Cheapest Car Insurance Quotes in Vicksburg

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Vicksburg Car Insurance

^$ 18

/mo

Written by Sara Sam

Edited by Renee Martin

Why you can trust Way?

The auto insurance rates published in this guide are based on the results of research completed by Way’s data team. Using a mix of public and internal data, we analyzed millions of rate averages across U.S. ZIP codes. These rates were publicly sourced from insurer filings and should be used for comparative purposes only — your own quotes will differ. Given this, it’s important to go through our insurance steps form to find how much you can save with Way.

Table of Contents

How Much Is Car Insurance in Vicksburg

The car insurance rate in Vicksburg is $1118 for a six-month policy, which is $331 higher than the higher than the state average. Root Insurance Company offers the lowest rates in the city at $523, making it a popular choice for budget-conscious drivers. Rates in Vicksburg can vary depending on your age, driving record, and coverage level, so not every driver will pay the same amount. Choosing a higher deductible, maintaining a clean driving history, and comparing quotes from multiple insurers can help you find better deals and save money over time.

Avg. Car Insurance in Vicksburg

$1118

Avg. Car Insurance in Pennsylvania

$787

National Average

$1140

Cheapest Car Insurance Companies in Vicksburg

1st place: AutoOwners Insurance Co

At $523 for a six month policy, AutoOwners Insurance Co offers the cheapest auto insurance rates in the city.

2nd place: AutoOwners

AutoOwners offers auto insurance rates at $540 for a six-month policy, making it one of the cheapest to insure with.

3rd place: American National P&C

American National P&C offers auto insurance rates at $726 for six months, making it the third cheapest auto insurance company in Vicksburg.

Vicksburg Car Insurance Rates by Company

Based on our research, the cheapest car insurance company in Vicksburg, PA is AutoOwners Insurance Co, offering policies at just $523 for a six-month term. This is followed by AutoOwners, which has an average six-month premium of $540.

At the higher end of the spectrum, Progressive is the most expensive, with rates reaching $1906 for a six-month policy. Rates can vary widely by driver, but comparing quotes from multiple companies can help Vicksburg drivers find the best deals.

Cheap Car Insurance Companies in Vicksburg, PA

Company	Avg. 6 Mo. Premium	Avg. Monthly Premium
Auto-Owners Insurance Co	$523	$87
Auto-Owners	$540	$92
American National P&C	$726	$121
Travelers	$784	$132
Westfield	$869	$145
Erie	$1139	$192
State Farm	$1190	$200
Nationwide	$1223	$206
Encompass	$1383	$230
Allstate	$1501	$253
USAA	$1636	$275
Progressive	$1906	$321

Key Takeaways

Way's key takeaways about car insurance in Vicksburg

The auto insurance costs in Vicksburg fall around $523 for six months.
The cheapest auto insurance company in Vicksburg is AutoOwners.
Teen drivers pay the highest rate in Vicksburg at $889 per month.

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Cheapest Minimum Liability Car Insurance in Vicksburg

Since car insurance is a critical requirement for owning a car, you must have minimum liability car insurance. The cheapest car insurance companies for minimum coverage in Vicksburg are given below.

AutoOwners provides the cheapest minimum car insurance coverage in Vicksburg. Their Average 6 Month Premium is $109. Allstate is the most expensive at $700 for the same period.

Cheapest Liability Coverage in Vicksburg, PA

Company	Avg. 6 Mo. Premium	Avg. Monthly Premium
Auto-Owners	$109	$18
Westfield	$203	$34
Auto-Owners Insurance Co	$212	$36
Travelers	$253	$43
Erie	$270	$45
American National P&C	$278	$47
Chubb	$295	$50
State Farm	$354	$60
USAA	$354	$60
Progressive	$379	$64
Nationwide	$439	$72
Allstate	$700	$119

Cheapest Full Coverage Car Insurance in Vicksburg

One might think that minimum coverage is only required when insuring your car insurance. However, having full coverage car insurance in any city is certainly a wise choice as it offers better coverage and protection. Our best pick for the cheapest auto insurance quotes in Vicksburg is AutoOwners Insurance Co at $87 per month and $523 for six months.

Cheapest Full Coverage Car Insurance Quotes in Vicksburg, PA

Company	Avg. 6 Mo. Premium	Avg. Monthly Premium
Auto-Owners Insurance Co	$523	$87
Auto-Owners	$540	$92
American National P&C	$726	$121
Travelers	$784	$132
Westfield	$869	$145
Erie	$1139	$192
State Farm	$1190	$200
Nationwide	$1223	$206
Encompass	$1383	$230
Allstate	$1501	$253
USAA	$1636	$275
Progressive	$1906	$321

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Average Car Insurance in Vicksburg by Rating Factor

The car insurance rates for two people under the same ZIP code will mostly be different. This is mostly because insurance rates are calculated based on several rating factors. These rating factors include the driver's age, gender, marital status, driving and claims history, credit score, location, type of vehicle, and coverage levels.

I have a clean driving record. Why is my car insurance rate here in Vicksburg, PA increasing?

Despite maintaining a clean driving record, your car insurance rates in Vicksburg, Pennsylvania, may be increasing due to several external factors. Pennsylvania has experienced significant rate hikes recently, with average premiums rising by 25.5% in 2023, largely attributed to higher claims volumes and inflation.

Additionally, Vicksburg's high urban population density, raised auto theft rates, and frequent natural disasters contribute to increased insurance costs.

Car Insurance Premiums by Age in Vicksburg

It is quite evident why teen drivers pay the highest car insurance rates in any city. Their lack of experience and increased accident rates make them a highly risky category. However, as you grow older, your car insurance rates will decrease. So, it is better to not have separate policies for teens; instead, add them to their parents' policies.

Cheapest Car Insurance Companies Based on Age Group

Age Group	Cheapest Companies	Avg. 6 Mo. Premium
20s	Travelers	$801
30s	Travelers	$554
40s	Travelers	$521
50s	Travelers	$498
60s	Travelers	$498
70s	Travelers	$586

Cheapest Car Insurance Rates for Teen Drivers in Vicksburg,PA

If you are planning to get a car insurance policy for your teenage dependent, Westfield provides the cheapest car insurance in the Vicksburg at $36 per month. At $5230 for a six-month premium, Nationwide offers the most expensive rate for teen drivers.

Company	Avg. 6 Mo. Premium	Avg. Monthly Premium
Westfield	$212	$36
Auto-Owners Insurance Co	$244	$41
American National P&C	$321	$54
Chubb	$354	$60
Travelers	$1012	$170
Erie	$1240	$209
State Farm	$1695	$285
USAA	$2227	$371
Allstate	$3728	$633
Progressive	$5162	$861
Nationwide	$5230	$889

Teen Car Insurance Rates in PA by Age

Way Tip

If you are in your twenties Travelers is the best choice for car insurance in Vicksburg.

As young drivers face the highest rates in Vicksburg, Travelers offers the cheapest auto insurance rates at $801 for six months.

Car Insurance Rates by Credit Score & Driving History

Similar to your driving history, your financial history also plays a key role in determining your auto insurance rates. A low credit score would mean a lapse in payment and increased chances of filing claims, which results in higher auto insurance rates. Therefore, the higher the credit score, the lower the car insurance rates will be.

Cheapest Car Insurance Companies for Bad Credit

For those with poor credit scores in Vicksburg, Westfield is the cheapest car insurance provider. At $329 for a six-month premium, they offer the best rates in the city. The most expensive auto insurance rate for drivers with bad credit in Vicksburg is State Farm, offering rates of around $4530 for six months.

Company	Avg. 6 Mo. Premium	Avg. Monthly Premium
Westfield	$329	$55
Auto-Owners Insurance Co	$338	$57
Chubb	$396	$67
American National P&C	$447	$77
USAA	$1282	$213
Nationwide	$1299	$219
Erie	$2066	$345
Travelers	$2344	$399
Allstate	$3155	$525
Progressive	$3475	$591
State Farm	$4530	$755

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Car Insurance Rates with An Accident in Vicksburg

Both accidents and the resulting increase in insurance rates are often beyond our control. When you’re involved in an accident, you become riskier to insure, consequently increasing the rates. In Vicksburg, PA, accidents can lead to significant hikes in your premiums.

Cheapest Car Insurance Companies after an At-Fault Accident in Vicksburg

The cheapest car insurance companies after an at-fault accident in Vicksburg include AutoOwners and Westfield, offering $109 and $295, respectively. Allstate is an expensive provider with an average six-month premium of $1923.

Company	Avg. 6 Mo. Premium	Avg. Monthly Premium
Auto-Owners	$109	$18
Westfield	$295	$50
Donegal	$329	$55
Auto-Owners Insurance Co	$338	$57
Chubb	$396	$67
American National P&C	$405	$68
Erie	$506	$85
Travelers	$608	$102
State Farm	$625	$105
USAA	$1105	$186
Progressive	$1190	$200
Nationwide	$1569	$261
Allstate	$1923	$327

Vicksburg Car Insurance Rates by Violation

Here is a list of driving violations that can increase your car insurance rates in Vicksburg PA. For example, the car insurance in Vicksburg after a DUI increases to $1417 for a six month policy. While the rate increases by $1561 for a six-month policy in the case of a speeding ticket.

Vicksburg auto insurance quotes by violations

Accident/Violation	Avg. 6 Mo Premium	Avg. Monthly Premium
None	$1561	$260
Cell phone violation	$1822	$310
Failure to wear a seat belt	$1822	$304
Failure to stop at a red light	$1839	$312
Illegal turn	$1839	$307
Improper passing	$1839	$312
Speeding in school zone	$1839	$307
Texting while driving	$1839	$312
Driving with expired registration	$1847	$308
Speeding 16 - 20 MPH over limit	$1847	$314
Wrong way/wrong lane	$1864	$311
Open container	$1974	$335
Reckless driving	$2877	$480
Racing	$2927	$497
DUI	$2978	$496
Driving with a suspended license	$2995	$510
Leaving scene of an accident/hit and run	$3020	$503

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Way Tip

Avoid Having A DUI On Your Driving Record.

A DUI can increase your car insurance rates—by $5,000 to $10,000 over five years. Speeding, reckless driving, and at-fault accidents also raise rates, staying on your record for 3–5 years, while DUIs/DWIs can impact you longer.

Car Insurance Rates in Vicksburg after a DUI

There may have been times when you drank but chose not to drive—a smart and responsible decision, as most states treat DUIs as a serious offense. Your car insurance rates can double after a DUI charge, making it harder to find affordable coverage in Vicksburg.

The cheapest car insurance premiums in Vicksburg are offered by American National P&C at $456 for a six-month policy. However, it can be as expensive as $3534 with companies like Nationwide.

Vicksburg car insurance quotes with a DUI

Company	Avg. 6 Mo. Premium	Avg. Monthly Premium
American National P&C	$456	$75
Travelers	$717	$121
Erie	$1062	$179
Allstate	$1358	$229
Progressive	$1434	$241
State Farm	$1443	$243
USAA	$1509	$254
Nationwide	$3534	$595

Cheapest car insurance after a speeding ticket

One of the easiest ways to save money on car insurance is to stay within the speed limit. After a speeding violation, the cheapest car insurance premiums in Vicksburg are offered by Westfield at $178. However, it can be as expensive as $2286 with companies like Nationwide for a similar six-month premium.

Cheapest Car Insurance in Vicksburg after Speeding ticket

Company	Avg. 6 Mo. Premium	Avg. Monthly Premium
Westfield	$178	$30
Auto-Owners Insurance Co	$227	$38
Erie	$649	$109
Travelers	$649	$109
State Farm	$743	$125
USAA	$1434	$244
Allstate	$1923	$321
Progressive	$2041	$346
Nationwide	$2286	$381

Car Insurance Price Trends in Vicksburg, Pennsylvania

Car insurance rates in Vicksburg have fluctuated due to factors such as state regulations, inflation, and changing driving habits.

The average cost of full coverage in the Vicksburg rose by $237 in December compared to $229 of November. In other words, there has been an increase by $8 when you compare December and November.

The average cost of liability insurance in the Vicksburg remained steady at $53 in both December and November, indicating no change over the two month period.

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Frequently Asked Questions

How much is car insurance in Vicksburg?

The car insurance in Vicksburg is $18 per month, which is lower than the national average.

What is the cheapest car insurance in Vicksburg?

The cheapest car insurance in Vicksburg is $87 per month for full coverage.

How much is car insurance in Vicksburg for teenagers?

Car insurance for teenagers costs $212 per 6 months. The rates for teen drivers are higher due to their lack of experience as drivers.

What's the average cost of car insurance in Vicksburg?

The average cost of car insurance is $787 for a six-month policy. It will cost around $187 per month to insure your car in Vicksburg.

Is car insurance expensive in Vicksburg?

Car insurance can be expensive in Vicksburg if your rating factors are not favorable. However, with a clean driving record and good credit score, car insurance rates in Vicksburg can be affordable.

Cheapest Car Insurance Quotes in Vicksburg

Why you can trust Way?

How Much Is Car Insurance in Vicksburg

Avg. Car Insurance in Vicksburg

Avg. Car Insurance in Pennsylvania

National Average

Cheapest Car Insurance Companies in Vicksburg

1st place: AutoOwners Insurance Co

2nd place: AutoOwners

3rd place: American National P&C

Vicksburg Car Insurance Rates by Company

Cheap Car Insurance Companies in Vicksburg, PA

Way's key takeaways about car insurance in Vicksburg

High Rates Shouldn’t Drive You Out of Pocket.

Cheapest Minimum Liability Car Insurance in Vicksburg

Cheapest Liability Coverage in Vicksburg, PA

Cheapest Full Coverage Car Insurance in Vicksburg

Cheapest Full Coverage Car Insurance Quotes in Vicksburg, PA

Don't Let Hidden Costs Drive You Crazy

Average Car Insurance in Vicksburg by Rating Factor

I have a clean driving record. Why is my car insurance rate here in Vicksburg, PA increasing?

Car Insurance Premiums by Age in Vicksburg

Cheapest Car Insurance Companies Based on Age Group

Cheapest Car Insurance Rates for Teen Drivers in Vicksburg,PA

If you are in your twenties Travelers is the best choice for car insurance in Vicksburg.

Car Insurance Rates by Credit Score & Driving History

Cheapest Car Insurance Companies for Bad Credit

Escape the Trap of Rising Insurance Costs.

Car Insurance Rates with An Accident in Vicksburg

Cheapest Car Insurance Companies after an At-Fault Accident in Vicksburg

Vicksburg Car Insurance Rates by Violation

Vicksburg auto insurance quotes by violations

Your Wallet Deserves Better. Seriously.

Avoid Having A DUI On Your Driving Record.

Car Insurance Rates in Vicksburg after a DUI

Vicksburg car insurance quotes with a DUI

Cheapest car insurance after a speeding ticket

Cheapest Car Insurance in Vicksburg after Speeding ticket

Car Insurance Price Trends in Vicksburg, Pennsylvania

Average Car Insurance Cost in Vicksburg by ZIP Code

Frequently Asked Questions

Tired of Insane Auto Insurance Bills? Us Too!

Find Car Insurance Rates in Cities Near Vicksburg, PA

Car Insurance Rates by State in the USA (2025 Update)

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