Cheapest Car Insurance Quotes in Red Lion

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Red Lion Car Insurance

^$ 12

/mo

Written by Sara Sam

Edited by Renee Martin

Why you can trust Way?

The auto insurance rates published in this guide are based on the results of research completed by Way’s data team. Using a mix of public and internal data, we analyzed millions of rate averages across U.S. ZIP codes. These rates were publicly sourced from insurer filings and should be used for comparative purposes only — your own quotes will differ. Given this, it’s important to go through our insurance steps form to find how much you can save with Way.

Table of Contents

How Much Is Car Insurance in Red Lion

The car insurance rate in Red Lion is $700 for a six-month policy, which is $87 lower than the higher than the state average. Root Insurance Company offers the lowest rates in the city at $328, making it a popular choice for budget-conscious drivers. Rates in Red Lion can vary depending on your age, driving record, and coverage level, so not every driver will pay the same amount. Choosing a higher deductible, maintaining a clean driving history, and comparing quotes from multiple insurers can help you find better deals and save money over time.

Avg. Car Insurance in Red Lion

$700

Avg. Car Insurance in Pennsylvania

$787

National Average

$1140

Cheapest Car Insurance Companies in Red Lion

1st place: AutoOwners Insurance Co

At $328 for a six month policy, AutoOwners Insurance Co offers the cheapest auto insurance rates in the city.

2nd place: AutoOwners

AutoOwners offers auto insurance rates at $338 for a six-month policy, making it one of the cheapest to insure with.

3rd place: American National P&C

American National P&C offers auto insurance rates at $455 for six months, making it the third cheapest auto insurance company in Red Lion.

Red Lion Car Insurance Rates by Company

Based on our research, the cheapest car insurance company in Red Lion, PA is AutoOwners Insurance Co, offering policies at just $328 for a six-month term. This is followed by AutoOwners, which has an average six-month premium of $338.

At the higher end of the spectrum, Progressive is the most expensive, with rates reaching $1194 for a six-month policy. Rates can vary widely by driver, but comparing quotes from multiple companies can help Red Lion drivers find the best deals.

Cheap Car Insurance Companies in Red Lion, PA

Company	Avg. 6 Mo. Premium	Avg. Monthly Premium
Auto-Owners Insurance Co	$328	$54
Auto-Owners	$338	$58
American National P&C	$455	$76
Travelers	$491	$83
Westfield	$545	$91
Erie	$714	$120
State Farm	$746	$125
Nationwide	$766	$129
Encompass	$867	$144
Allstate	$941	$158
USAA	$1025	$173
Progressive	$1194	$201

Key Takeaways

Way's key takeaways about car insurance in Red Lion

The auto insurance costs in Red Lion fall around $328 for six months.
The cheapest auto insurance company in Red Lion is AutoOwners.
Teen drivers pay the highest rate in Red Lion at $557 per month.

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Cheapest Minimum Liability Car Insurance in Red Lion

Since car insurance is a critical requirement for owning a car, you must have minimum liability car insurance. The cheapest car insurance companies for minimum coverage in Red Lion are given below.

AutoOwners provides the cheapest minimum car insurance coverage in Red Lion. Their Average 6 Month Premium is $69. Allstate is the most expensive at $439 for the same period.

Cheapest Liability Coverage in Red Lion, PA

Company	Avg. 6 Mo. Premium	Avg. Monthly Premium
Auto-Owners	$69	$12
Westfield	$127	$21
Auto-Owners Insurance Co	$133	$22
Travelers	$158	$27
Erie	$169	$28
American National P&C	$174	$29
Chubb	$185	$31
State Farm	$222	$37
USAA	$222	$37
Progressive	$238	$40
Nationwide	$275	$45
Allstate	$439	$75

Cheapest Full Coverage Car Insurance in Red Lion

One might think that minimum coverage is only required when insuring your car insurance. However, having full coverage car insurance in any city is certainly a wise choice as it offers better coverage and protection. Our best pick for the cheapest auto insurance quotes in Red Lion is AutoOwners Insurance Co at $54 per month and $328 for six months.

Cheapest Full Coverage Car Insurance Quotes in Red Lion, PA

Company	Avg. 6 Mo. Premium	Avg. Monthly Premium
Auto-Owners Insurance Co	$328	$54
Auto-Owners	$338	$58
American National P&C	$455	$76
Travelers	$491	$83
Westfield	$545	$91
Erie	$714	$120
State Farm	$746	$125
Nationwide	$766	$129
Encompass	$867	$144
Allstate	$941	$158
USAA	$1025	$173
Progressive	$1194	$201

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Average Car Insurance in Red Lion by Rating Factor

The car insurance rates for two people under the same ZIP code will mostly be different. This is mostly because insurance rates are calculated based on several rating factors. These rating factors include the driver's age, gender, marital status, driving and claims history, credit score, location, type of vehicle, and coverage levels.

I have a clean driving record. Why is my car insurance rate here in Red Lion, PA increasing?

Despite maintaining a clean driving record, your car insurance rates in Red Lion, Pennsylvania, may be increasing due to several external factors. Pennsylvania has experienced significant rate hikes recently, with average premiums rising by 25.5% in 2023, largely attributed to higher claims volumes and inflation.

Additionally, Red Lion's high urban population density, raised auto theft rates, and frequent natural disasters contribute to increased insurance costs.

Car Insurance Premiums by Age in Red Lion

It is quite evident why teen drivers pay the highest car insurance rates in any city. Their lack of experience and increased accident rates make them a highly risky category. However, as you grow older, your car insurance rates will decrease. So, it is better to not have separate policies for teens; instead, add them to their parents' policies.

Cheapest Car Insurance Companies Based on Age Group

Age Group	Cheapest Companies	Avg. 6 Mo. Premium
20s	Travelers	$502
30s	Travelers	$347
40s	Travelers	$327
50s	Travelers	$312
60s	Travelers	$312
70s	Travelers	$368

Cheapest Car Insurance Rates for Teen Drivers in Red Lion,PA

If you are planning to get a car insurance policy for your teenage dependent, Westfield provides the cheapest car insurance in the Red Lion at $22 per month. At $3278 for a six-month premium, Nationwide offers the most expensive rate for teen drivers.

Company	Avg. 6 Mo. Premium	Avg. Monthly Premium
Westfield	$133	$22
Auto-Owners Insurance Co	$153	$26
American National P&C	$201	$34
Chubb	$222	$37
Travelers	$635	$107
Erie	$777	$131
State Farm	$1063	$179
USAA	$1396	$232
Allstate	$2336	$397
Progressive	$3235	$539
Nationwide	$3278	$557

Teen Car Insurance Rates in PA by Age

Way Tip

If you are in your twenties Travelers is the best choice for car insurance in Red Lion.

As young drivers face the highest rates in Red Lion, Travelers offers the cheapest auto insurance rates at $502 for six months.

Car Insurance Rates by Credit Score & Driving History

Similar to your driving history, your financial history also plays a key role in determining your auto insurance rates. A low credit score would mean a lapse in payment and increased chances of filing claims, which results in higher auto insurance rates. Therefore, the higher the credit score, the lower the car insurance rates will be.

Cheapest Car Insurance Companies for Bad Credit

For those with poor credit scores in Red Lion, Westfield is the cheapest car insurance provider. At $206 for a six-month premium, they offer the best rates in the city. The most expensive auto insurance rate for drivers with bad credit in Red Lion is State Farm, offering rates of around $2839 for six months.

Company	Avg. 6 Mo. Premium	Avg. Monthly Premium
Westfield	$206	$35
Auto-Owners Insurance Co	$212	$36
Chubb	$248	$42
American National P&C	$280	$48
USAA	$804	$134
Nationwide	$814	$137
Erie	$1295	$216
Travelers	$1469	$250
Allstate	$1978	$329
Progressive	$2178	$370
State Farm	$2839	$473

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Car Insurance Rates with An Accident in Red Lion

Both accidents and the resulting increase in insurance rates are often beyond our control. When you’re involved in an accident, you become riskier to insure, consequently increasing the rates. In Red Lion, PA, accidents can lead to significant hikes in your premiums.

Cheapest Car Insurance Companies after an At-Fault Accident in Red Lion

The cheapest car insurance companies after an at-fault accident in Red Lion include AutoOwners and Westfield, offering $69 and $185, respectively. Allstate is an expensive provider with an average six-month premium of $1205.

Company	Avg. 6 Mo. Premium	Avg. Monthly Premium
Auto-Owners	$69	$12
Westfield	$185	$31
Donegal	$206	$35
Auto-Owners Insurance Co	$212	$36
Chubb	$248	$42
American National P&C	$254	$43
Erie	$317	$53
Travelers	$381	$64
State Farm	$392	$66
USAA	$692	$117
Progressive	$746	$125
Nationwide	$983	$164
Allstate	$1205	$205

Red Lion Car Insurance Rates by Violation

Here is a list of driving violations that can increase your car insurance rates in Red Lion PA. For example, the car insurance in Red Lion after a DUI increases to $888 for a six month policy. While the rate increases by $978 for a six-month policy in the case of a speeding ticket.

Red Lion auto insurance quotes by violations

Accident/Violation	Avg. 6 Mo Premium	Avg. Monthly Premium
None	$978	$163
Cell phone violation	$1142	$194
Failure to wear a seat belt	$1142	$190
Failure to stop at a red light	$1153	$196
Illegal turn	$1153	$192
Improper passing	$1153	$196
Speeding in school zone	$1153	$192
Texting while driving	$1153	$196
Driving with expired registration	$1158	$193
Speeding 16 - 20 MPH over limit	$1158	$197
Wrong way/wrong lane	$1169	$195
Open container	$1237	$210
Reckless driving	$1803	$301
Racing	$1834	$312
DUI	$1866	$311
Driving with a suspended license	$1877	$320
Leaving scene of an accident/hit and run	$1893	$315

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Way Tip

Avoid Having A DUI On Your Driving Record.

A DUI can increase your car insurance rates—by $5,000 to $10,000 over five years. Speeding, reckless driving, and at-fault accidents also raise rates, staying on your record for 3–5 years, while DUIs/DWIs can impact you longer.

Car Insurance Rates in Red Lion after a DUI

There may have been times when you drank but chose not to drive—a smart and responsible decision, as most states treat DUIs as a serious offense. Your car insurance rates can double after a DUI charge, making it harder to find affordable coverage in Red Lion.

The cheapest car insurance premiums in Red Lion are offered by American National P&C at $286 for a six-month policy. However, it can be as expensive as $2215 with companies like Nationwide.

Red Lion car insurance quotes with a DUI

Company	Avg. 6 Mo. Premium	Avg. Monthly Premium
American National P&C	$286	$47
Travelers	$449	$76
Erie	$666	$112
Allstate	$851	$143
Progressive	$899	$151
State Farm	$904	$152
USAA	$946	$159
Nationwide	$2215	$373

Cheapest car insurance after a speeding ticket

One of the easiest ways to save money on car insurance is to stay within the speed limit. After a speeding violation, the cheapest car insurance premiums in Red Lion are offered by Westfield at $111. However, it can be as expensive as $1433 with companies like Nationwide for a similar six-month premium.

Cheapest Car Insurance in Red Lion after Speeding ticket

Company	Avg. 6 Mo. Premium	Avg. Monthly Premium
Westfield	$111	$19
Auto-Owners Insurance Co	$142	$24
Erie	$407	$69
Travelers	$407	$69
State Farm	$465	$78
USAA	$899	$153
Allstate	$1205	$201
Progressive	$1279	$217
Nationwide	$1433	$239

Car Insurance Price Trends in Red Lion, Pennsylvania

Car insurance rates in Red Lion have fluctuated due to factors such as state regulations, inflation, and changing driving habits.

The average cost of full coverage in the Red Lion rose by $149 in December compared to $143 of November. In other words, there has been an increase by $6 when you compare December and November.

The average cost of liability insurance in the Red Lion remained steady at $33 in both December and November, indicating no change over the two month period.

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Frequently Asked Questions

How much is car insurance in Red Lion?

The car insurance in Red Lion is $12 per month, which is lower than the national average.

What is the cheapest car insurance in Red Lion?

The cheapest car insurance in Red Lion is $54 per month for full coverage.

How much is car insurance in Red Lion for teenagers?

Car insurance for teenagers costs $133 per 6 months. The rates for teen drivers are higher due to their lack of experience as drivers.

What's the average cost of car insurance in Red Lion?

The average cost of car insurance is $787 for a six-month policy. It will cost around $117 per month to insure your car in Red Lion.

Is car insurance expensive in Red Lion?

Car insurance can be expensive in Red Lion if your rating factors are not favorable. However, with a clean driving record and good credit score, car insurance rates in Red Lion can be affordable.

Cheapest Car Insurance Quotes in Red Lion

Why you can trust Way?

How Much Is Car Insurance in Red Lion

Avg. Car Insurance in Red Lion

Avg. Car Insurance in Pennsylvania

National Average

Cheapest Car Insurance Companies in Red Lion

1st place: AutoOwners Insurance Co

2nd place: AutoOwners

3rd place: American National P&C

Red Lion Car Insurance Rates by Company

Cheap Car Insurance Companies in Red Lion, PA

Way's key takeaways about car insurance in Red Lion

High Rates Shouldn’t Drive You Out of Pocket.

Cheapest Minimum Liability Car Insurance in Red Lion

Cheapest Liability Coverage in Red Lion, PA

Cheapest Full Coverage Car Insurance in Red Lion

Cheapest Full Coverage Car Insurance Quotes in Red Lion, PA

Don't Let Hidden Costs Drive You Crazy

Average Car Insurance in Red Lion by Rating Factor

I have a clean driving record. Why is my car insurance rate here in Red Lion, PA increasing?

Car Insurance Premiums by Age in Red Lion

Cheapest Car Insurance Companies Based on Age Group

Cheapest Car Insurance Rates for Teen Drivers in Red Lion,PA

If you are in your twenties Travelers is the best choice for car insurance in Red Lion.

Car Insurance Rates by Credit Score & Driving History

Cheapest Car Insurance Companies for Bad Credit

Escape the Trap of Rising Insurance Costs.

Car Insurance Rates with An Accident in Red Lion

Cheapest Car Insurance Companies after an At-Fault Accident in Red Lion

Red Lion Car Insurance Rates by Violation

Red Lion auto insurance quotes by violations

Your Wallet Deserves Better. Seriously.

Avoid Having A DUI On Your Driving Record.

Car Insurance Rates in Red Lion after a DUI

Red Lion car insurance quotes with a DUI

Cheapest car insurance after a speeding ticket

Cheapest Car Insurance in Red Lion after Speeding ticket

Car Insurance Price Trends in Red Lion, Pennsylvania

Average Car Insurance Cost in Red Lion by ZIP Code

Frequently Asked Questions

Tired of Insane Auto Insurance Bills? Us Too!

Find Car Insurance Rates in Cities Near Red Lion, PA

Car Insurance Rates by State in the USA (2025 Update)

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