Cheapest Car Insurance Quotes in Braddock Hills

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Braddock Hills Car Insurance

^$ 27

/mo

Written by Sara Sam

Edited by Renee Martin

Why you can trust Way?

The auto insurance rates published in this guide are based on the results of research completed by Way’s data team. Using a mix of public and internal data, we analyzed millions of rate averages across U.S. ZIP codes. These rates were publicly sourced from insurer filings and should be used for comparative purposes only — your own quotes will differ. Given this, it’s important to go through our insurance steps form to find how much you can save with Way.

Table of Contents

How Much Is Car Insurance in Braddock Hills

The car insurance rate in Braddock Hills is $919 for a six-month policy, which is $106 higher than the higher than the state average. Root Insurance Company offers the lowest rates in the city at $416, making it a popular choice for budget-conscious drivers. Rates in Braddock Hills can vary depending on your age, driving record, and coverage level, so not every driver will pay the same amount. Choosing a higher deductible, maintaining a clean driving history, and comparing quotes from multiple insurers can help you find better deals and save money over time.

Avg. Car Insurance in Braddock Hills

$919

Avg. Car Insurance in Pennsylvania

$813

National Average

$1278

Cheapest Car Insurance Companies in Braddock Hills

1st place: AutoOwners Insurance Co

At $416 for a six month policy, AutoOwners Insurance Co offers the cheapest auto insurance rates in the city.

2nd place: American National P&C

American National P&C offers auto insurance rates at $577 for a six-month policy, making it one of the cheapest to insure with.

3rd place: Westfield

Westfield offers auto insurance rates at $692 for six months, making it the third cheapest auto insurance company in Braddock Hills.

Braddock Hills Car Insurance Rates by Company

Based on our research, the cheapest car insurance company in Braddock Hills, PA is AutoOwners Insurance Co, offering policies at just $416 for a six-month term. This is followed by American National P&C, which has an average six-month premium of $577.

At the higher end of the spectrum, Encompass is the most expensive, with rates reaching $1101 for a six-month policy. Rates can vary widely by driver, but comparing quotes from multiple companies can help Braddock Hills drivers find the best deals.

Cheap Car Insurance Companies in Braddock Hills, PA

Company	Avg. 6 Mo. Premium	Avg. Monthly Premium
Auto-Owners Insurance Co	$416	$69
American National P&C	$577	$98
Westfield	$692	$115
Travelers	$745	$125
Erie	$906	$153
Nationwide	$1054	$177
State Farm	$1074	$181
Allstate	$1194	$201
USAA	$1269	$214
Progressive	$1577	$266
Auto-Owners	$429	$73
Encompass	$1101	$183

Key Takeaways

Way's key takeaways about car insurance in Braddock Hills

The auto insurance costs in Braddock Hills fall around $416 for six months.
The cheapest auto insurance company in Braddock Hills is Westfield.
Teen drivers pay the highest rate in Braddock Hills at $822 per month.

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Cheapest Minimum Liability Car Insurance in Braddock Hills

Since car insurance is a critical requirement for owning a car, you must have minimum liability car insurance. The cheapest car insurance companies for minimum coverage in Braddock Hills are given below.

Westfield provides the cheapest minimum car insurance coverage in Braddock Hills. Their Average 6 Month Premium is $162. AutoOwners is the most expensive at $87 for the same period.

Cheapest Liability Coverage in Braddock Hills, PA

Company	Avg. 6 Mo. Premium	Avg. Monthly Premium
Westfield	$162	$27
Auto-Owners Insurance Co	$168	$28
Erie	$215	$36
American National P&C	$221	$37
Chubb	$235	$40
Travelers	$249	$42
USAA	$295	$50
State Farm	$308	$52
Nationwide	$395	$67
Progressive	$450	$76
Allstate	$605	$102
Auto-Owners	$87	$15

Cheapest Full Coverage Car Insurance in Braddock Hills

One might think that minimum coverage is only required when insuring your car insurance. However, having full coverage car insurance in any city is certainly a wise choice as it offers better coverage and protection. Our best pick for the cheapest auto insurance quotes in Braddock Hills is AutoOwners Insurance Co at $69 per month and $416 for six months.

Cheapest Full Coverage Car Insurance Quotes in Braddock Hills, PA

Company	Avg. 6 Mo. Premium	Avg. Monthly Premium
Auto-Owners Insurance Co	$416	$69
American National P&C	$577	$98
Westfield	$692	$115
Travelers	$745	$125
Erie	$906	$153
Nationwide	$1054	$177
State Farm	$1074	$181
Allstate	$1194	$201
USAA	$1269	$214
Progressive	$1577	$266
Auto-Owners	$429	$73
Encompass	$1101	$183

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Average Car Insurance in Braddock Hills by Rating Factor

The car insurance rates for two people under the same ZIP code will mostly be different. This is mostly because insurance rates are calculated based on several rating factors. These rating factors include the driver's age, gender, marital status, driving and claims history, credit score, location, type of vehicle, and coverage levels.

I have a clean driving record. Why is my car insurance rate here in Braddock Hills, PA increasing?

Despite maintaining a clean driving record, your car insurance rates in Braddock Hills, Pennsylvania, may be increasing due to several external factors. Pennsylvania has experienced significant rate hikes recently, with average premiums rising by 25.5% in 2023, largely attributed to higher claims volumes and inflation.

Additionally, Braddock Hills's high urban population density, raised auto theft rates, and frequent natural disasters contribute to increased insurance costs.

Car Insurance Premiums by Age in Braddock Hills

It is quite evident why teen drivers pay the highest car insurance rates in any city. Their lack of experience and increased accident rates make them a highly risky category. However, as you grow older, your car insurance rates will decrease. So, it is better to not have separate policies for teens; instead, add them to their parents' policies.

Cheapest Car Insurance Companies Based on Age Group

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Cheapest Car Insurance Rates for Teen Drivers in Braddock Hills,PA

If you are planning to get a car insurance policy for your teenage dependent, Westfield provides the cheapest car insurance in the Braddock Hills at $28 per month. At $4927 for a six-month premium, Nationwide offers the most expensive rate for teen drivers.

Company	Avg. 6 Mo. Premium	Avg. Monthly Premium
Westfield	$168	$28
Auto-Owners Insurance Co	$194	$33
American National P&C	$255	$43
Chubb	$281	$47
Erie	$1155	$194
Travelers	$1329	$224
State Farm	$1913	$322
USAA	$2235	$380
Allstate	$2913	$486
Progressive	$2920	$496
Nationwide	$4927	$822

Teen Car Insurance Rates in PA by Age

Car Insurance Rates by Credit Score & Driving History

Similar to your driving history, your financial history also plays a key role in determining your auto insurance rates. A low credit score would mean a lapse in payment and increased chances of filing claims, which results in higher auto insurance rates. Therefore, the higher the credit score, the lower the car insurance rates will be.

Cheapest Car Insurance Companies for Bad Credit

For those with poor credit scores in Braddock Hills, Westfield is the cheapest car insurance provider. At $262 for a six-month premium, they offer the best rates in the city. The most expensive auto insurance rate for drivers with bad credit in Braddock Hills is State Farm, offering rates of around $5356 for six months.

Company	Avg. 6 Mo. Premium	Avg. Monthly Premium
Westfield	$262	$44
Auto-Owners Insurance Co	$269	$45
Chubb	$315	$53
American National P&C	$356	$61
USAA	$1148	$191
Nationwide	$1194	$201
Erie	$2094	$349
Allstate	$2523	$429
Travelers	$2752	$459
Progressive	$3075	$523
State Farm	$5356	$893

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Car Insurance Rates with An Accident in Braddock Hills

Both accidents and the resulting increase in insurance rates are often beyond our control. When you’re involved in an accident, you become riskier to insure, consequently increasing the rates. In Braddock Hills, PA, accidents can lead to significant hikes in your premiums.

Cheapest Car Insurance Companies after an At-Fault Accident in Braddock Hills

The cheapest car insurance companies after an at-fault accident in Braddock Hills include Westfield and AutoOwners Insurance Co, offering $235 and $269, respectively. Donegal is an expensive provider with an average six-month premium of $262.

Company	Avg. 6 Mo. Premium	Avg. Monthly Premium
Westfield	$235	$40
Auto-Owners Insurance Co	$269	$45
Chubb	$315	$53
American National P&C	$322	$54
Erie	$537	$90
State Farm	$624	$105
Travelers	$745	$125
USAA	$966	$163
Nationwide	$1484	$252
Allstate	$1530	$255
Progressive	$1813	$308
Auto-Owners	$87	$15
Donegal	$262	$44

Braddock Hills Car Insurance Rates by Violation

Here is a list of driving violations that can increase your car insurance rates in Braddock Hills PA. For example, the car insurance in Braddock Hills after a DUI increases to $1128 for a six month policy. While the rate increases by $1242 for a six-month policy in the case of a speeding ticket.

Braddock Hills auto insurance quotes by violations

Accident/Violation	Avg. 6 Mo Premium	Avg. Monthly Premium
None	$1242	$207
Cell phone violation	$1450	$246
Failure to wear a seat belt	$1450	$242
Failure to stop at a red light	$1463	$249
Illegal turn	$1463	$244
Improper passing	$1463	$249
Speeding in school zone	$1463	$244
Texting while driving	$1463	$249
Driving with expired registration	$1470	$245
Speeding 16 - 20 MPH over limit	$1470	$250
Wrong way/wrong lane	$1484	$247
Open container	$1571	$267
Reckless driving	$2289	$382
Racing	$2329	$395
DUI	$2370	$394
Driving with a suspended license	$2383	$406
Leaving scene of an accident/hit and run	$2404	$400

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Way Tip

Avoid Having A DUI On Your Driving Record.

A DUI can increase your car insurance rates—by $5,000 to $10,000 over five years. Speeding, reckless driving, and at-fault accidents also raise rates, staying on your record for 3–5 years, while DUIs/DWIs can impact you longer.

Car Insurance Rates in Braddock Hills after a DUI

There may have been times when you drank but chose not to drive—a smart and responsible decision, as most states treat DUIs as a serious offense. Your car insurance rates can double after a DUI charge, making it harder to find affordable coverage in Braddock Hills.

The cheapest car insurance premiums in Braddock Hills are offered by American National P&C at $363 for a six-month policy. However, it can be as expensive as $3121 with companies like Nationwide.

Braddock Hills car insurance quotes with a DUI

Company	Avg. 6 Mo. Premium	Avg. Monthly Premium
American National P&C	$363	$60
Travelers	$779	$131
Erie	$973	$164
Allstate	$1080	$182
Progressive	$1181	$199
State Farm	$1376	$232
USAA	$1383	$233
Nationwide	$3121	$525

Cheapest car insurance after a speeding ticket

One of the easiest ways to save money on car insurance is to stay within the speed limit. After a speeding violation, the cheapest car insurance premiums in Braddock Hills are offered by Westfield at $141. However, it can be as expensive as $2175 with companies like Nationwide for a similar six-month premium.

Cheapest Car Insurance in Braddock Hills after Speeding ticket

Company	Avg. 6 Mo. Premium	Avg. Monthly Premium
Westfield	$141	$24
Auto-Owners Insurance Co	$181	$31
Erie	$624	$105
State Farm	$799	$134
Travelers	$866	$146
USAA	$1283	$214
Allstate	$1530	$260
Progressive	$1840	$306
Nationwide	$2175	$370

Car Insurance Price Trends in Braddock Hills, Pennsylvania

Car insurance rates in Braddock Hills have fluctuated due to factors such as state regulations, inflation, and changing driving habits.

The average cost of full coverage in the Braddock Hills rose by $207 in January compared to $191 of December. In other words, there has been an increase by $16 when you compare January and December.

The average cost of liability insurance in the Braddock Hills rose to $51 in January, compared to $43 in December. This represents an increase of $8 when comparing January and December.

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Frequently Asked Questions

How much is car insurance in Braddock Hills?

The car insurance in Braddock Hills is $27 per month, which is lower than the national average.

What is the cheapest car insurance in Braddock Hills?

The cheapest car insurance in Braddock Hills is $69 per month for full coverage.

How much is car insurance in Braddock Hills for teenagers?

Car insurance for teenagers costs $168 per 6 months. The rates for teen drivers are higher due to their lack of experience as drivers.

What's the average cost of car insurance in Braddock Hills?

The average cost of car insurance is $813 for a six-month policy. It will cost around $154 per month to insure your car in Braddock Hills.

Is car insurance expensive in Braddock Hills?

Car insurance can be expensive in Braddock Hills if your rating factors are not favorable. However, with a clean driving record and good credit score, car insurance rates in Braddock Hills can be affordable.

Cheapest Car Insurance Quotes in Braddock Hills

Why you can trust Way?

How Much Is Car Insurance in Braddock Hills

Avg. Car Insurance in Braddock Hills

Avg. Car Insurance in Pennsylvania

National Average

Cheapest Car Insurance Companies in Braddock Hills

1st place: AutoOwners Insurance Co

2nd place: American National P&C

3rd place: Westfield

Braddock Hills Car Insurance Rates by Company

Cheap Car Insurance Companies in Braddock Hills, PA

Way's key takeaways about car insurance in Braddock Hills

High Rates Shouldn’t Drive You Out of Pocket.

Cheapest Minimum Liability Car Insurance in Braddock Hills

Cheapest Liability Coverage in Braddock Hills, PA

Cheapest Full Coverage Car Insurance in Braddock Hills

Cheapest Full Coverage Car Insurance Quotes in Braddock Hills, PA

Don't Let Hidden Costs Drive You Crazy

Average Car Insurance in Braddock Hills by Rating Factor

I have a clean driving record. Why is my car insurance rate here in Braddock Hills, PA increasing?

Car Insurance Premiums by Age in Braddock Hills

Cheapest Car Insurance Companies Based on Age Group

Cheapest Car Insurance Rates for Teen Drivers in Braddock Hills,PA

If you are in your twenties N/A is the best choice for car insurance in Braddock Hills.

Car Insurance Rates by Credit Score & Driving History

Cheapest Car Insurance Companies for Bad Credit

Escape the Trap of Rising Insurance Costs.

Car Insurance Rates with An Accident in Braddock Hills

Cheapest Car Insurance Companies after an At-Fault Accident in Braddock Hills

Braddock Hills Car Insurance Rates by Violation

Braddock Hills auto insurance quotes by violations

Your Wallet Deserves Better. Seriously.

Avoid Having A DUI On Your Driving Record.

Car Insurance Rates in Braddock Hills after a DUI

Braddock Hills car insurance quotes with a DUI

Cheapest car insurance after a speeding ticket

Cheapest Car Insurance in Braddock Hills after Speeding ticket

Car Insurance Price Trends in Braddock Hills, Pennsylvania

Average Car Insurance Cost in Braddock Hills by ZIP Code

Frequently Asked Questions

Tired of Insane Auto Insurance Bills? Us Too!

Find Car Insurance Rates in Cities Near Braddock Hills, PA

Car Insurance Rates by State in the USA (2025 Update)

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