Cheapest Car Insurance Quotes in Vicksburg

Finding the cheapest car insurance quotes in Vicksburg shouldn't be a guessing game. That's why our licensed insurance experts do the heavy lifting for you, analyzing rates from dozens of top companies to find you the best deal.
We believe in making things clear and simple. Our experts compare coverage options and find every possible discount, so you can see your best options side-by-side. It’s fast, free, and designed to save you a ton.

Enter your zip code to get personalized rates.

Featured in

406,175 Policies Sold

Vicksburg Car Insurance

^$ 35

/mo

Written by Sara Sam

Edited by Renee Martin

Why you can trust Way?

The auto insurance rates published in this guide are based on the results of research completed by Way’s data team. Using a mix of public and internal data, we analyzed millions of rate averages across U.S. ZIP codes. These rates were publicly sourced from insurer filings and should be used for comparative purposes only — your own quotes will differ. Given this, it’s important to go through our insurance steps form to find how much you can save with Way.

Table of Contents

How Much Is Car Insurance in Vicksburg

The car insurance rate in Vicksburg is $1179 for a six-month policy, which is $366 higher than the higher than the state average. Root Insurance Company offers the lowest rates in the city at $534, making it a popular choice for budget-conscious drivers. Rates in Vicksburg can vary depending on your age, driving record, and coverage level, so not every driver will pay the same amount. Choosing a higher deductible, maintaining a clean driving history, and comparing quotes from multiple insurers can help you find better deals and save money over time.

Avg. Car Insurance in Vicksburg

$1179

Avg. Car Insurance in Pennsylvania

$813

National Average

$1278

Cheapest Car Insurance Companies in Vicksburg

1st place: AutoOwners Insurance Co

At $534 for a six month policy, AutoOwners Insurance Co offers the cheapest auto insurance rates in the city.

2nd place: American National P&C

American National P&C offers auto insurance rates at $741 for a six-month policy, making it one of the cheapest to insure with.

3rd place: Westfield

Westfield offers auto insurance rates at $887 for six months, making it the third cheapest auto insurance company in Vicksburg.

Vicksburg Car Insurance Rates by Company

Based on our research, the cheapest car insurance company in Vicksburg, PA is AutoOwners Insurance Co, offering policies at just $534 for a six-month term. This is followed by American National P&C, which has an average six-month premium of $741.

At the higher end of the spectrum, Encompass is the most expensive, with rates reaching $1412 for a six-month policy. Rates can vary widely by driver, but comparing quotes from multiple companies can help Vicksburg drivers find the best deals.

Cheap Car Insurance Companies in Vicksburg, PA

Company	Avg. 6 Mo. Premium	Avg. Monthly Premium
Auto-Owners Insurance Co	$534	$88
American National P&C	$741	$126
Westfield	$887	$148
Travelers	$956	$161
Erie	$1163	$196
Nationwide	$1353	$228
State Farm	$1378	$232
Allstate	$1533	$258
USAA	$1628	$274
Progressive	$2024	$341
Auto-Owners	$551	$94
Encompass	$1412	$235

Key Takeaways

Way's key takeaways about car insurance in Vicksburg

The auto insurance costs in Vicksburg fall around $534 for six months.
The cheapest auto insurance company in Vicksburg is Westfield.
Teen drivers pay the highest rate in Vicksburg at $1054 per month.

High Rates Shouldn’t Drive You Out of Pocket.

Save up to $971/yr with our auto insurance quotes

Cheapest Minimum Liability Car Insurance in Vicksburg

Since car insurance is a critical requirement for owning a car, you must have minimum liability car insurance. The cheapest car insurance companies for minimum coverage in Vicksburg are given below.

Westfield provides the cheapest minimum car insurance coverage in Vicksburg. Their Average 6 Month Premium is $207. AutoOwners is the most expensive at $112 for the same period.

Cheapest Liability Coverage in Vicksburg, PA

Company	Avg. 6 Mo. Premium	Avg. Monthly Premium
Westfield	$207	$35
Auto-Owners Insurance Co	$216	$36
Erie	$276	$46
American National P&C	$284	$48
Chubb	$302	$51
Travelers	$319	$54
USAA	$378	$64
State Farm	$396	$67
Nationwide	$508	$86
Progressive	$577	$97
Allstate	$776	$131
Auto-Owners	$112	$19

Cheapest Full Coverage Car Insurance in Vicksburg

One might think that minimum coverage is only required when insuring your car insurance. However, having full coverage car insurance in any city is certainly a wise choice as it offers better coverage and protection. Our best pick for the cheapest auto insurance quotes in Vicksburg is AutoOwners Insurance Co at $88 per month and $534 for six months.

Cheapest Full Coverage Car Insurance Quotes in Vicksburg, PA

Company	Avg. 6 Mo. Premium	Avg. Monthly Premium
Auto-Owners Insurance Co	$534	$88
American National P&C	$741	$126
Westfield	$887	$148
Travelers	$956	$161
Erie	$1163	$196
Nationwide	$1353	$228
State Farm	$1378	$232
Allstate	$1533	$258
USAA	$1628	$274
Progressive	$2024	$341
Auto-Owners	$551	$94
Encompass	$1412	$235

Don't Let Hidden Costs Drive You Crazy

Get Your Car Insurance Quote in Vicksburg Instantly!

Average Car Insurance in Vicksburg by Rating Factor

The car insurance rates for two people under the same ZIP code will mostly be different. This is mostly because insurance rates are calculated based on several rating factors. These rating factors include the driver's age, gender, marital status, driving and claims history, credit score, location, type of vehicle, and coverage levels.

I have a clean driving record. Why is my car insurance rate here in Vicksburg, PA increasing?

Despite maintaining a clean driving record, your car insurance rates in Vicksburg, Pennsylvania, may be increasing due to several external factors. Pennsylvania has experienced significant rate hikes recently, with average premiums rising by 25.5% in 2023, largely attributed to higher claims volumes and inflation.

Additionally, Vicksburg's high urban population density, raised auto theft rates, and frequent natural disasters contribute to increased insurance costs.

Car Insurance Premiums by Age in Vicksburg

It is quite evident why teen drivers pay the highest car insurance rates in any city. Their lack of experience and increased accident rates make them a highly risky category. However, as you grow older, your car insurance rates will decrease. So, it is better to not have separate policies for teens; instead, add them to their parents' policies.

Cheapest Car Insurance Companies Based on Age Group

undefined

Cheapest Car Insurance Rates for Teen Drivers in Vicksburg,PA

If you are planning to get a car insurance policy for your teenage dependent, Westfield provides the cheapest car insurance in the Vicksburg at $36 per month. At $6322 for a six-month premium, Nationwide offers the most expensive rate for teen drivers.

Company	Avg. 6 Mo. Premium	Avg. Monthly Premium
Westfield	$216	$36
Auto-Owners Insurance Co	$249	$42
American National P&C	$328	$55
Chubb	$361	$61
Erie	$1482	$249
Travelers	$1705	$287
State Farm	$2455	$413
USAA	$2868	$487
Allstate	$3738	$624
Progressive	$3747	$637
Nationwide	$6322	$1054

Teen Car Insurance Rates in PA by Age

Car Insurance Rates by Credit Score & Driving History

Similar to your driving history, your financial history also plays a key role in determining your auto insurance rates. A low credit score would mean a lapse in payment and increased chances of filing claims, which results in higher auto insurance rates. Therefore, the higher the credit score, the lower the car insurance rates will be.

Cheapest Car Insurance Companies for Bad Credit

For those with poor credit scores in Vicksburg, Westfield is the cheapest car insurance provider. At $336 for a six-month premium, they offer the best rates in the city. The most expensive auto insurance rate for drivers with bad credit in Vicksburg is State Farm, offering rates of around $6873 for six months.

Company	Avg. 6 Mo. Premium	Avg. Monthly Premium
Westfield	$336	$57
Auto-Owners Insurance Co	$345	$58
Chubb	$405	$68
American National P&C	$457	$78
USAA	$1473	$245
Nationwide	$1533	$258
Erie	$2687	$448
Allstate	$3238	$551
Travelers	$3531	$589
Progressive	$3945	$671
State Farm	$6873	$1146

Escape the Trap of Rising Insurance Costs.

Save up to $971/yr on car insurance rates in Vicksburg.

Car Insurance Rates with An Accident in Vicksburg

Both accidents and the resulting increase in insurance rates are often beyond our control. When you’re involved in an accident, you become riskier to insure, consequently increasing the rates. In Vicksburg, PA, accidents can lead to significant hikes in your premiums.

Cheapest Car Insurance Companies after an At-Fault Accident in Vicksburg

The cheapest car insurance companies after an at-fault accident in Vicksburg include Westfield and AutoOwners Insurance Co, offering $302 and $345, respectively. Donegal is an expensive provider with an average six-month premium of $336.

Company	Avg. 6 Mo. Premium	Avg. Monthly Premium
Westfield	$302	$51
Auto-Owners Insurance Co	$345	$58
Chubb	$405	$68
American National P&C	$413	$70
Erie	$689	$116
State Farm	$800	$135
Travelers	$956	$161
USAA	$1240	$209
Nationwide	$1904	$323
Allstate	$1963	$328
Progressive	$2326	$396
Auto-Owners	$112	$19
Donegal	$336	$57

Vicksburg Car Insurance Rates by Violation

Here is a list of driving violations that can increase your car insurance rates in Vicksburg PA. For example, the car insurance in Vicksburg after a DUI increases to $1447 for a six month policy. While the rate increases by $1594 for a six-month policy in the case of a speeding ticket.

Vicksburg auto insurance quotes by violations

Accident/Violation	Avg. 6 Mo Premium	Avg. Monthly Premium
None	$1594	$265
Cell phone violation	$1860	$316
Failure to wear a seat belt	$1860	$310
Failure to stop at a red light	$1878	$319
Illegal turn	$1878	$313
Improper passing	$1878	$319
Speeding in school zone	$1878	$313
Texting while driving	$1878	$319
Driving with expired registration	$1886	$315
Speeding 16 - 20 MPH over limit	$1886	$320
Wrong way/wrong lane	$1904	$318
Open container	$2016	$342
Reckless driving	$2938	$490
Racing	$2988	$508
DUI	$3041	$506
Driving with a suspended license	$3058	$521
Leaving scene of an accident/hit and run	$3084	$513

Your Wallet Deserves Better. Seriously.

Get smarter car insurance rates in minutes today!

Way Tip

Avoid Having A DUI On Your Driving Record.

A DUI can increase your car insurance rates—by $5,000 to $10,000 over five years. Speeding, reckless driving, and at-fault accidents also raise rates, staying on your record for 3–5 years, while DUIs/DWIs can impact you longer.

Car Insurance Rates in Vicksburg after a DUI

There may have been times when you drank but chose not to drive—a smart and responsible decision, as most states treat DUIs as a serious offense. Your car insurance rates can double after a DUI charge, making it harder to find affordable coverage in Vicksburg.

The cheapest car insurance premiums in Vicksburg are offered by American National P&C at $465 for a six-month policy. However, it can be as expensive as $4005 with companies like Nationwide.

Vicksburg car insurance quotes with a DUI

Company	Avg. 6 Mo. Premium	Avg. Monthly Premium
American National P&C	$465	$77
Travelers	$999	$168
Erie	$1248	$210
Allstate	$1386	$233
Progressive	$1515	$255
State Farm	$1766	$297
USAA	$1775	$299
Nationwide	$4005	$674

Cheapest car insurance after a speeding ticket

One of the easiest ways to save money on car insurance is to stay within the speed limit. After a speeding violation, the cheapest car insurance premiums in Vicksburg are offered by Westfield at $181. However, it can be as expensive as $2791 with companies like Nationwide for a similar six-month premium.

Cheapest Car Insurance in Vicksburg after Speeding ticket

Company	Avg. 6 Mo. Premium	Avg. Monthly Premium
Westfield	$181	$30
Auto-Owners Insurance Co	$232	$39
Erie	$800	$135
State Farm	$1025	$173
Travelers	$1111	$187
USAA	$1646	$274
Allstate	$1963	$334
Progressive	$2361	$393
Nationwide	$2791	$474

Car Insurance Price Trends in Vicksburg, Pennsylvania

Car insurance rates in Vicksburg have fluctuated due to factors such as state regulations, inflation, and changing driving habits.

The average cost of full coverage in the Vicksburg rose by $265 in January compared to $245 of December. In other words, there has been an increase by $20 when you compare January and December.

The average cost of liability insurance in the Vicksburg rose to $65 in January, compared to $55 in December. This represents an increase of $10 when comparing January and December.

Our Insurance Agent Experts

Wilson Mathew Nechikat

Principal

View Profile

Anthony Luu

Senior Director of Insurance Operations

View Profile

Ezra Peterson

Senior Director of Insurance

View Profile

Danny Herrera

Head of Commercial Insurance

View Profile

Frequently Asked Questions

How much is car insurance in Vicksburg?

The car insurance in Vicksburg is $35 per month, which is lower than the national average.

What is the cheapest car insurance in Vicksburg?

The cheapest car insurance in Vicksburg is $88 per month for full coverage.

How much is car insurance in Vicksburg for teenagers?

Car insurance for teenagers costs $216 per 6 months. The rates for teen drivers are higher due to their lack of experience as drivers.

What's the average cost of car insurance in Vicksburg?

The average cost of car insurance is $813 for a six-month policy. It will cost around $197 per month to insure your car in Vicksburg.

Is car insurance expensive in Vicksburg?

Car insurance can be expensive in Vicksburg if your rating factors are not favorable. However, with a clean driving record and good credit score, car insurance rates in Vicksburg can be affordable.

Cheapest Car Insurance Quotes in Vicksburg

Why you can trust Way?

How Much Is Car Insurance in Vicksburg

Avg. Car Insurance in Vicksburg

Avg. Car Insurance in Pennsylvania

National Average

Cheapest Car Insurance Companies in Vicksburg

1st place: AutoOwners Insurance Co

2nd place: American National P&C

3rd place: Westfield

Vicksburg Car Insurance Rates by Company

Cheap Car Insurance Companies in Vicksburg, PA

Way's key takeaways about car insurance in Vicksburg

High Rates Shouldn’t Drive You Out of Pocket.

Cheapest Minimum Liability Car Insurance in Vicksburg

Cheapest Liability Coverage in Vicksburg, PA

Cheapest Full Coverage Car Insurance in Vicksburg

Cheapest Full Coverage Car Insurance Quotes in Vicksburg, PA

Don't Let Hidden Costs Drive You Crazy

Average Car Insurance in Vicksburg by Rating Factor

I have a clean driving record. Why is my car insurance rate here in Vicksburg, PA increasing?

Car Insurance Premiums by Age in Vicksburg

Cheapest Car Insurance Companies Based on Age Group

Cheapest Car Insurance Rates for Teen Drivers in Vicksburg,PA

If you are in your twenties N/A is the best choice for car insurance in Vicksburg.

Car Insurance Rates by Credit Score & Driving History

Cheapest Car Insurance Companies for Bad Credit

Escape the Trap of Rising Insurance Costs.

Car Insurance Rates with An Accident in Vicksburg

Cheapest Car Insurance Companies after an At-Fault Accident in Vicksburg

Vicksburg Car Insurance Rates by Violation

Vicksburg auto insurance quotes by violations

Your Wallet Deserves Better. Seriously.

Avoid Having A DUI On Your Driving Record.

Car Insurance Rates in Vicksburg after a DUI

Vicksburg car insurance quotes with a DUI

Cheapest car insurance after a speeding ticket

Cheapest Car Insurance in Vicksburg after Speeding ticket

Car Insurance Price Trends in Vicksburg, Pennsylvania

Average Car Insurance Cost in Vicksburg by ZIP Code

Frequently Asked Questions

Tired of Insane Auto Insurance Bills? Us Too!

Find Car Insurance Rates in Cities Near Vicksburg, PA

Car Insurance Rates by State in the USA (2025 Update)

Featured Blogs

Data Sources