Cheapest Car Insurance Quotes in Narberth

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Narberth Car Insurance

^$ 17

/mo

Written by Sara Sam

Edited by Renee Martin

Why you can trust Way?

The auto insurance rates published in this guide are based on the results of research completed by Way’s data team. Using a mix of public and internal data, we analyzed millions of rate averages across U.S. ZIP codes. These rates were publicly sourced from insurer filings and should be used for comparative purposes only — your own quotes will differ. Given this, it’s important to go through our insurance steps form to find how much you can save with Way.

Table of Contents

How Much Is Car Insurance in Narberth

The car insurance rate in Narberth is $1023 for a six-month policy, which is $236 higher than the higher than the state average. Root Insurance Company offers the lowest rates in the city at $478, making it a popular choice for budget-conscious drivers. Rates in Narberth can vary depending on your age, driving record, and coverage level, so not every driver will pay the same amount. Choosing a higher deductible, maintaining a clean driving history, and comparing quotes from multiple insurers can help you find better deals and save money over time.

Avg. Car Insurance in Narberth

$1023

Avg. Car Insurance in Pennsylvania

$787

National Average

$1140

Cheapest Car Insurance Companies in Narberth

1st place: AutoOwners Insurance Co

At $478 for a six month policy, AutoOwners Insurance Co offers the cheapest auto insurance rates in the city.

2nd place: AutoOwners

AutoOwners offers auto insurance rates at $494 for a six-month policy, making it one of the cheapest to insure with.

3rd place: American National P&C

American National P&C offers auto insurance rates at $664 for six months, making it the third cheapest auto insurance company in Narberth.

Narberth Car Insurance Rates by Company

Based on our research, the cheapest car insurance company in Narberth, PA is AutoOwners Insurance Co, offering policies at just $478 for a six-month term. This is followed by AutoOwners, which has an average six-month premium of $494.

At the higher end of the spectrum, Progressive is the most expensive, with rates reaching $1745 for a six-month policy. Rates can vary widely by driver, but comparing quotes from multiple companies can help Narberth drivers find the best deals.

Cheap Car Insurance Companies in Narberth, PA

Company	Avg. 6 Mo. Premium	Avg. Monthly Premium
Auto-Owners Insurance Co	$478	$79
Auto-Owners	$494	$85
American National P&C	$664	$111
Travelers	$718	$121
Westfield	$796	$133
Erie	$1043	$176
State Farm	$1089	$183
Nationwide	$1119	$189
Encompass	$1266	$211
Allstate	$1374	$231
USAA	$1498	$252
Progressive	$1745	$294

Key Takeaways

Way's key takeaways about car insurance in Narberth

The auto insurance costs in Narberth fall around $478 for six months.
The cheapest auto insurance company in Narberth is AutoOwners.
Teen drivers pay the highest rate in Narberth at $814 per month.

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Cheapest Minimum Liability Car Insurance in Narberth

Since car insurance is a critical requirement for owning a car, you must have minimum liability car insurance. The cheapest car insurance companies for minimum coverage in Narberth are given below.

AutoOwners provides the cheapest minimum car insurance coverage in Narberth. Their Average 6 Month Premium is $100. Allstate is the most expensive at $641 for the same period.

Cheapest Liability Coverage in Narberth, PA

Company	Avg. 6 Mo. Premium	Avg. Monthly Premium
Auto-Owners	$100	$17
Westfield	$186	$31
Auto-Owners Insurance Co	$194	$33
Travelers	$231	$39
Erie	$247	$42
American National P&C	$255	$43
Chubb	$270	$46
State Farm	$324	$55
USAA	$324	$55
Progressive	$347	$59
Nationwide	$402	$66
Allstate	$641	$109

Cheapest Full Coverage Car Insurance in Narberth

One might think that minimum coverage is only required when insuring your car insurance. However, having full coverage car insurance in any city is certainly a wise choice as it offers better coverage and protection. Our best pick for the cheapest auto insurance quotes in Narberth is AutoOwners Insurance Co at $79 per month and $478 for six months.

Cheapest Full Coverage Car Insurance Quotes in Narberth, PA

Company	Avg. 6 Mo. Premium	Avg. Monthly Premium
Auto-Owners Insurance Co	$478	$79
Auto-Owners	$494	$85
American National P&C	$664	$111
Travelers	$718	$121
Westfield	$796	$133
Erie	$1043	$176
State Farm	$1089	$183
Nationwide	$1119	$189
Encompass	$1266	$211
Allstate	$1374	$231
USAA	$1498	$252
Progressive	$1745	$294

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Average Car Insurance in Narberth by Rating Factor

The car insurance rates for two people under the same ZIP code will mostly be different. This is mostly because insurance rates are calculated based on several rating factors. These rating factors include the driver's age, gender, marital status, driving and claims history, credit score, location, type of vehicle, and coverage levels.

I have a clean driving record. Why is my car insurance rate here in Narberth, PA increasing?

Despite maintaining a clean driving record, your car insurance rates in Narberth, Pennsylvania, may be increasing due to several external factors. Pennsylvania has experienced significant rate hikes recently, with average premiums rising by 25.5% in 2023, largely attributed to higher claims volumes and inflation.

Additionally, Narberth's high urban population density, raised auto theft rates, and frequent natural disasters contribute to increased insurance costs.

Car Insurance Premiums by Age in Narberth

It is quite evident why teen drivers pay the highest car insurance rates in any city. Their lack of experience and increased accident rates make them a highly risky category. However, as you grow older, your car insurance rates will decrease. So, it is better to not have separate policies for teens; instead, add them to their parents' policies.

Cheapest Car Insurance Companies Based on Age Group

Age Group	Cheapest Companies	Avg. 6 Mo. Premium
20s	Travelers	$733
30s	Travelers	$507
40s	Travelers	$477
50s	Travelers	$456
60s	Travelers	$456
70s	Travelers	$537

Cheapest Car Insurance Rates for Teen Drivers in Narberth,PA

If you are planning to get a car insurance policy for your teenage dependent, Westfield provides the cheapest car insurance in the Narberth at $33 per month. At $4788 for a six-month premium, Nationwide offers the most expensive rate for teen drivers.

Company	Avg. 6 Mo. Premium	Avg. Monthly Premium
Westfield	$194	$33
Auto-Owners Insurance Co	$224	$38
American National P&C	$294	$49
Chubb	$324	$55
Travelers	$927	$156
Erie	$1135	$191
State Farm	$1552	$261
USAA	$2038	$339
Allstate	$3413	$580
Progressive	$4726	$788
Nationwide	$4788	$814

Teen Car Insurance Rates in PA by Age

Way Tip

If you are in your twenties Travelers is the best choice for car insurance in Narberth.

As young drivers face the highest rates in Narberth, Travelers offers the cheapest auto insurance rates at $733 for six months.

Car Insurance Rates by Credit Score & Driving History

Similar to your driving history, your financial history also plays a key role in determining your auto insurance rates. A low credit score would mean a lapse in payment and increased chances of filing claims, which results in higher auto insurance rates. Therefore, the higher the credit score, the lower the car insurance rates will be.

Cheapest Car Insurance Companies for Bad Credit

For those with poor credit scores in Narberth, Westfield is the cheapest car insurance provider. At $302 for a six-month premium, they offer the best rates in the city. The most expensive auto insurance rate for drivers with bad credit in Narberth is State Farm, offering rates of around $4147 for six months.

Company	Avg. 6 Mo. Premium	Avg. Monthly Premium
Westfield	$302	$51
Auto-Owners Insurance Co	$309	$52
Chubb	$363	$61
American National P&C	$410	$70
USAA	$1174	$195
Nationwide	$1190	$200
Erie	$1892	$316
Travelers	$2146	$365
Allstate	$2889	$481
Progressive	$3181	$541
State Farm	$4147	$692

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Car Insurance Rates with An Accident in Narberth

Both accidents and the resulting increase in insurance rates are often beyond our control. When you’re involved in an accident, you become riskier to insure, consequently increasing the rates. In Narberth, PA, accidents can lead to significant hikes in your premiums.

Cheapest Car Insurance Companies after an At-Fault Accident in Narberth

The cheapest car insurance companies after an at-fault accident in Narberth include AutoOwners and Westfield, offering $100 and $270, respectively. Allstate is an expensive provider with an average six-month premium of $1760.

Company	Avg. 6 Mo. Premium	Avg. Monthly Premium
Auto-Owners	$100	$17
Westfield	$270	$46
Donegal	$302	$51
Auto-Owners Insurance Co	$309	$52
Chubb	$363	$61
American National P&C	$371	$62
Erie	$463	$78
Travelers	$556	$94
State Farm	$572	$96
USAA	$1011	$170
Progressive	$1089	$183
Nationwide	$1437	$239
Allstate	$1760	$299

Narberth Car Insurance Rates by Violation

Here is a list of driving violations that can increase your car insurance rates in Narberth PA. For example, the car insurance in Narberth after a DUI increases to $1297 for a six month policy. While the rate increases by $1429 for a six-month policy in the case of a speeding ticket.

Narberth auto insurance quotes by violations

Accident/Violation	Avg. 6 Mo Premium	Avg. Monthly Premium
None	$1429	$238
Cell phone violation	$1668	$283
Failure to wear a seat belt	$1668	$278
Failure to stop at a red light	$1684	$286
Illegal turn	$1684	$281
Improper passing	$1684	$286
Speeding in school zone	$1684	$281
Texting while driving	$1684	$286
Driving with expired registration	$1691	$282
Speeding 16 - 20 MPH over limit	$1691	$287
Wrong way/wrong lane	$1707	$285
Open container	$1807	$307
Reckless driving	$2634	$439
Racing	$2679	$455
DUI	$2726	$454
Driving with a suspended license	$2742	$467
Leaving scene of an accident/hit and run	$2765	$460

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Way Tip

Avoid Having A DUI On Your Driving Record.

A DUI can increase your car insurance rates—by $5,000 to $10,000 over five years. Speeding, reckless driving, and at-fault accidents also raise rates, staying on your record for 3–5 years, while DUIs/DWIs can impact you longer.

Car Insurance Rates in Narberth after a DUI

There may have been times when you drank but chose not to drive—a smart and responsible decision, as most states treat DUIs as a serious offense. Your car insurance rates can double after a DUI charge, making it harder to find affordable coverage in Narberth.

The cheapest car insurance premiums in Narberth are offered by American National P&C at $417 for a six-month policy. However, it can be as expensive as $3236 with companies like Nationwide.

Narberth car insurance quotes with a DUI

Company	Avg. 6 Mo. Premium	Avg. Monthly Premium
American National P&C	$417	$69
Travelers	$657	$111
Erie	$972	$164
Allstate	$1243	$209
Progressive	$1313	$221
State Farm	$1321	$222
USAA	$1382	$233
Nationwide	$3236	$545

Cheapest car insurance after a speeding ticket

One of the easiest ways to save money on car insurance is to stay within the speed limit. After a speeding violation, the cheapest car insurance premiums in Narberth are offered by Westfield at $163. However, it can be as expensive as $2093 with companies like Nationwide for a similar six-month premium.

Cheapest Car Insurance in Narberth after Speeding ticket

Company	Avg. 6 Mo. Premium	Avg. Monthly Premium
Westfield	$163	$27
Auto-Owners Insurance Co	$208	$35
Erie	$594	$100
Travelers	$594	$100
State Farm	$680	$114
USAA	$1313	$224
Allstate	$1760	$294
Progressive	$1868	$317
Nationwide	$2093	$348

Car Insurance Price Trends in Narberth, Pennsylvania

Car insurance rates in Narberth have fluctuated due to factors such as state regulations, inflation, and changing driving habits.

The average cost of full coverage in the Narberth rose by $217 in December compared to $209 of November. In other words, there has been an increase by $8 when you compare December and November.

The average cost of liability insurance in the Narberth remained steady at $48 in both December and November, indicating no change over the two month period.

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Frequently Asked Questions

How much is car insurance in Narberth?

The car insurance in Narberth is $17 per month, which is lower than the national average.

What is the cheapest car insurance in Narberth?

The cheapest car insurance in Narberth is $79 per month for full coverage.

How much is car insurance in Narberth for teenagers?

Car insurance for teenagers costs $194 per 6 months. The rates for teen drivers are higher due to their lack of experience as drivers.

What's the average cost of car insurance in Narberth?

The average cost of car insurance is $787 for a six-month policy. It will cost around $172 per month to insure your car in Narberth.

Is car insurance expensive in Narberth?

Car insurance can be expensive in Narberth if your rating factors are not favorable. However, with a clean driving record and good credit score, car insurance rates in Narberth can be affordable.

Cheapest Car Insurance Quotes in Narberth

Why you can trust Way?

How Much Is Car Insurance in Narberth

Avg. Car Insurance in Narberth

Avg. Car Insurance in Pennsylvania

National Average

Cheapest Car Insurance Companies in Narberth

1st place: AutoOwners Insurance Co

2nd place: AutoOwners

3rd place: American National P&C

Narberth Car Insurance Rates by Company

Cheap Car Insurance Companies in Narberth, PA

Way's key takeaways about car insurance in Narberth

High Rates Shouldn’t Drive You Out of Pocket.

Cheapest Minimum Liability Car Insurance in Narberth

Cheapest Liability Coverage in Narberth, PA

Cheapest Full Coverage Car Insurance in Narberth

Cheapest Full Coverage Car Insurance Quotes in Narberth, PA

Don't Let Hidden Costs Drive You Crazy

Average Car Insurance in Narberth by Rating Factor

I have a clean driving record. Why is my car insurance rate here in Narberth, PA increasing?

Car Insurance Premiums by Age in Narberth

Cheapest Car Insurance Companies Based on Age Group

Cheapest Car Insurance Rates for Teen Drivers in Narberth,PA

If you are in your twenties Travelers is the best choice for car insurance in Narberth.

Car Insurance Rates by Credit Score & Driving History

Cheapest Car Insurance Companies for Bad Credit

Escape the Trap of Rising Insurance Costs.

Car Insurance Rates with An Accident in Narberth

Cheapest Car Insurance Companies after an At-Fault Accident in Narberth

Narberth Car Insurance Rates by Violation

Narberth auto insurance quotes by violations

Your Wallet Deserves Better. Seriously.

Avoid Having A DUI On Your Driving Record.

Car Insurance Rates in Narberth after a DUI

Narberth car insurance quotes with a DUI

Cheapest car insurance after a speeding ticket

Cheapest Car Insurance in Narberth after Speeding ticket

Car Insurance Price Trends in Narberth, Pennsylvania

Average Car Insurance Cost in Narberth by ZIP Code

Frequently Asked Questions

Tired of Insane Auto Insurance Bills? Us Too!

Find Car Insurance Rates in Cities Near Narberth, PA

Car Insurance Rates by State in the USA (2025 Update)

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Data Sources