Cheapest Car Insurance Quotes in Pine Grove Mills

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Pine Grove Mills Car Insurance

^$ 10

/mo

Written by Sara Sam

Edited by Renee Martin

Why you can trust Way?

The auto insurance rates published in this guide are based on the results of research completed by Way’s data team. Using a mix of public and internal data, we analyzed millions of rate averages across U.S. ZIP codes. These rates were publicly sourced from insurer filings and should be used for comparative purposes only — your own quotes will differ. Given this, it’s important to go through our insurance steps form to find how much you can save with Way.

Table of Contents

How Much Is Car Insurance in Pine Grove Mills

The car insurance rate in Pine Grove Mills is $622 for a six-month policy, which is $165 lower than the higher than the state average. Root Insurance Company offers the lowest rates in the city at $291, making it a popular choice for budget-conscious drivers. Rates in Pine Grove Mills can vary depending on your age, driving record, and coverage level, so not every driver will pay the same amount. Choosing a higher deductible, maintaining a clean driving history, and comparing quotes from multiple insurers can help you find better deals and save money over time.

Avg. Car Insurance in Pine Grove Mills

$622

Avg. Car Insurance in Pennsylvania

$787

National Average

$1140

Cheapest Car Insurance Companies in Pine Grove Mills

1st place: AutoOwners Insurance Co

At $291 for a six month policy, AutoOwners Insurance Co offers the cheapest auto insurance rates in the city.

2nd place: AutoOwners

AutoOwners offers auto insurance rates at $300 for a six-month policy, making it one of the cheapest to insure with.

3rd place: American National P&C

American National P&C offers auto insurance rates at $404 for six months, making it the third cheapest auto insurance company in Pine Grove Mills.

Pine Grove Mills Car Insurance Rates by Company

Based on our research, the cheapest car insurance company in Pine Grove Mills, PA is AutoOwners Insurance Co, offering policies at just $291 for a six-month term. This is followed by AutoOwners, which has an average six-month premium of $300.

At the higher end of the spectrum, Progressive is the most expensive, with rates reaching $1060 for a six-month policy. Rates can vary widely by driver, but comparing quotes from multiple companies can help Pine Grove Mills drivers find the best deals.

Cheap Car Insurance Companies in Pine Grove Mills, PA

Company	Avg. 6 Mo. Premium	Avg. Monthly Premium
Auto-Owners Insurance Co	$291	$48
Auto-Owners	$300	$51
American National P&C	$404	$67
Travelers	$436	$73
Westfield	$483	$81
Erie	$634	$107
State Farm	$662	$111
Nationwide	$680	$115
Encompass	$769	$128
Allstate	$835	$141
USAA	$910	$153
Progressive	$1060	$179

Key Takeaways

Way's key takeaways about car insurance in Pine Grove Mills

The auto insurance costs in Pine Grove Mills fall around $291 for six months.
The cheapest auto insurance company in Pine Grove Mills is AutoOwners.
Teen drivers pay the highest rate in Pine Grove Mills at $495 per month.

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Cheapest Minimum Liability Car Insurance in Pine Grove Mills

Since car insurance is a critical requirement for owning a car, you must have minimum liability car insurance. The cheapest car insurance companies for minimum coverage in Pine Grove Mills are given below.

AutoOwners provides the cheapest minimum car insurance coverage in Pine Grove Mills. Their Average 6 Month Premium is $61. Allstate is the most expensive at $389 for the same period.

Cheapest Liability Coverage in Pine Grove Mills, PA

Company	Avg. 6 Mo. Premium	Avg. Monthly Premium
Auto-Owners	$61	$10
Westfield	$113	$19
Auto-Owners Insurance Co	$118	$20
Travelers	$141	$24
Erie	$150	$25
American National P&C	$155	$26
Chubb	$164	$28
State Farm	$197	$33
USAA	$197	$33
Progressive	$211	$36
Nationwide	$244	$40
Allstate	$389	$66

Cheapest Full Coverage Car Insurance in Pine Grove Mills

One might think that minimum coverage is only required when insuring your car insurance. However, having full coverage car insurance in any city is certainly a wise choice as it offers better coverage and protection. Our best pick for the cheapest auto insurance quotes in Pine Grove Mills is AutoOwners Insurance Co at $48 per month and $291 for six months.

Cheapest Full Coverage Car Insurance Quotes in Pine Grove Mills, PA

Company	Avg. 6 Mo. Premium	Avg. Monthly Premium
Auto-Owners Insurance Co	$291	$48
Auto-Owners	$300	$51
American National P&C	$404	$67
Travelers	$436	$73
Westfield	$483	$81
Erie	$634	$107
State Farm	$662	$111
Nationwide	$680	$115
Encompass	$769	$128
Allstate	$835	$141
USAA	$910	$153
Progressive	$1060	$179

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Average Car Insurance in Pine Grove Mills by Rating Factor

The car insurance rates for two people under the same ZIP code will mostly be different. This is mostly because insurance rates are calculated based on several rating factors. These rating factors include the driver's age, gender, marital status, driving and claims history, credit score, location, type of vehicle, and coverage levels.

I have a clean driving record. Why is my car insurance rate here in Pine Grove Mills, PA increasing?

Despite maintaining a clean driving record, your car insurance rates in Pine Grove Mills, Pennsylvania, may be increasing due to several external factors. Pennsylvania has experienced significant rate hikes recently, with average premiums rising by 25.5% in 2023, largely attributed to higher claims volumes and inflation.

Additionally, Pine Grove Mills's high urban population density, raised auto theft rates, and frequent natural disasters contribute to increased insurance costs.

Car Insurance Premiums by Age in Pine Grove Mills

It is quite evident why teen drivers pay the highest car insurance rates in any city. Their lack of experience and increased accident rates make them a highly risky category. However, as you grow older, your car insurance rates will decrease. So, it is better to not have separate policies for teens; instead, add them to their parents' policies.

Cheapest Car Insurance Companies Based on Age Group

Age Group	Cheapest Companies	Avg. 6 Mo. Premium
20s	Travelers	$446
30s	Travelers	$308
40s	Travelers	$290
50s	Travelers	$277
60s	Travelers	$277
70s	Travelers	$326

Cheapest Car Insurance Rates for Teen Drivers in Pine Grove Mills,PA

If you are planning to get a car insurance policy for your teenage dependent, Westfield provides the cheapest car insurance in the Pine Grove Mills at $20 per month. At $2910 for a six-month premium, Nationwide offers the most expensive rate for teen drivers.

Company	Avg. 6 Mo. Premium	Avg. Monthly Premium
Westfield	$118	$20
Auto-Owners Insurance Co	$136	$23
American National P&C	$179	$30
Chubb	$197	$33
Travelers	$563	$95
Erie	$690	$116
State Farm	$943	$159
USAA	$1239	$206
Allstate	$2074	$352
Progressive	$2872	$479
Nationwide	$2910	$495

Teen Car Insurance Rates in PA by Age

Way Tip

If you are in your twenties Travelers is the best choice for car insurance in Pine Grove Mills.

As young drivers face the highest rates in Pine Grove Mills, Travelers offers the cheapest auto insurance rates at $446 for six months.

Car Insurance Rates by Credit Score & Driving History

Similar to your driving history, your financial history also plays a key role in determining your auto insurance rates. A low credit score would mean a lapse in payment and increased chances of filing claims, which results in higher auto insurance rates. Therefore, the higher the credit score, the lower the car insurance rates will be.

Cheapest Car Insurance Companies for Bad Credit

For those with poor credit scores in Pine Grove Mills, Westfield is the cheapest car insurance provider. At $183 for a six-month premium, they offer the best rates in the city. The most expensive auto insurance rate for drivers with bad credit in Pine Grove Mills is State Farm, offering rates of around $2520 for six months.

Company	Avg. 6 Mo. Premium	Avg. Monthly Premium
Westfield	$183	$31
Auto-Owners Insurance Co	$188	$32
Chubb	$220	$37
American National P&C	$249	$43
USAA	$713	$119
Nationwide	$723	$122
Erie	$1149	$192
Travelers	$1304	$222
Allstate	$1755	$292
Progressive	$1933	$329
State Farm	$2520	$420

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Car Insurance Rates with An Accident in Pine Grove Mills

Both accidents and the resulting increase in insurance rates are often beyond our control. When you’re involved in an accident, you become riskier to insure, consequently increasing the rates. In Pine Grove Mills, PA, accidents can lead to significant hikes in your premiums.

Cheapest Car Insurance Companies after an At-Fault Accident in Pine Grove Mills

The cheapest car insurance companies after an at-fault accident in Pine Grove Mills include AutoOwners and Westfield, offering $61 and $164, respectively. Allstate is an expensive provider with an average six-month premium of $1070.

Company	Avg. 6 Mo. Premium	Avg. Monthly Premium
Auto-Owners	$61	$10
Westfield	$164	$28
Donegal	$183	$31
Auto-Owners Insurance Co	$188	$32
Chubb	$220	$37
American National P&C	$225	$38
Erie	$281	$47
Travelers	$338	$57
State Farm	$348	$58
USAA	$615	$103
Progressive	$662	$111
Nationwide	$873	$145
Allstate	$1070	$182

Pine Grove Mills Car Insurance Rates by Violation

Here is a list of driving violations that can increase your car insurance rates in Pine Grove Mills PA. For example, the car insurance in Pine Grove Mills after a DUI increases to $789 for a six month policy. While the rate increases by $868 for a six-month policy in the case of a speeding ticket.

Pine Grove Mills auto insurance quotes by violations

Accident/Violation	Avg. 6 Mo Premium	Avg. Monthly Premium
None	$868	$145
Cell phone violation	$1014	$172
Failure to wear a seat belt	$1014	$169
Failure to stop at a red light	$1023	$174
Illegal turn	$1023	$171
Improper passing	$1023	$174
Speeding in school zone	$1023	$171
Texting while driving	$1023	$174
Driving with expired registration	$1028	$171
Speeding 16 - 20 MPH over limit	$1028	$175
Wrong way/wrong lane	$1037	$173
Open container	$1098	$186
Reckless driving	$1601	$267
Racing	$1628	$277
DUI	$1657	$276
Driving with a suspended license	$1666	$284
Leaving scene of an accident/hit and run	$1680	$280

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Way Tip

Avoid Having A DUI On Your Driving Record.

A DUI can increase your car insurance rates—by $5,000 to $10,000 over five years. Speeding, reckless driving, and at-fault accidents also raise rates, staying on your record for 3–5 years, while DUIs/DWIs can impact you longer.

Car Insurance Rates in Pine Grove Mills after a DUI

There may have been times when you drank but chose not to drive—a smart and responsible decision, as most states treat DUIs as a serious offense. Your car insurance rates can double after a DUI charge, making it harder to find affordable coverage in Pine Grove Mills.

The cheapest car insurance premiums in Pine Grove Mills are offered by American National P&C at $254 for a six-month policy. However, it can be as expensive as $1966 with companies like Nationwide.

Pine Grove Mills car insurance quotes with a DUI

Company	Avg. 6 Mo. Premium	Avg. Monthly Premium
American National P&C	$254	$42
Travelers	$399	$67
Erie	$591	$100
Allstate	$755	$127
Progressive	$798	$134
State Farm	$803	$135
USAA	$840	$141
Nationwide	$1966	$331

Cheapest car insurance after a speeding ticket

One of the easiest ways to save money on car insurance is to stay within the speed limit. After a speeding violation, the cheapest car insurance premiums in Pine Grove Mills are offered by Westfield at $99. However, it can be as expensive as $1272 with companies like Nationwide for a similar six-month premium.

Cheapest Car Insurance in Pine Grove Mills after Speeding ticket

Company	Avg. 6 Mo. Premium	Avg. Monthly Premium
Westfield	$99	$17
Auto-Owners Insurance Co	$126	$21
Erie	$361	$61
Travelers	$361	$61
State Farm	$413	$70
USAA	$798	$136
Allstate	$1070	$179
Progressive	$1135	$193
Nationwide	$1272	$212

Car Insurance Price Trends in Pine Grove Mills, Pennsylvania

Car insurance rates in Pine Grove Mills have fluctuated due to factors such as state regulations, inflation, and changing driving habits.

The average cost of full coverage in the Pine Grove Mills rose by $132 in December compared to $127 of November. In other words, there has been an increase by $5 when you compare December and November.

The average cost of liability insurance in the Pine Grove Mills remained steady at $29 in both December and November, indicating no change over the two month period.

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Frequently Asked Questions

How much is car insurance in Pine Grove Mills?

The car insurance in Pine Grove Mills is $10 per month, which is lower than the national average.

What is the cheapest car insurance in Pine Grove Mills?

The cheapest car insurance in Pine Grove Mills is $48 per month for full coverage.

How much is car insurance in Pine Grove Mills for teenagers?

Car insurance for teenagers costs $118 per 6 months. The rates for teen drivers are higher due to their lack of experience as drivers.

What's the average cost of car insurance in Pine Grove Mills?

The average cost of car insurance is $787 for a six-month policy. It will cost around $104 per month to insure your car in Pine Grove Mills.

Is car insurance expensive in Pine Grove Mills?

Car insurance can be expensive in Pine Grove Mills if your rating factors are not favorable. However, with a clean driving record and good credit score, car insurance rates in Pine Grove Mills can be affordable.

Cheapest Car Insurance Quotes in Pine Grove Mills

Why you can trust Way?

How Much Is Car Insurance in Pine Grove Mills

Avg. Car Insurance in Pine Grove Mills

Avg. Car Insurance in Pennsylvania

National Average

Cheapest Car Insurance Companies in Pine Grove Mills

1st place: AutoOwners Insurance Co

2nd place: AutoOwners

3rd place: American National P&C

Pine Grove Mills Car Insurance Rates by Company

Cheap Car Insurance Companies in Pine Grove Mills, PA

Way's key takeaways about car insurance in Pine Grove Mills

High Rates Shouldn’t Drive You Out of Pocket.

Cheapest Minimum Liability Car Insurance in Pine Grove Mills

Cheapest Liability Coverage in Pine Grove Mills, PA

Cheapest Full Coverage Car Insurance in Pine Grove Mills

Cheapest Full Coverage Car Insurance Quotes in Pine Grove Mills, PA

Don't Let Hidden Costs Drive You Crazy

Average Car Insurance in Pine Grove Mills by Rating Factor

I have a clean driving record. Why is my car insurance rate here in Pine Grove Mills, PA increasing?

Car Insurance Premiums by Age in Pine Grove Mills

Cheapest Car Insurance Companies Based on Age Group

Cheapest Car Insurance Rates for Teen Drivers in Pine Grove Mills,PA

If you are in your twenties Travelers is the best choice for car insurance in Pine Grove Mills.

Car Insurance Rates by Credit Score & Driving History

Cheapest Car Insurance Companies for Bad Credit

Escape the Trap of Rising Insurance Costs.

Car Insurance Rates with An Accident in Pine Grove Mills

Cheapest Car Insurance Companies after an At-Fault Accident in Pine Grove Mills

Pine Grove Mills Car Insurance Rates by Violation

Pine Grove Mills auto insurance quotes by violations

Your Wallet Deserves Better. Seriously.

Avoid Having A DUI On Your Driving Record.

Car Insurance Rates in Pine Grove Mills after a DUI

Pine Grove Mills car insurance quotes with a DUI

Cheapest car insurance after a speeding ticket

Cheapest Car Insurance in Pine Grove Mills after Speeding ticket

Car Insurance Price Trends in Pine Grove Mills, Pennsylvania

Average Car Insurance Cost in Pine Grove Mills by ZIP Code

Frequently Asked Questions

Tired of Insane Auto Insurance Bills? Us Too!

Find Car Insurance Rates in Cities Near Pine Grove Mills, PA

Car Insurance Rates by State in the USA (2025 Update)

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