Erie	$2037	$340
Travelers	$2311	$393
Allstate	$3111	$518
Progressive	$3426	$582
State Farm	$4466	$745

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Car Insurance Rates with An Accident in Wyncote

Both accidents and the resulting increase in insurance rates are often beyond our control. When you’re involved in an accident, you become riskier to insure, consequently increasing the rates. In Wyncote, PA, accidents can lead to significant hikes in your premiums.

Cheapest Car Insurance Companies after an At-Fault Accident in Wyncote

The cheapest car insurance companies after an at-fault accident in Wyncote include AutoOwners and Westfield, offering $108 and $291, respectively. Allstate is an expensive provider with an average six-month premium of $1896.

Company	Avg. 6 Mo. Premium	Avg. Monthly Premium
Auto-Owners	$108	$18
Westfield	$291	$49
Donegal	$325	$55
Auto-Owners Insurance Co	$333	$56
Chubb	$391	$66
American National P&C	$399	$67
Erie	$498	$84
Travelers	$599	$101
State Farm	$616	$104
USAA	$1089	$183
Progressive	$1173	$197
Nationwide	$1547	$258
Allstate	$1896	$322

Wyncote Car Insurance Rates by Violation

Here is a list of driving violations that can increase your car insurance rates in Wyncote PA. For example, the car insurance in Wyncote after a DUI increases to $1397 for a six month policy. While the rate increases by $1539 for a six-month policy in the case of a speeding ticket.

Wyncote auto insurance quotes by violations

Accident/Violation	Avg. 6 Mo Premium	Avg. Monthly Premium
None	$1539	$256
Cell phone violation	$1796	$305
Failure to wear a seat belt	$1796	$300
Failure to stop at a red light	$1813	$308
Illegal turn	$1813	$302
Improper passing	$1813	$308
Speeding in school zone	$1813	$302
Texting while driving	$1813	$308
Driving with expired registration	$1821	$304
Speeding 16 - 20 MPH over limit	$1821	$309
Wrong way/wrong lane	$1838	$307
Open container	$1946	$330
Reckless driving	$2836	$473
Racing	$2885	$490
DUI	$2936	$489
Driving with a suspended license	$2953	$503
Leaving scene of an accident/hit and run	$2978	$496

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Way Tip

Avoid Having A DUI On Your Driving Record.

A DUI can increase your car insurance rates—by $5,000 to $10,000 over five years. Speeding, reckless driving, and at-fault accidents also raise rates, staying on your record for 3–5 years, while DUIs/DWIs can impact you longer.

Car Insurance Rates in Wyncote after a DUI

There may have been times when you drank but chose not to drive—a smart and responsible decision, as most states treat DUIs as a serious offense. Your car insurance rates can double after a DUI charge, making it harder to find affordable coverage in Wyncote.

The cheapest car insurance premiums in Wyncote are offered by American National P&C at $449 for a six-month policy. However, it can be as expensive as $3485 with companies like Nationwide.

Wyncote car insurance quotes with a DUI

Company	Avg. 6 Mo. Premium	Avg. Monthly Premium
American National P&C	$449	$74
Travelers	$707	$119
Erie	$1047	$176
Allstate	$1338	$225
Progressive	$1414	$238
State Farm	$1422	$239
USAA	$1488	$251
Nationwide	$3485	$587

Cheapest car insurance after a speeding ticket

One of the easiest ways to save money on car insurance is to stay within the speed limit. After a speeding violation, the cheapest car insurance premiums in Wyncote are offered by Westfield at $175. However, it can be as expensive as $2254 with companies like Nationwide for a similar six-month premium.

Cheapest Car Insurance in Wyncote after Speeding ticket

Company	Avg. 6 Mo. Premium	Avg. Monthly Premium
Westfield	$175	$29
Auto-Owners Insurance Co	$224	$38
Erie	$640	$108
Travelers	$640	$108
State Farm	$732	$123
USAA	$1414	$241
Allstate	$1896	$316
Progressive	$2012	$342
Nationwide	$2254	$375

Car Insurance Price Trends in Wyncote, Pennsylvania

Car insurance rates in Wyncote have fluctuated due to factors such as state regulations, inflation, and changing driving habits.

The average cost of full coverage in the Wyncote rose by $234 in December compared to $225 of November. In other words, there has been an increase by $9 when you compare December and November.

The average cost of liability insurance in the Wyncote remained steady at $52 in both December and November, indicating no change over the two month period.

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Frequently Asked Questions

How much is car insurance in Wyncote?

The car insurance in Wyncote is $18 per month, which is lower than the national average.

What is the cheapest car insurance in Wyncote?

The cheapest car insurance in Wyncote is $85 per month for full coverage.

How much is car insurance in Wyncote for teenagers?

Car insurance for teenagers costs $209 per 6 months. The rates for teen drivers are higher due to their lack of experience as drivers.

What's the average cost of car insurance in Wyncote?

The average cost of car insurance is $787 for a six-month policy. It will cost around $185 per month to insure your car in Wyncote.

Is car insurance expensive in Wyncote?

Car insurance can be expensive in Wyncote if your rating factors are not favorable. However, with a clean driving record and good credit score, car insurance rates in Wyncote can be affordable.

Cheapest Car Insurance Quotes in Wyncote

Why you can trust Way?

How Much Is Car Insurance in Wyncote

Avg. Car Insurance in Wyncote

Avg. Car Insurance in Pennsylvania

National Average

Cheapest Car Insurance Companies in Wyncote

1st place: AutoOwners Insurance Co

2nd place: AutoOwners

3rd place: American National P&C

Wyncote Car Insurance Rates by Company

Cheap Car Insurance Companies in Wyncote, PA

Way's key takeaways about car insurance in Wyncote

High Rates Shouldn’t Drive You Out of Pocket.

Cheapest Minimum Liability Car Insurance in Wyncote

Cheapest Liability Coverage in Wyncote, PA

Cheapest Full Coverage Car Insurance in Wyncote

Cheapest Full Coverage Car Insurance Quotes in Wyncote, PA

Don't Let Hidden Costs Drive You Crazy

Average Car Insurance in Wyncote by Rating Factor

I have a clean driving record. Why is my car insurance rate here in Wyncote, PA increasing?

Car Insurance Premiums by Age in Wyncote

Cheapest Car Insurance Companies Based on Age Group

Cheapest Car Insurance Rates for Teen Drivers in Wyncote,PA

If you are in your twenties Travelers is the best choice for car insurance in Wyncote.

Car Insurance Rates by Credit Score & Driving History

Cheapest Car Insurance Companies for Bad Credit

Escape the Trap of Rising Insurance Costs.

Car Insurance Rates with An Accident in Wyncote

Cheapest Car Insurance Companies after an At-Fault Accident in Wyncote

Wyncote Car Insurance Rates by Violation

Wyncote auto insurance quotes by violations

Your Wallet Deserves Better. Seriously.

Avoid Having A DUI On Your Driving Record.

Car Insurance Rates in Wyncote after a DUI

Wyncote car insurance quotes with a DUI

Cheapest car insurance after a speeding ticket

Cheapest Car Insurance in Wyncote after Speeding ticket

Car Insurance Price Trends in Wyncote, Pennsylvania

Average Car Insurance Cost in Wyncote by ZIP Code

Frequently Asked Questions

Tired of Insane Auto Insurance Bills? Us Too!

Find Car Insurance Rates in Cities Near Wyncote, PA

Car Insurance Rates by State in the USA (2025 Update)

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