Cheapest Car Insurance Quotes in East Pittsburgh

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East Pittsburgh Car Insurance

^$ 26

/mo

Written by Sara Sam

Edited by Renee Martin

Why you can trust Way?

The auto insurance rates published in this guide are based on the results of research completed by Way’s data team. Using a mix of public and internal data, we analyzed millions of rate averages across U.S. ZIP codes. These rates were publicly sourced from insurer filings and should be used for comparative purposes only — your own quotes will differ. Given this, it’s important to go through our insurance steps form to find how much you can save with Way.

Table of Contents

How Much Is Car Insurance in East Pittsburgh

The car insurance rate in East Pittsburgh is $841 for a six-month policy, which is $62 higher than the higher than the state average. Root Insurance Company offers the lowest rates in the city at $397, making it a popular choice for budget-conscious drivers. Rates in East Pittsburgh can vary depending on your age, driving record, and coverage level, so not every driver will pay the same amount. Choosing a higher deductible, maintaining a clean driving history, and comparing quotes from multiple insurers can help you find better deals and save money over time.

Avg. Car Insurance in East Pittsburgh

$841

Avg. Car Insurance in Pennsylvania

$779

National Average

$1140

Cheapest Car Insurance Companies in East Pittsburgh

1st place: AutoOwners Insurance Co

At $397 for a six month policy, AutoOwners Insurance Co offers the cheapest auto insurance rates in the city.

2nd place: American National P&C

American National P&C offers auto insurance rates at $552 for a six-month policy, making it one of the cheapest to insure with.

3rd place: Travelers

Travelers offers auto insurance rates at $596 for six months, making it the third cheapest auto insurance company in East Pittsburgh.

East Pittsburgh Car Insurance Rates by Company

Based on our research, the cheapest car insurance company in East Pittsburgh, PA is AutoOwners Insurance Co, offering policies at just $397 for a six-month term. This is followed by American National P&C, which has an average six-month premium of $552.

At the higher end of the spectrum, Encompass is the most expensive, with rates reaching $1052 for a six-month policy. Rates can vary widely by driver, but comparing quotes from multiple companies can help East Pittsburgh drivers find the best deals.

Cheap Car Insurance Companies in East Pittsburgh, PA

Company	Avg. 6 Mo. Premium	Avg. Monthly Premium
Auto-Owners Insurance Co	$397	$66
American National P&C	$552	$94
Travelers	$596	$100
Westfield	$661	$112
Erie	$821	$138
State Farm	$905	$152
Nationwide	$956	$161
Allstate	$1142	$192
USAA	$1155	$194
Progressive	$1449	$244
Auto-Owners	$410	$70
Encompass	$1052	$175

Key Takeaways

Way's key takeaways about car insurance in East Pittsburgh

The auto insurance costs in East Pittsburgh fall around $397 for six months.
The cheapest auto insurance company in East Pittsburgh is Westfield.
Teen drivers pay the highest rate in East Pittsburgh at $663 per month.

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Cheapest Minimum Liability Car Insurance in East Pittsburgh

Since car insurance is a critical requirement for owning a car, you must have minimum liability car insurance. The cheapest car insurance companies for minimum coverage in East Pittsburgh are given below.

Westfield provides the cheapest minimum car insurance coverage in East Pittsburgh. Their Average 6 Month Premium is $154. AutoOwners is the most expensive at $83 for the same period.

Cheapest Liability Coverage in East Pittsburgh, PA

Company	Avg. 6 Mo. Premium	Avg. Monthly Premium
Westfield	$154	$26
Auto-Owners Insurance Co	$161	$27
Travelers	$192	$32
Erie	$205	$35
American National P&C	$212	$36
Chubb	$225	$38
State Farm	$269	$45
USAA	$288	$49
Progressive	$327	$54
Nationwide	$334	$57
Allstate	$532	$89
Auto-Owners	$83	$14

Cheapest Full Coverage Car Insurance in East Pittsburgh

One might think that minimum coverage is only required when insuring your car insurance. However, having full coverage car insurance in any city is certainly a wise choice as it offers better coverage and protection. Our best pick for the cheapest auto insurance quotes in East Pittsburgh is AutoOwners Insurance Co at $66 per month and $397 for six months.

Cheapest Full Coverage Car Insurance Quotes in East Pittsburgh, PA

Company	Avg. 6 Mo. Premium	Avg. Monthly Premium
Auto-Owners Insurance Co	$397	$66
American National P&C	$552	$94
Travelers	$596	$100
Westfield	$661	$112
Erie	$821	$138
State Farm	$905	$152
Nationwide	$956	$161
Allstate	$1142	$192
USAA	$1155	$194
Progressive	$1449	$244
Auto-Owners	$410	$70
Encompass	$1052	$175

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Average Car Insurance in East Pittsburgh by Rating Factor

The car insurance rates for two people under the same ZIP code will mostly be different. This is mostly because insurance rates are calculated based on several rating factors. These rating factors include the driver's age, gender, marital status, driving and claims history, credit score, location, type of vehicle, and coverage levels.

I have a clean driving record. Why is my car insurance rate here in East Pittsburgh, PA increasing?

Despite maintaining a clean driving record, your car insurance rates in East Pittsburgh, Pennsylvania, may be increasing due to several external factors. Pennsylvania has experienced significant rate hikes recently, with average premiums rising by 25.5% in 2023, largely attributed to higher claims volumes and inflation.

Additionally, East Pittsburgh's high urban population density, raised auto theft rates, and frequent natural disasters contribute to increased insurance costs.

Car Insurance Premiums by Age in East Pittsburgh

It is quite evident why teen drivers pay the highest car insurance rates in any city. Their lack of experience and increased accident rates make them a highly risky category. However, as you grow older, your car insurance rates will decrease. So, it is better to not have separate policies for teens; instead, add them to their parents' policies.

Cheapest Car Insurance Companies Based on Age Group

Age Group	Cheapest Companies	Avg. 6 Mo. Premium
20s	Travelers	$609
30s	Travelers	$421
40s	Travelers	$396
50s	Travelers	$379
60s	Travelers	$379
70s	Travelers	$446

Cheapest Car Insurance Rates for Teen Drivers in East Pittsburgh,PA

If you are planning to get a car insurance policy for your teenage dependent, Westfield provides the cheapest car insurance in the East Pittsburgh at $27 per month. At $3978 for a six-month premium, Nationwide offers the most expensive rate for teen drivers.

Company	Avg. 6 Mo. Premium	Avg. Monthly Premium
Westfield	$161	$27
Auto-Owners Insurance Co	$186	$31
American National P&C	$244	$41
Chubb	$269	$45
Travelers	$770	$130
Erie	$943	$159
State Farm	$1290	$217
USAA	$1693	$288
Allstate	$2835	$473
Progressive	$3926	$667
Nationwide	$3978	$663

Teen Car Insurance Rates in PA by Age

Way Tip

If you are in your twenties Travelers is the best choice for car insurance in East Pittsburgh.

As young drivers face the highest rates in East Pittsburgh, Travelers offers the cheapest auto insurance rates at $609 for six months.

Car Insurance Rates by Credit Score & Driving History

Similar to your driving history, your financial history also plays a key role in determining your auto insurance rates. A low credit score would mean a lapse in payment and increased chances of filing claims, which results in higher auto insurance rates. Therefore, the higher the credit score, the lower the car insurance rates will be.

Cheapest Car Insurance Companies for Bad Credit

For those with poor credit scores in East Pittsburgh, Westfield is the cheapest car insurance provider. At $251 for a six-month premium, they offer the best rates in the city. The most expensive auto insurance rate for drivers with bad credit in East Pittsburgh is State Farm, offering rates of around $3445 for six months.

Company	Avg. 6 Mo. Premium	Avg. Monthly Premium
Westfield	$251	$42
Auto-Owners Insurance Co	$257	$43
Chubb	$301	$51
American National P&C	$340	$58
USAA	$975	$162
Nationwide	$988	$166
Erie	$1571	$262
Travelers	$1783	$303
Allstate	$2400	$400
Progressive	$2643	$449
State Farm	$3445	$575

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Car Insurance Rates with An Accident in East Pittsburgh

Both accidents and the resulting increase in insurance rates are often beyond our control. When you’re involved in an accident, you become riskier to insure, consequently increasing the rates. In East Pittsburgh, PA, accidents can lead to significant hikes in your premiums.

Cheapest Car Insurance Companies after an At-Fault Accident in East Pittsburgh

The cheapest car insurance companies after an at-fault accident in East Pittsburgh include Westfield and AutoOwners Insurance Co, offering $225 and $257, respectively. Donegal is an expensive provider with an average six-month premium of $251.

Company	Avg. 6 Mo. Premium	Avg. Monthly Premium
Westfield	$225	$38
Auto-Owners Insurance Co	$257	$43
Chubb	$301	$51
American National P&C	$308	$52
Erie	$443	$75
Travelers	$462	$78
State Farm	$475	$80
USAA	$840	$141
Nationwide	$1193	$203
Allstate	$1462	$244
Progressive	$1552	$264
Auto-Owners	$83	$14
Donegal	$251	$42

East Pittsburgh Car Insurance Rates by Violation

Here is a list of driving violations that can increase your car insurance rates in East Pittsburgh PA. For example, the car insurance in East Pittsburgh after a DUI increases to $1078 for a six month policy. While the rate increases by $1187 for a six-month policy in the case of a speeding ticket.

East Pittsburgh auto insurance quotes by violations

Accident/Violation	Avg. 6 Mo Premium	Avg. Monthly Premium
None	$1187	$198
Cell phone violation	$1386	$235
Failure to wear a seat belt	$1386	$231
Failure to stop at a red light	$1399	$238
Illegal turn	$1399	$233
Improper passing	$1399	$238
Speeding in school zone	$1399	$233
Texting while driving	$1399	$238
Driving with expired registration	$1405	$234
Speeding 16 - 20 MPH over limit	$1405	$239
Wrong way/wrong lane	$1418	$237
Open container	$1501	$255
Reckless driving	$2188	$365
Racing	$2226	$378
DUI	$2265	$377
Driving with a suspended license	$2278	$388
Leaving scene of an accident/hit and run	$2297	$382

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Way Tip

Avoid Having A DUI On Your Driving Record.

A DUI can increase your car insurance rates—by $5,000 to $10,000 over five years. Speeding, reckless driving, and at-fault accidents also raise rates, staying on your record for 3–5 years, while DUIs/DWIs can impact you longer.

Car Insurance Rates in East Pittsburgh after a DUI

There may have been times when you drank but chose not to drive—a smart and responsible decision, as most states treat DUIs as a serious offense. Your car insurance rates can double after a DUI charge, making it harder to find affordable coverage in East Pittsburgh.

The cheapest car insurance premiums in East Pittsburgh are offered by American National P&C at $347 for a six-month policy. However, it can be as expensive as $2688 with companies like Nationwide.

East Pittsburgh car insurance quotes with a DUI

Company	Avg. 6 Mo. Premium	Avg. Monthly Premium
American National P&C	$347	$57
Travelers	$545	$92
Erie	$808	$136
Allstate	$1032	$174
Progressive	$1091	$184
State Farm	$1097	$185
USAA	$1148	$193
Nationwide	$2688	$453

Cheapest car insurance after a speeding ticket

One of the easiest ways to save money on car insurance is to stay within the speed limit. After a speeding violation, the cheapest car insurance premiums in East Pittsburgh are offered by Westfield at $135. However, it can be as expensive as $1739 with companies like Nationwide for a similar six-month premium.

Cheapest Car Insurance in East Pittsburgh after Speeding ticket

Company	Avg. 6 Mo. Premium	Avg. Monthly Premium
Westfield	$135	$23
Auto-Owners Insurance Co	$173	$29
Erie	$494	$83
Travelers	$494	$83
State Farm	$565	$95
USAA	$1091	$181
Allstate	$1462	$248
Progressive	$1552	$259
Nationwide	$1739	$296

Car Insurance Price Trends in East Pittsburgh, Pennsylvania

Car insurance rates in East Pittsburgh have fluctuated due to factors such as state regulations, inflation, and changing driving habits.

The average cost of full coverage in the East Pittsburgh rose by $183 in December compared to $180 of November. In other words, there has been an increase by $3 when you compare December and November.

The average cost of liability insurance in the East Pittsburgh rose to $41 in December, compared to $40 in November. This represents an increase of $1 when comparing December and November.

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Frequently Asked Questions

How much is car insurance in East Pittsburgh?

The car insurance in East Pittsburgh is $26 per month, which is lower than the national average.

What is the cheapest car insurance in East Pittsburgh?

The cheapest car insurance in East Pittsburgh is $66 per month for full coverage.

How much is car insurance in East Pittsburgh for teenagers?

Car insurance for teenagers costs $161 per 6 months. The rates for teen drivers are higher due to their lack of experience as drivers.

What's the average cost of car insurance in East Pittsburgh?

The average cost of car insurance is $779 for a six-month policy. It will cost around $141 per month to insure your car in East Pittsburgh.

Is car insurance expensive in East Pittsburgh?

Car insurance can be expensive in East Pittsburgh if your rating factors are not favorable. However, with a clean driving record and good credit score, car insurance rates in East Pittsburgh can be affordable.

Cheapest Car Insurance Quotes in East Pittsburgh

Why you can trust Way?

How Much Is Car Insurance in East Pittsburgh

Avg. Car Insurance in East Pittsburgh

Avg. Car Insurance in Pennsylvania

National Average

Cheapest Car Insurance Companies in East Pittsburgh

1st place: AutoOwners Insurance Co

2nd place: American National P&C

3rd place: Travelers

East Pittsburgh Car Insurance Rates by Company

Cheap Car Insurance Companies in East Pittsburgh, PA

Way's key takeaways about car insurance in East Pittsburgh

High Rates Shouldn’t Drive You Out of Pocket.

Cheapest Minimum Liability Car Insurance in East Pittsburgh

Cheapest Liability Coverage in East Pittsburgh, PA

Cheapest Full Coverage Car Insurance in East Pittsburgh

Cheapest Full Coverage Car Insurance Quotes in East Pittsburgh, PA

Don't Let Hidden Costs Drive You Crazy

Average Car Insurance in East Pittsburgh by Rating Factor

I have a clean driving record. Why is my car insurance rate here in East Pittsburgh, PA increasing?

Car Insurance Premiums by Age in East Pittsburgh

Cheapest Car Insurance Companies Based on Age Group

Cheapest Car Insurance Rates for Teen Drivers in East Pittsburgh,PA

If you are in your twenties Travelers is the best choice for car insurance in East Pittsburgh.

Car Insurance Rates by Credit Score & Driving History

Cheapest Car Insurance Companies for Bad Credit

Escape the Trap of Rising Insurance Costs.

Car Insurance Rates with An Accident in East Pittsburgh

Cheapest Car Insurance Companies after an At-Fault Accident in East Pittsburgh

East Pittsburgh Car Insurance Rates by Violation

East Pittsburgh auto insurance quotes by violations

Your Wallet Deserves Better. Seriously.

Avoid Having A DUI On Your Driving Record.

Car Insurance Rates in East Pittsburgh after a DUI

East Pittsburgh car insurance quotes with a DUI

Cheapest car insurance after a speeding ticket

Cheapest Car Insurance in East Pittsburgh after Speeding ticket

Car Insurance Price Trends in East Pittsburgh, Pennsylvania

Average Car Insurance Cost in East Pittsburgh by ZIP Code

Frequently Asked Questions

Tired of Insane Auto Insurance Bills? Us Too!

Find Car Insurance Rates in Cities Near East Pittsburgh, PA

Car Insurance Rates by State in the USA (2025 Update)

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