Cheapest Car Insurance Quotes in West Conshohocken

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West Conshohocken Car Insurance

^$ 28

/mo

Written by Sara Sam

Edited by Renee Martin

Why you can trust Way?

The auto insurance rates published in this guide are based on the results of research completed by Way’s data team. Using a mix of public and internal data, we analyzed millions of rate averages across U.S. ZIP codes. These rates were publicly sourced from insurer filings and should be used for comparative purposes only — your own quotes will differ. Given this, it’s important to go through our insurance steps form to find how much you can save with Way.

Table of Contents

How Much Is Car Insurance in West Conshohocken

The car insurance rate in West Conshohocken is $951 for a six-month policy, which is $138 higher than the higher than the state average. Root Insurance Company offers the lowest rates in the city at $431, making it a popular choice for budget-conscious drivers. Rates in West Conshohocken can vary depending on your age, driving record, and coverage level, so not every driver will pay the same amount. Choosing a higher deductible, maintaining a clean driving history, and comparing quotes from multiple insurers can help you find better deals and save money over time.

Avg. Car Insurance in West Conshohocken

$951

Avg. Car Insurance in Pennsylvania

$813

National Average

$1278

Cheapest Car Insurance Companies in West Conshohocken

1st place: AutoOwners Insurance Co

At $431 for a six month policy, AutoOwners Insurance Co offers the cheapest auto insurance rates in the city.

2nd place: American National P&C

American National P&C offers auto insurance rates at $598 for a six-month policy, making it one of the cheapest to insure with.

3rd place: Westfield

Westfield offers auto insurance rates at $716 for six months, making it the third cheapest auto insurance company in West Conshohocken.

West Conshohocken Car Insurance Rates by Company

Based on our research, the cheapest car insurance company in West Conshohocken, PA is AutoOwners Insurance Co, offering policies at just $431 for a six-month term. This is followed by American National P&C, which has an average six-month premium of $598.

At the higher end of the spectrum, Encompass is the most expensive, with rates reaching $1140 for a six-month policy. Rates can vary widely by driver, but comparing quotes from multiple companies can help West Conshohocken drivers find the best deals.

Cheap Car Insurance Companies in West Conshohocken, PA

Company	Avg. 6 Mo. Premium	Avg. Monthly Premium
Auto-Owners Insurance Co	$431	$71
American National P&C	$598	$102
Westfield	$716	$119
Travelers	$771	$130
Erie	$938	$158
Nationwide	$1092	$184
State Farm	$1112	$187
Allstate	$1237	$208
USAA	$1314	$221
Progressive	$1633	$275
Auto-Owners	$445	$76
Encompass	$1140	$190

Key Takeaways

Way's key takeaways about car insurance in West Conshohocken

The auto insurance costs in West Conshohocken fall around $431 for six months.
The cheapest auto insurance company in West Conshohocken is Westfield.
Teen drivers pay the highest rate in West Conshohocken at $851 per month.

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Cheapest Minimum Liability Car Insurance in West Conshohocken

Since car insurance is a critical requirement for owning a car, you must have minimum liability car insurance. The cheapest car insurance companies for minimum coverage in West Conshohocken are given below.

Westfield provides the cheapest minimum car insurance coverage in West Conshohocken. Their Average 6 Month Premium is $167. AutoOwners is the most expensive at $90 for the same period.

Cheapest Liability Coverage in West Conshohocken, PA

Company	Avg. 6 Mo. Premium	Avg. Monthly Premium
Westfield	$167	$28
Auto-Owners Insurance Co	$174	$29
Erie	$222	$37
American National P&C	$229	$39
Chubb	$243	$41
Travelers	$257	$43
USAA	$305	$51
State Farm	$319	$54
Nationwide	$410	$69
Progressive	$466	$78
Allstate	$626	$105
Auto-Owners	$90	$15

Cheapest Full Coverage Car Insurance in West Conshohocken

One might think that minimum coverage is only required when insuring your car insurance. However, having full coverage car insurance in any city is certainly a wise choice as it offers better coverage and protection. Our best pick for the cheapest auto insurance quotes in West Conshohocken is AutoOwners Insurance Co at $71 per month and $431 for six months.

Cheapest Full Coverage Car Insurance Quotes in West Conshohocken, PA

Company	Avg. 6 Mo. Premium	Avg. Monthly Premium
Auto-Owners Insurance Co	$431	$71
American National P&C	$598	$102
Westfield	$716	$119
Travelers	$771	$130
Erie	$938	$158
Nationwide	$1092	$184
State Farm	$1112	$187
Allstate	$1237	$208
USAA	$1314	$221
Progressive	$1633	$275
Auto-Owners	$445	$76
Encompass	$1140	$190

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Average Car Insurance in West Conshohocken by Rating Factor

The car insurance rates for two people under the same ZIP code will mostly be different. This is mostly because insurance rates are calculated based on several rating factors. These rating factors include the driver's age, gender, marital status, driving and claims history, credit score, location, type of vehicle, and coverage levels.

I have a clean driving record. Why is my car insurance rate here in West Conshohocken, PA increasing?

Despite maintaining a clean driving record, your car insurance rates in West Conshohocken, Pennsylvania, may be increasing due to several external factors. Pennsylvania has experienced significant rate hikes recently, with average premiums rising by 25.5% in 2023, largely attributed to higher claims volumes and inflation.

Additionally, West Conshohocken's high urban population density, raised auto theft rates, and frequent natural disasters contribute to increased insurance costs.

Car Insurance Premiums by Age in West Conshohocken

It is quite evident why teen drivers pay the highest car insurance rates in any city. Their lack of experience and increased accident rates make them a highly risky category. However, as you grow older, your car insurance rates will decrease. So, it is better to not have separate policies for teens; instead, add them to their parents' policies.

Cheapest Car Insurance Companies Based on Age Group

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Cheapest Car Insurance Rates for Teen Drivers in West Conshohocken,PA

If you are planning to get a car insurance policy for your teenage dependent, Westfield provides the cheapest car insurance in the West Conshohocken at $29 per month. At $5101 for a six-month premium, Nationwide offers the most expensive rate for teen drivers.

Company	Avg. 6 Mo. Premium	Avg. Monthly Premium
Westfield	$174	$29
Auto-Owners Insurance Co	$201	$34
American National P&C	$264	$44
Chubb	$291	$49
Erie	$1196	$201
Travelers	$1376	$232
State Farm	$1981	$333
USAA	$2314	$393
Allstate	$3016	$503
Progressive	$3023	$514
Nationwide	$5101	$851

Teen Car Insurance Rates in PA by Age

Car Insurance Rates by Credit Score & Driving History

Similar to your driving history, your financial history also plays a key role in determining your auto insurance rates. A low credit score would mean a lapse in payment and increased chances of filing claims, which results in higher auto insurance rates. Therefore, the higher the credit score, the lower the car insurance rates will be.

Cheapest Car Insurance Companies for Bad Credit

For those with poor credit scores in West Conshohocken, Westfield is the cheapest car insurance provider. At $271 for a six-month premium, they offer the best rates in the city. The most expensive auto insurance rate for drivers with bad credit in West Conshohocken is State Farm, offering rates of around $5546 for six months.

Company	Avg. 6 Mo. Premium	Avg. Monthly Premium
Westfield	$271	$46
Auto-Owners Insurance Co	$278	$47
Chubb	$326	$55
American National P&C	$369	$63
USAA	$1189	$198
Nationwide	$1237	$208
Erie	$2168	$362
Allstate	$2613	$445
Travelers	$2849	$475
Progressive	$3184	$542
State Farm	$5546	$924

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Save up to $971/yr on car insurance rates in West Conshohocken.

Car Insurance Rates with An Accident in West Conshohocken

Both accidents and the resulting increase in insurance rates are often beyond our control. When you’re involved in an accident, you become riskier to insure, consequently increasing the rates. In West Conshohocken, PA, accidents can lead to significant hikes in your premiums.

Cheapest Car Insurance Companies after an At-Fault Accident in West Conshohocken

The cheapest car insurance companies after an at-fault accident in West Conshohocken include Westfield and AutoOwners Insurance Co, offering $243 and $278, respectively. Donegal is an expensive provider with an average six-month premium of $271.

Company	Avg. 6 Mo. Premium	Avg. Monthly Premium
Westfield	$243	$41
Auto-Owners Insurance Co	$278	$47
Chubb	$326	$55
American National P&C	$333	$56
Erie	$556	$94
State Farm	$646	$109
Travelers	$771	$130
USAA	$1000	$168
Nationwide	$1536	$261
Allstate	$1584	$264
Progressive	$1877	$319
Auto-Owners	$90	$15
Donegal	$271	$46

West Conshohocken Car Insurance Rates by Violation

Here is a list of driving violations that can increase your car insurance rates in West Conshohocken PA. For example, the car insurance in West Conshohocken after a DUI increases to $1167 for a six month policy. While the rate increases by $1286 for a six-month policy in the case of a speeding ticket.

West Conshohocken auto insurance quotes by violations

Accident/Violation	Avg. 6 Mo Premium	Avg. Monthly Premium
None	$1286	$214
Cell phone violation	$1501	$255
Failure to wear a seat belt	$1501	$250
Failure to stop at a red light	$1515	$257
Illegal turn	$1515	$253
Improper passing	$1515	$257
Speeding in school zone	$1515	$253
Texting while driving	$1515	$257
Driving with expired registration	$1522	$254
Speeding 16 - 20 MPH over limit	$1522	$259
Wrong way/wrong lane	$1536	$256
Open container	$1626	$276
Reckless driving	$2370	$395
Racing	$2411	$410
DUI	$2453	$408
Driving with a suspended license	$2468	$420
Leaving scene of an accident/hit and run	$2489	$414

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Way Tip

Avoid Having A DUI On Your Driving Record.

A DUI can increase your car insurance rates—by $5,000 to $10,000 over five years. Speeding, reckless driving, and at-fault accidents also raise rates, staying on your record for 3–5 years, while DUIs/DWIs can impact you longer.

Car Insurance Rates in West Conshohocken after a DUI

There may have been times when you drank but chose not to drive—a smart and responsible decision, as most states treat DUIs as a serious offense. Your car insurance rates can double after a DUI charge, making it harder to find affordable coverage in West Conshohocken.

The cheapest car insurance premiums in West Conshohocken are offered by American National P&C at $376 for a six-month policy. However, it can be as expensive as $3232 with companies like Nationwide.

West Conshohocken car insurance quotes with a DUI

Company	Avg. 6 Mo. Premium	Avg. Monthly Premium
American National P&C	$376	$62
Travelers	$806	$136
Erie	$1007	$170
Allstate	$1119	$188
Progressive	$1223	$206
State Farm	$1425	$240
USAA	$1432	$241
Nationwide	$3232	$544

Cheapest car insurance after a speeding ticket

One of the easiest ways to save money on car insurance is to stay within the speed limit. After a speeding violation, the cheapest car insurance premiums in West Conshohocken are offered by Westfield at $146. However, it can be as expensive as $2252 with companies like Nationwide for a similar six-month premium.

Cheapest Car Insurance in West Conshohocken after Speeding ticket

Company	Avg. 6 Mo. Premium	Avg. Monthly Premium
Westfield	$146	$25
Auto-Owners Insurance Co	$187	$32
Erie	$646	$109
State Farm	$827	$139
Travelers	$896	$151
USAA	$1328	$221
Allstate	$1584	$269
Progressive	$1905	$317
Nationwide	$2252	$383

Car Insurance Price Trends in West Conshohocken, Pennsylvania

Car insurance rates in West Conshohocken have fluctuated due to factors such as state regulations, inflation, and changing driving habits.

The average cost of full coverage in the West Conshohocken rose by $214 in January compared to $198 of December. In other words, there has been an increase by $16 when you compare January and December.

The average cost of liability insurance in the West Conshohocken rose to $53 in January, compared to $44 in December. This represents an increase of $9 when comparing January and December.

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Frequently Asked Questions

How much is car insurance in West Conshohocken?

The car insurance in West Conshohocken is $28 per month, which is lower than the national average.

What is the cheapest car insurance in West Conshohocken?

The cheapest car insurance in West Conshohocken is $71 per month for full coverage.

How much is car insurance in West Conshohocken for teenagers?

Car insurance for teenagers costs $174 per 6 months. The rates for teen drivers are higher due to their lack of experience as drivers.

What's the average cost of car insurance in West Conshohocken?

The average cost of car insurance is $813 for a six-month policy. It will cost around $159 per month to insure your car in West Conshohocken.

Is car insurance expensive in West Conshohocken?

Car insurance can be expensive in West Conshohocken if your rating factors are not favorable. However, with a clean driving record and good credit score, car insurance rates in West Conshohocken can be affordable.

Cheapest Car Insurance Quotes in West Conshohocken

Why you can trust Way?

How Much Is Car Insurance in West Conshohocken

Avg. Car Insurance in West Conshohocken

Avg. Car Insurance in Pennsylvania

National Average

Cheapest Car Insurance Companies in West Conshohocken

1st place: AutoOwners Insurance Co

2nd place: American National P&C

3rd place: Westfield

West Conshohocken Car Insurance Rates by Company

Cheap Car Insurance Companies in West Conshohocken, PA

Way's key takeaways about car insurance in West Conshohocken

High Rates Shouldn’t Drive You Out of Pocket.

Cheapest Minimum Liability Car Insurance in West Conshohocken

Cheapest Liability Coverage in West Conshohocken, PA

Cheapest Full Coverage Car Insurance in West Conshohocken

Cheapest Full Coverage Car Insurance Quotes in West Conshohocken, PA

Don't Let Hidden Costs Drive You Crazy

Average Car Insurance in West Conshohocken by Rating Factor

I have a clean driving record. Why is my car insurance rate here in West Conshohocken, PA increasing?

Car Insurance Premiums by Age in West Conshohocken

Cheapest Car Insurance Companies Based on Age Group

Cheapest Car Insurance Rates for Teen Drivers in West Conshohocken,PA

If you are in your twenties N/A is the best choice for car insurance in West Conshohocken.

Car Insurance Rates by Credit Score & Driving History

Cheapest Car Insurance Companies for Bad Credit

Escape the Trap of Rising Insurance Costs.

Car Insurance Rates with An Accident in West Conshohocken

Cheapest Car Insurance Companies after an At-Fault Accident in West Conshohocken

West Conshohocken Car Insurance Rates by Violation

West Conshohocken auto insurance quotes by violations

Your Wallet Deserves Better. Seriously.

Avoid Having A DUI On Your Driving Record.

Car Insurance Rates in West Conshohocken after a DUI

West Conshohocken car insurance quotes with a DUI

Cheapest car insurance after a speeding ticket

Cheapest Car Insurance in West Conshohocken after Speeding ticket

Car Insurance Price Trends in West Conshohocken, Pennsylvania

Average Car Insurance Cost in West Conshohocken by ZIP Code

Frequently Asked Questions

Tired of Insane Auto Insurance Bills? Us Too!

Find Car Insurance Rates in Cities Near West Conshohocken, PA

Car Insurance Rates by State in the USA (2025 Update)

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